Florida Senate - 2015                              CS for SB 216
       
       
        
       By the Committee on Community Affairs; and Senator Bradley
       
       
       
       
       
       578-01469-15                                           2015216c1
    1                        A bill to be entitled                      
    2         An act relating to publicly funded retirement
    3         programs; amending s. 112.63, F.S.; requiring that
    4         actuarial reports for certain retirement systems or
    5         plans include mortality tables; amending s. 112.664,
    6         F.S.; revising information to be included in the
    7         annual report of a defined benefit system or plan to
    8         the Department of Management Services; amending s.
    9         175.041, F.S.; revising applicability of the Marvin B.
   10         Clayton Firefighters Pension Trust Fund Act; providing
   11         that any municipality that provides fire protection
   12         services to a municipal service taxing unit under an
   13         interlocal agreement is eligible to receive property
   14         insurance premium taxes; amending s. 175.101, F.S.;
   15         authorizing a municipal service taxing unit that
   16         enters into an interlocal agreement for fire
   17         protection services with another municipality to
   18         impose an excise tax on property insurance premiums;
   19         amending s. 175.111, F.S.; requiring municipal service
   20         taxing units to provide the Division of Retirement of
   21         the Department of Management Services with a certified
   22         copy of the ordinance assessing and imposing certain
   23         taxes; amending ss. 175.122 and 175.351, F.S.;
   24         revising provisions relating to the limitation of
   25         disbursement to conform to changes made by the act;
   26         amending s. 175.411, F.S.; authorizing a municipal
   27         service taxing unit, under certain conditions, to
   28         revoke its participation and cease to receive property
   29         insurance premium taxes; providing an effective date.
   30          
   31  Be It Enacted by the Legislature of the State of Florida:
   32  
   33         Section 1. Subsection (1) of section 112.63, Florida
   34  Statutes, is amended to read:
   35         112.63 Actuarial reports and statements of actuarial
   36  impact; review.—
   37         (1) Each retirement system or plan subject to the
   38  provisions of this act shall have regularly scheduled actuarial
   39  reports prepared and certified by an enrolled actuary. The
   40  actuarial report shall consist of, but need shall not be limited
   41  to, the following:
   42         (a) Adequacy of employer and employee contribution rates in
   43  meeting levels of employee benefits provided in the system and
   44  changes, if any, needed in such rates to achieve or preserve a
   45  level of funding deemed adequate to enable payment through the
   46  indefinite future of the benefit amounts prescribed by the
   47  system, which shall include a valuation of present assets, based
   48  on statement value, and prospective assets and liabilities of
   49  the system and the extent of unfunded accrued liabilities, if
   50  any.
   51         (b) A plan to amortize any unfunded liability pursuant to
   52  s. 112.64 and a description of actions taken to reduce the
   53  unfunded liability.
   54         (c) A description and explanation of actuarial assumptions.
   55         (d) A schedule illustrating the amortization of unfunded
   56  liabilities, if any.
   57         (e) A comparative review illustrating the actual salary
   58  increases granted and the rate of investment return realized
   59  over the 3-year period preceding the actuarial report with the
   60  assumptions used in both the preceding and current actuarial
   61  reports.
   62         (f) Mortality tables that use mortality methodology
   63  consistent with the most recently published actuarial valuation
   64  report of the Florida Retirement System.
   65         (g)(f) A statement by the enrolled actuary that the report
   66  is complete and accurate and that in his or her opinion the
   67  techniques and assumptions used are reasonable and meet the
   68  requirements and intent of this act.
   69  
   70  The actuarial cost methods utilized for establishing the amount
   71  of the annual actuarial normal cost to support the promised
   72  benefits shall only be those methods approved in the Employee
   73  Retirement Income Security Act of 1974 and as permitted under
   74  regulations prescribed by the Secretary of the Treasury.
