Florida Senate - 2015                        COMMITTEE AMENDMENT
       Bill No. SB 914
       
       
       
       
       
       
                                Ì171858PÎ171858                         
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
                  Comm: RCS            .                                
                  03/31/2015           .                                
                                       .                                
                                       .                                
                                       .                                
       —————————————————————————————————————————————————————————————————




       —————————————————————————————————————————————————————————————————
       The Committee on Banking and Insurance (Richter) recommended the
       following:
       
    1         Senate Amendment (with title amendment)
    2  
    3         Delete everything after the enacting clause
    4  and insert:
    5         Section 1. Subsection (9) of section 517.021, Florida
    6  Statutes, is amended, subsections (13) through (23) are
    7  redesignated as subsections (14) through (24), respectively, and
    8  a new subsection (13) is added to that section, to read:
    9         517.021 Definitions.—When used in this chapter, unless the
   10  context otherwise indicates, the following terms have the
   11  following respective meanings:
   12         (9) “Federal covered adviser” means a person who is
   13  registered or required to be registered under s. 203 of the
   14  Investment Advisers Act of 1940. The term “federal covered
   15  adviser” does not include any person who is excluded from the
   16  definition of investment adviser under subparagraphs (14)(b)1.
   17  8. (13)(b)1.-8.
   18         (13) “Intermediary” means a natural person residing in the
   19  state or a corporation, trust, partnership, association, or
   20  other legal entity registered with the Secretary of State to do
   21  business in the state which represents an issuer in a
   22  transaction involving the offer or sale of securities under s.
   23  517.061.
   24         Section 2. Section 517.061, Florida Statutes, is amended to
   25  read:
   26         517.061 Exempt transactions.—Except as otherwise provided
   27  in s. 517.0611 for a transaction listed in subsection (21), the
   28  exemption for each transaction listed below is self-executing
   29  and does not require any filing with the office before prior to
   30  claiming the such exemption. Any person who claims entitlement
   31  to any of the exemptions bears the burden of proving such
   32  entitlement in any proceeding brought under this chapter. The
   33  registration provisions of s. 517.07 do not apply to any of the
   34  following transactions; however, such transactions are subject
   35  to the provisions of ss. 517.301, 517.311, and 517.312:
   36         (1) At any judicial, executor’s, administrator’s,
   37  guardian’s, or conservator’s sale, or at any sale by a receiver
   38  or trustee in insolvency or bankruptcy, or any transaction
   39  incident to a judicially approved reorganization in which a
   40  security is issued in exchange for one or more outstanding
   41  securities, claims, or property interests.
   42         (2) By or for the account of a pledgeholder or mortgagee
   43  selling or offering for sale or delivery in the ordinary course
   44  of business and not for the purposes of avoiding the provisions
   45  of this chapter, to liquidate a bona fide debt, a security
   46  pledged in good faith as security for such debt.
   47         (3) The isolated sale or offer for sale of securities when
   48  made by or on behalf of a vendor not the issuer or underwriter
   49  of the securities, who, being the bona fide owner of such
   50  securities, disposes of her or his own property for her or his
   51  own account, and such sale is not made directly or indirectly
   52  for the benefit of the issuer or an underwriter of such
   53  securities or for the direct or indirect promotion of any scheme
   54  or enterprise with the intent of violating or evading any
   55  provision of this chapter. For purposes of this subsection,
   56  isolated offers or sales include, but are not limited to, an
   57  isolated offer or sale made by or on behalf of a vendor of
   58  securities not the issuer or underwriter of the securities if:
   59         (a) The offer or sale of securities is in a transaction
   60  satisfying all of the requirements of subparagraphs (11)(a)1.,
   61  2., 3., and 4. and paragraph (11)(b); or
   62         (b) The offer or sale of securities is in a transaction
   63  exempt under s. 4(1) of the Securities Act of 1933, as amended.
   64  
   65  For purposes of this subsection, any person, including, without
   66  limitation, a promoter or affiliate of an issuer, shall not be
   67  deemed an underwriter, an issuer, or a person acting for the
   68  direct or indirect benefit of the issuer or an underwriter with
   69  respect to any securities of the issuer which she or he has
   70  owned beneficially for at least 1 year.
   71         (4) The distribution by a corporation, trust, or
   72  partnership, actively engaged in the business authorized by its
   73  charter or other organizational articles or agreement, of
   74  securities to its stockholders or other equity security holders,
   75  partners, or beneficiaries as a stock dividend or other
   76  distribution out of earnings or surplus.
   77         (5) The issuance of securities to such equity security
   78  holders or other creditors of a corporation, trust, or
   79  partnership in the process of a reorganization of such
   80  corporation or entity, made in good faith and not for the
   81  purpose of avoiding the provisions of this chapter, either in
   82  exchange for the securities of such equity security holders or
   83  claims of such creditors or partly for cash and partly in
   84  exchange for the securities or claims of such equity security
   85  holders or creditors.
   86         (6) Any transaction involving the distribution of the
   87  securities of an issuer exclusively among its own security
   88  holders, including any person who at the time of the transaction
   89  is a holder of any convertible security, any nontransferable
   90  warrant, or any transferable warrant which is exercisable within
   91  not more than 90 days of issuance, when no commission or other
   92  remuneration is paid or given directly or indirectly in
   93  connection with the sale or distribution of such additional
   94  securities.
   95         (7) The offer or sale of securities to a bank, trust
   96  company, savings institution, insurance company, dealer,
   97  investment company as defined by the Investment Company Act of
   98  1940, pension or profit-sharing trust, or qualified
   99  institutional buyer as defined by rule of the commission in
  100  accordance with Securities and Exchange Commission Rule 144A (17
  101  C.F.R. s. 230.144(A)(a)), whether any of such entities is acting
  102  in its individual or fiduciary capacity; provided that such
  103  offer or sale of securities is not for the direct or indirect
  104  promotion of any scheme or enterprise with the intent of
  105  violating or evading any provision of this chapter.
  106         (8) The sale of securities from one corporation to another
  107  corporation provided that:
  108         (a) The sale price of the securities is $50,000 or more;
  109  and
  110         (b) The buyer and seller corporations each have assets of
  111  $500,000 or more.
  112         (9) The offer or sale of securities from one corporation to
  113  another corporation, or to security holders thereof, pursuant to
  114  a vote or consent of such security holders as may be provided by
  115  the articles of incorporation and the applicable corporate
  116  statutes in connection with mergers, share exchanges,
  117  consolidations, or sale of corporate assets.
  118         (10) The issuance of notes or bonds in connection with the
  119  acquisition of real property or renewals thereof, if such notes
  120  or bonds are issued to the sellers of, and are secured by all or
  121  part of, the real property so acquired.
  122         (11)(a) The offer or sale, by or on behalf of an issuer, of
  123  its own securities, which offer or sale is part of an offering
  124  made in accordance with all of the following conditions:
  125         1. There are no more than 35 purchasers, or the issuer
  126  reasonably believes that there are no more than 35 purchasers,
  127  of the securities of the issuer in this state during an offering
  128  made in reliance upon this subsection or, if such offering
  129  continues for a period in excess of 12 months, in any
  130  consecutive 12-month period.
  131         2. Neither the issuer nor any person acting on behalf of
  132  the issuer offers or sells securities pursuant to this
  133  subsection by means of any form of general solicitation or
  134  general advertising in this state.
  135         3. Before Prior to the sale, each purchaser or the
  136  purchaser’s representative, if any, is provided with, or given
  137  reasonable access to, full and fair disclosure of all material
  138  information.
  139         4. No person defined as a “dealer” in this chapter is paid
  140  a commission or compensation for the sale of the issuer’s
  141  securities unless such person is registered as a dealer under
  142  this chapter.
  143         5. When sales are made to five or more persons in this
  144  state, any sale in this state made pursuant to this subsection
  145  is voidable by the purchaser in such sale either within 3 days
  146  after the first tender of consideration is made by such
  147  purchaser to the issuer, an agent of the issuer, or an escrow
  148  agent or within 3 days after the availability of that privilege
  149  is communicated to such purchaser, whichever occurs later.
  150         (b) The following purchasers are excluded from the
  151  calculation of the number of purchasers under subparagraph
  152  (a)1.:
  153         1. Any relative or spouse, or relative of such spouse, of a
  154  purchaser who has the same principal residence as such
  155  purchaser.
  156         2. Any trust or estate in which a purchaser, any of the
  157  persons related to such purchaser specified in subparagraph 1.,
  158  and any corporation specified in subparagraph 3. collectively
  159  have more than 50 percent of the beneficial interest (excluding
  160  contingent interest).
  161         3. Any corporation or other organization of which a
  162  purchaser, any of the persons related to such purchaser
  163  specified in subparagraph 1., and any trust or estate specified
  164  in subparagraph 2. collectively are beneficial owners of more
  165  than 50 percent of the equity securities or equity interest.
  166         4. Any purchaser who makes a bona fide investment of
  167  $100,000 or more, provided such purchaser or the purchaser’s
  168  representative receives, or has access to, the information
  169  required to be disclosed by subparagraph (a)3.
