Florida Senate - 2015                      CS for CS for SB 1134
       
       
        
       By the Committees on Fiscal Policy; and Banking and Insurance;
       and Senator Hays
       
       
       
       
       594-04177-15                                          20151134c2
    1                        A bill to be entitled                      
    2         An act relating to blanket health insurance; amending
    3         s. 627.659, F.S.; expanding the types of individuals
    4         and entities which are eligible for blanket health
    5         insurance coverage; limiting the types of insurance
    6         coverages that may be provided to specified groups;
    7         providing an effective date.
    8          
    9  Be It Enacted by the Legislature of the State of Florida:
   10  
   11         Section 1. Section 627.659, Florida Statutes, is amended to
   12  read:
   13         627.659 Blanket health insurance; eligible groups.—Blanket
   14  health insurance is that form of health insurance that which
   15  covers special groups of individuals under a policy or contract
   16  issued as enumerated in one of the following subsections:
   17         (1) Under a policy or contract issued To a any common
   18  carrier, or to an operator, an owner, or a lessee of a means of
   19  transportation, which is shall be deemed to be the policyholder,
   20  covering a group that is defined as all persons who may become
   21  passengers on such common carrier or means of transportation.
   22         (2) Under a policy or contract issued To an employer, who
   23  is shall be deemed to be the policyholder, covering all or any
   24  grouping group of employees or insured employees’ dependents or
   25  guests, who are defined by reference to an activity or operation
   26  of the policyholder exceptional hazards incident to such
   27  employment, or under a policy or contract issued to an employer
   28  if when all of its employees are covered under the any such
   29  policy or contract.
   30         (3) Under a policy issued To a school, district school
   31  system, college, university, or other institution of learning,
   32  or to an the official or officials of the such institution,
   33  insuring all or any grouping of the institution’s students, and
   34  teachers, and employees. The any such policy issued may insure
   35  the spouse or dependent children of the insured student,
   36  teacher, or employee.
   37         (4) Under a policy or contract issued In the name of a any
   38  volunteer fire department, or first aid group, local emergency
   39  management agency as defined in s. 252.34, or other such
   40  volunteer group of first responders as defined in s. 112.1815,
   41  which is shall be deemed to be the policyholder, covering all or
   42  any grouping of the members or employees of the policyholder or
   43  covering all or any grouping of participants which is defined by
   44  reference to an activity or operation sponsored or supervised by
   45  the policyholder such department or group.
   46         (5) Under a policy or contract issued To an organization,
   47  or branch thereof, such as the Boy Scouts of America, the Future
   48  Farmers of America, a religious, instructional, or educational,
   49  charitable, recreational, or civic body bodies, or similar
   50  organization organizations, or to an individual, firm, or
   51  corporation, holding or operating meetings, such as summer camps
   52  or other meetings for religious, instructive, educational,
   53  charitable, or recreational, or civic purposes, which
   54  organization, branch, or body is deemed to be the policyholder,
   55  covering all or any grouping of participants which is defined by
   56  reference to an activity or operation of the policyholder,
   57  including those who attend the attending such camps or meetings,
   58  such as including counselors, instructors, and persons in other
   59  administrative positions.
   60         (6) Under a policy or contract issued In the name of a
   61  newspaper or other publisher, which is shall be deemed to be the
   62  policyholder, covering independent contractor newspaper or
   63  publication delivery persons. Such a policy or contract may only
   64  provide coverage for accident or disability income insurance, or
   65  a combination thereof; limited scope dental or vision benefits;
   66  coverage for a specified disease or illness; or hospital
   67  indemnity or other fixed indemnity insurance.
   68         (7) Under a policy or contract issued In the name of a
   69  health care provider, which is shall be deemed to be the
   70  policyholder, covering patients, or in the name of a coordinator
   71  of fertility medicine relationships, such as a surrogacy agency,
   72  which is deemed to be the policyholder, covering donors,
   73  recipients, or surrogates. This coverage may be offered to the
   74  patients, donors, recipients, or surrogates of such
   75  policyholders, a health care provider but may not be required as
   76  made a condition of receiving care. The benefits provided under
   77  the such policy or contract are shall not be assignable to any
   78  health care provider.
   79         (8) Under a policy or contract issued To a any health
   80  maintenance organization licensed pursuant to the provisions of
   81  part I of chapter 641, which is shall be deemed to be the
   82  policyholder, covering the subscribers of the health maintenance
   83  organization. Payment may be made directly to the health
   84  maintenance organization by the blanket health insurer for
   85  health care services rendered by providers pursuant to the
   86  health care delivery plan.
   87         (9) To a sports team or camp, or a sponsor thereof, which
   88  is deemed to be the policyholder, covering all or any grouping
   89  of members, campers, participants, employees, officials, or
   90  supervisors.
   91         (10) To a travel agency or other organization that provides
   92  travel-related services, which is deemed to be the policyholder,
   93  covering all or any grouping of persons to whom the policyholder
   94  provides travel or travel-related services.
   95         (11) To an association having a constitution and bylaws,
   96  having at least 25 individual members, and having been organized
   97  and maintained in good faith for a period of 1 year for purposes
   98  other than that of obtaining insurance, which association is
   99  deemed to be the policyholder, covering all or any grouping of
  100  the members of the association.
  101         (12) To a financial institution as defined in s. 655.005, a
  102  parent holding company of the financial institution, or a
  103  trustee or agent designated by the financial institution or
  104  parent holding company, which is deemed to be the policyholder,
  105  covering accountholders, cardholders, debtors, or guarantors.
  106  Such a policy or contract may only provide coverage for accident
  107  or disability income insurance, or a combination thereof;
  108  limited scope dental or vision benefits; coverage for a
  109  specified disease or illness; or hospital indemnity or other
  110  fixed indemnity insurance.
  111         Section 2. This act shall take effect July 1, 2015.