Senate Bill 1450

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    Florida Senate - 1998                                  SB 1450

    By Senators Bankhead, Lee, Clary, Hargrett, Sullivan, McKay
    and Crist




    8-746A-98

  1                      A bill to be entitled

  2         An act relating to intangible personal property

  3         taxes; amending s. 199.023, F.S.; defining the

  4         terms "ministerial function" and "processing

  5         activity" for purposes of ch. 199, F.S.;

  6         amending s. 199.052, F.S.; increasing the

  7         minimum amount of annual intangible personal

  8         property tax which a person may be required to

  9         pay; providing taxable status of intangible

10         personal property held by a trust for which a

11         bank or savings association acts as trustee or

12         as an agent other than a trustee; providing

13         responsibilities of Florida residents with a

14         beneficial interest in a trust for which a bank

15         or savings association acts as trustee;

16         providing taxable status of assets purchased

17         by, and property managed by, an investment

18         adviser under specified conditions; repealing a

19         provision relating to returns filed by banking

20         organizations; amending s. 199.175, F.S.,

21         relating to taxable situs; conforming

22         provisions; amending s. 199.185, F.S.;

23         exempting accounts receivable arising out of a

24         trade or business from intangible personal

25         property taxes and providing a schedule for

26         implementing the exemption; providing a full,

27         rather than partial, exemption from the annual

28         tax for banks and savings associations;

29         exempting insurers from the annual tax;

30         repealing provisions relating to exemptions for

31         international banking transactions and real

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  1         estate mortgage investment conduits; repealing

  2         s. 199.104, F.S., which provides a credit

  3         against the annual tax for banks and savings

  4         associations; repealing s. 220.68, F.S., which

  5         provides a credit against the franchise tax

  6         imposed on banks and savings associations based

  7         on intangible tax paid; amending s. 199.282,

  8         F.S.; revising the penalty for late filing of

  9         an annual intangible tax return; providing a

10         limitation on combined delinquency and late

11         filing penalties; revising the penalty for

12         omitting or undervaluing property on an annual

13         return; amending s. 199.292, F.S.; revising the

14         distribution of intangible tax revenues;

15         amending s. 220.02, F.S., relating to order of

16         credits against the corporate income tax or

17         franchise tax, ss. 213.053 and 213.054, F.S.,

18         relating to information regarding the exemption

19         for international banking transactions, and s.

20         624.509, F.S., relating to the insurance

21         premium tax; conforming provisions; providing

22         application; providing effective dates.

23

24  Be It Enacted by the Legislature of the State of Florida:

25

26         Section 1.  Subsections (13) and (14) are added to

27  section 199.023, Florida Statutes, to read:

28         199.023  Definitions.--As used in this chapter:

29         (13)  "Ministerial function" means an act the

30  performance of which does not involve the use of discretion or

31  judgment.

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  1         (14)  "Processing activity" means an activity

  2  undertaken to administer or service intangible personal

  3  property in accordance with such terms, guidelines, criteria,

  4  or directions as are provided solely by the owner of the

  5  property. Methods, systems, or techniques chosen by the

  6  processor to implement such terms, guidelines, criteria, or

  7  directions are not considered the exercise of management or

  8  control.

  9         Section 2.  Section 199.052, Florida Statutes, is

10  amended to read:

11         199.052  Annual tax returns; payment of annual tax.--

12         (1)  An annual intangible tax return must be filed with

13  the department by every corporation authorized to do business

14  in this state or doing business in this state and by every

15  person, regardless of domicile, who on January 1 owns,

16  controls, or manages intangible personal property which has a

17  taxable situs in this state.  For purposes of this chapter,

18  "control" or "manage" does not include any ministerial

19  function or any processing activity.  The return shall be due

20  on June 30 of each year.  It shall list separately the

21  character, description, and just valuation of all such

22  property.

23         (2)  No person shall be required to pay the annual tax

24  in any year when the aggregate annual tax upon the person's

25  intangible personal property, after exemptions, would be less

26  than $60 $5.  In such case, an annual return is not required

27  unless the taxpayer is a corporation, a banking organization

28  claiming the exemption provided in s. 199.185(1)(i), or an

29  agent or fiduciary of whom the department requires an

30  informational return. Agents and fiduciaries shall report for

31  each person for whom they hold intangible personal property if

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  1  the aggregate annual tax on such person is $60 or more than

  2  $5.