  170         5. Any accredited investor, as defined by rule of the
  171  commission in accordance with Securities and Exchange Commission
  172  Regulation 230.501 (17 C.F.R. s. 230.501).
  173         (c)1. For purposes of determining which offers and sales of
  174  securities constitute part of the same offering under this
  175  subsection and are therefore deemed to be integrated with one
  176  another:
  177         a. Offers or sales of securities occurring more than 6
  178  months before prior to an offer or sale of securities made
  179  pursuant to this subsection shall not be considered part of the
  180  same offering, provided there are no offers or sales by or for
  181  the issuer of the same or a similar class of securities during
  182  such 6-month period.
  183         b. Offers or sales of securities occurring at any time
  184  after 6 months from an offer or sale made pursuant to this
  185  subsection shall not be considered part of the same offering,
  186  provided there are no offers or sales by or for the issuer of
  187  the same or a similar class of securities during such 6-month
  188  period.
  189         2. Offers or sales which do not satisfy the conditions of
  190  any of the provisions of subparagraph 1. may or may not be part
  191  of the same offering, depending on the particular facts and
  192  circumstances in each case. The commission may adopt a rule or
  193  rules indicating what factors should be considered in
  194  determining whether offers and sales not qualifying for the
  195  provisions of subparagraph 1. are part of the same offering for
  196  purposes of this subsection.
  197         (d) Offers or sales of securities made pursuant to, and in
  198  compliance with, any other subsection of this section or any
  199  subsection of s. 517.051 shall not be considered part of an
  200  offering pursuant to this subsection, regardless of when such
  201  offers and sales are made.
  202         (12) The sale of securities by a bank or trust company
  203  organized or incorporated under the laws of the United States or
  204  this state at a profit to such bank or trust company of not more
  205  than 2 percent of the total sale price of such securities;
  206  provided that there is no solicitation of this business by such
  207  bank or trust company where such bank or trust company acts as
  208  agent in the purchase or sale of such securities.
  209         (13) An unsolicited purchase or sale of securities on order
  210  of, and as the agent for, another by a dealer registered
  211  pursuant to the provisions of s. 517.12; provided that this
  212  exemption applies solely and exclusively to such registered
  213  dealers and does not authorize or permit the purchase or sale of
  214  securities on order of, and as agent for, another by any person
  215  other than a dealer so registered; and provided, further, that
  216  such purchase or sale is not directly or indirectly for the
  217  benefit of the issuer or an underwriter of such securities or
  218  for the direct or indirect promotion of any scheme or enterprise
  219  with the intent of violation or evading any provision of this
  220  chapter.
  221         (14) The offer or sale of shares of a corporation which
  222  represent ownership, or entitle the holders of the shares to
  223  possession and occupancy, of specific apartment units in
  224  property owned by such corporation and organized and operated on
  225  a cooperative basis, solely for residential purposes.
  226         (15) The offer or sale of securities under a bona fide
  227  employer-sponsored stock option, stock purchase, pension,
  228  profit-sharing, savings, or other benefit plan when offered only
  229  to employees of the sponsoring organization or to employees of
  230  its controlled subsidiaries.
  231         (16) The sale by or through a registered dealer of any
  232  securities option if at the time of the sale of the option:
  233         (a) The performance of the terms of the option is
  234  guaranteed by any dealer registered under the federal Securities
  235  Exchange Act of 1934, as amended, which guaranty and dealer are
  236  in compliance with such requirements or rules as may be approved
  237  or adopted by the commission; or
  238         (b) Such options transactions are cleared by the Options
  239  Clearing Corporation or any other clearinghouse recognized by
  240  the office; and
  241         (c) The option is not sold by or for the benefit of the
  242  issuer of the underlying security; and
  243         (d) The underlying security may be purchased or sold on a
  244  recognized securities exchange or is quoted on the National
  245  Association of Securities Dealers Automated Quotation System;
  246  and
  247         (e) Such sale is not directly or indirectly for the purpose
  248  of providing or furthering any scheme to violate or evade any
  249  provisions of this chapter.
  250         (17)(a) The offer or sale of securities, as agent or
  251  principal, by a dealer registered pursuant to s. 517.12, when
  252  such securities are offered or sold at a price reasonably
  253  related to the current market price of such securities, provided
  254  such securities are:
  255         1. Securities of an issuer for which reports are required
  256  to be filed by s. 13 or s. 15(d) of the Securities Exchange Act
  257  of 1934, as amended;
  258         2. Securities of a company registered under the Investment
  259  Company Act of 1940, as amended;
  260         3. Securities of an insurance company, as that term is
  261  defined in s. 2(a)(17) of the Investment Company Act of 1940, as
  262  amended;
  263         4. Securities, other than any security that is a federal
  264  covered security pursuant to s. 18(b)(1) of the Securities Act
  265  of 1933 and is not subject to any registration or filing
  266  requirements under this act, which appear in any list of
  267  securities dealt in on any stock exchange registered pursuant to
  268  the Securities Exchange Act of 1934, as amended, and which
  269  securities have been listed or approved for listing upon notice
  270  of issuance by such exchange, and also all securities senior to
  271  any securities so listed or approved for listing upon notice of
  272  issuance, or represented by subscription rights which have been
  273  so listed or approved for listing upon notice of issuance, or
  274  evidences of indebtedness guaranteed by companies any stock of
  275  which is so listed or approved for listing upon notice of
  276  issuance, such securities to be exempt only so long as such
  277  listings or approvals remain in effect. The exemption provided
  278  for herein does not apply when the securities are suspended from
  279  listing approval for listing or trading.
  280         (b) The exemption provided in this subsection does not
  281  apply if the sale is made for the direct or indirect benefit of
  282  an issuer or controlling persons of such issuer or if such
  283  securities constitute the whole or part of an unsold allotment
  284  to, or subscription or participation by, a dealer as an
  285  underwriter of such securities.
  286         (c) This exemption shall not be available for any
  287  securities which have been denied registration pursuant to s.
  288  517.111. Additionally, the office may deny this exemption with
  289  reference to any particular security, other than a federal
  290  covered security, by order published in such manner as the
  291  office finds proper.
  292         (18) The offer or sale of any security effected by or
  293  through a person in compliance with s. 517.12(17).
  294         (19) Other transactions defined by rules as transactions
  295  exempted from the registration provisions of s. 517.07, which
  296  rules the commission may adopt from time to time, but only after
  297  a finding by the office that the application of the provisions
  298  of s. 517.07 to a particular transaction is not necessary in the
  299  public interest and for the protection of investors because of
  300  the small dollar amount of securities involved or the limited
  301  character of the offering. In conjunction with its adoption of
  302  such rules, the commission may also provide in such rules that
  303  persons selling or offering for sale the exempted securities are
  304  exempt from the registration requirements of s. 517.12. No rule
  305  so adopted may have the effect of narrowing or limiting any
  306  exemption provided for by statute in the other subsections of
  307  this section.
  308         (20) Any nonissuer transaction by a registered associated
  309  person of a registered dealer, and any resale transaction by a
  310  sponsor of a unit investment trust registered under the
  311  Investment Company Act of 1940, in a security of a class that
  312  has been outstanding in the hands of the public for at least 90
  313  days; provided, at the time of the transaction:
  314         (a) The issuer of the security is actually engaged in
  315  business and is not in the organization stage or in bankruptcy
  316  or receivership and is not a blank check, blind pool, or shell
  317  company whose primary plan of business is to engage in a merger
  318  or combination of the business with, or an acquisition of, any
  319  unidentified person;
  320         (b) The security is sold at a price reasonably related to
  321  the current market price of the security;
  322         (c) The security does not constitute the whole or part of
  323  an unsold allotment to, or a subscription or participation by,
  324  the broker-dealer as an underwriter of the security;
  325         (d) A nationally recognized securities manual designated by
  326  rule of the commission or order of the office or a document
  327  filed with the Securities and Exchange Commission that is
  328  publicly available through the commission’s electronic data
  329  gathering and retrieval system contains:
  330         1. A description of the business and operations of the
  331  issuer;
  332         2. The names of the issuer’s officers and directors, if
  333  any, or, in the case of an issuer not domiciled in the United
  334  States, the corporate equivalents of such persons in the
  335  issuer’s country of domicile;
  336         3. An audited balance sheet of the issuer as of a date
  337  within 18 months before such transaction or, in the case of a
  338  reorganization or merger in which parties to the reorganization
  339  or merger had such audited balance sheet, a pro forma balance
  340  sheet; and
  341         4. An audited income statement for each of the issuer’s
  342  immediately preceding 2 fiscal years, or for the period of
  343  existence of the issuer, if in existence for less than 2 years
  344  or, in the case of a reorganization or merger in which the
  345  parties to the reorganization or merger had such audited income
  346  statement, a pro forma income statement; and
  347         (e) The issuer of the security has a class of equity
  348  securities listed on a national securities exchange registered
  349  under the Securities Exchange Act of 1934 or designated for
  350  trading on the National Association of Securities Dealers
  351  Automated Quotation System, unless:
  352         1. The issuer of the security is a unit investment trust
  353  registered under the Investment Company Act of 1940;
  354         2. The issuer of the security has been engaged in
  355  continuous business, including predecessors, for at least 3
  356  years; or
  357         3. The issuer of the security has total assets of at least
  358  $2 million based on an audited balance sheet as of a date within
  359  18 months before such transaction or, in the case of a
  360  reorganization or merger in which parties to the reorganization
  361  or merger had such audited balance sheet, a pro forma balance
  362  sheet.