   75         Section 2. Subsection (1) of section 112.664, Florida
   76  Statutes, is amended to read:
   77         112.664 Reporting standards for defined benefit retirement
   78  plans or systems.—
   79         (1) In addition to the other reporting requirements of this
   80  part, within 60 days after receipt of the certified actuarial
   81  report submitted after the close of the plan year that ends on
   82  or after June 30, 2014, and thereafter in each year required
   83  under s. 112.63(2), each defined benefit retirement system or
   84  plan, excluding the Florida Retirement System, shall prepare and
   85  electronically report the following information to the
   86  Department of Management Services in a format prescribed by the
   87  department:
   88         (a) Annual financial statements that comply are in
   89  compliance with the requirements of the Governmental Accounting
   90  Standards Government Accounting and Standard Board’s Statement
   91  No. 67, titled “Financial Reporting for Pension Plans,” and
   92  Statement No. 68, titled “Accounting and Financial Reporting for
   93  Pensions, using mortality tables that use mortality methodology
   94  consistent with the most recently published actuarial valuation
   95  report of the Florida Retirement System RP-2000 Combined Healthy
   96  Participant Mortality Tables, by gender, with generational
   97  projection by Scale AA.
   98         (b) Annual financial statements similar to those required
   99  under paragraph (a), but which use an assumed rate of return on
  100  investments and an assumed discount rate that are equal to 200
  101  basis points less than the plan’s assumed rate of return.
  102         (c) Information indicating the number of months or years
  103  for which the current market value of assets are adequate to
  104  sustain the payment of expected retirement benefits as
  105  determined in the plan’s latest valuation and under the
  106  financial statements prepared pursuant to paragraphs (a) and
  107  (b).
  108         (d) Information indicating the recommended contributions to
  109  the plan based on the plan’s latest valuation, and the
  110  contributions necessary to fund the plan based on financial
  111  statements prepared pursuant to paragraphs (a) and (b), stated
  112  as an annual dollar value and a percentage of valuation payroll.
  113         Section 3. Subsection (3) of section 175.041, Florida
  114  Statutes, is amended to read:
  115         175.041 Firefighters’ Pension Trust Fund created;
  116  applicability of provisions.—For any municipality, special fire
  117  control district, chapter plan, local law municipality, local
  118  law special fire control district, or local law plan under this
  119  chapter:
  120         (3) The provisions of This chapter applies shall apply only
  121  to municipalities organized and established pursuant to the laws
  122  of the state and to special fire control districts. This chapter
  123  does, and said provisions shall not apply to the unincorporated
  124  areas of any county or counties except with respect to municipal
  125  service taxing units established in unincorporated areas for the
  126  purpose of receiving fire protection service from a municipality
  127  and special fire control districts that include unincorporated
  128  areas. This chapter also does not, nor shall the provisions
  129  hereof apply to any governmental entity whose firefighters are
  130  eligible to participate in the Florida Retirement System.
  131         (a) Special fire control districts that include, or consist
  132  exclusively of, unincorporated areas of one or more counties may
  133  levy and impose the tax and participate in the retirement
  134  programs enabled by this chapter.
  135         (b) With respect to the distribution of premium taxes, a
  136  single consolidated government consisting of a former county and
  137  one or more municipalities, consolidated pursuant to s. 3 or s.
  138  6(e), Art. VIII of the State Constitution, is also eligible to
  139  participate under this chapter. The consolidated government
  140  shall notify the division when it has entered into an interlocal
  141  agreement to provide fire services to a municipality within its
  142  boundaries. The municipality may enact an ordinance levying the
  143  tax as provided in s. 175.101. Upon being provided copies of the
  144  interlocal agreement and the municipal ordinance levying the
  145  tax, the division may distribute any premium taxes reported for
  146  the municipality to the consolidated government as long as the
  147  interlocal agreement is in effect.
  148         (c) Any municipality that has entered into an interlocal
  149  agreement to provide fire protection services to any other
  150  incorporated municipality or a municipal service taxing unit in
  151  an unincorporated area, in its entirety, for a period of 12
  152  months or more may be eligible to receive the premium taxes
  153  reported for such other municipality or municipal service taxing
  154  unit. In order to be eligible for such premium taxes, the
  155  municipality providing the fire services must notify the
  156  division that it has entered into an interlocal agreement with
  157  another municipality or a county on behalf of a municipal
  158  service taxing unit. The municipality receiving the fire
  159  services, or a county on behalf of the municipal service taxing
  160  unit receiving the fire services, may enact an ordinance levying
  161  the tax as provided in s. 175.101. Upon being provided copies of
  162  the interlocal agreement and the municipal ordinance levying the
  163  tax, the division may distribute any premium taxes reported for
  164  the municipality or municipal service taxing unit receiving the
  165  fire services to the participating municipality providing the
  166  fire services as long as the interlocal agreement is in effect.