  3         (3)  A corporation having no intangible tax liability,

  4  and required to file an annual report pursuant to s. 607.1622,

  5  is not required to file the annual intangible tax return

  6  required by this section.

  7         (4)  A husband and wife may file a joint return with

  8  regard to all intangible personal property held jointly or

  9  individually by them. They shall then be jointly liable for

10  the payment of the annual tax.

11         (5)  The trustee of a Florida-situs trust is primarily

12  responsible for returning the trust's intangible personal

13  property and paying the annual tax on it.  The trust's

14  beneficiaries, however, may individually return their

15  equitable shares of the trust's intangible personal property

16  and pay the tax on such shares, in which case the trustee need

17  not return such property or pay such tax, although the

18  department may require the trustee to file an informational

19  return.

20         (6)  Each Florida resident with a beneficial interest,

21  as defined in s. 199.023(7), in a foreign-situs trust, that

22  is, a trust with situs outside of this state, is primarily

23  responsible for returning the resident's equitable share of

24  the trust's intangible personal property and paying the annual

25  tax on it.  The trustee of a foreign trust may return and pay

26  the tax on the equitable shares of all Florida residents

27  having beneficial interests, in which case the residents need

28  not return such property or pay such tax.

29         (7)  The personal representative or curator of a

30  Florida estate is primarily responsible for returning the

31  estate's intangible personal property and paying the annual

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  1  tax on it.  The heirs or devisees, however, may individually

  2  return their equitable shares of the estate's intangible

  3  personal property and pay the tax on such shares, in which

  4  case the personal representative or curator need not return

  5  such property or pay such tax, although the department may

  6  require the personal representative or curator to file an

  7  informational return.

  8         (8)  The guardian of the property of a Florida

  9  incompetent shall return the incompetent's intangible personal

10  property and pay the annual tax on it.  The custodian of a

11  Florida minor under a gifts to minors or similar act shall

12  return the minor's intangible personal property which is

13  subject to the custodianship and pay the annual tax on it.

14         (9)  Where an agent has control or management of

15  intangible personal property, the principal is primarily

16  responsible for returning such property and paying the annual

17  tax on it, but the agent shall return such property on behalf

18  of the principal and pay the annual tax on it if the principal

19  fails to do so.  The department may in any case require the

20  agent to file an informational return.

21         (10)  An affiliated group of corporations may elect to

22  make a consolidated return for any year.  The election shall

23  be made by timely filing a consolidated return. Once made, an

24  election may not be revoked, and it is binding for the tax

25  year.  The mere making of a consolidated return shall not in

26  itself provide a business situs in this state for intangible

27  personal property held by a corporation.  The fact that

28  members of an affiliated group own stock in corporations which

29  do not qualify under the stock ownership requirements as

30  members of an affiliated group shall not preclude the filing

31  of a consolidated return on behalf of the qualified members.

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  1  Where a consolidated return is made, intercompany accounts,

  2  including the capital stock of an includable corporation,

  3  other than the parent, owned by another includable

  4  corporation, shall not be subject to annual taxation. However,

  5  capital stock and other intercompany accounts of a

  6  nonqualified member of the affiliated group shall be subject

  7  to annual tax.  Each consolidated return shall be accompanied

  8  by documentation identifying all intercompany accounts and

  9  containing such other information as the department shall

10  require. Failure to timely file a consolidated return shall

11  not prejudice the taxpayer's right to file a consolidated

12  return, provided that the failure to file a consolidated

13  return is limited to 1 year and the taxpayer's intent to file

14  a consolidated return is evidenced by the taxpayer having

15  filed a consolidated return for the 3 years prior to the year

16  the return was not timely filed.

17         (11)  The return filed by each banking organization

18  shall set out the character, description, and just valuation

19  by category of all intangible personal property which is

20  issued in or arises out of international banking transactions

21  and which is owned by the banking organization.

22         (11)(12)  Securities held in margin accounts by a

23  security broker not acting as a fiduciary shall be returned,

24  and the annual tax on such securities shall be paid, by the

25  customer owning them. The security broker shall not be

26  required to return or pay the tax on such securities.

27         (12)(13)  Except as otherwise provided in this section,

28  the owner of intangible personal property is liable for the

29  payment of annual tax on it, and any other person required to

30  return such property is liable for the tax if the owner fails

31  to pay it.

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  1         (13)(14)  The annual intangible tax return shall

  2  include language permitting a voluntary contribution of $5 per

  3  taxpayer, which contribution shall be transferred into the

  4  Election Campaign Financing Trust Fund.  A statement providing

  5  an explanation of the purpose of the trust fund shall also be

  6  included.