  363         (21) The offer or sale of a security by an issuer conducted
  364  in accordance with s. 517.0611.
  365         Section 3. Section 517.0611, Florida Statutes, is created
  366  to read:
  367         517.0611Intrastate crowdfunding.—
  368         (1)This section may be cited as the “Florida Intrastate
  369  Crowdfunding Exemption.”
  370         (2)Notwithstanding any other provision of this chapter, an
  371  offer or sale of a security by an issuer is an exempt
  372  transaction under s. 517.061 if the offer or sale is conducted
  373  in accordance with this section. The exemption provided in this
  374  section may not be used in conjunction with any other exemption
  375  under s. 517.051 or s.517.061.
  376         (3)The offer or sale of securities under this section must
  377  be conducted in accordance with the requirements of the federal
  378  exemption for intrastate offerings in s. 3(a)(11) of the
  379  Securities Act of 1933, 15 U.S.C. s. 77c(a)(11), and United
  380  States Securities and Exchange Commission Rule 147, 17 C.F.R. s.
  381  230.147, adopted pursuant to the Securities Act of 1933.
  382         (4)An issuer must:
  383         (a)Be a for-profit business entity formed under the laws
  384  of this state, be registered with the Secretary of State,
  385  maintain its principal place of business in this state, and
  386  derive its revenues primarily from operations in this state.
  387         (b)Conduct transactions for the offering through a dealer
  388  registered with the office or an intermediary registered under
  389  s. 517.12(20).
  390         (c)Not be, either before or as a result of the offering,
  391  an investment company as defined in s. 3 of the Investment
  392  Company Act of 1940, 15 U.S.C. s. 80a-3, or subject to the
  393  reporting requirements of s. 13 or s. 15(d) of the Securities
  394  Exchange Act of 1934, 15 U.S.C. s. 78m or s. 78o(d).
  395         (d)Not be a company with an undefined business operation,
  396  a company that lacks a business plan, a company that lacks a
  397  stated investment goal for the funds being raised, or a company
  398  that plans to engage in a merger or acquisition with an
  399  unspecified business entity.
  400         (e)Not be subject to a disqualification established by the
  401  commission or office or a disqualification described in s.
  402  517.1611 or United States Securities and Exchange Commission
  403  Rule 506(d), 17 C.F.R. 230.506(d), adopted pursuant to the
  404  Securities Act of 1933. Each director, officer, person occupying
  405  a similar status or performing a similar function, or person
  406  holding more than 20 percent of the shares of the issuer, is
  407  subject to this requirement.
  408         (f)Execute an escrow agreement with a federally insured
  409  financial institution authorized to do business in this state
  410  for the deposit of investor funds, and ensure that all offering
  411  proceeds are provided to the issuer only when the aggregate
  412  capital raised from all investors is equal to or greater than
  413  the target offering amount.
  414         (g)Allow investors to cancel a commitment to invest within
  415  3 business days before the offering deadline, as stated in the
  416  disclosure statement, and issue refunds to all investors if the
  417  target offering amount is not reached by the offering deadline.
  418         (5)The issuer must file a notice of the offering with the
  419  office, in writing or in electronic form, in a format prescribed
  420  by commission rule, together with a nonrefundable filing fee of
  421  $200. The commission may adopt rules establishing procedures for
  422  the deposit of fees and the filing of documents by electronic
  423  means if the procedures provide the office with the information
  424  and data required by this section. The office may revoke the
  425  filing of a notice under this subsection if payment for the
  426  filing fee is by check or electronic transmission of funds that
  427  is dishonored by the financial institution upon which the funds
  428  are drawn. A notice is effective upon receipt by the office of
  429  the completed form and filing fee, and the notice may be
  430  terminated by filing with the office a notice of termination.
  431  The notice and offering expire 12 months after filing the notice
  432  with the office and are not eligible for renewal. The notice
  433  must:
  434         (a)Be filed with the office at least 10 days before the
  435  issuer commences an offering of securities or the offering is
  436  displayed on a website of an intermediary in reliance upon the
  437  exemption provided by this section.
  438         (b)Indicate that the issuer is conducting an offering in
  439  reliance upon the exemption provided by this section.
  440         (c)Contain the name and contact information of the issuer.
  441         (d)Identify any predecessors, owners, officers, directors,
  442  and control persons or any person occupying a similar status or
  443  performing a similar function of the issuer, including that
  444  person’s title, his or her status as a partner, trustee, sole
  445  proprietor or similar role, and his or her ownership percentage.
  446         (e)Identify the federally insured financial institution,
  447  authorized to do business in this state, in which investor funds
  448  will be deposited, in accordance with the escrow agreement.
  449         (f)Require an attestation under oath that the issuer, its
  450  predecessors, affiliated issuers, directors, officers, and
  451  control persons, or any other person occupying a similar status
  452  or performing a similar function, are not currently and have not
  453  been within the past 10 years the subject of regulatory or
  454  criminal actions involving fraud or deceit.
  455         (g)Include documentation verifying that the issuer is
  456  organized under the laws of this state and authorized to do
  457  business in this state.
  458         (h)Include the intermediary’s website address.
  459         (i)Include the target offering amount.
  460         (6)(a)A notice filed by an issuer under this section shall
  461  be summarily suspended by the office if the issuer fails to
  462  provide to the office, within 30 days after a written request
  463  from the office, information required by this section or rules
  464  adopted under this section. The summary suspension shall remain
  465  in effect until the issuer submits the requested information to
  466  the office, pays a fine as prescribed by s. 517.221(3), and a
  467  final order is entered. For purposes of s. 120.60(6), failure to
  468  provide such information constitutes an immediate and serious
  469  danger to the public health, safety, and welfare. If the issuer
  470  fails to provide the requested information after 90 days, the
  471  office shall revoke the filing of the notice.
  472         (b)The issuer must amend the notice form within 30 days
  473  after any information contained in the notice becomes inaccurate
  474  for any reason. The commission may require, by rule, an issuer
  475  who has filed a notice under this section to file amendments
  476  with the office.
  477         (7)The issuer must provide to investors and the dealer or
  478  intermediary, along with a copy to the office at the time the
  479  notice is filed, and make available to potential investors
  480  through the dealer or intermediary, a disclosure statement
  481  containing material information about the issuer and the
  482  offering, including:
  483         (a)The name, legal status, physical address, and website
  484  address of the issuer.
  485         (b)The names of the directors, officers, and any person
  486  occupying a similar status or performing a similar function, and
  487  the name of each person holding more than 20 percent of the
  488  shares of the issuer.
  489         (c)A description of the business of the issuer and the
  490  anticipated business plan of the issuer.
  491         (d)A description of the stated purpose and intended use of
  492  the proceeds of the offering.
  493         (e)The target offering amount, the deadline to reach the
  494  target offering amount, and regular updates regarding the
  495  progress of the issuer in meeting the target offering amount.
  496         (f)The price to the public of the securities or the method
  497  for determining the price, provided that before the sale each
  498  investor receives in writing the final price and all required
  499  disclosures, with an opportunity to rescind the commitment to
  500  purchase the securities.
  501         (g)A description of the ownership and capital structure of
  502  the issuer, including:
  503         1.Terms of the securities being offered and each class of
  504  security of the issuer, including how those terms may be
  505  modified, and a summary of the differences between such
  506  securities, including how the rights of the securities being
  507  offered may be materially limited, diluted, or qualified by
  508  rights of any other class of security of the issuer;
  509         2.A description of how the exercise of the rights held by
  510  the principal shareholders of the issuer could negatively impact
  511  the purchasers of the securities being offered;
  512         3.The name and ownership level of each existing
  513  shareholder who owns more than 20 percent of any class of the
  514  securities of the issuer;
  515         4.How the securities being offered are being valued, and
  516  examples of methods of how such securities may be valued by the
  517  issuer in the future, including during subsequent corporate
  518  actions; and
  519         5.The risks to purchasers of the securities relating to
  520  minority ownership in the issuer, the risks associated with
  521  corporate action, including additional issuances of shares, a
  522  sale of the issuer or of assets of the issuer, or transactions
  523  with related parties.
  524         (h)A description of the financial condition of the issuer.
  525         1.For offerings that, in combination with all other
  526  offerings of the issuer within the preceding 12-month period,
  527  have target offering amounts of $100,000 or less, the
  528  description must include the most recent income tax return filed
  529  by the issuer, if any, and a financial statement that must be
  530  certified by the principal executive officer of the issuer as
  531  true and complete in all material respects.
  532         2.For offerings that, in combination with all other
  533  offerings of the issuer within the preceding 12-month period,
  534  have target offering amounts of more than $100,000, but not more
  535  than $500,000, the description must include financial statements
  536  prepared in accordance with generally accepted accounting
  537  principles and reviewed by a certified public accountant, as
  538  defined in s. 473.302, who is independent of the issuer, using
  539  professional standards and procedures for such audit or
  540  standards and procedures established by the office, by rule, for
  541  such purpose.
