Florida Senate - 2013                        COMMITTEE AMENDMENT
       Bill No. SB 378
       
       
       
       
       
       
                                Barcode 783282                          
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
                  Comm: RCS            .                                
                  03/14/2013           .                                
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       The Committee on Banking and Insurance (Hays) recommended the
       following:
       
    1         Senate Amendment 
    2  
    3         Delete lines 489 - 529
    4  and insert:
    5         16. Must limit coverage on mobile homes or manufactured
    6  homes built before 1994 to actual cash value of the dwelling
    7  rather than replacement costs of the dwelling.
    8         17. Must provide coverage for manufactured or mobile home
    9  dwellings. Such coverage must also include the following
   10  attached structures:
   11         a. Screened enclosures that are aluminum framed or screened
   12  enclosures that are not covered by the same or substantially the
   13  same materials as that of the primary dwelling;
   14         b. Carports that are aluminum or carports not covered by
   15  the same or substantially the same materials as that of the
   16  primary dwelling; and
   17         c. Patios that have a roof covering constructed of
   18  materials that are not the same or substantially the same
   19  materials as that of the primary dwelling.
   20  
   21  The corporation shall make available a policy for mobile homes
   22  or manufactured homes for a minimum insured value of at least
   23  $3,000.
   24         18.17. May provide such limits of coverage as the board
   25  determines, consistent with the requirements of this subsection.
   26         19.18. May require commercial property to meet specified
   27  hurricane mitigation construction features as a condition of
   28  eligibility for coverage.
   29         20.19. Must provide that new or renewal policies issued by
   30  the corporation on or after January 1, 2012, which cover
   31  sinkhole loss do not include coverage for any loss to
   32  appurtenant structures, driveways, sidewalks, decks, or patios
   33  that are directly or indirectly caused by sinkhole activity. The
   34  corporation shall exclude such coverage using a notice of
   35  coverage change, which may be included with the policy renewal,
   36  and not by issuance of a notice of nonrenewal of the excluded
   37  coverage upon renewal of the current policy.
   38         21.20. As of January 1, 2012, must require that the agent