Florida Senate - 2011                             CS for SB 1414
       
       
       
       By the Committee on Banking and Insurance; and Senator Wise
       
       
       
       
       597-02874-11                                          20111414c1
    1                        A bill to be entitled                      
    2         An act relating to health insurance; creating ss.
    3         627.64995, 627.66995, and 641.31099, F.S.; prohibiting
    4         certain health insurance policies and health
    5         maintenance contracts from providing coverage for
    6         abortions; providing exceptions; defining the term
    7         “state”; amending s. 627.6515, F.S.; providing that
    8         certain restrictions on coverage for abortions apply
    9         to certain group health insurance policies issued or
   10         delivered outside the state which provide coverage to
   11         residents of the state; amending s. 627.6699, F.S.;
   12         providing that certain restrictions on coverage for
   13         abortions apply to plans under the Employee Health
   14         Care Access Act; providing an effective date.
   15  
   16  Be It Enacted by the Legislature of the State of Florida:
   17  
   18         Section 1. Section 627.64995, Florida Statutes, is created
   19  to read:
   20         627.64995 Restrictions on use of state and federal funds
   21  for state exchanges.—
   22         (1) A health insurance policy under which coverage is
   23  purchased in whole or in part with any state or federal funds
   24  through an exchange created pursuant to the federal Patient
   25  Protection and Affordable Care Act, Pub. L. No. 111-148, may not
   26  provide coverage for an abortion as defined in s. 390.011(1),
   27  except if the physician certifies in writing that an abortion is
   28  necessary to save the life of the mother or if the pregnancy is
   29  the result of an act of rape or incest. Coverage is deemed to be
   30  purchased with state or federal funds if any tax credit or cost
   31  sharing credit is applied toward the health insurance policy.
   32         (2)This section does not prohibit a health insurance
   33  policy from offering separate coverage for an abortion if such
   34  coverage is not purchased in whole or in part with state or
   35  federal funds.
   36         (3) As used in this section, the term “state” means this
   37  state or any political subdivision of the state.
   38         Section 2. Section 627.66995, Florida Statutes, is created
   39  to read:
   40         627.66995 Restrictions on use of state and federal funds
   41  for state exchanges.—
   42         (1) A group, franchise, or blanket health insurance policy
   43  under which coverage is purchased in whole or in part with any
   44  state or federal funds through an exchange created pursuant to
   45  the federal Patient Protection and Affordable Care Act, Pub. L.
   46  No. 111-148, may not provide coverage for an abortion as defined
   47  in s. 390.011(1), except if the physician certifies in writing
   48  that an abortion is necessary to save the life of the mother or
   49  if the pregnancy is the result of an act of rape or incest.
   50  Coverage is deemed to be purchased with state or federal funds
   51  if any tax credit or cost-sharing credit is applied toward the
   52  group, franchise, or blanket health insurance policy.
   53         (2) This section does not prohibit a group, franchise, or
   54  blanket health insurance policy from offering separate coverage
   55  for an abortion if such coverage is not purchased in whole or in
   56  part with state or federal funds.
   57         (3) As used in this section, the term “state” means this
   58  state or any political subdivision of the state.
   59         Section 3. Section 641.31099, Florida Statutes, is created
   60  to read:
   61         641.31099 Restrictions on use of state and federal funds
   62  for state exchanges.—
   63         (1) A health maintenance contract under which coverage is
   64  purchased in whole or in part with any state or federal funds
   65  through an exchange created pursuant to the federal Patient
   66  Protection and Affordable Care Act, Pub. L. No. 111-148, may not
   67  provide coverage for an abortion as defined in s. 390.011(1),
   68  except if the physician certifies in writing that an abortion is
   69  necessary to save the life of the mother or if the pregnancy is
   70  the result of an act of rape or incest. Coverage is deemed to be
   71  purchased with state or federal funds if any tax credit or cost
   72  sharing credit is applied toward the health maintenance
   73  contract.
   74         (2) This section does not prohibit a health maintenance
   75  contract from offering separate coverage for an abortion if such
   76  coverage is not purchased in whole or in part with state or
   77  federal funds.
   78         (3) As used in this section, the term “state” means this
   79  state or any political subdivision of the state.
   80         Section 4. Paragraph (c) of subsection (2) of section
   81  627.6515, Florida Statutes, is amended to read:
   82         627.6515 Out-of-state groups.—
   83         (2) Except as otherwise provided in this part, this part
   84  does not apply to a group health insurance policy issued or
   85  delivered outside this state under which a resident of this
   86  state is provided coverage if:
   87         (c) The policy provides the benefits specified in ss.
   88  627.419, 627.6574, 627.6575, 627.6579, 627.6612, 627.66121,
   89  627.66122, 627.6613, 627.667, 627.6675, 627.6691, and 627.66911,
   90  and complies with the requirements of 627.66995.
   91         Section 5. Present subsection (17) of section 627.6699,
   92  Florida Statutes, is renumbered as subsection (18), and a new
   93  subsection (17) is added to that section, to read:
   94         627.6699 Employee Health Care Access Act.—
   95         (17) RESTRICTIONS ON COVERAGE.—
   96         (a) A plan under which coverage is purchased in whole or in
   97  part with any state or federal funds through an exchange created
   98  pursuant to the federal Patient Protection and Affordable Care
   99  Act, Pub. L. No. 111-148, may not provide coverage for an
  100  abortion, as defined in s. 390.011(1), unless the physician
  101  certifies in writing that an abortion is necessary to save the
  102  life of the mother or if the pregnancy is the result of an act
  103  of rape or incest. Coverage is deemed to be purchased with state
  104  or federal funds if any tax credit or cost-sharing credit is
  105  applied toward the plan.
  106         (b) This subsection does not prohibit a plan from providing
  107  any person or entity with separate coverage for an abortion if
  108  such coverage is not purchased in whole or in part with state or
  109  federal funds.
  110         (c) As used in this section, the term “state” means this
  111  state or any political subdivision of the state.
  112         Section 6. This act shall take effect July 1, 2011.