  542         3.For offerings that, in combination with all other
  543  offerings of the issuer within the preceding 12-month period,
  544  have target offering amounts of more than $500,000, the
  545  description must include audited financial statements prepared
  546  in accordance with generally accepted accounting principles by a
  547  certified public accountant, as defined in s. 473.302, who is
  548  independent of the issuer, and other requirements as the
  549  commission may establish by rule.
  550         (i)The following statement in boldface, conspicuous type
  551  on the front page of the disclosure statement:
  552  
  553  These securities are offered under and will be sold in reliance
  554  upon an exemption from the registration requirements of federal
  555  and Florida securities laws. Consequently, neither the Federal
  556  Government nor the State of Florida has reviewed the accuracy or
  557  completeness of any offering materials. In making an investment
  558  decision, investors must rely on their own examination of the
  559  issuer and the terms of the offering, including the merits and
  560  risks involved. These securities are subject to restrictions on
  561  transferability and resale and may not be transferred or resold
  562  except as specifically authorized by applicable federal and
  563  state securities laws. Investing in these securities involves a
  564  speculative risk, and investors should be able to bear the loss
  565  of their entire investment.
  566         (8)The sum of all cash and other consideration received
  567  for sales of a security under this section may not exceed $1
  568  million, less the aggregate amount received for all sales of
  569  securities by the issuer within the 12 months preceding the
  570  first offer or sale made in reliance upon this exemption. Offers
  571  or sales to a person owning 20 percent or more of the
  572  outstanding shares of any class or classes of securities or to
  573  an officer, director, partner, or trustee, or a person occupying
  574  a similar status, do not count toward this limitation.
  575         (9)Unless the investor is an accredited investor as
  576  defined by Rule 501 of Regulation D, adopted pursuant to the
  577  Securities Act of 1933, the aggregate amount sold by an issuer
  578  to an investor in transactions exempt from registration
  579  requirements under this subsection in a 12-month period may not
  580  exceed:
  581         (a)The greater of $2,000 or 5 percent of the annual income
  582  or net worth of such investor, if the annual income or the net
  583  worth of the investor is less than $100,000.
  584         (b)Ten percent of the annual income or net worth of such
  585  investor, not to exceed a maximum aggregate amount sold of
  586  $100,000, if either the annual income or net worth of the
  587  investor is equal to or exceeds $100,000.
  588         (10)The issuer shall file with the office and provide to
  589  investors free of charge an annual report of the results of
  590  operations and financial statements of the issuer within 45 days
  591  of its fiscal year end, until no securities under this offering
  592  are outstanding. The annual reports must meet the following
  593  requirements:
  594         (a) Include an analysis by management of the issuer of the
  595  business operations and the financial condition of the issuer,
  596  and disclose the compensation received by each director,
  597  executive officer, and person having an ownership interest of 20
  598  percent or more of the issuer, including cash compensation
  599  earned since the previous report and on an annual basis, and any
  600  bonuses, stock options, other rights to receive securities of
  601  the issuer, or any affiliate of the issuer, or other
  602  compensation received.
  603         (b)Disclose any material change to information contained
  604  in the disclosure statements which was not disclosed in a
  605  previous report.
  606         (11)(a)A notice-filing under this section shall be
  607  summarily suspended by the office if the payment for the filing
  608  is dishonored by the financial institution upon which the funds
  609  are drawn. For purposes of s. 120.60(6), failure to pay the
  610  required notice filing fee constitutes an immediate and serious
  611  danger to the public health, safety, and welfare. The office
  612  shall enter a final order revoking a notice-filing in which the
  613  payment for the filing is dishonored by the financial
  614  institution upon which the funds are drawn.
  615         (b)A notice-filing under this section shall be summarily
  616  suspended by the office if the issuer made a material false
  617  statement in the issuer’s notice-filing. The summary suspension
  618  shall remain in effect until a final order is entered by the
  619  office. For purposes of s. 120.60(6), a material false statement
  620  made in the issuer’s notice-filing constitutes an immediate and
  621  serious danger to the public health, safety, and welfare. If an
  622  issuer made a material false statement in the issuer’s notice
  623  filing, the office shall enter a final order revoking the
  624  notice-filing, issue a fine as prescribed by s. 517.221(3), and
  625  issue permanent bars under s. 517.221(4) to the issuer and all
  626  owners, officers, directors, and control persons, or any person
  627  occupying a similar status or performing a similar function of
  628  the issuer, including titles; status as a partner, trustee, sole
  629  proprietor, or similar roles; and ownership percentage.
  630         (12)All fees collected under this section become the
  631  revenue of the state, except for those assessments provided for
  632  under s. 517.131(1) until such time as the Securities Guaranty
  633  Fund satisfies the statutory limits, and are not returnable in
  634  the event that a notice filing is withdrawn.
  635         (13)An intermediary must:
  636         (a)1.Be registered as a dealer in accordance with s.
  637  517.12(6); or
  638         2.Submit a nonrefundable filing fee of $200 and submit an
  639  application for registration as an intermediary in accordance
  640  with s. 517.12(20), in a format prescribed by commission rule,
  641  specifying that the intermediary will conduct business as an
  642  intermediary in furtherance of an offering in reliance upon the
  643  exemption provided in this section.
  644         (b)Take measures, as established by commission rule, to
  645  reduce the risk of fraud with respect to transactions, including
  646  verifying that the issuer is in compliance with the requirements
  647  of this section and, if necessary, denying an issuer access to
  648  its platform if the intermediary believes it is unable to
  649  adequately assess the risk of fraud of the issuer or its
  650  potential offering.
  651         (c)Provide basic information on its website regarding the
  652  high risk of investment in and limitation on the resale of
  653  exempt securities and the potential for loss of an entire
  654  investment. The basic information must include:
  655         1.A description of the escrow agreement that the issuer
  656  has executed and the conditions for release of such funds to the
  657  issuer in accordance with the agreement and subsection (4).
  658         2.A description of whether financial information provided
  659  by the issuer has been audited by an independent certified
  660  public accountant, as defined in s. 473.302.
  661         (d)Obtain a zip code or residence address from each
  662  potential investor who seeks to view information regarding
  663  specific investment opportunities, in order to confirm that the
  664  potential investor is a resident of this state.
  665         (e)Obtain and verify, pursuant to commission rule, a valid
  666  Florida driver license number or official identification card
  667  number from each investor before purchase of a security or other
  668  information, as defined by commission rule, to confirm that the
  669  investor is a resident of the state.
  670         (f)Obtain an affidavit from each investor stating that the
  671  investment being made by the investor is consistent with the
  672  income requirements of subsection (9).
  673         (g)Direct the release of investor funds in escrow in
  674  accordance with subsection (4).
  675         (h)Direct investors to transmit funds directly to the
  676  financial institution designated in the escrow agreement to hold
  677  the funds for the benefit of the investor.
  678         (i)Provide a monthly update for each offering, after the
  679  first full month after the date of the offering. The update must
  680  be accessible on the intermediary’s website and must display the
  681  date and amount of each sale of securities, and each
  682  cancellation of commitment to invest in the previous calendar
  683  month.
  684         (j)Require each investor to certify in writing, including
  685  as part of such certification his or her signature and his or
  686  her initials next to each paragraph of the certification, as
  687  follows:
  688  
  689  I understand and acknowledge that:
  690  
  691  I am investing in a high-risk, speculative business venture. I
  692  may lose all of my investment, and I can afford the loss of my
  693  investment.
  694  
  695  This offering has not been reviewed or approved by any state or
  696  federal securities commission or other regulatory authority and
  697  no regulatory authority has confirmed the accuracy or determined
  698  the adequacy of any disclosure made to me relating to this
  699  offering.
  700  
  701  The securities I am acquiring in this offering are illiquid and
  702  are subject to possible dilution. There is no ready market for
  703  the sale of the securities. It may be difficult or impossible
  704  for me to sell or otherwise dispose of the securities, and I may
  705  be required to hold the securities indefinitely.
  706  
  707  I may be subject to tax on my share of the taxable income and
  708  losses of the issuer, whether or not I have sold or otherwise
  709  disposed of my investment or received any dividends or other
  710  distributions from the issuer.
  711  
  712  By entering into this transaction with the issuer, I am
  713  affirmatively representing myself as being a Florida resident at
  714  the time this contract is formed, and if this representation is
  715  subsequently shown to be false, the contract is void.
  716  
  717  If I resell any of the securities I am acquiring in this
  718  offering to a person that is not a Florida resident within 9
  719  months after the closing of the offering, my contract with the
  720  issuer for the purchase of these securities is void.
  721  
  722         (k)Require each investor to answer questions demonstrating
  723  an understanding of the level of risk generally applicable to
  724  investments in startups, emerging businesses, and small issuers,
  725  and an understanding of the risk of illiquidity.
  726         (l)Take reasonable steps to protect personal information
  727  collected from investors, as required by s. 501.171.
  728         (m)Prohibit its directors and officers from having any
  729  financial interest in the issuer using its services.
  730         (n)Implement written policies and procedures that are
  731  reasonably designed to achieve compliance with federal and state
  732  securities laws; comply with anti-money laundering requirements
  733  of 31 C.F.R. ch. X applicable to registered brokers; and comply
  734  with the privacy requirements of 17 C.F.R. 248 as they apply to
  735  brokers.
