Senate Bill 1410
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    Florida Senate - 1999                                  SB 1410
    By Senator Grant
    13-757-99
  1                      A bill to be entitled
  2         An act relating to workers' compensation;
  3         amending s. 440.13, F.S.; deleting a limitation
  4         on kinds of medical testimony admissible in
  5         proceedings before the judges of compensation
  6         claims; amending s. 440.134, F.S.; providing
  7         that the provisions relating to managed care
  8         arrangements do not divest the jurisdiction and
  9         authority of a Judge of Compensation Claims to
10         enter orders regarding the reasonableness and
11         medical necessity of medical care; amending s.
12         440.15, F.S.; prescribing rate for payment of
13         impairment income benefits; decreasing the
14         impairment rating from the compensable injury
15         for payment of supplemental benefits; amending
16         s. 440.192, F.S.; deleting a provision
17         requiring employees to exhaust all managed care
18         grievance procedures before filing a petition
19         for benefits; amending s. 440.1925, F.S.;
20         deleting a restriction on the kinds of medical
21         opinions that are admissible in proceeding
22         before a judge of compensation claims to
23         resolve maximum medical improvement or
24         impairment disputes; providing an effective
25         date.
26
27  Be It Enacted by the Legislature of the State of Florida:
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29         Section 1.  Subsection (5) of section 440.13, Florida
30  Statutes, 1998 Supplement, is amended to read:
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    Florida Senate - 1999                                  SB 1410
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  1         440.13  Medical services and supplies; penalty for
  2  violations; limitations.--
  3         (5)  INDEPENDENT MEDICAL EXAMINATIONS.--
  4         (a)  In any dispute concerning overutilization, medical
  5  benefits, compensability, or disability under this chapter,
  6  the carrier or the employee may select an independent medical
  7  examiner. The examiner may be a health care provider treating
  8  or providing other care to the employee. An independent
  9  medical examiner may not render an opinion outside his or her
10  area of expertise, as demonstrated by licensure and applicable
11  practice parameters.
12         (b)  Each party is bound by his or her selection of an
13  independent medical examiner and is entitled to an alternate
14  examiner only if:
15         1.  The examiner is not qualified to render an opinion
16  upon an aspect of the employee's illness or injury which is
17  material to the claim or petition for benefits;
18         2.  The examiner ceases to practice in the specialty
19  relevant to the employee's condition;
20         3.  The examiner is unavailable due to injury, death,
21  or relocation outside a reasonably accessible geographic area;
22  or
23         4.  The parties agree to an alternate examiner.
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25  Any party may request, or a judge of compensation claims may
26  require, designation of a division medical advisor as an
27  independent medical examiner. The opinion of the advisors
28  acting as examiners shall not be afforded the presumption set
29  forth in paragraph (9)(c).
30         (c)  The carrier may, at its election, contact the
31  claimant directly to schedule a reasonable time for an
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  1  independent medical examination. The carrier must confirm the
  2  scheduling agreement in writing within 5 days and notify
  3  claimant's counsel, if any, at least 7 days before the date
  4  upon which the independent medical examination is scheduled to
  5  occur. An attorney representing a claimant is not authorized
  6  to schedule independent medical evaluations under this
  7  subsection.
  8         (d)  If the employee fails to appear for the
  9  independent medical examination without good cause and fails
10  to advise the physician at least 24 hours before the scheduled
11  date for the examination that he or she cannot appear, the
12  employee is barred from recovering compensation for any period
13  during which he or she has refused to submit to such
14  examination. Further, the employee shall reimburse the carrier
15  50 percent of the physician's cancellation or no-show fee
16  unless the carrier that schedules the examination fails to
17  timely provide to the employee a written confirmation of the
18  date of the examination pursuant to paragraph (c) which
19  includes an explanation of why he or she failed to appear. The
20  employee may appeal to a judge of compensation claims for
21  reimbursement when the carrier withholds payment in excess of
22  the authority granted by this section.
23         (e)  No medical opinion other than the opinion of a
24  medical advisor appointed by the judge of compensation claims
25  or division, an independent medical examiner, or an authorized
26  treating provider is admissible in proceedings before the
27  judges of compensation claims.
28         (e)(f)  Attorney's fees incurred by an injured employee
29  in connection with delay of or opposition to an independent
30  medical examination, including, but not limited to, motions
31  for protective orders, are not recoverable under this chapter.
