House Bill 0215c1

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    Florida House of Representatives - 2000              CS/HB 215

        By the Committee on Insurance and Representative Tullis






  1                      A bill to be entitled

  2         An act relating to stock and mutual insurance

  3         companies; amending s. 628.715, F.S.;

  4         authorizing a mutual insurance holding company

  5         to merge the membership interests of certain

  6         mutual insurance companies into the mutual

  7         insurance holding company under certain

  8         circumstances; authorizing the Department of

  9         Insurance to retain certain consultants for

10         merger evaluation purposes; requiring certain

11         companies to pay consultant costs; amending ss.

12         628.231 and 628.723, F.S.; authorizing

13         directors of domestic insurers and mutual

14         insurance holding companies to consider certain

15         factors while taking corporate action in

16         discharging their duties; amending s. 628.729,

17         F.S.; conforming a reference to a qualification

18         period; providing an effective date.

19

20  Be It Enacted by the Legislature of the State of Florida:

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22         Section 1.  Paragraphs (d) and (e) of subsection (1)

23  and paragraph (b) of subsection (2) of section 628.715,

24  Florida Statutes, are amended, and paragraph (f) is added to

25  subsection (1) of said section, to read:

26         628.715  Merger and acquisitions.--Subject to

27  applicable requirements of this chapter, a mutual insurance

28  holding company may:

29         (1)

30         (d)  Acquire a stock insurance company through the

31  merger of such stock insurance subsidiary with a stock

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    Florida House of Representatives - 2000              CS/HB 215

    200-533-00






  1  insurance company or interim stock insurance company

  2  subsidiary of the mutual insurance holding company; or

  3         (e)  Acquire the stock or assets of any other person to

  4  the same extent as would be permitted for any not-for-profit

  5  corporation under chapter 617 or, if the mutual insurance

  6  holding company writes insurance, a mutual insurance company;

  7  or.

  8         (f)  Jointly, with a domestic or foreign mutual

  9  insurance company which redomesticates pursuant to s. 628.520,

10  file an application with the department, pursuant to the

11  provisions of this part, to merge the domestic or foreign

12  mutual insurance company policyholder's membership interests

13  into the mutual insurance holding company.  The reorganizing

14  mutual insurance company may merge with the mutual insurance

15  holding company's stock subsidiary or continue its corporate

16  existence as a domestic stock insurance company subsidiary.

17  The members of the foreign mutual insurance company may

18  approve in a contemporaneous vote both the redomestication

19  plan and the agreement for merger and reorganization.

20         (2)  A reorganization pursuant to this section is

21  subject to the applicable procedures prescribed by the laws of

22  this state applying to corporations formed for profit, except

23  as otherwise provided in this subsection.

24         (b)  No such merger shall be effectuated unless in

25  advance thereof, the plan and agreement therefor have been

26  filed with the department and approved by it. The department

27  may retain outside consultants to evaluate each merger.  The

28  domestic mutual insurance holding company shall pay reasonable

29  costs associated with retaining such consultants.  Such

30  payments shall be made directly to the consultant. The

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    Florida House of Representatives - 2000              CS/HB 215

    200-533-00






  1  department shall give such approval unless it finds such plan

  2  or agreement:

  3         1.  Is inequitable to the policyholders of any domestic

  4  insurer involved in the merger or the members of any domestic

  5  mutual insurance holding company involved in the merger; or

  6         2.  Would substantially reduce the security of and

  7  service to be rendered to policyholders of a domestic insurer

  8  in this state.

  9         Section 2.  Subsection (5) is added to section 628.231,

10  Florida Statutes, to read:

11         628.231  Directors; number, election.--

12         (5)  In discharging his or her duties, a director may

13  consider such factors as the directors deem relevant,

14  including, but not limited to, the long-term prospects and

15  interests of the corporation and its shareholders, the social,

16  economic, legal, or other effects of any action on the

17  employees, suppliers, or policyholders of the corporation or

18  its subsidiaries, the communities and society in which the

19  corporation or its subsidiaries operate, and the economy of

20  the state and the nation.  The director may also consider the

21  short-term and long-term interests of the insurer, including,

22  but not limited to, benefits that may accrue to the insured

23  from the insurer's long-term plans, the possibility that such

24  interests may be best served by the continued independence of

25  the insurer, the resources, intent, and past, present, and

26  potential conduct of any person seeking to acquire control of

27  the insurer, and any other relevant factors.

28         Section 3.  Subsection (5) is added to section 628.723,

29  Florida Statutes, to read:

30         628.723  Directors; number; election.--

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    Florida House of Representatives - 2000              CS/HB 215

    200-533-00






  1         (5)  In discharging his or her duties, a director may

  2  consider such factors as the directors deem relevant,

  3  including, but not limited to, the long-term prospects and

  4  interests of the corporation and its shareholders, the social,

  5  economic, legal, or other effects of any action on the

  6  employees, suppliers, or policyholders of the corporation or

  7  its subsidiaries, the communities and society in which the

  8  corporation or its subsidiaries operate, and the economy of

  9  the state and the nation.  The director may also consider the

10  short-term and long-term interests of the insurer, including,

11  but not limited to, benefits that may accrue to the insured

12  from the insurer's long-term plans, the possibility that such

13  interests may be best served by the continued independence of

14  the insurer, the resources, intent, and past, present, and

15  potential conduct of any person seeking to acquire control of

16  the insurer, and any other relevant factors.

17         Section 4.  Subsection (1) of section 628.729, Florida

18  Statutes, is amended to read:

19         628.729  Member's share of assets on voluntary

20  dissolution.--

21         (1)  Upon any voluntary dissolution of a domestic

22  mutual insurance holding company, its assets remaining after

23  discharge of its indebtedness, if any, and expenses of

24  administration, shall be distributed to existing persons who

25  were its members at any time within the 3-year period

26  preceding the date such liquidation was authorized or ordered,

27  or date of last termination of the insurer's certificate of

28  authority, whichever date is earlier; except, if the

29  department has reason to believe that those in charge of the

30  management of the mutual insurance holding company have caused

31  or encouraged the reduction of the number of members of the

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    Florida House of Representatives - 2000              CS/HB 215

    200-533-00






  1  insurer in anticipation of liquidation and for the purpose of

  2  reducing thereby the number of persons who may be entitled to

  3  share in distribution of the insurer's assets, the department

  4  may enlarge the 3-year 5-year qualification period by such

  5  additional time as the department may deem to be reasonable.

  6         Section 5.  This act shall take effect upon becoming a

  7  law.

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