  167         Section 4. Subsections (1) and (3) of section 175.101,
  168  Florida Statutes, are amended to read:
  169         175.101 State excise tax on property insurance premiums
  170  authorized; procedure.—For any municipality, special fire
  171  control district, chapter plan, local law municipality, local
  172  law special fire control district, or local law plan under this
  173  chapter:
  174         (1) Each municipality, municipal service taxing unit, or
  175  special fire control district in this state described and
  176  classified in s. 175.041, having a lawfully established
  177  firefighters’ pension trust fund or municipal fund or special
  178  fire control district fund, by whatever name known, providing
  179  pension benefits to firefighters as provided under this chapter,
  180  or receiving fire protection services from a municipality
  181  participating under this chapter, may assess and impose on every
  182  insurance company, corporation, or other insurer now engaged in
  183  or carrying on, or who shall hereinafter engage in or carry on,
  184  the business of property insurance as shown by the records of
  185  the Office of Insurance Regulation of the Financial Services
  186  Commission, an excise tax in addition to any lawful license or
  187  excise tax now levied by each of the municipalities, municipal
  188  service taxing units, or special fire control districts,
  189  respectively, amounting to 1.85 percent of the gross amount of
  190  receipts of premiums from policyholders on all premiums
  191  collected on property insurance policies covering property
  192  within the corporate limits of such municipalities or within the
  193  legally defined boundaries of municipal service taxing units or
  194  special fire control districts, respectively. Whenever the
  195  boundaries of a special fire control district that has lawfully
  196  established a firefighters’ pension trust fund encompass a
  197  portion of the corporate territory of a municipality that has
  198  also lawfully established a firefighters’ pension trust fund, or
  199  a municipal service taxing unit receiving fire protection
  200  services from a municipality participating under this chapter,
  201  that portion of the tax receipts attributable to insurance
  202  policies covering property situated both within the municipality
  203  or municipal service taxing unit, and the special fire control
  204  district shall be given to the fire service provider. For the
  205  purpose of this section, the boundaries of a special fire
  206  control district include an area that has been annexed until the
  207  completion of the 4-year period provided for in s. 171.093(4),
  208  or other agreed-upon extension, or if a special fire control
  209  district is providing services under an interlocal agreement
  210  executed in accordance with s. 171.093(3). The agent shall
  211  identify the fire service provider on the property owner’s
  212  application for insurance. Remaining revenues collected pursuant
  213  to this chapter shall be distributed to the municipality or
  214  special fire control district according to the location of the
  215  insured property.
  216         (3) This excise tax shall be payable annually on March 1 of
  217  each year after the passage of an ordinance, in the case of a
  218  municipality or municipal service taxing unit, or resolution, in
  219  the case of a special fire control district, assessing and
  220  imposing the tax authorized by this section. Installments of
  221  taxes shall be paid according to the provision of s.
  222  624.5092(2)(a), (b), and (c).
  223  
  224  This section also applies to any municipality consisting of a
  225  single consolidated government which is made up of a former
  226  county and one or more municipalities, consolidated pursuant to
  227  the authority in s. 3 or s. 6(e), Art. VIII of the State
  228  Constitution, and to property insurance policies covering
  229  property within the boundaries of the consolidated government,
  230  regardless of whether the properties are located within one or
  231  more separately incorporated areas within the consolidated
  232  government, provided the properties are being provided fire
  233  protection services by the consolidated government. This section
  234  also applies to any municipality, as provided in s.
  235  175.041(3)(c), which has entered into an interlocal agreement to
  236  receive fire protection services from another municipality
  237  participating under this chapter. The excise tax may be levied
  238  on all premiums collected on property insurance policies
  239  covering property located within the corporate limits of the
  240  municipality receiving the fire protection services, but will be
  241  available for distribution to the municipality providing the
  242  fire protection services.