  736         (14)An intermediary not registered as a dealer under s.
  737  517.12(6) may not:
  738         (a)Offer investment advice or recommendations. A refusal
  739  by an intermediary to post an offering that it deems not
  740  credible or that represents a potential for fraud may not be
  741  construed as an offer of investment advice or recommendation.
  742         (b)Solicit purchases, sales, or offers to buy securities
  743  offered or displayed on its website.
  744         (c)Compensate employees, agents, or other persons for the
  745  solicitation or based on the sale of securities offered or
  746  displayed on its website.
  747         (d)Hold, manage, possess, or otherwise handle investor
  748  funds or securities.
  749         (e)Compensate promoters, finders, or lead generators for
  750  providing the intermediary with the personal identifying
  751  information of any potential investor.
  752         (f)Engage in any other activities set forth by commission
  753  rule.
  754         (15)All funds received from investors must be directed to
  755  the financial institution designated in the escrow agreement to
  756  hold the funds and must be used in accordance with
  757  representations made to investors by the intermediary. If an
  758  investor cancels a commitment to invest, the intermediary must
  759  direct the financial institution designated to hold the funds to
  760  promptly refund the funds of the investor.
  761         Section 4. Section 517.12, Florida Statutes, is amended to
  762  read:
  763         517.12 Registration of dealers, associated persons,
  764  intermediaries, and investment advisers.—
  765         (1) No dealer, associated person, or issuer of securities
  766  shall sell or offer for sale any securities in or from offices
  767  in this state, or sell securities to persons in this state from
  768  offices outside this state, by mail or otherwise, unless the
  769  person has been registered with the office pursuant to the
  770  provisions of this section. The office shall not register any
  771  person as an associated person of a dealer unless the dealer
  772  with which the applicant seeks registration is lawfully
  773  registered with the office pursuant to this chapter.
  774         (2) The registration requirements of this section do not
  775  apply to the issuers of securities exempted by s. 517.051(1)-(8)
  776  and (10).
  777         (3) Except as otherwise provided in s. 517.061(11)(a)4.,
  778  (13), (16), (17), or (19), the registration requirements of this
  779  section do not apply in a transaction exempted by s. 517.061(1)
  780  (12), (14), and (15).
  781         (4) No investment adviser or associated person of an
  782  investment adviser or federal covered adviser shall engage in
  783  business from offices in this state, or render investment advice
  784  to persons of this state, by mail or otherwise, unless the
  785  federal covered adviser has made a notice-filing with the office
  786  pursuant to s. 517.1201 or the investment adviser is registered
  787  pursuant to the provisions of this chapter and associated
  788  persons of the federal covered adviser or investment adviser
  789  have been registered with the office pursuant to this section.
  790  The office shall not register any person or an associated person
  791  of a federal covered adviser or an investment adviser unless the
  792  federal covered adviser or investment adviser with which the
  793  applicant seeks registration is in compliance with the notice
  794  filing requirements of s. 517.1201 or is lawfully registered
  795  with the office pursuant to this chapter. A dealer or associated
  796  person who is registered pursuant to this section may render
  797  investment advice upon notification to and approval from the
  798  office.
  799         (5) No dealer or investment adviser shall conduct business
  800  from a branch office within this state unless the branch office
  801  is notice-filed with the office pursuant to s. 517.1202.
  802         (6) A dealer, associated person, or investment adviser, in
  803  order to obtain registration, must file with the office a
  804  written application, on a form which the commission may by rule
  805  prescribe. The commission may establish, by rule, procedures for
  806  depositing fees and filing documents by electronic means
  807  provided such procedures provide the office with the information
  808  and data required by this section. Each dealer or investment
  809  adviser must also file an irrevocable written consent to service
  810  of civil process similar to that provided for in s. 517.101. The
  811  application shall contain such information as the commission or
  812  office may require concerning such matters as:
  813         (a) The name of the applicant and the address of its
  814  principal office and each office in this state.
  815         (b) The applicant’s form and place of organization; and, if
  816  the applicant is a corporation, a copy of its articles of
  817  incorporation and amendments to the articles of incorporation
  818  or, if a partnership, a copy of the partnership agreement.
  819         (c) The applicant’s proposed method of doing business and
  820  financial condition and history, including a certified financial
  821  statement showing all assets and all liabilities, including
  822  contingent liabilities of the applicant as of a date not more
  823  than 90 days prior to the filing of the application.
  824         (d) The names and addresses of all associated persons of
  825  the applicant to be employed in this state and the offices to
  826  which they will be assigned.
  827         (7) The application must also contain such information as
  828  the commission or office may require about the applicant; any
  829  member, principal, or director of the applicant or any person
  830  having a similar status or performing similar functions; any
  831  person directly or indirectly controlling the applicant; or any
  832  employee of a dealer or of an investment adviser rendering
  833  investment advisory services. Each applicant and any direct
  834  owners, principals, or indirect owners that are required to be
  835  reported on Form BD or Form ADV pursuant to subsection (15)
  836  shall submit fingerprints for live-scan processing in accordance
  837  with rules adopted by the commission. The fingerprints may be
  838  submitted through a third-party vendor authorized by the
  839  Department of Law Enforcement to provide live-scan
  840  fingerprinting. The costs of fingerprint processing shall be
  841  borne by the person subject to the background check. The
  842  Department of Law Enforcement shall conduct a state criminal
  843  history background check, and a federal criminal history
  844  background check must be conducted through the Federal Bureau of
  845  Investigation. The office shall review the results of the state
  846  and federal criminal history background checks and determine
  847  whether the applicant meets licensure requirements. The
  848  commission may waive, by rule, the requirement that applicants,
  849  including any direct owners, principals, or indirect owners that
  850  are required to be reported on Form BD or Form ADV pursuant to
  851  subsection (15), submit fingerprints or the requirement that
  852  such fingerprints be processed by the Department of Law
  853  Enforcement or the Federal Bureau of Investigation. The
  854  commission or office may require information about any such
  855  applicant or person concerning such matters as:
  856         (a) His or her full name, and any other names by which he
  857  or she may have been known, and his or her age, social security
  858  number, photograph, qualifications, and educational and business
  859  history.
  860         (b) Any injunction or administrative order by a state or
  861  federal agency, national securities exchange, or national
  862  securities association involving a security or any aspect of the
  863  securities business and any injunction or administrative order
  864  by a state or federal agency regulating banking, insurance,
  865  finance, or small loan companies, real estate, mortgage brokers,
  866  or other related or similar industries, which injunctions or
  867  administrative orders relate to such person.
  868         (c) His or her conviction of, or plea of nolo contendere
  869  to, a criminal offense or his or her commission of any acts
  870  which would be grounds for refusal of an application under s.
  871  517.161.
  872         (d) The names and addresses of other persons of whom the
  873  office may inquire as to his or her character, reputation, and
  874  financial responsibility.
  875         (8) The commission or office may require the applicant or
  876  one or more principals or general partners, or natural persons
  877  exercising similar functions, or any associated person applicant
  878  to successfully pass oral or written examinations. Because any
  879  principal, manager, supervisor, or person exercising similar
  880  functions shall be responsible for the acts of the associated
  881  persons affiliated with a dealer, the examination standards may
  882  be higher for a dealer, office manager, principal, or person
  883  exercising similar functions than for a nonsupervisory
  884  associated person. The commission may waive the examination
  885  process when it determines that such examinations are not in the
  886  public interest. The office shall waive the examination
  887  requirements for any person who has passed any tests as
  888  prescribed in s. 15(b)(7) of the Securities Exchange Act of 1934
  889  that relates to the position to be filled by the applicant.
  890         (9)(a) All dealers, except securities dealers who are
  891  designated by the Federal Reserve Bank of New York as primary
  892  government securities dealers or securities dealers registered
  893  as issuers of securities, shall comply with the net capital and
  894  ratio requirements imposed pursuant to the Securities Exchange
  895  Act of 1934. The commission may by rule require a dealer to file
  896  with the office any financial or operational information that is
  897  required to be filed by the Securities Exchange Act of 1934 or
  898  any rules adopted under such act.
  899         (b) The commission may by rule require the maintenance of a
  900  minimum net capital for securities dealers who are designated by
  901  the Federal Reserve Bank of New York as primary government
  902  securities dealers and securities dealers registered as issuers
  903  of securities and investment advisers, or prescribe a ratio
  904  between net capital and aggregate indebtedness, to assure
  905  adequate protection for the investing public. The provisions of
  906  this section shall not apply to any investment adviser that
  907  maintains its principal place of business in a state other than
  908  this state, provided such investment adviser is registered in
  909  the state where it maintains its principal place of business and
  910  is in compliance with such state’s net capital requirements.
  911         (10) An applicant for registration shall pay an assessment
  912  fee of $200, in the case of a dealer or investment adviser, or
  913  $50, in the case of an associated person. An associated person
  914  may be assessed an additional fee to cover the cost for the
  915  fingerprints to be processed by the office. Such fee shall be
  916  determined by rule of the commission. Such fees become the
  917  revenue of the state, except for those assessments provided for
  918  under s. 517.131(1) until such time as the Securities Guaranty
  919  Fund satisfies the statutory limits, and are not returnable in
  920  the event that registration is withdrawn or not granted.