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    Florida Senate - 1999                                  SB 1410
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  1         Section 2.  Subsection (26) is added to section
  2  440.134, Florida Statutes, 1998 Supplement, to read:
  3         440.134  Workers' compensation managed care
  4  arrangement.--
  5         (26)  This section shall not operate to divest the
  6  jurisdiction and authority of the Judge of Compensation Claims
  7  to make determination and enter orders regarding the
  8  reasonableness and medical necessity of medical care requested
  9  by way of a petition for benefits filed under s. 400.19 if an
10  injured workers' grievance is not resolved to the satisfaction
11  of the employee within 30 days after notice of the grievance.
12         Section 3.  Subsection (3) of section 440.15, Florida
13  Statutes, 1998 Supplement, is amended to read:
14         440.15  Compensation for disability.--Compensation for
15  disability shall be paid to the employee, subject to the
16  limits provided in s. 440.12(2), as follows:
17         (3)  PERMANENT IMPAIRMENT AND WAGE-LOSS BENEFITS.--
18         (a)  Impairment benefits.--
19         1.  Once the employee has reached the date of maximum
20  medical improvement, impairment benefits are due and payable
21  within 20 days after the carrier has knowledge of the
22  impairment.
23         2.  The three-member panel, in cooperation with the
24  division, shall establish and use a uniform permanent
25  impairment rating schedule. This schedule must be based on
26  medically or scientifically demonstrable findings as well as
27  the systems and criteria set forth in the American Medical
28  Association's Guides to the Evaluation of Permanent
29  Impairment; the Snellen Charts, published by American Medical
30  Association Committee for Eye Injuries; and the Minnesota
31  Department of Labor and Industry Disability Schedules. The
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  1  schedule should be based upon objective findings. The schedule
  2  shall be more comprehensive than the AMA Guides to the
  3  Evaluation of Permanent Impairment and shall expand the areas
  4  already addressed and address additional areas not currently
  5  contained in the guides. On August 1, 1979, and pending the
  6  adoption, by rule, of a permanent schedule, Guides to the
  7  Evaluation of Permanent Impairment, copyright 1977, 1971,
  8  1988, by the American Medical Association, shall be the
  9  temporary schedule and shall be used for the purposes hereof.
10  For injuries after July 1, 1990, pending the adoption by
11  division rule of a uniform disability rating schedule, the
12  Minnesota Department of Labor and Industry Disability Schedule
13  shall be used unless that schedule does not address an injury.
14  In such case, the Guides to the Evaluation of Permanent
15  Impairment by the American Medical Association shall be used.
16  Determination of permanent impairment under this schedule must
17  be made by a physician licensed under chapter 458, a doctor of
18  osteopathic medicine licensed under chapters 458 and 459, a
19  chiropractic physician licensed under chapter 460, a podiatric
20  physician licensed under chapter 461, an optometrist licensed
21  under chapter 463, or a dentist licensed under chapter 466, as
22  appropriate considering the nature of the injury. No other
23  persons are authorized to render opinions regarding the
24  existence of or the extent of permanent impairment.
25         3.  All impairment income benefits shall be based on an
26  impairment rating using the impairment schedule referred to in
27  subparagraph 2. Impairment income benefits are paid weekly at
28  the rate of 66 2/3 50 percent of the employee's average weekly
29  wage temporary total disability benefit not to exceed the
30  maximum weekly benefit under s. 440.12. An employee's
31  entitlement to impairment income benefits begins the day after
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  1  the employee reaches maximum medical improvement or the
  2  expiration of temporary benefits, whichever occurs earlier,
  3  and continues until the earlier of:
  4         a.  The expiration of a period computed at the rate of
  5  3 weeks for each percentage point of impairment; or
  6         b.  The death of the employee; or.
  7         c.  Thirty weeks.
  8         4.  After the employee has been certified by a doctor
  9  as having reached maximum medical improvement or 6 weeks
10  before the expiration of temporary benefits, whichever occurs
11  earlier, the certifying doctor shall evaluate the condition of
12  the employee and assign an impairment rating, using the
13  impairment schedule referred to in subparagraph 2.
14  Compensation is not payable for the mental, psychological, or
15  emotional injury arising out of depression from being out of
16  work. If the certification and evaluation are performed by a
17  doctor other than the employee's treating doctor, the
18  certification and evaluation must be submitted to the treating
19  doctor, and the treating doctor must indicate agreement or
20  disagreement with the certification and evaluation. The
21  certifying doctor shall issue a written report to the
22  division, the employee, and the carrier certifying that
23  maximum medical improvement has been reached, stating the
24  impairment rating, and providing any other information
25  required by the division. If the employee has not been
26  certified as having reached maximum medical improvement before
27  the expiration of 102 weeks after the date temporary total
28  disability benefits begin to accrue, the carrier shall notify
29  the treating doctor of the requirements of this section.