  243         Section 5. Section 175.111, Florida Statutes, is amended to
  244  read:
  245         175.111 Certified copy of ordinance or resolution filed;
  246  insurance companies’ annual report of premiums; duplicate files;
  247  book of accounts.—For any municipality, municipal service taxing
  248  unit, special fire control district, chapter plan, local law
  249  municipality, local law special fire control district, or local
  250  law plan under this chapter, whenever any municipality, or any
  251  county on behalf of a municipal service taxing unit, passes an
  252  ordinance or whenever any special fire control district passes a
  253  resolution establishing a chapter plan or local law plan
  254  assessing and imposing the taxes authorized in s. 175.101, a
  255  certified copy of such ordinance or resolution shall be
  256  deposited with the division. Thereafter every insurance company,
  257  association, corporation, or other insurer carrying on the
  258  business of property insurance on real or personal property, on
  259  or before the succeeding March 1 after date of the passage of
  260  the ordinance or resolution, shall report fully in writing and
  261  under oath to the division and the Department of Revenue a just
  262  and true account of all premiums by such insurer received for
  263  property insurance policies covering or insuring any real or
  264  personal property located within the corporate limits of each
  265  such municipality, municipal service taxing unit, or special
  266  fire control district during the period of time elapsing between
  267  the date of the passage of the ordinance or resolution and the
  268  end of the calendar year. The report shall include the code
  269  designation as prescribed by the division for each piece of
  270  insured property, real or personal, located within the corporate
  271  limits of each municipality and within the legally defined
  272  boundaries of each special fire control district and municipal
  273  service taxing unit. The aforesaid insurer shall annually
  274  thereafter, on March 1, file with the Department of Revenue a
  275  similar report covering the preceding year’s premium receipts,
  276  and every such insurer at the same time of making such reports
  277  shall pay to the Department of Revenue the amount of the tax
  278  hereinbefore mentioned. Every insurer engaged in carrying on
  279  such insurance business in the state shall keep accurate books
  280  of accounts of all such business done by it within the corporate
  281  limits of each such municipality and within the legally defined
  282  boundaries of each such special fire control district and
  283  municipal service taxing unit, and in such manner as to be able
  284  to comply with the provisions of this chapter. Based on the
  285  insurers’ reports of premium receipts, the division shall
  286  prepare a consolidated premium report and shall furnish to any
  287  municipality, municipal service taxing unit, or special fire
  288  control district requesting the same a copy of the relevant
  289  section of that report.
  290         Section 6. Section 175.122, Florida Statutes, is amended to
  291  read:
  292         175.122 Limitation of disbursement.—For any municipality,
  293  municipal service taxing unit, special fire control district,
  294  chapter plan, local law municipality, local law special fire
  295  control district, or local law plan under this chapter, any
  296  municipality, municipal service taxing unit, or special fire
  297  control district participating in the firefighters’ pension
  298  trust fund pursuant to the provisions of this chapter, whether
  299  under a chapter plan or local law plan, shall be limited to
  300  receiving any moneys from such fund in excess of that produced
  301  by one-half of the excise tax, as provided for in s. 175.101;
  302  however, any such municipality, municipal service taxing unit,
  303  or special fire control district receiving less than 6 percent
  304  of its fire department payroll from such fund shall be entitled
  305  to receive from such fund the amount determined under s.
  306  175.121, in excess of one-half of the excise tax, not to exceed
  307  6 percent of its fire department payroll. Payroll amounts of
  308  members included in the Florida Retirement System shall not be
  309  included.
  310         Section 7. Section 175.351, Florida Statutes, is amended to
  311  read:
  312         175.351 Municipalities, municipal service taxing units, and
  313  special fire control districts having their own pension plans
  314  for firefighters.—For any municipality, municipal service taxing
  315  unit, special fire control district, local law municipality,
  316  local law special fire control district, or local law plan under
  317  this chapter, in order for municipalities, municipal service
  318  taxing units, and special fire control districts with their own
  319  pension plans for firefighters, or for firefighters and police
  320  officers if included, to participate in the distribution of the
  321  tax fund established pursuant to s. 175.101, local law plans
  322  must meet the minimum benefits and minimum standards set forth
  323  in this chapter.
  324         (1) If a municipality has a pension plan for firefighters,
  325  or a pension plan for firefighters and police officers if
  326  included, which in the opinion of the division meets the minimum
  327  benefits and minimum standards set forth in this chapter, the
  328  board of trustees of the pension plan, as approved by a majority
  329  of firefighters of the municipality, may:
  330         (a) Place the income from the premium tax in s. 175.101 in
  331  such pension plan for the sole and exclusive use of its
  332  firefighters, or for firefighters and police officers if
  333  included, where it shall become an integral part of that pension
  334  plan and shall be used to pay extra benefits to the firefighters
  335  included in that pension plan; or
  336         (b) Place the income from the premium tax in s. 175.101 in
  337  a separate supplemental plan to pay extra benefits to
  338  firefighters, or to firefighters and police officers if
  339  included, participating in such separate supplemental plan.