  7         (14)  If a bank or savings association, as defined by

  8  s. 220.62, acts as a trustee of a trust, the bank or savings

  9  association shall not be required to return and pay the annual

10  tax on intangible personal property held by the trust. If a

11  bank or savings association, as defined by s. 220.62, acts as

12  a fiduciary or agent of a trust other than as a trustee,

13  intangible personal property of the trust shall not have

14  taxable situs in this state pursuant to s. 199.175 solely by

15  virtue of the management or control of the bank or savings

16  association. For purposes of this chapter, where a bank or

17  savings association, as defined by s. 220.62, is the trustee

18  of a trust, the trust shall not be considered a Florida-situs

19  trust and each Florida resident with a beneficial interest, as

20  defined by s. 199.023(7), shall be responsible for returning

21  the resident's equitable share of the trust's intangible

22  personal property and paying the annual tax on it.

23         (15)  If an investment adviser, as defined by s.

24  517.021, does not own but has discretionary authority to

25  invest moneys on behalf of a principal, the investment adviser

26  shall not be required to return and pay the annual tax on

27  intangible personal property with respect to the assets the

28  adviser purchases with such funds of the principal. If an

29  investment adviser acts as a fiduciary or an agent of a

30  principal, intangible personal property of the principal shall

31  not have taxable situs in this state pursuant to s. 199.175

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  1  solely by virtue of the management or control of that property

  2  by the investment adviser.

  3         Section 3.  Paragraph (a) of subsection (1) and

  4  paragraph (b) of subsection (2) of section 199.175, Florida

  5  Statutes, are amended to read:

  6         199.175  Taxable situs.--For purposes of the annual tax

  7  imposed under this chapter:

  8         (1)  Intangible personal property shall have a taxable

  9  situs in this state when it is owned, managed, or controlled

10  by any person domiciled in this state on January 1 of the tax

11  year.  Such intangibles shall be subject to annual taxation

12  under this chapter, unless the person who owns, manages, or

13  controls them is specifically exempt or unless the property is

14  specifically exempt. This provision shall apply regardless of

15  where the evidence of the intangible property is kept; where

16  the intangible is created, approved, or paid; or where

17  business may be conducted from which the intangible arises.

18  The fact that a Florida corporation owns the stock of an

19  out-of-state corporation and manages and controls such

20  corporation from a location in this state shall not operate to

21  give a taxable situs in this state to the intangibles owned by

22  the out-of-state corporation, which intangibles arise out of

23  business transacted outside this state.

24         (a)  For the purposes of this chapter, the term "any

25  person domiciled in this state" means:

26         1.  Any natural person who is a legal resident of this

27  state;

28         2.  Any bank or financial institution, business,

29  business trust as described in chapter 609, company,

30  corporation, insurance company, partnership, or other

31

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  1  artificial entity organized or created under the law of this

  2  state, except a trust; or

  3         3.  Any person, including a trust, who has established

  4  a commercial domicile in this state.

  5         (2)  Intangible personal property shall have a taxable

  6  situs in this state when it is deemed to have a business situs

  7  in this state and it is owned, managed, or controlled by a

  8  person transacting business in this state, even though the

  9  owner may claim a domicile elsewhere.  This provision shall

10  apply regardless of where the evidence of the intangible is

11  kept or where the intangible is created, approved, or paid.

12         (b)  Notwithstanding the provisions of this subsection:

13         1.a.  Intangibles that are credit card or charge card

14  receivables or related lines of credit or loans shall be

15  deemed to have business situs in this state only when the debt

16  represented by such intangibles is owed by a customer who is

17  domiciled in this state.

18         b.  The performance of ministerial functions relating

19  to, or the processing of, credit card or charge card

20  receivables in this state for the owner of such receivables is

21  not sufficient to support a finding that the owner is

22  transacting business in this state.

23         c.  The term "credit card or charge card receivables"

24  does not include trade or service receivables as defined in s.

25  864 of the Internal Revenue Code of 1986, as amended.

26         2.  An intangible owned by a real estate mortgage

27  investment conduit, a real estate investment trust, or a

28  regulated investment company, as those terms are defined in

29  the United States Internal Revenue Code of 1986, as amended,

30  shall not be deemed to have a taxable situs in this state

31

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  1  unless such entity has its legal or commercial domicile in

  2  this state.

