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CS/SB 102: Credit Reports

GENERAL BILL by Commerce and Tourism ; Siplin ; (CO-INTRODUCERS) Detert ; Lynn ; Braynon

Credit Reports; Prohibiting an employer from using a job applicant’s credit report or credit history to make certain hiring, compensation, or other employment decisions; prohibiting an insurer using a rate, rating schedule, rating manual, or an underwriting rule that is not contained in a rating manual and is determined in whole or in part on the basis of a credit report or credit score of an insured; including the refusal to insure or continue to insure any individual or risk because of the insured’s or applicant’s credit report or credit score among the list of activities constituting unfair methods of competition and unfair or deceptive acts; prohibiting the use by insurers of credit reports and credit scores in making rating determinations, etc.

Effective Date: 7/1/2012
Last Action: 3/9/2012 Senate - Died in Banking and Insurance
Location: In committee/council (BI)
Bill Text: Web Page | PDF
Senate Committee References:
  1. Commerce and Tourism (CM)
  2. Banking and Insurance (BI)
  3. Governmental Oversight and Accountability (GO)



Bill History

Date Chamber Action
8/29/2011 Senate • Filed
9/8/2011 Senate • Referred to Commerce and Tourism; Banking and Insurance; Governmental Oversight and Accountability -SJ 17
1/10/2012 Senate • Introduced -SJ 17
1/13/2012 Senate • On Committee agenda-- Commerce and Tourism, 01/19/12, 8:00 am, 401 Senate Office Building
1/19/2012 Senate • CS by Commerce and Tourism; YEAS 6 NAYS 0 -SJ 264
1/23/2012 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
1/24/2012 Senate • Now in Banking and Insurance -SJ 264
• CS by Commerce and Tourism read 1st time -SJ 268
3/9/2012 Senate • Died in Banking and Insurance