30         5.  The carrier shall pay the employee impairment
31  income benefits for a period based on the impairment rating.
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  1         6.  The division may by rule specify forms and
  2  procedures governing the method of payment of wage loss and
  3  impairment benefits for dates of accidents before January 1,
  4  1994, and for dates of accidents on or after January 1, 1994.
  5         (b)  Supplemental benefits.--
  6         1.  All supplemental benefits must be paid in
  7  accordance with this subsection. An employee is entitled to
  8  supplemental benefits as provided in this paragraph as of the
  9  expiration of the impairment period, if:
10         a.  The employee has an impairment rating from the
11  compensable injury of 10 20 percent or more as determined
12  pursuant to this chapter;
13         b.  The employee has not returned to work or has
14  returned to work earning less than 80 percent of the
15  employee's average weekly wage as a direct result of the
16  employee's impairment; and
17         c.  The employee has in good faith attempted to obtain
18  employment commensurate with the employee's ability to work.
19         2.  If an employee is not entitled to supplemental
20  benefits at the time of payment of the final weekly impairment
21  income benefit because the employee is earning at least 80
22  percent of the employee's average weekly wage, the employee
23  may become entitled to supplemental benefits at any time
24  within 1 year after the impairment income benefit period ends
25  if:
26         a.  The employee earns wages that are less than 80
27  percent of the employee's average weekly wage for a period of
28  at least 90 days;
29         b.  The employee meets the other requirements of
30  subparagraph 1.; and
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  1         c.  The employee's decrease in earnings is a direct
  2  result of the employee's impairment from the compensable
  3  injury.
  4         3.  If an employee earns wages that are at least 80
  5  percent of the employee's average weekly wage for a period of
  6  at least 90 days during which the employee is receiving
  7  supplemental benefits, the employee ceases to be entitled to
  8  supplemental benefits for the filing period. Supplemental
  9  benefits that have been terminated shall be reinstated when
10  the employee satisfies the conditions enumerated in
11  subparagraph 2. and files the statement required under
12  subparagraph 5. Notwithstanding any other provision, if an
13  employee is not entitled to supplemental benefits for 12
14  consecutive months, the employee ceases to be entitled to any
15  additional income benefits for the compensable injury. If the
16  employee is discharged within 12 months after losing
17  entitlement under this subsection, benefits may be reinstated
18  if the employee was discharged at that time with the intent to
19  deprive the employee of supplemental benefits.
20         4.  During the period that impairment income benefits
21  or supplemental income benefits are being paid, the carrier
22  has the affirmative duty to determine at least annually
23  whether any extended unemployment or underemployment is a
24  direct result of the employee's impairment. To accomplish this
25  purpose, the division may require periodic reports from the
26  employee and the carrier, and it may, at the carrier's
27  expense, require any physical or other examinations,
28  vocational assessments, or other tests or diagnoses necessary
29  to verify that the carrier is performing its duty. Not more
30  than once in each 12 calendar months, the employee and the
31  carrier may each request that the division review the status
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  1  of the employee and determine whether the carrier has
  2  performed its duty with respect to whether the employee's
  3  unemployment or underemployment is a direct result of
  4  impairment from the compensable injury.
  5         5.  After the initial determination of supplemental
  6  benefits, the employee must file a statement with the carrier
  7  stating that the employee has earned less than 80 percent of
  8  the employee's average weekly wage as a direct result of the
  9  employee's impairment, stating the amount of wages the
10  employee earned in the filing period, and stating that the
11  employee has in good faith sought employment commensurate with
12  the employee's ability to work. The statement must be filed
13  quarterly on a form and in the manner prescribed by the
14  division. The division may modify the filing period as
15  appropriate to an individual case. Failure to file a statement
16  relieves the carrier of liability for supplemental benefits
17  for the period during which a statement is not filed.
18         6.  The carrier shall begin payment of supplemental
19  benefits not later than the seventh day after the expiration
20  date of the impairment income benefit period and shall
21  continue to timely pay those benefits. The carrier may request
22  a mediation conference for the purpose of contesting the
23  employee's entitlement to or the amount of supplemental income
24  benefits.
25         7.  Supplemental benefits are calculated quarterly and
26  paid monthly. For purposes of calculating supplemental
27  benefits, 80 percent of the employee's average weekly wage and
28  the average wages the employee has earned per week are
29  compared quarterly. For purposes of this paragraph, if the
30  employee is offered a bona fide position of employment that
31  the employee is capable of performing, given the physical
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  1  condition of the employee and the geographic accessibility of
  2  the position, the employee's weekly wages are considered
  3  equivalent to the weekly wages for the position offered to the
  4  employee.
