CODING: Words stricken are deletions; words underlined are additions.





                                                  SENATE AMENDMENT

    Bill No. CS for SB 874

    Amendment No.    

                            CHAMBER ACTION
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11  Senator Silver moved the following amendment:

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13         Senate Amendment (with title amendment) 

14         On page 36, before line 1,

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16  insert:

17         Section 24.  Health Care Consumer Bill of Rights and

18  Responsibilities.--

19         (1)  INFORMATION DISCLOSURE.--Consumers have the right

20  to receive accurate, easily understood information and any

21  required assistance in making informed health care decisions

22  about their health plans, health care professionals, and

23  facilities. As used in this section, the term "health plans"

24  refers broadly to indemnity insurers and managed care

25  organizations, including, but not limited to, health

26  maintenance organizations and preferred provider

27  organizations.

28         (2)  CHOICE OF PROVIDERS AND PLANS.--Consumers have the

29  right to a choice of health care provides which is sufficient

30  to ensure access to appropriate, high-quality health care.

31         (3)  ACCESS TO EMERGENCY SERVICES.--Consumers have the

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                                                  SENATE AMENDMENT

    Bill No. CS for SB 874

    Amendment No.    





 1  right to access emergency health care services when and where

 2  the need arises. Health plans should provide payment when a

 3  consumer presents to an emergency department with acute

 4  symptoms of sufficient severity, including severe pain, such

 5  that a prudent layperson could reasonably expect the absence

 6  of medical attention to result in placing that consumer's

 7  health in serious jeopardy, serious impairment to bodily

 8  functions, or serious dysfunction of any bodily organ or part.

 9         (4)  PARTICIPATION IN TREATMENT DECISIONS.--Consumers

10  have the right and responsibility to fully participate in all

11  decisions related to their health care. Consumers who are

12  unable to fully participate in treatment decisions have the

13  right to be represented by parents, guardians, family members,

14  or other conservators.

15         (5)  RESPECT AND NONDISCRIMINATION.--

16         (a)  Consumers have the right to considerate,

17  respectful care from all members of the health care system at

18  all times and under all circumstances. An environment of

19  mutual respect is essential to maintaining a quality health

20  care system.

21         (b)  Consumers must not be discriminated against in the

22  delivery of health care services consistent with the benefits

23  covered in their policy or as required by law based on race,

24  ethnicity, national origin, religion, sex, age, mental or

25  physical disability, sexual orientation, genetic information,

26  or source of payment.

27         (c)  Consumers who are eligible for coverage under the

28  terms and conditions of a health plan or program or as

29  required by law must not be discriminated against in marketing

30  and enrollment practices based on race, ethnicity, national

31  origin, religion, sex, age, mental or physical disability,

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                                                  SENATE AMENDMENT

    Bill No. CS for SB 874

    Amendment No.    





 1  sexual orientation, genetic information, or source of payment.

 2         (6)  CONFIDENTIALITY OF HEALTH INFORMATION.--Consumers

 3  have the right to communicate with health care providers in

 4  confidence and to have the confidentiality of their

 5  individually identifiable health care information protected.

 6  Consumers also have the right to review and copy their own

 7  medical records and request amendments to their records.

 8         (7)  COMPLAINTS AND APPEALS.--All consumers have the

 9  right to a fair and efficient process for resolving

10  differences with their health plans, health care providers,

11  and the institutions that serve them, including a rigorous

12  system of internal review and an independent system of

13  external review.

14         (8)  CONSUMER RESPONSIBILITIES.--In a health care

15  system that protects consumers' rights, it is reasonable to

16  expect and encourage consumers to assume reasonable

17  responsibilities. Greater individual involvement by consumers

18  in their care increases the likelihood of achieving the best

19  outcomes and helps support a quality, cost-conscious

20  environment.

21         (9)  CIVIL ENFORCEMENT.--Any person damaged by the acts

22  of a person in violation of this section may bring a civil

23  action against the person committing the violation in the

24  circuit court of the county in which the alleged violator

25  resides or has a principal place of business or in the county

26  wherein the alleged violation occurred. Upon an adverse

27  adjudication, the defendant is liable for damages, together

28  with court costs and reasonable attorney's fees incurred by

29  the plaintiff. When so awarded, court costs and attorney's

30  fees must be included in the judgment or decree rendered in

31  the case.

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                                                  SENATE AMENDMENT

    Bill No. CS for SB 874

    Amendment No.    





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 2  (Redesignate subsequent sections.)

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 5  ================ T I T L E   A M E N D M E N T ===============

 6  And the title is amended as follows:

 7         On page 5, line 4, after the semicolon,

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 9  insert:

10         providing a Health Care Consumer Bill of Rights

11         and Responsibilities; providing for

12         enforcement; providing for attorney's fees and

13         costs;

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