House Bill hb0181

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    Florida House of Representatives - 2001                 HB 181

        By Representative Lynn






  1                      A bill to be entitled

  2         An act relating to funeral and cemetery

  3         services; amending s. 497.003, F.S.; revising

  4         references relating to burial records and need

  5         determinations; amending s. 497.005, F.S.;

  6         providing and revising definitions; amending s.

  7         497.201, F.S.; increasing minimum acreage

  8         requirements to establish a cemetery company;

  9         replacing need determinations with surety bond

10         requirements after a specified date; revising

11         experience requirements for the general manager

12         of a cemetery company; amending s. 497.245,

13         F.S.; revising provisions establishing the

14         percentage of payments for burial rights to be

15         deposited in care and maintenance trust funds;

16         amending s. 497.249, F.S.; providing that

17         trustees who fail to provide timely and

18         accurate reports may be subject to disciplinary

19         action; amending s. 497.253, F.S.; revising

20         minimum acreage requirements and references, to

21         conform; amending s. 497.257, F.S.; requiring

22         contracts for construction of mausoleums,

23         columbaria, and belowground crypts to disclose

24         the month and year construction is scheduled to

25         begin; amending s. 497.309, F.S.; applying

26         recordkeeping requirements to

27         certificateholders; amending s. 497.337, F.S.;

28         revising provisions relating to prohibition on

29         the sale of personal property and services;

30         amending s. 497.353, F.S.; providing for future

31         repeal of a provision prohibiting the use in

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  1         need determinations of spaces or lots from

  2         burial rights reacquired by a cemetery, to

  3         conform; amending s. 497.405, F.S.; requiring a

  4         certificate of authority to guarantee funeral

  5         merchandise or services in the future or offer

  6         a preneed contract; amending s. 497.425, F.S.;

  7         revising the definition of the term

  8         "outstanding liabilities" for purposes of the

  9         purchase of a surety bond sufficient to cover

10         undelivered preneed contracts for merchandise

11         and services; amending s. 497.429, F.S.;

12         revising requirements for disbursement of trust

13         funds discharging or refunding a preneed

14         contract; amending s. 497.431, F.S.; requiring

15         the Department of Banking and Finance to

16         examine the business of any licensed cemetery

17         company writing preneed contracts; amending s.

18         497.445, F.S.; declaring certain activity

19         relating to inducement to purchase a preneed

20         contract from another certificateholder an

21         unfair method of competition or an unfair or

22         deceptive act or practice; providing an

23         effective date.

24

25  Be It Enacted by the Legislature of the State of Florida:

26

27         Section 1.  Subsections (2) and (4) of section 497.003,

28  Florida Statutes, are amended to read:

29         497.003  Cemeteries; exemption; investigation and

30  mediation.--

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  1         (2)  Sections Section 497.309(1) as to burial records,

  2  and ss. 497.321, 497.325, 497.341, and 497.345 apply to all

  3  cemeteries in this state.

  4         (4)  Any religious-institution-owned cemetery that is

  5  exempt under paragraph (1)(d), is located in a county with a

  6  population of at least 1.3 million persons on July 1, 1996,

  7  and was selling merchandise and services to the religious

  8  institution's members prior to October 1, 1993, may establish

  9  one additional exempt cemetery in such county after December

10  31, 2020, without meeting the bond requirements of

11  establishing need under s. 497.201.

12         Section 2.  Section 497.005, Florida Statutes, is

13  amended to read:

14         497.005  Definitions.--As used in this chapter:

15         (1)  "At-need solicitation" means any uninvited contact

16  by a licensee or her or his agent for the purpose of the sale

17  of burial services or merchandise to the family or next of kin

18  of a person after her or his death has occurred.

19         (2)  "Bank of belowground crypts" means any

20  construction unit of belowground crypts which is acceptable to

21  the department and which a cemetery uses to initiate its

22  belowground crypt program or to add to existing belowground

23  crypt structures.

24         (3)  "Belowground crypts" consist of interment space in

25  preplaced chambers, either side by side or multiple depth,

26  covered by earth and sod and known also as "lawn crypts,"

27  "westminsters," or "turf-top crypts."

28         (4)  "Board" means the Board of Funeral and Cemetery

29  Services.

30         (5)  "Burial merchandise," "funeral merchandise," or

31  "merchandise" means any personal property offered or sold by

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  1  any person for use in connection with the final disposition,

  2  memorialization, interment, entombment, or inurnment of human

  3  remains.

  4         (6)  "Burial right" means the right to use a grave

  5  space, mausoleum, or columbarium, ossuary, or scattering

  6  garden for the interment, entombment, or inurnment, or other

  7  disposition of human remains.

  8         (7)  "Burial service," "funeral service," or "service"

  9  means any service offered or provided by any person in

10  connection with the final disposition, memorialization,

11  interment, entombment, or inurnment of human remains.