  5         8.  Supplemental benefits are payable at the rate of 80
  6  percent of the difference between 80 percent of the employee's
  7  average weekly wage determined pursuant to s. 440.14 and the
  8  weekly wages the employee has earned during the reporting
  9  period, not to exceed the maximum weekly income benefit under
10  s. 440.12.
11         9.  The division may by rule define terms that are
12  necessary for the administration of this section and forms and
13  procedures governing the method of payment of supplemental
14  benefits for dates of accidents before January 1, 1994, and
15  for dates of accidents on or after January 1, 1994.
16         (c)  Duration of temporary impairment and supplemental
17  income benefits.--The employee's eligibility for temporary
18  benefits, impairment income benefits, and supplemental
19  benefits terminates on the expiration of 401 weeks after the
20  date of injury.
21         Section 4.  Subsection (3) of section 440.192, Florida
22  Statutes, is amended to read:
23         440.192  Procedure for resolving benefit disputes.--
24         (3)  A petition for benefits may contain a claim for
25  past benefits and continuing benefits in any benefit category,
26  but is limited to those in default and ripe, due, and owing on
27  the date the petition is filed. If the employer has elected to
28  satisfy its obligation to provide medical treatment, care, and
29  attendance through a managed care arrangement designated under
30  this chapter, the employee must exhaust all managed care
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  1  grievance procedures before filing a petition for benefits
  2  under this section.
  3         Section 5.  Section 440.1925, Florida Statutes, is
  4  amended to read:
  5         440.1925  Procedure for resolving maximum medical
  6  improvement or permanent impairment disputes.--
  7         (1)  Notwithstanding the limitations on carrier
  8  independent medical examinations in s. 440.13, an employee or
  9  carrier who wishes to obtain an opinion other than the opinion
10  of the treating physician or a division advisor on the issue
11  of permanent impairment may obtain one independent medical
12  examination, except that the employee or carrier who selects
13  the treating physician is not entitled to obtain an alternate
14  opinion on the issue of permanent impairment, unless the
15  parties otherwise agree. This section and s. 440.13(2) do not
16  permit an employee or a carrier to obtain an additional
17  medical opinion on the issue of permanent impairment by
18  requesting an alternate treating physician pursuant to s.
19  440.13.
20         (2)  A dispute as to the date of maximum medical
21  improvement or degree of permanent impairment which is not
22  subject to dispute resolution according to rules promulgated
23  pursuant to s. 440.134 shall be resolved according to the
24  procedure set out in this section.
25         (3)  Disputes shall be resolved under this section
26  when:
27         (a)  A carrier that is entitled to obtain a
28  determination of an employee's date of maximum medical
29  improvement or permanent impairment has done so;
30         (b)  The independent medical examiner's opinion on the
31  date of the employee's maximum medical improvement and degree
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  1  or permanent impairment differs from the opinion of the
  2  employee's treating physician on either of those issues, or
  3  from the opinion of the expert medical advisor appointed by
  4  the division on the degree of permanent impairment; or
  5         (c)  The carrier denies any portion of an employee's
  6  claim petition for benefits due to disputed maximum medical
  7  improvement or permanent impairment issues.
  8         (4)  Only opinions of the employee's treating
  9  physician, a division medical advisor, or an independent
10  medical examiner are admissible in proceedings before a judge
11  of compensation claims to resolve maximum medical improvement
12  or impairment disputes.
13         (4)(5)  The judge of compensation claims shall first
14  resolve any dispute concerning the date on which the employee
15  reached maximum medical improvement. The judge shall then
16  determine the degree of the employee's permanent impairment,
17  which shall be either the highest or lowest estimate of
18  permanent impairment which is in evidence before the judge of
19  compensation claims.
20         Section 6.  This act shall take effect July 1, 1999.
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  2                          SENATE SUMMARY
  3    Amends various sections of ch. 440, F.S., relating to
      workers' compensation benefits. Deletes a limitation of
  4    the kinds of medical testimony admissible before a judge
      of compensation claims. Provides that a judge of
  5    compensation claims is not divested of jurisdiction or
      authority to make determinations and enter orders in
  6    managed care arrangements. Provides that impairment
      income benefits are paid weekly at the rate of 66 2/3
  7    percent of the employee's average weekly wage. Provides
      that an employee is entitled to supplemental benefits if
  8    the employee has an impairment rating from the
      compensable injury of 10 percent or more. Deletes a
  9    provision requiring employees to exhaust all managed care
      grievance procedures before filing a petition for
10    benefits. Deletes a restriction on the kinds of medical
      opinions that are admissible in a proceeding before a
11    judge of compensation claims to resolve maximum medical
      improvement or impairment disputes.
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