Senate Bill 1410

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    Florida Senate - 1999                                  SB 1410

    By Senator Grant





    13-757-99

  1                      A bill to be entitled

  2         An act relating to workers' compensation;

  3         amending s. 440.13, F.S.; deleting a limitation

  4         on kinds of medical testimony admissible in

  5         proceedings before the judges of compensation

  6         claims; amending s. 440.134, F.S.; providing

  7         that the provisions relating to managed care

  8         arrangements do not divest the jurisdiction and

  9         authority of a Judge of Compensation Claims to

10         enter orders regarding the reasonableness and

11         medical necessity of medical care; amending s.

12         440.15, F.S.; prescribing rate for payment of

13         impairment income benefits; decreasing the

14         impairment rating from the compensable injury

15         for payment of supplemental benefits; amending

16         s. 440.192, F.S.; deleting a provision

17         requiring employees to exhaust all managed care

18         grievance procedures before filing a petition

19         for benefits; amending s. 440.1925, F.S.;

20         deleting a restriction on the kinds of medical

21         opinions that are admissible in proceeding

22         before a judge of compensation claims to

23         resolve maximum medical improvement or

24         impairment disputes; providing an effective

25         date.

26

27  Be It Enacted by the Legislature of the State of Florida:

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29         Section 1.  Subsection (5) of section 440.13, Florida

30  Statutes, 1998 Supplement, is amended to read:

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  1         440.13  Medical services and supplies; penalty for

  2  violations; limitations.--

  3         (5)  INDEPENDENT MEDICAL EXAMINATIONS.--

  4         (a)  In any dispute concerning overutilization, medical

  5  benefits, compensability, or disability under this chapter,

  6  the carrier or the employee may select an independent medical

  7  examiner. The examiner may be a health care provider treating

  8  or providing other care to the employee. An independent

  9  medical examiner may not render an opinion outside his or her

10  area of expertise, as demonstrated by licensure and applicable

11  practice parameters.

12         (b)  Each party is bound by his or her selection of an

13  independent medical examiner and is entitled to an alternate

14  examiner only if:

15         1.  The examiner is not qualified to render an opinion

16  upon an aspect of the employee's illness or injury which is

17  material to the claim or petition for benefits;

18         2.  The examiner ceases to practice in the specialty

19  relevant to the employee's condition;

20         3.  The examiner is unavailable due to injury, death,

21  or relocation outside a reasonably accessible geographic area;

22  or

23         4.  The parties agree to an alternate examiner.

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25  Any party may request, or a judge of compensation claims may

26  require, designation of a division medical advisor as an

27  independent medical examiner. The opinion of the advisors

28  acting as examiners shall not be afforded the presumption set

29  forth in paragraph (9)(c).

30         (c)  The carrier may, at its election, contact the

31  claimant directly to schedule a reasonable time for an

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    Florida Senate - 1999                                  SB 1410
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  1  independent medical examination. The carrier must confirm the

  2  scheduling agreement in writing within 5 days and notify

  3  claimant's counsel, if any, at least 7 days before the date

  4  upon which the independent medical examination is scheduled to

  5  occur. An attorney representing a claimant is not authorized

  6  to schedule independent medical evaluations under this

  7  subsection.

  8         (d)  If the employee fails to appear for the

  9  independent medical examination without good cause and fails

10  to advise the physician at least 24 hours before the scheduled

11  date for the examination that he or she cannot appear, the

12  employee is barred from recovering compensation for any period

13  during which he or she has refused to submit to such

14  examination. Further, the employee shall reimburse the carrier

15  50 percent of the physician's cancellation or no-show fee

16  unless the carrier that schedules the examination fails to

17  timely provide to the employee a written confirmation of the

18  date of the examination pursuant to paragraph (c) which

19  includes an explanation of why he or she failed to appear. The

20  employee may appeal to a judge of compensation claims for

21  reimbursement when the carrier withholds payment in excess of

22  the authority granted by this section.

23         (e)  No medical opinion other than the opinion of a

24  medical advisor appointed by the judge of compensation claims

25  or division, an independent medical examiner, or an authorized

26  treating provider is admissible in proceedings before the

27  judges of compensation claims.

28         (e)(f)  Attorney's fees incurred by an injured employee

29  in connection with delay of or opposition to an independent

30  medical examination, including, but not limited to, motions

31  for protective orders, are not recoverable under this chapter.