  921         (11) If the office finds that the applicant is of good
  922  repute and character and has complied with the provisions of
  923  this chapter and the rules made pursuant hereto, it shall
  924  register the applicant. The registration of each dealer,
  925  investment adviser, and associated person expires on December 31
  926  of the year the registration became effective unless the
  927  registrant has renewed his or her registration on or before that
  928  date. Registration may be renewed by furnishing such information
  929  as the commission may require, together with payment of the fee
  930  required in subsection (10) for dealers, investment advisers, or
  931  associated persons and the payment of any amount lawfully due
  932  and owing to the office pursuant to any order of the office or
  933  pursuant to any agreement with the office. Any dealer,
  934  investment adviser, or associated person who has not renewed a
  935  registration by the time the current registration expires may
  936  request reinstatement of such registration by filing with the
  937  office, on or before January 31 of the year following the year
  938  of expiration, such information as may be required by the
  939  commission, together with payment of the fee required in
  940  subsection (10) for dealers, investment advisers, or associated
  941  persons and a late fee equal to the amount of such fee. Any
  942  reinstatement of registration granted by the office during the
  943  month of January shall be deemed effective retroactive to
  944  January 1 of that year.
  945         (12)(a) The office may issue a license to a dealer,
  946  investment adviser, or associated person to evidence
  947  registration under this chapter. The office may require the
  948  return to the office of any license it may issue prior to
  949  issuing a new license.
  950         (b) Every dealer, investment adviser, or federal covered
  951  adviser shall promptly file with the office, as prescribed by
  952  rules adopted by the commission, notice as to the termination of
  953  employment of any associated person registered for such dealer
  954  or investment adviser in this state and shall also furnish the
  955  reason or reasons for such termination.
  956         (c) Each dealer or investment adviser shall designate in
  957  writing to, and register with, the office a manager for each
  958  office the dealer or investment adviser has in this state.
  959         (13) Changes in registration occasioned by changes in
  960  personnel of a partnership or in the principals, copartners,
  961  officers, or directors of any dealer or investment adviser or by
  962  changes of any material fact or method of doing business shall
  963  be reported by written amendment in such form and at such time
  964  as the commission may specify. In any case in which a person or
  965  a group of persons, directly or indirectly or acting by or
  966  through one or more persons, proposes to purchase or acquire a
  967  controlling interest in a registered dealer or investment
  968  adviser, such person or group shall submit an initial
  969  application for registration as a dealer or investment adviser
  970  prior to such purchase or acquisition. The commission shall
  971  adopt rules providing for waiver of the application required by
  972  this subsection where control of a registered dealer or
  973  investment adviser is to be acquired by another dealer or
  974  investment adviser registered under this chapter or where the
  975  application is otherwise unnecessary in the public interest.
  976         (14) Every dealer or investment adviser registered or
  977  required to be registered or branch office notice-filed or
  978  required to be notice-filed with the office shall keep records
  979  of all currency transactions in excess of $10,000 and shall file
  980  reports, as prescribed under the financial recordkeeping
  981  regulations in 31 C.F.R. part 103, with the office when
  982  transactions occur in or from this state. All reports required
  983  by this subsection to be filed with the office shall be
  984  confidential and exempt from s. 119.07(1) except that any law
  985  enforcement agency or the Department of Revenue shall have
  986  access to, and shall be authorized to inspect and copy, such
  987  reports.
  988         (15)(a) In order to facilitate uniformity and streamline
  989  procedures for persons who are subject to registration or
  990  notification in multiple jurisdictions, the commission may adopt
  991  by rule uniform forms that have been approved by the Securities
  992  and Exchange Commission, and any subsequent amendments to such
  993  forms, if the forms are substantially consistent with the
  994  provisions of this chapter. Uniform forms that the commission
  995  may adopt to administer this section include, but are not
  996  limited to:
  997         1. Form BR, Uniform Branch Office Registration Form,
  998  adopted October 2005.
  999         2. Form U4, Uniform Application for Securities Industry
 1000  Registration or Transfer, adopted October 2005.
 1001         3. Form U5, Uniform Termination Notice for Securities
 1002  Industry Registration, adopted October 2005.
 1003         4. Form ADV, Uniform Application for Investment Adviser
 1004  Registration, adopted October 2003.
 1005         5. Form ADV-W, Notice of Withdrawal from Registration as an
 1006  Investment Adviser, adopted October 2003.
 1007         6. Form BD, Uniform Application for Broker-Dealer
 1008  Registration, adopted July 1999.
 1009         7. Form BDW, Uniform Request for Broker-Dealer Withdrawal,
 1010  adopted August 1999.
 1011         (b) In lieu of filing with the office the applications
 1012  specified in subsection (6), the fees required by subsection
 1013  (10), the renewals required by subsection (11), and the
 1014  termination notices required by subsection (12), the commission
 1015  may by rule establish procedures for the deposit of such fees
 1016  and documents with the Central Registration Depository or the
 1017  Investment Adviser Registration Depository of the Financial
 1018  Industry Regulatory Authority, as developed under contract with
 1019  the North American Securities Administrators Association, Inc.
 1020         (16) Except for securities dealers who are designated by
 1021  the Federal Reserve Bank of New York as primary government
 1022  securities dealers or securities dealers registered as issuers
 1023  of securities, every applicant for initial or renewal
 1024  registration as a securities dealer and every person registered
 1025  as a securities dealer shall be registered as a broker or dealer
 1026  with the Securities and Exchange Commission and shall be subject
 1027  to insurance coverage by the Securities Investor Protection
 1028  Corporation.
 1029         (17)(a) A dealer that is located in Canada, does not have
 1030  an office or other physical presence in this state, and has made
 1031  a notice-filing in accordance with this subsection is exempt
 1032  from the registration requirements of this section and may
 1033  effect transactions in securities with or for, or induce or
 1034  attempt to induce the purchase or sale of any security by:
 1035         1. A person from Canada who is present in this state and
 1036  with whom the Canadian dealer had a bona fide dealer-client
 1037  relationship before the person entered the United States; or
 1038         2. A person from Canada who is present in this state and
 1039  whose transactions are in a self-directed, tax-advantaged
 1040  retirement plan in Canada of which the person is the holder or
 1041  contributor.
 1042         (b) A notice-filing under this subsection must consist of
 1043  documents the commission by rule requires to be filed, together
 1044  with a consent to service of process and a nonrefundable filing
 1045  fee of $200. The commission may establish by rule procedures for
 1046  the deposit of fees and the filing of documents to be made by
 1047  electronic means, if such procedures provide the office with the
 1048  information and data required by this section.
 1049         (c) A Canadian dealer may make a notice-filing under this
 1050  subsection if the dealer provides to the office:
 1051         1. A notice-filing in the form the commission requires by
 1052  rule.
 1053         2. A consent to service of process.
 1054         3. Evidence that the Canadian dealer is registered as a
 1055  dealer in the jurisdiction in which the dealer’s main office is
 1056  located.
 1057         4. Evidence that the Canadian dealer is a member of a self
 1058  regulatory organization or stock exchange in Canada.
 1059         (d) The office may issue a permit to evidence the
 1060  effectiveness of a notice-filing for a Canadian dealer.
 1061         (e) A notice-filing is effective upon receipt by the
 1062  office. A notice-filing expires on December 31 of the year in
 1063  which the filing becomes effective unless the Canadian dealer
 1064  has renewed the filing on or before that date. A Canadian dealer
 1065  may annually renew a notice-filing by furnishing to the office
 1066  such information as the office requires together with a renewal
 1067  fee of $200 and the payment of any amount due and owing the
 1068  office pursuant to any agreement with the office. Any Canadian
 1069  dealer who has not renewed a notice-filing by the time a current
 1070  notice-filing expires may request reinstatement of such notice
 1071  filing by filing with the office, on or before January 31 of the
 1072  year following the year the notice-filing expires, such
 1073  information as the commission requires by rule, together with
 1074  the payment of $200 and a late fee of $200. A reinstatement of a
 1075  notice-filing granted by the office during the month of January
 1076  is effective retroactively to January 1 of that year.
 1077         (f) An associated person who represents a Canadian dealer
 1078  who has made a notice-filing under this subsection is exempt
 1079  from the registration requirements of this section and may
 1080  effect transactions in securities in this state as permitted for
 1081  a dealer under paragraph (a) if such person is registered in the
 1082  jurisdiction from which he or she is effecting transactions into
 1083  this state.
 1084         (g) A Canadian dealer who has made a notice-filing under
 1085  this subsection shall:
 1086         1. Maintain its provincial or territorial registration and
 1087  its membership in a self-regulatory organization or stock
 1088  exchange in good standing.
 1089         2. Provide the office upon request with its books and
 1090  records relating to its business in this state as a dealer.
 1091         3. Provide the office upon request notice of each civil,
 1092  criminal, or administrative action initiated against the dealer.
 1093         4. Disclose to its clients in this state that the dealer
 1094  and its associated persons are not subject to the full
 1095  regulatory requirements under this chapter.