  340         (2) The premium tax provided by this chapter shall in all
  341  cases be used in its entirety to provide extra benefits to
  342  firefighters, or to firefighters and police officers if
  343  included. However, local law plans in effect on October 1, 1998,
  344  must comply with the minimum benefit provisions of this chapter
  345  only to the extent that additional premium tax revenues become
  346  available to incrementally fund the cost of such compliance as
  347  provided in s. 175.162(2)(a). If a plan is in compliance with
  348  such minimum benefit provisions, as subsequent additional
  349  premium tax revenues become available, they must be used to
  350  provide extra benefits. Local law plans created by special act
  351  before May 27, 1939, are deemed to comply with this chapter. For
  352  the purpose of this chapter, the term:
  353         (a) “Additional premium tax revenues” means revenues
  354  received by a municipality or special fire control district
  355  pursuant to s. 175.121 which exceed that amount received for
  356  calendar year 1997.
  357         (b) “Extra benefits” means benefits in addition to or
  358  greater than those provided to general employees of the
  359  municipality and in addition to those in existence for
  360  firefighters on March 12, 1999.
  361         (3) A retirement plan or amendment to a retirement plan may
  362  not be proposed for adoption unless the proposed plan or
  363  amendment contains an actuarial estimate of the costs involved.
  364  Such proposed plan or proposed plan change may not be adopted
  365  without the approval of the municipality, special fire control
  366  district, or, where permitted, the Legislature. Copies of the
  367  proposed plan or proposed plan change and the actuarial impact
  368  statement of the proposed plan or proposed plan change shall be
  369  furnished to the division before the last public hearing
  370  thereon. Such statement must also indicate whether the proposed
  371  plan or proposed plan change is in compliance with s. 14, Art. X
  372  of the State Constitution and those provisions of part VII of
  373  chapter 112 which are not expressly provided in this chapter.
  374  Notwithstanding any other provision, only those local law plans
  375  created by special act of legislation before May 27, 1939, are
  376  deemed to meet the minimum benefits and minimum standards only
  377  in this chapter.
  378         (4) Notwithstanding any other provision, with respect to
  379  any supplemental plan municipality:
  380         (a) A local law plan and a supplemental plan may continue
  381  to use their definition of compensation or salary in existence
  382  on March 12, 1999.
  383         (b) Section 175.061(1)(b) does not apply, and a local law
  384  plan and a supplemental plan shall continue to be administered
  385  by a board or boards of trustees numbered, constituted, and
  386  selected as the board or boards were numbered, constituted, and
  387  selected on December 1, 2000.
  388         (c) The election set forth in paragraph (1)(b) is deemed to
  389  have been made.
  390         (5) The retirement plan setting forth the benefits and the
  391  trust agreement, if any, covering the duties and
  392  responsibilities of the trustees and the regulations of the
  393  investment of funds must be in writing, and copies made
  394  available to the participants and to the general public.
  395         Section 8. Section 175.411, Florida Statutes, is amended to
  396  read:
  397         175.411 Optional participation.—A municipality, municipal
  398  service taxing unit, or special fire control district may revoke
  399  its participation under this chapter by rescinding the
  400  legislative act, ordinance, or resolution which assesses and
  401  imposes the taxes authorized in s. 175.101, and by furnishing a
  402  certified copy of such legislative act, ordinance, or resolution
  403  to the division. Thereafter, the municipality, municipal service
  404  taxing unit, or special fire control district shall be
  405  prohibited from participating under this chapter, and shall not
  406  be eligible for future premium tax moneys. Premium tax moneys
  407  previously received shall continue to be used for the sole and
  408  exclusive benefit of firefighters, or firefighters and police
  409  officers where included, and no amendment, legislative act,
  410  ordinance, or resolution shall be adopted which shall have the
  411  effect of reducing the then-vested accrued benefits of the
  412  firefighters, retirees, or their beneficiaries. The
  413  municipality, municipal service taxing unit, or special fire
  414  control district shall continue to furnish an annual report to
  415  the division as provided in s. 175.261. If the municipality,
  416  municipal service taxing unit, or special fire control district
  417  subsequently terminates the defined benefit plan, they shall do
  418  so in compliance with the provisions of s. 175.361.
  419         Section 9. This act shall take effect July 1, 2015.