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  1         Section 2.  Subsection (26) is added to section

  2  440.134, Florida Statutes, 1998 Supplement, to read:

  3         440.134  Workers' compensation managed care

  4  arrangement.--

  5         (26)  This section shall not operate to divest the

  6  jurisdiction and authority of the Judge of Compensation Claims

  7  to make determination and enter orders regarding the

  8  reasonableness and medical necessity of medical care requested

  9  by way of a petition for benefits filed under s. 400.19 if an

10  injured workers' grievance is not resolved to the satisfaction

11  of the employee within 30 days after notice of the grievance.

12         Section 3.  Subsection (3) of section 440.15, Florida

13  Statutes, 1998 Supplement, is amended to read:

14         440.15  Compensation for disability.--Compensation for

15  disability shall be paid to the employee, subject to the

16  limits provided in s. 440.12(2), as follows:

17         (3)  PERMANENT IMPAIRMENT AND WAGE-LOSS BENEFITS.--

18         (a)  Impairment benefits.--

19         1.  Once the employee has reached the date of maximum

20  medical improvement, impairment benefits are due and payable

21  within 20 days after the carrier has knowledge of the

22  impairment.

23         2.  The three-member panel, in cooperation with the

24  division, shall establish and use a uniform permanent

25  impairment rating schedule. This schedule must be based on

26  medically or scientifically demonstrable findings as well as

27  the systems and criteria set forth in the American Medical

28  Association's Guides to the Evaluation of Permanent

29  Impairment; the Snellen Charts, published by American Medical

30  Association Committee for Eye Injuries; and the Minnesota

31  Department of Labor and Industry Disability Schedules. The

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  1  schedule should be based upon objective findings. The schedule

  2  shall be more comprehensive than the AMA Guides to the

  3  Evaluation of Permanent Impairment and shall expand the areas

  4  already addressed and address additional areas not currently

  5  contained in the guides. On August 1, 1979, and pending the

  6  adoption, by rule, of a permanent schedule, Guides to the

  7  Evaluation of Permanent Impairment, copyright 1977, 1971,

  8  1988, by the American Medical Association, shall be the

  9  temporary schedule and shall be used for the purposes hereof.

10  For injuries after July 1, 1990, pending the adoption by

11  division rule of a uniform disability rating schedule, the

12  Minnesota Department of Labor and Industry Disability Schedule

13  shall be used unless that schedule does not address an injury.

14  In such case, the Guides to the Evaluation of Permanent

15  Impairment by the American Medical Association shall be used.

16  Determination of permanent impairment under this schedule must

17  be made by a physician licensed under chapter 458, a doctor of

18  osteopathic medicine licensed under chapters 458 and 459, a

19  chiropractic physician licensed under chapter 460, a podiatric

20  physician licensed under chapter 461, an optometrist licensed

21  under chapter 463, or a dentist licensed under chapter 466, as

22  appropriate considering the nature of the injury. No other

23  persons are authorized to render opinions regarding the

24  existence of or the extent of permanent impairment.

25         3.  All impairment income benefits shall be based on an

26  impairment rating using the impairment schedule referred to in

27  subparagraph 2. Impairment income benefits are paid weekly at

28  the rate of 66 2/3 50 percent of the employee's average weekly

29  wage temporary total disability benefit not to exceed the

30  maximum weekly benefit under s. 440.12. An employee's

31  entitlement to impairment income benefits begins the day after

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  1  the employee reaches maximum medical improvement or the

  2  expiration of temporary benefits, whichever occurs earlier,

  3  and continues until the earlier of:

  4         a.  The expiration of a period computed at the rate of

  5  3 weeks for each percentage point of impairment; or

  6         b.  The death of the employee; or.

  7         c.  Thirty weeks.

  8         4.  After the employee has been certified by a doctor

  9  as having reached maximum medical improvement or 6 weeks

10  before the expiration of temporary benefits, whichever occurs

11  earlier, the certifying doctor shall evaluate the condition of

12  the employee and assign an impairment rating, using the

13  impairment schedule referred to in subparagraph 2.

14  Compensation is not payable for the mental, psychological, or

15  emotional injury arising out of depression from being out of

16  work. If the certification and evaluation are performed by a

17  doctor other than the employee's treating doctor, the

18  certification and evaluation must be submitted to the treating

19  doctor, and the treating doctor must indicate agreement or

20  disagreement with the certification and evaluation. The

21  certifying doctor shall issue a written report to the

22  division, the employee, and the carrier certifying that

23  maximum medical improvement has been reached, stating the

24  impairment rating, and providing any other information

25  required by the division. If the employee has not been

26  certified as having reached maximum medical improvement before

27  the expiration of 102 weeks after the date temporary total

28  disability benefits begin to accrue, the carrier shall notify

29  the treating doctor of the requirements of this section.

30         5.  The carrier shall pay the employee impairment

31  income benefits for a period based on the impairment rating.