  3         3.  The ownership of any interest in a participation or

  4  syndication loan or pool of loans, notes, or receivables shall

  5  not be sufficient to support a finding that the owner of such

  6  interest is transacting business in this state.  For the

  7  purposes of this subparagraph, a participation or syndication

  8  loan is a loan in which more than one lender is a creditor to

  9  a common borrower, and a participation or syndication interest

10  in a pool of loans, notes, or receivables is an interest

11  acquired from the originator or initial creditor with respect

12  to the loans, notes, or receivables constituting the pool.

13         4.  Assets owned by a foreign insurance company, as

14  defined in s. 624.06, shall not be deemed to have a business

15  situs in this state if they are managed and controlled outside

16  this state.

17         Section 4.  Subsections (1) and (5) of section 199.185,

18  Florida Statutes, are amended, and subsection (8) is added to

19  that section, to read:

20         199.185  Property exempted from annual and nonrecurring

21  taxes.--

22         (1)  The following intangible personal property shall

23  be exempt from the annual and nonrecurring taxes imposed by

24  this chapter:

25         (a)  Money.

26         (b)  Franchises.

27         (c)  Any interest as a partner in a partnership, either

28  general or limited, other than any interest as a limited

29  partner in a limited partnership registered with the

30  Securities and Exchange Commission pursuant to the Securities

31  Act of 1933, as amended.

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  1         (d)  Notes, bonds, and other obligations issued by the

  2  State of Florida or its municipalities, counties, and other

  3  taxing districts, or by the United States Government and its

  4  agencies.

  5         (e)  Intangible personal property held in trust

  6  pursuant to any stock bonus, pension, or profit-sharing plan

  7  or any individual retirement account which is qualified under

  8  s. 401 or s. 408 of the United States Internal Revenue Code,

  9  26 U.S.C. ss. 401 and 408, as amended.

10         (f)  Intangible personal property held under a

11  retirement plan of a Florida-based corporation exempt from

12  federal income tax under s. 501(c)(6) of the United States

13  Internal Revenue Code, 26 U.S.C., if the primary purpose of

14  the corporation is to support the promotion of professional

15  sports and the retirement plan is either a qualified plan

16  under s. 457 of the United States Internal Revenue Code or the

17  contributions to the plan, pursuant to a ruling by the United

18  States Internal Revenue Service, are not taxable to plan

19  participants until actual receipt or withdrawal by the

20  participant.

21         (g)  Notes and other obligations, except bonds, to the

22  extent that such notes and obligations are secured by

23  mortgage, deed of trust, or other lien upon real property

24  situated outside the state.

25         (h)  The assets of a corporation registered under the

26  Investment Company Act of 1940, 15 U.S.C. s. 80a-1-52, as

27  amended.

28         (i)  All intangible personal property issued in or

29  arising out of any international banking transaction and owned

30  by a banking organization.

31

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  1         (i)(j)  Units of a unit investment trust organized

  2  under an agreement or declaration of trust and registered

  3  under the Investment Company Act of 1940, as amended, whose

  4  portfolio of assets consists solely of assets exempt under

  5  this section.

  6         (j)(k)  Real estate mortgage investment conduits

  7  (REMIC) that are directly or indirectly secured by or payable

  8  from notes and obligations that are in turn secured by a

  9  mortgage, deed of trust, or other lien upon real property

10  situated in or outside of the state, including but not limited

11  to mortgage pools, participations, and derivatives and are

12  held as investments by banks or savings associations in

13  compliance with regulatory agency guidelines. This paragraph

14  expires July 1, 2000.

15         (k)  One-third of the accounts receivable arising in

16  the ordinary course of a trade or business which are owned,

17  controlled, or managed by a taxpayer on January 1, 1999;

18  two-thirds of the accounts receivable owned, controlled, or

19  managed by a taxpayer on January 1, 2000; and all of such

20  accounts receivable owned, controlled, or managed by a

21  taxpayer on January 1, 2001. This exemption does not apply to

22  accounts receivable which arise outside the taxpayer's

23  ordinary course of trade or business. For the purposes of this

24  chapter, the term "accounts receivable" means a business debt

25  that is owed by another in the taxpayer's ordinary course of

26  trade or business and is not supported by negotiable

27  instruments. Accounts receivable include, but are not limited

28  to, credit and charge card receivables, margin receivables,

29  inventory or other floor plan financing, lease payments past

30  due, conditional sales contracts, and financing lease

31  contracts.

