CODING: Words stricken are deletions; words underlined are additions.

House Bill 1845

Florida House of Representatives - 1997 HB 1845 By Representative Cosgrove 1 A bill to be entitled 2 An act relating to civil causes of action; 3 limiting the ability of persons engaging in 4 specified unlawful acts to recover certain 5 damages; providing findings and intent; 6 providing severability; providing an effective 7 date. 8 9 Be It Enacted by the Legislature of the State of Florida: 10 11 Section 1. This act may be cited as "The Personal 12 Responsibility Act." 13 Section 2. Findings and declaration of purpose.-- 14 (1) The Legislature finds that insurance costs have 15 skyrocketed for those Floridians who take responsibility for 16 their actions. Uninsured motorists, drunk drivers, and 17 criminals are lawbreakers who should not be rewarded for their 18 irresponsibility and lawbreaking. Under current laws, 19 uninsured motorists and drunk drivers are able to recover 20 unreasonable damages from law-abiding persons as a result of 21 drunk driving and other accidents, and criminals have been 22 able to recover damages from law-abiding persons for injuries 23 suffered during the commission of their crimes. 24 (2) The Legislature further finds that Floridians must 25 change a system that rewards individuals who fail to take 26 essential personal responsibility, to prevent them from 27 seeking unreasonable damages or from suing law-abiding 28 citizens. 29 (3) Therefore, the Legislature enacts this act to 30 restore balance to our justice system by limiting the right to 31 sue of criminals, drunk drivers, and uninsured motorists. 1 CODING: Words stricken are deletions; words underlined are additions. Florida House of Representatives - 1997 HB 1845 141-434-97 1 Section 3. Civil justice reform.-- 2 (1) In any action for damages based on negligence 3 arising out of the operation or use of a motor vehicle, a 4 plaintiff shall not recover damages if the plaintiff's 5 injuries were in any way proximately caused by the plaintiff's 6 commission of any felony, or immediate flight therefrom, and 7 the plaintiff has been convicted of that felony. 8 (2)(a) Except as provided in paragraph (c), in any 9 action to recover damages arising out of the operation or use 10 of a motor vehicle, a person shall not recover noneconomic 11 losses to compensate for pain, suffering, inconvenience, 12 physical impairment, disfigurement, or other nonpecuniary 13 damages if any of the following applies: 14 1. The injured person was at the time of the accident 15 operating the vehicle in violation of section 316.193 or 16 section 316.1936, Florida Statutes, and was convicted of that 17 offense. 18 2. The injured person was the owner of a vehicle 19 involved in the accident and the vehicle was not insured as 20 required by the financial responsibility laws of this state. 21 3. The injured person was the operator of a vehicle 22 involved in the accident and the operator cannot establish his 23 or her financial responsibility as required by the financial 24 responsibility laws of this state. 25 (b) Except as provided in paragraph (c), an insurer is 26 not liable, directly or indirectly, under a policy of 27 liability or uninsured motorist insurance to indemnify a 28 person injured as described in paragraph (a) for noneconomic 29 losses. 30 (c) If a person described in subparagraph (a)2. was 31 injured by a motorist who at the time of the accident was 2 CODING: Words stricken are deletions; words underlined are additions. Florida House of Representatives - 1997 HB 1845 141-434-97 1 operating his or her vehicle in violation of section 316.193 2 or section 316.1936, Florida Statutes, and who was convicted 3 of that offense, the injured person is not barred from 4 recovering noneconomic losses to compensate for pain, 5 suffering, inconvenience, physical impairment, disfigurement, 6 or other nonpecuniary damages. 7 Section 4. If any provision of this act, or its 8 application to any person or circumstance, is held to be 9 invalid, the invalidity does not affect other provisions or 10 applications of the act which can be given effect without the 11 invalid provision or application, and to this end the 12 provisions of this act are declared severable. 13 Section 5. This act shall take effect July 1, 1997. 14 15 ***************************************** 16 SENATE SUMMARY 17 Creates the Personal Responsibility Act to limit suits when the prospective plaintiff was engaging in described 18 unlawful acts at the time of the event that otherwise would have given rise to a cause of action. 19 20 21 22 23 24 25 26 27 28 29 30 31 3