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  1         6.  The division may by rule specify forms and

  2  procedures governing the method of payment of wage loss and

  3  impairment benefits for dates of accidents before January 1,

  4  1994, and for dates of accidents on or after January 1, 1994.

  5         (b)  Supplemental benefits.--

  6         1.  All supplemental benefits must be paid in

  7  accordance with this subsection. An employee is entitled to

  8  supplemental benefits as provided in this paragraph as of the

  9  expiration of the impairment period, if:

10         a.  The employee has an impairment rating from the

11  compensable injury of 10 20 percent or more as determined

12  pursuant to this chapter;

13         b.  The employee has not returned to work or has

14  returned to work earning less than 80 percent of the

15  employee's average weekly wage as a direct result of the

16  employee's impairment; and

17         c.  The employee has in good faith attempted to obtain

18  employment commensurate with the employee's ability to work.

19         2.  If an employee is not entitled to supplemental

20  benefits at the time of payment of the final weekly impairment

21  income benefit because the employee is earning at least 80

22  percent of the employee's average weekly wage, the employee

23  may become entitled to supplemental benefits at any time

24  within 1 year after the impairment income benefit period ends

25  if:

26         a.  The employee earns wages that are less than 80

27  percent of the employee's average weekly wage for a period of

28  at least 90 days;

29         b.  The employee meets the other requirements of

30  subparagraph 1.; and

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  1         c.  The employee's decrease in earnings is a direct

  2  result of the employee's impairment from the compensable

  3  injury.

  4         3.  If an employee earns wages that are at least 80

  5  percent of the employee's average weekly wage for a period of

  6  at least 90 days during which the employee is receiving

  7  supplemental benefits, the employee ceases to be entitled to

  8  supplemental benefits for the filing period. Supplemental

  9  benefits that have been terminated shall be reinstated when

10  the employee satisfies the conditions enumerated in

11  subparagraph 2. and files the statement required under

12  subparagraph 5. Notwithstanding any other provision, if an

13  employee is not entitled to supplemental benefits for 12

14  consecutive months, the employee ceases to be entitled to any

15  additional income benefits for the compensable injury. If the

16  employee is discharged within 12 months after losing

17  entitlement under this subsection, benefits may be reinstated

18  if the employee was discharged at that time with the intent to

19  deprive the employee of supplemental benefits.

20         4.  During the period that impairment income benefits

21  or supplemental income benefits are being paid, the carrier

22  has the affirmative duty to determine at least annually

23  whether any extended unemployment or underemployment is a

24  direct result of the employee's impairment. To accomplish this

25  purpose, the division may require periodic reports from the

26  employee and the carrier, and it may, at the carrier's

27  expense, require any physical or other examinations,

28  vocational assessments, or other tests or diagnoses necessary

29  to verify that the carrier is performing its duty. Not more

30  than once in each 12 calendar months, the employee and the

31  carrier may each request that the division review the status

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  1  of the employee and determine whether the carrier has

  2  performed its duty with respect to whether the employee's

  3  unemployment or underemployment is a direct result of

  4  impairment from the compensable injury.

  5         5.  After the initial determination of supplemental

  6  benefits, the employee must file a statement with the carrier

  7  stating that the employee has earned less than 80 percent of

  8  the employee's average weekly wage as a direct result of the

  9  employee's impairment, stating the amount of wages the

10  employee earned in the filing period, and stating that the

11  employee has in good faith sought employment commensurate with

12  the employee's ability to work. The statement must be filed

13  quarterly on a form and in the manner prescribed by the

14  division. The division may modify the filing period as

15  appropriate to an individual case. Failure to file a statement

16  relieves the carrier of liability for supplemental benefits

17  for the period during which a statement is not filed.

18         6.  The carrier shall begin payment of supplemental

19  benefits not later than the seventh day after the expiration

20  date of the impairment income benefit period and shall

21  continue to timely pay those benefits. The carrier may request

22  a mediation conference for the purpose of contesting the

23  employee's entitlement to or the amount of supplemental income

24  benefits.

25         7.  Supplemental benefits are calculated quarterly and

26  paid monthly. For purposes of calculating supplemental

27  benefits, 80 percent of the employee's average weekly wage and

28  the average wages the employee has earned per week are

29  compared quarterly. For purposes of this paragraph, if the

30  employee is offered a bona fide position of employment that

31  the employee is capable of performing, given the physical

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  1  condition of the employee and the geographic accessibility of

  2  the position, the employee's weekly wages are considered

  3  equivalent to the weekly wages for the position offered to the

  4  employee.