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  1         (5)  Every bank and savings association, as defined in

  2  s. 220.62, for taxes due before July 1, 1999, is exempt from

  3  .5 mill of the tax imposed by s. 199.032 and, for taxes due on

  4  or after July 1, 1999, is exempt from the tax imposed by s.

  5  199.032.

  6         (8)  Every insurer, as defined in s. 624.03, whether

  7  the insurer is authorized or unauthorized as defined in s.

  8  624.09, is exempt from the tax imposed by s. 199.032.

  9         Section 5.  Sections 199.104 and 220.68, Florida

10  Statutes, are repealed.

11         Section 6.  Subsections (3) and (4) of section 199.282,

12  Florida Statutes, are amended to read:

13         199.282  Penalties for violation of this chapter.--

14         (3)(a)  If any annual or nonrecurring tax is not paid

15  by the due date, a delinquency penalty shall be charged.  The

16  delinquency penalty shall be 10 percent of the delinquent tax

17  for each calendar month or portion thereof from the due date

18  until paid, up to a limit of 50 percent of the total tax not

19  timely paid.

20         (b)  If any annual tax return required by this chapter

21  is not filed by the due date, a penalty of 10 30 percent of

22  the tax due with the return shall be charged for each calendar

23  month or portion thereof during which the return remains

24  unfiled, up to a limit of 50 percent of the total tax due for

25  each year or portion of the year during which the return

26  remains unfiled.

27

28  For any penalty assessed under this subsection, the combined

29  total for all penalties assessed under paragraphs (a) and (b)

30  shall not exceed 10 percent per calendar month, up to a limit

31  of 50 percent of the total tax due.

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  1         (4)  If an annual tax return is filed and property is

  2  either omitted from it or undervalued, then a specific penalty

  3  shall be charged.  The specific penalty shall be 10 30 percent

  4  of the tax attributable to each omitted item or to each

  5  undervaluation. No delinquency or late filing penalty shall be

  6  charged with respect to any undervaluation.

  7         Section 7.  Subsection (3) of section 199.292, Florida

  8  Statutes, is amended to read:

  9         199.292  Disposition of intangible personal property

10  taxes.--All intangible personal property taxes collected

11  pursuant to this chapter shall be placed in a special fund

12  designated as the "Intangible Tax Trust Fund." The fund shall

13  be disbursed as follows:

14         (3)  An amount equal to 35.7 33.5 percent of the

15  remaining intangible personal property taxes collected shall

16  be transferred to the Revenue Sharing Trust Fund for Counties.

17  An amount equal to 64.3 66.5 percent of the remaining taxes

18  collected shall be transferred to the General Revenue Fund of

19  the state.

20         Section 8.  Subsection (10) of section 220.02, Florida

21  Statutes, is amended to read:

22         220.02  Legislative intent.--

23         (10)  It is the intent of the Legislature that credits

24  against either the corporate income tax or the franchise tax

25  be applied in the following order: those enumerated in s.

26  220.68, those enumerated in s. 631.719(1), those enumerated in

27  s. 631.705, those enumerated in s. 220.18, those enumerated in

28  s. 631.828, those enumerated in s. 220.181, those enumerated

29  in s. 220.183, those enumerated in s. 220.182, those

30  enumerated in s. 220.1895, those enumerated in s. 221.02,

31

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  1  those enumerated in s. 220.184, those enumerated in s.

  2  220.186, and those enumerated in s. 220.188.

  3         Section 9.  Subsection (4) of section 213.053, Florida

  4  Statutes, is amended to read:

  5         213.053  Confidentiality and information sharing.--

  6         (4)  Nothing contained in this section shall prevent

  7  the department from publishing statistics so classified as to

  8  prevent the identification of particular accounts, reports,

  9  declarations, or returns or prevent the department from

10  disclosing to the Comptroller the names and addresses of those

11  taxpayers who have claimed an exemption pursuant to s.

12  199.185(1)(i) or a deduction pursuant to s. 220.63(5).

13         Section 10.  Section 213.054, Florida Statutes, is

14  amended to read:

15         213.054  Persons claiming tax exemptions or deductions;

16  annual report.--The Department of Revenue shall be responsible

17  for monitoring the utilization of tax exemptions and tax

18  deductions authorized pursuant to chapter 81-179, Laws of

19  Florida.  On or before September 1 of each year, the

20  department shall report to the Comptroller the names and

21  addresses of all persons who have claimed an exemption

22  pursuant to s. 199.185(1)(i) or a deduction pursuant to s.

