CODING: Words stricken are deletions; words underlined are additions.


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Senator Gutman moved the following amendment:



                                                  SENATE AMENDMENT

    Bill No. CS/HB 4047

    Amendment No.    

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11  Senator Gutman moved the following amendment:

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13         Senate Amendment (with title amendment) 

14         Delete everything after the enacting clause

15

16  and insert:

17         Section 1.  Section 624.123, Florida Statutes, is

18  created to read:

19         624.123  Certain international health insurance

20  policies; exemption from code.--

21         (1)  International health insurance policies and

22  applications may be solicited and sold in this state at any

23  international airport to a resident of a foreign country. Such

24  international health insurance policies shall be solicited and

25  sold only by a licensed health insurance agent and unwritten

26  only by an admitted insurer. For purposes of this subsection:

27         (a)  "International airport" means any airport in

28  Florida with U. S. Customs service, which enplanes more than 1

29  million passengers per year.

30         (b)  "International health insurance policy" means

31  health insurance, as defined in s. 627.6561(5)(a)2., which is

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                                                  SENATE AMENDMENT

    Bill No. CS/HB 4047

    Amendment No.    





 1  offered to an individual, covering only a resident of a

 2  foreign country on an annual basis.

 3         (c)  "Resident of a foreign country" does not include

 4  any United States citizen, any natural person maintaining his

 5  or her residence in this country, or any natural person

 6  staying in this state continuously for more than 120 days.

 7         (2)  Any international health insurance policy sold,

 8  and any application provided, to residents of foreign

 9  countries pursuant to this subsection shall contain the

10  following conspicuous, boldfaced disclaimer in at least 12

11  point type:  "This individual health insurance policy may be

12  sold only to a person not a resident of the United States.

13  This policy does not comply with coverage, underwriting, and

14  other provisions of the Florida Insurance Code, and must

15  comply with coverage, underwriting, and other insurance

16  regulatory provisions of your country of residence."

17         (3)  Any insurer underwriting international health

18  insurance policies pursuant to this subsection is subject to

19  all applicable provisions of the Insurance Code, except as

20  otherwise provided in this subsection. International health

21  insurance policies are not subject to any form approval, rate

22  approval, underwriting restrictions, guaranteed availability,

23  or coverage mandates provided in the Insurance Code. Health

24  insurance agents who are licensed and appointed pursuant to

25  chapter 626 may solicit, sell, effect, collect premium on, and

26  deliver international health insurance policies in accordance

27  with this section. Solicitation or sale of an international

28  health insurance policy to a U. S. citizen or to a natural

29  person not a resident of a foreign country is a willful

30  violation of the provisions of s. 626.611.

31         (4)  Any international health insurance policy or

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                                                  SENATE AMENDMENT

    Bill No. CS/HB 4047

    Amendment No.    





 1  application solicited, provided, entered into, issued, or

 2  delivered pursuant to this subsection is exempt from all

 3  provisions of the Insurance Code, except that such policy,

 4  contract, or agreement is subject to the provisions of ss.

 5  624.155, 624.316, 624.3161, 626.951, 626.9511, 626.9521,

 6  626.9541, 626.9551, 626.9561, 626.9571, 626.9581, 626.9591,

 7  626.9601, 627.413, 627.4145, 627.428, and 627.6043.

 8         Section 2.  Section 624.478, Florida Statutes, is

 9  repealed.

10         Section 3.  This act shall take effect upon becoming a

11  law.

12

13

14  ================ T I T L E   A M E N D M E N T ===============

15  And the title is amended as follows:

16         Delete everything before the enacting clause

17

18  and insert:

19                      A bill to be entitled

20         An act relating to international health

21         insurance policies sold at airports; creating

22         s. 624.123, F.S.; providing definitions;

23         authorizing licensed agents to sell

24         international health insurance policies to

25         residents of foreign countries at international

26         airports; requiring a specified disclaimer;

27         providing exemptions from regulation under the

28         Insurance Code; specifying applicable

29         provisions;repealing 624.478, F.S., relating to

30         the use of licensed agents; providing an

31         effective date.

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