  5         8.  Supplemental benefits are payable at the rate of 80

  6  percent of the difference between 80 percent of the employee's

  7  average weekly wage determined pursuant to s. 440.14 and the

  8  weekly wages the employee has earned during the reporting

  9  period, not to exceed the maximum weekly income benefit under

10  s. 440.12.

11         9.  The division may by rule define terms that are

12  necessary for the administration of this section and forms and

13  procedures governing the method of payment of supplemental

14  benefits for dates of accidents before January 1, 1994, and

15  for dates of accidents on or after January 1, 1994.

16         (c)  Duration of temporary impairment and supplemental

17  income benefits.--The employee's eligibility for temporary

18  benefits, impairment income benefits, and supplemental

19  benefits terminates on the expiration of 401 weeks after the

20  date of injury.

21         Section 4.  Subsection (3) of section 440.192, Florida

22  Statutes, is amended to read:

23         440.192  Procedure for resolving benefit disputes.--

24         (3)  A petition for benefits may contain a claim for

25  past benefits and continuing benefits in any benefit category,

26  but is limited to those in default and ripe, due, and owing on

27  the date the petition is filed. If the employer has elected to

28  satisfy its obligation to provide medical treatment, care, and

29  attendance through a managed care arrangement designated under

30  this chapter, the employee must exhaust all managed care

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  1  grievance procedures before filing a petition for benefits

  2  under this section.

  3         Section 5.  Section 440.1925, Florida Statutes, is

  4  amended to read:

  5         440.1925  Procedure for resolving maximum medical

  6  improvement or permanent impairment disputes.--

  7         (1)  Notwithstanding the limitations on carrier

  8  independent medical examinations in s. 440.13, an employee or

  9  carrier who wishes to obtain an opinion other than the opinion

10  of the treating physician or a division advisor on the issue

11  of permanent impairment may obtain one independent medical

12  examination, except that the employee or carrier who selects

13  the treating physician is not entitled to obtain an alternate

14  opinion on the issue of permanent impairment, unless the

15  parties otherwise agree. This section and s. 440.13(2) do not

16  permit an employee or a carrier to obtain an additional

17  medical opinion on the issue of permanent impairment by

18  requesting an alternate treating physician pursuant to s.

19  440.13.

20         (2)  A dispute as to the date of maximum medical

21  improvement or degree of permanent impairment which is not

22  subject to dispute resolution according to rules promulgated

23  pursuant to s. 440.134 shall be resolved according to the

24  procedure set out in this section.

25         (3)  Disputes shall be resolved under this section

26  when:

27         (a)  A carrier that is entitled to obtain a

28  determination of an employee's date of maximum medical

29  improvement or permanent impairment has done so;

30         (b)  The independent medical examiner's opinion on the

31  date of the employee's maximum medical improvement and degree

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  1  or permanent impairment differs from the opinion of the

  2  employee's treating physician on either of those issues, or

  3  from the opinion of the expert medical advisor appointed by

  4  the division on the degree of permanent impairment; or

  5         (c)  The carrier denies any portion of an employee's

  6  claim petition for benefits due to disputed maximum medical

  7  improvement or permanent impairment issues.

  8         (4)  Only opinions of the employee's treating

  9  physician, a division medical advisor, or an independent

10  medical examiner are admissible in proceedings before a judge

11  of compensation claims to resolve maximum medical improvement

12  or impairment disputes.

13         (4)(5)  The judge of compensation claims shall first

14  resolve any dispute concerning the date on which the employee

15  reached maximum medical improvement. The judge shall then

16  determine the degree of the employee's permanent impairment,

17  which shall be either the highest or lowest estimate of

18  permanent impairment which is in evidence before the judge of

19  compensation claims.

20         Section 6.  This act shall take effect July 1, 1999.

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  1            *****************************************

  2                          SENATE SUMMARY

  3    Amends various sections of ch. 440, F.S., relating to
      workers' compensation benefits. Deletes a limitation of
  4    the kinds of medical testimony admissible before a judge
      of compensation claims. Provides that a judge of
  5    compensation claims is not divested of jurisdiction or
      authority to make determinations and enter orders in
  6    managed care arrangements. Provides that impairment
      income benefits are paid weekly at the rate of 66 2/3
  7    percent of the employee's average weekly wage. Provides
      that an employee is entitled to supplemental benefits if
  8    the employee has an impairment rating from the
      compensable injury of 10 percent or more. Deletes a
  9    provision requiring employees to exhaust all managed care
      grievance procedures before filing a petition for
10    benefits. Deletes a restriction on the kinds of medical
      opinions that are admissible in a proceeding before a
11    judge of compensation claims to resolve maximum medical
      improvement or impairment disputes.
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