 1096         5. Correct any inaccurate information within 30 days after
 1097  the information contained in the notice-filing becomes
 1098  inaccurate for any reason.
 1099         (h) An associated person representing a Canadian dealer who
 1100  has made a notice-filing under this subsection shall:
 1101         1. Maintain provincial or territorial registration in good
 1102  standing.
 1103         2. Provide the office upon request with notice of each
 1104  civil, criminal, or administrative action initiated against such
 1105  person.
 1106         (i) A notice-filing may be terminated by filing notice of
 1107  such termination with the office. Unless another date is
 1108  specified by the Canadian dealer, such notice is effective upon
 1109  receipt of the notice by the office.
 1110         (j) All fees collected under this subsection become the
 1111  revenue of the state, except those assessments provided for
 1112  under s. 517.131(1), until the Securities Guaranty Fund has
 1113  satisfied the statutory limits. Such fees are not returnable if
 1114  a notice-filing is withdrawn.
 1115         (18) Every dealer or associated person registered or
 1116  required to be registered with the office shall satisfy any
 1117  continuing education requirements established by rule pursuant
 1118  to law.
 1119         (19) The registration requirements of this section which
 1120  apply to investment advisers and associated persons do not apply
 1121  to a commodity trading adviser who:
 1122         (a) Is registered as such with the Commodity Futures
 1123  Trading Commission pursuant to the Commodity Exchange Act.
 1124         (b) Advises or exercises trading discretion, with respect
 1125  to foreign currency options listed and traded exclusively on the
 1126  Philadelphia Stock Exchange, on behalf of an “appropriate
 1127  person” as defined by the Commodity Exchange Act.
 1128  
 1129  The exemption provided in this subsection does not apply to a
 1130  commodity trading adviser who engages in other activities that
 1131  require registration under this chapter.
 1132         (20)An intermediary may not engage in business in this
 1133  state unless the intermediary is registered as a dealer under
 1134  this section or has filed a registration application as an
 1135  intermediary with the office to facilitate the offer or sale of
 1136  securities in accordance with s. 517.0611. An intermediary, in
 1137  order to obtain registration, must file with the office a
 1138  written application on a form prescribed by commission rule and
 1139  a registration fee of $200. The commission may establish by rule
 1140  procedures for depositing fees and filing documents by
 1141  electronic means if such procedures provide the office with the
 1142  information and data required by this section. Each intermediary
 1143  must also file an irrevocable written consent to service of
 1144  civil process, as provided for in s. 517.101.
 1145         (a)The application must contain such information as the
 1146  commission or office may require concerning:
 1147         1.The name of the applicant and address of its principal
 1148  office and each office in this state.
 1149         2.The applicant’s form and place of organization; and if
 1150  the applicant is a corporation, a copy of its articles of
 1151  incorporation and amendments to the articles of incorporation
 1152  or, if a partnership, a copy of the partnership agreement.
 1153         3.The website address where securities of the issuer will
 1154  be offered.
 1155         4.Contact information.
 1156         (b)The application must also contain such information as
 1157  the commission may require by rule about the applicant; any
 1158  member, principal, or director of the applicant or any person
 1159  having a similar status or performing similar functions; or any
 1160  persons directly or indirectly controlling the applicant. Each
 1161  applicant and any direct owners, principals, or indirect owners
 1162  that are required to be reported on a form adopted by commission
 1163  rule shall submit fingerprints for live-scan processing in
 1164  accordance with rules adopted by the commission. The
 1165  fingerprints may be submitted through a third-party vendor
 1166  authorized by the Department of Law Enforcement to provide live
 1167  scan fingerprinting. The costs of fingerprint processing shall
 1168  be borne by the person subject to the background check. The
 1169  Department of Law Enforcement shall conduct a state criminal
 1170  history background check, and a federal criminal history
 1171  background check must be conducted through the Federal Bureau of
 1172  Investigation. The office shall review the results of the state
 1173  and federal criminal history background checks and determine
 1174  whether the applicant meets licensure requirements. The
 1175  commission may waive, by rule, the requirement that applicants,
 1176  including any direct owners, principals, or indirect owners,
 1177  that are required to be reported on a form adopted by commission
 1178  rule submit fingerprints or the requirement that such
 1179  fingerprints be processed by the Department of Law Enforcement
 1180  or the Federal Bureau of Investigation. The commission, by rule,
 1181  or the office may require information about any applicant or
 1182  person concerning such matters as:
 1183         1.His or her full name and any other names by which he or
 1184  she may have been known and his or her age, social security
 1185  number, photograph, qualifications, and educational and business
 1186  history.
 1187         2.Any injunction or administrative order by a state or
 1188  federal agency, national securities exchange, or national
 1189  securities association involving a security or any aspect of the
 1190  securities business and any injunction or administrative order
 1191  by a state or federal agency regulating banking, insurance,
 1192  finance, or small loan companies, real estate, mortgage brokers,
 1193  or other related or similar industries, which relate to such
 1194  person.
 1195         3. His or her conviction of, or plea of nolo contendere to,
 1196  a criminal offense or his or her commission of any acts that
 1197  would be grounds for refusal of an application under s. 517.161.
 1198         (c)The application must be amended within 30 days if any
 1199  information contained in the form becomes inaccurate for any
 1200  reason.
 1201         (d)An intermediary or persons affiliated with the
 1202  intermediary may not be subject to any disqualification
 1203  described in s. 517.1611 or the United States Securities and
 1204  Exchange Commission Rule 506(d), 17 C.F.R. 230.506(d), adopted
 1205  pursuant to the Securities Act of 1933. Each director, officer,
 1206  control person of the issuer, any person occupying a similar
 1207  status or performing a similar function, and each person holding
 1208  more than 20 percent of the shares of the intermediary is
 1209  subject to this requirement.
 1210         (e)If the office finds that the applicant is of good
 1211  repute and character and has complied with the provisions of
 1212  this chapter and the rules made pursuant hereto, it shall
 1213  register the applicant. The registration of each intermediary
 1214  expires on December 31 of the year the registration became
 1215  effective unless the registrant has renewed his or her
 1216  registration on or before that date. Registration may be renewed
 1217  by furnishing such information as the commission may require by
 1218  rule, together with payment of the fee of $200 and the payment
 1219  of any amount due to the office pursuant to any order of the
 1220  office or pursuant to any agreement with the office. An
 1221  intermediary who has not renewed a registration by filing with
 1222  the office on or before January 31 of the year following the
 1223  year of expiration must submit the information that may be
 1224  required by the commission, together with payment of the $200
 1225  fee and a late fee of $200. Any reinstatement of registration
 1226  granted by the office during the month of January shall be
 1227  deemed effective retroactive to January 1 of that year.
 1228         (21)(20) The registration requirements of this section do
 1229  not apply to any general lines insurance agent or life insurance
 1230  agent licensed under chapter 626, for the sale of a security as
 1231  defined in s. 517.021(22)(g) s. 517.021(21)(g), if the
 1232  individual is directly authorized by the issuer to offer or sell
 1233  the security on behalf of the issuer and the issuer is a
 1234  federally chartered savings bank subject to regulation by the
 1235  Federal Deposit Insurance Corporation. Actions under this
 1236  subsection shall constitute activity under the insurance agent’s
 1237  license for purposes of ss. 626.611 and 626.621.
 1238         Section 5. Subsections (1) and (2) of section 517.121,
 1239  Florida Statutes, are amended to read:
 1240         517.121 Books and records requirements; examinations.—
 1241         (1) A dealer, investment adviser, branch office, or
 1242  associated person, or intermediary shall maintain such books and
 1243  records as the commission may prescribe by rule.
 1244         (2) The office shall, at intermittent periods, examine the
 1245  affairs and books and records of each registered dealer,
 1246  investment adviser, associated person, intermediary, or branch
 1247  office notice-filed with the office, or require such records and
 1248  reports to be submitted to it as required by rule of the
 1249  commission, to determine compliance with this act.