23  220.63(5).

24         Section 11.  Subsections (4), (7), and (8) of section

25  624.509, Florida Statutes, are amended to read:

26         624.509  Premium tax; rate and computation.--

27         (4)  The intangible tax imposed under chapter 199, The

28  income tax imposed under chapter 220, and the emergency excise

29  tax imposed under chapter 221 which are paid by any insurer

30  shall be credited against, and to the extent thereof shall

31  discharge, the liability for tax imposed by this section for

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  1  the annual period in which such tax payments are made.  As to

  2  any insurer issuing policies insuring against loss or damage

  3  from the risks of fire, tornado, and certain casualty lines,

  4  the tax imposed by this section, as intended and contemplated

  5  by this subsection, shall be construed to mean the net amount

  6  of such tax remaining after there has been credited thereon

  7  such gross premium receipts tax as may be payable by such

  8  insurer in pursuance of the imposition of such tax by any

  9  incorporated cities or towns in the state for firefighters'

10  relief and pension funds and police officers' retirement funds

11  maintained in such cities or towns, as provided in and by

12  relevant provisions of the Florida Statutes.  For purposes of

13  this subsection, payments of estimated income tax under

14  chapter 220 and of estimated emergency excise tax under

15  chapter 221 shall be deemed paid either at the time the

16  insurer actually files its annual returns under chapter 220 or

17  at the time such returns are required to be filed, whichever

18  first occurs, and not at such earlier time as such payments of

19  estimated tax are actually made.

20         (7)  Credits and deductions against the tax imposed by

21  this section shall be taken in the following order: deductions

22  for assessments made pursuant to s. 440.51; credits for taxes

23  paid under ss. 175.101 and 185.08; credits for income taxes

24  paid under chapter 220, the emergency excise tax paid under

25  chapter 221 and the credit allowed under subsection (5), as

26  these credits are limited by subsection (6); credits for

27  intangible taxes paid under chapter 199; all other available

28  credits and deductions.

29         (8)  From and after July 1, 1980, the premium tax

30  authorized by this section shall not be imposed upon receipts

31  of annuity premiums or considerations paid by holders in this

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    Florida Senate - 1998                                  SB 1450
    8-746A-98




  1  state and from and after July 1, 1991, the intangible tax

  2  imposed by chapter 199 shall not be imposed on assets equal to

  3  the statutory legal reserves of annuity products maintained by

  4  insurance companies on behalf of their holders if the tax

  5  savings derived are credited to the annuity holders.  Upon

  6  request by the Department of Revenue, any insurer availing

  7  itself of this provision shall submit to the department

  8  evidence which establishes that the tax savings derived have

  9  been credited to annuity holders.  As used in this subsection,

10  the term "holders" shall be deemed to include employers

11  contributing to an employee's pension, annuity, or

12  profit-sharing plan.

13         Section 12.  For tax years beginning on or after

14  January 1, 1999, no credit under section 624.509(4), Florida

15  Statutes, or section 220.68, Florida Statutes, shall be

16  available for intangible tax imposed under chapter 199,

17  Florida Statutes.

18         Section 13.  This act shall take effect July 1, 1998.

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    Florida Senate - 1998                                  SB 1450
    8-746A-98




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  2                       LEGISLATIVE SUMMARY

  3    Defines the terms "ministerial function" and "processing
      activity" for purposes of determining application of
  4    intangible personal property taxes. Increases from $5 to
      $60 the minimum amount of annual intangible personal
  5    property tax which a person may be required to pay.
      Specifies the taxable status of intangible personal
  6    property held by a trust for which a bank or savings
      association acts as trustee or as an agent other than a
  7    trustee, and provides responsibilities of Florida
      residents with a beneficial interest in a trust for which
  8    a bank or savings association acts as trustee. Specifies
      the taxable status of assets purchased by, and property
  9    managed by, an investment advisor. Deletes a provision
      relating to returns filed by banking organizations.
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11    Provides an exemption from intangible personal property
      taxes for accounts receivable arising out of a trade or
12    business. Increases the present exemption from 0.5 mill
      of the annual tax for banks and savings associations to a
13    full exemption. Exempts insurers from the annual tax.
      Removes provisions relating to various credits and
14    exemptions.

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      Revises the penalty for late filing of an annual
16    intangible tax return. Provides a limitation on combined
      delinquency and late filing. Revises the penalty for
17    omitting or undervaluing property on an annual return.
      Revises the distribution of intangible tax revenues.
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