 1250         Section 6. Section 517.161, Florida Statutes, is amended to
 1251  read:
 1252         517.161 Revocation, denial, or suspension of registration
 1253  of dealer, investment adviser, intermediary, or associated
 1254  person.—
 1255         (1) Registration under s. 517.12 may be denied or any
 1256  registration granted may be revoked, restricted, or suspended by
 1257  the office if the office determines that such applicant or
 1258  registrant; any member, principal, or director of the applicant
 1259  or registrant or any person having a similar status or
 1260  performing similar functions; or any person directly or
 1261  indirectly controlling the applicant or registrant:
 1262         (a) Has violated any provision of this chapter or any rule
 1263  or order made under this chapter;
 1264         (b) Has made a material false statement in the application
 1265  for registration;
 1266         (c) Has been guilty of a fraudulent act in connection with
 1267  rendering investment advice or in connection with any sale of
 1268  securities, has been or is engaged or is about to engage in
 1269  making fictitious or pretended sales or purchases of any such
 1270  securities or in any practice involving the rendering of
 1271  investment advice or the sale of securities which is fraudulent
 1272  or in violation of the law;
 1273         (d) Has made a misrepresentation or false statement to, or
 1274  concealed any essential or material fact from, any person in the
 1275  rendering of investment advice or the sale of a security to such
 1276  person;
 1277         (e) Has failed to account to persons interested for all
 1278  money and property received;
 1279         (f) Has not delivered, after a reasonable time, to persons
 1280  entitled thereto securities held or agreed to be delivered by
 1281  the dealer, broker, intermediary, or investment adviser, as and
 1282  when paid for, and due to be delivered;
 1283         (g) Is rendering investment advice or selling or offering
 1284  for sale securities through any associated person not registered
 1285  in compliance with the provisions of this chapter;
 1286         (h) Has demonstrated unworthiness to transact the business
 1287  of dealer, investment adviser, intermediary, or associated
 1288  person;
 1289         (i) Has exercised management or policy control over or
 1290  owned 10 percent or more of the securities of any dealer,
 1291  intermediary, or investment adviser that has been declared
 1292  bankrupt, or had a trustee appointed under the Securities
 1293  Investor Protection Act; or is, in the case of a dealer,
 1294  intermediary, or investment adviser, insolvent;
 1295         (j) Has been convicted of, or has entered a plea of guilty
 1296  or nolo contendere to, regardless of whether adjudication was
 1297  withheld, a crime against the laws of this state or any other
 1298  state or of the United States or of any other country or
 1299  government which relates to registration as a dealer, investment
 1300  adviser, issuer of securities, intermediary, or associated
 1301  person; which relates to the application for such registration;
 1302  or which involves moral turpitude or fraudulent or dishonest
 1303  dealing;
 1304         (k) Has had a final judgment entered against her or him in
 1305  a civil action upon grounds of fraud, embezzlement,
 1306  misrepresentation, or deceit;
 1307         (l) Is of bad business repute;
 1308         (m) Has been the subject of any decision, finding,
 1309  injunction, suspension, prohibition, revocation, denial,
 1310  judgment, or administrative order by any court of competent
 1311  jurisdiction, administrative law judge, or by any state or
 1312  federal agency, national securities, commodities, or option
 1313  exchange, or national securities, commodities, or option
 1314  association, involving a violation of any federal or state
 1315  securities or commodities law or any rule or regulation
 1316  promulgated thereunder, or any rule or regulation of any
 1317  national securities, commodities, or options exchange or
 1318  national securities, commodities, or options association, or has
 1319  been the subject of any injunction or adverse administrative
 1320  order by a state or federal agency regulating banking,
 1321  insurance, finance or small loan companies, real estate,
 1322  mortgage brokers or lenders, money transmitters, or other
 1323  related or similar industries. For purposes of this subsection,
 1324  the office may not deny registration to any applicant who has
 1325  been continuously registered with the office for 5 years after
 1326  the date of entry of such decision, finding, injunction,
 1327  suspension, prohibition, revocation, denial, judgment, or
 1328  administrative order provided such decision, finding,
 1329  injunction, suspension, prohibition, revocation, denial,
 1330  judgment, or administrative order has been timely reported to
 1331  the office pursuant to the commission’s rules; or
 1332         (n) Made payment to the office for a registration with a
 1333  check or electronic transmission of funds that is dishonored by
 1334  the applicant’s or registrant’s financial institution.
 1335         (2) The payment or anticipated payment of any amount from
 1336  the Securities Guaranty Fund in settlement of a claim or in
 1337  satisfaction of a judgment against an applicant or registrant
 1338  constitutes prima facie grounds for the denial of the
 1339  applicant’s application for registration or the revocation of
 1340  the registrant’s registration.
 1341         (3) In the event the office determines to deny an
 1342  application or revoke a registration, it shall enter a final
 1343  order with its findings on the register of dealers and
 1344  associated persons; and denial, suspension, or revocation of the
 1345  registration of a dealer, intermediary, or investment adviser
 1346  shall also deny, suspend, or revoke the registration of all her
 1347  or his associated persons.
 1348         (4) It shall be sufficient cause for denial of an
 1349  application or revocation of registration, in the case of a
 1350  partnership, corporation, or unincorporated association, if any
 1351  member of the partnership or any officer, director, or ultimate
 1352  equitable owner of the corporation or association has committed
 1353  any act or omission which would be cause for denying, revoking,
 1354  restricting, or suspending the registration of an individual
 1355  dealer, investment adviser, intermediary, or associated person.
 1356  As used in this subsection, the term “ultimate equitable owner”
 1357  means a natural person who directly or indirectly owns or
 1358  controls an ownership interest in the corporation, partnership,
 1359  association, or other legal entity however organized, regardless
 1360  of whether such natural person owns or controls such ownership
 1361  interest through one or more proxies, powers of attorney,
 1362  nominees, corporations, associations, partnerships, trusts,
 1363  joint stock companies, or other entities or devices, or any
 1364  combination thereof.
 1365         (5) The office may deny any request to terminate or
 1366  withdraw any application or registration if the office believes
 1367  that an act which would be a ground for denial, suspension,
 1368  restriction, or revocation under this chapter has been
 1369  committed.
 1370         (6) Registration under s. 517.12 may be denied or any
 1371  registration granted may be suspended or restricted if an
 1372  applicant or registrant is charged, in a pending enforcement
 1373  action or pending criminal prosecution, with any conduct that
 1374  would authorize denial or revocation under subsection (1).
 1375  Registration under s. 517.12 may be suspended or restricted if a
 1376  registrant is arrested for any conduct that would authorize
 1377  revocation under subsection (1).
 1378         (a) Any denial of registration ordered under this
 1379  subsection shall be without prejudice to the applicant’s ability
 1380  to reapply for registration.
 1381         (b) Any order of suspension or restriction under this
 1382  subsection shall:
 1383         1. Take effect only after a hearing, unless no hearing is
 1384  requested by the registrant or unless the suspension or
 1385  restriction is made in accordance with s. 120.60(6).
 1386         2. Contain a finding that evidence of a prima facie case
 1387  supports the charge made in the enforcement action or criminal
 1388  prosecution.
 1389         3. Operate for no longer than 10 days beyond receipt of
 1390  notice by the office of termination with respect to the
 1391  registrant of the enforcement action or criminal prosecution.
 1392         (c) For purposes of this subsection:
 1393         1. The term “enforcement action” means any judicial
 1394  proceeding or any administrative proceeding where such judicial
 1395  or administrative proceeding is brought by an agency of the
 1396  United States or of any state to enforce or restrain violation
 1397  of any state or federal law, or any disciplinary proceeding
 1398  maintained by the Financial Industry Regulatory Authority, the
 1399  National Futures Association, or any other similar self
 1400  regulatory organization.
 1401         2. An enforcement action is pending at any time after
 1402  notice to the applicant or registrant of such action and is
 1403  terminated at any time after entry of final judgment or decree
 1404  in the case of judicial proceedings, final agency action in the
 1405  case of administrative proceedings, and final disposition by a
 1406  self-regulatory organization in the case of disciplinary
 1407  proceedings.
 1408         3. A criminal prosecution is pending at any time after
 1409  criminal charges are filed and is terminated at any time after
 1410  conviction, acquittal, or dismissal.
 1411         Section 7. Paragraph (b) of subsection (4) of section
 1412  626.9911, Florida Statutes, is amended to read:
 1413         626.9911 Definitions.—As used in this act, the term:
 1414         (4) “Life expectancy provider” means a person who
 1415  determines, or holds himself or herself out as determining, life
 1416  expectancies or mortality ratings used to determine life
 1417  expectancies:
 1418         (b) In connection with a viatical settlement investment,
 1419  pursuant to s. 517.021(24) s. 517.021(23); or
 1420         Section 8. This act shall take effect October 1, 2015.
 1421  
 1422  ================= T I T L E  A M E N D M E N T ================
 1423  And the title is amended as follows:
 1424         Delete everything before the enacting clause
 1425  and insert:
 1426                        A bill to be entitled                      
 1427         An act relating to intrastate crowdfunding; amending
 1428         s. 517.021, F.S.; conforming a cross-reference;
 1429         defining the term “intermediary” for purposes of the
 1430         Florida Securities and Investor Protection Act;
 1431         amending s. 517.061, F.S.; exempting offers or sales
 1432         of securities by certain issuers from registration
 1433         requirements; creating s. 517.0611, F.S.; providing a
 1434         short title; exempting the intrastate offering and
 1435         sale of certain securities from certain regulatory
 1436         requirements; providing applicability; providing
 1437         registration and reporting requirements for issuers
 1438         and intermediaries offering such securities; limiting
 1439         the aggregate amount of sales of such securities
 1440         within a specified period; limiting the aggregate
 1441         amount of sales to specified investors; requiring an
 1442         issuer to produce and distribute an annual report to
 1443         investors; requiring a notice-filing to be suspended
 1444         under certain circumstances; specifying that fees
 1445         collected become revenue of the state; requiring a
 1446         qualified third party to hold certain funds in escrow;
 1447         amending s. 517.12, F.S.; providing registration
 1448         requirements for an intermediary; conforming a cross
 1449         reference; amending s. 517.121, F.S.; requiring an
 1450         intermediary to comply with specified recordkeeping
 1451         requirements; amending s. 517.161, F.S.; including an
 1452         intermediary in the disciplinary provisions; amending
 1453         s. 626.9911, F.S.; conforming a cross-reference;
 1454         providing an effective date.