12         (8)  "Care and maintenance" means the perpetual process

13  of keeping a cemetery and its lots, graves, grounds,

14  landscaping, roads, paths, parking lots, fences, mausoleums,

15  columbaria, vaults, crypts, utilities, and other improvements,

16  structures, and embellishments in a well-cared-for and

17  dignified condition, so that the cemetery does not become a

18  nuisance or place of reproach and desolation in the community.

19  As specified in the rules of the board, "care and maintenance"

20  may include, but is not limited to, any or all of the

21  following activities:  mowing the grass at reasonable

22  intervals; raking and cleaning the grave spaces and adjacent

23  areas; pruning of shrubs and trees; suppression of weeds and

24  exotic flora; and maintenance, upkeep, and repair of drains,

25  water lines, roads, buildings, and other improvements. "Care

26  and maintenance" may include, but is not limited to,

27  reasonable overhead expenses necessary for such purposes,

28  including maintenance of machinery, tools, and equipment used

29  for such purposes. "Care and maintenance" may also include

30  repair or restoration of improvements necessary or desirable

31  as a result of wear, deterioration, accident, damage, or

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  1  destruction. "Care and maintenance" does not include expenses

  2  for the construction and development of new grave spaces or

  3  interment structures to be sold to the public.

  4         (9)  "Casket" means a rigid container which is designed

  5  for the encasement of human remains and which is usually

  6  constructed of wood or metal, ornamented, and lined with

  7  fabric.

  8         (10)  "Cemetery" means a place dedicated to and used or

  9  intended to be used for the permanent interment of human

10  remains. A cemetery may contain land or earth interment;

11  mausoleum, vault, or crypt interment; a columbarium, ossuary,

12  scattering garden, or other structure or place used or

13  intended to be used for the interment or disposition of

14  cremated human remains; or any combination of one or more of

15  such structures or places.

16         (11)  "Cemetery company" means any legal entity that

17  owns or controls cemetery lands or property.

18         (12)  "Certificateholder" or "licensee" means the

19  person or entity that is authorized under this chapter to sell

20  preneed funeral or burial services, preneed funeral or burial

21  merchandise, or burial rights. Each term shall include the

22  other, as applicable, as the context requires. For the

23  purposes of chapter 120, all certificateholders, licensees,

24  and registrants shall be considered licensees.

25         (13)  "Columbarium" means a structure or building which

26  is substantially exposed above the ground and which is

27  intended to be used for the inurnment of cremated human

28  remains.

29         (14)  "Common business enterprise" means a group of two

30  or more business entities that share common ownership in

31  excess of 50 percent.

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  1         (15)  "Community" means the area within a 15-mile

  2  radius surrounding the location or proposed location of a

  3  cemetery.

  4         (16)  "Cremation" includes any mechanical or thermal

  5  process whereby a dead human body is reduced to ashes.

  6  Cremation also includes any other mechanical or thermal

  7  process whereby human remains are pulverized, burned,

  8  recremated, or otherwise further reduced in size or quantity.

  9         (17)  "Department" means the Department of Banking and

10  Finance.

11         (18)  "Direct disposer" means any person who is

12  registered in this state to practice direct disposition

13  pursuant to the provisions of chapter 470.

14         (19)  "Final disposition" means the final disposal of a

15  dead human body whether by interment, entombment, burial at

16  sea, cremation, or any other means and includes, but is not

17  limited to, any other disposition of remains for which a

18  segregated charge is imposed.

19         (20)  "Funeral director" means any person licensed in

20  this state to practice funeral directing pursuant to the

21  provisions of chapter 470.

22         (21)  "Grave space" means a space of ground in a

23  cemetery intended to be used for the interment in the ground

24  of human remains.

25         (22)  "Human remains" means the bodies of deceased

26  persons and includes bodies in any stage of decomposition and

27  cremated remains.

28         (23)  "Mausoleum" means a structure or building which

29  is substantially exposed above the ground and which is

30  intended to be used for the entombment of human remains.

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  1         (24)  "Mausoleum section" means any construction unit

  2  of a mausoleum which is acceptable to the department and which

  3  a cemetery uses to initiate its mausoleum program or to add to

  4  its existing mausoleum structures.

  5         (25)  "Monument" means any product used for identifying

  6  a grave site and cemetery memorials of all types, including

  7  monuments, markers, and vases.

  8         (26)  "Monument establishment" means a facility that

  9  operates independently of a cemetery or funeral establishment

10  and that offers to sell monuments or monument services to the

11  public for placement in a cemetery.

12         (27)  "Net assets" means the amount by which the total

13  assets of a certificateholder, excluding goodwill, franchises,

14  customer lists, patents, trademarks, and receivables from or

15  advances to officers, directors, employees, salespersons, and

16  affiliated companies, exceed total liabilities of the

17  certificateholder.  For purposes of this definition, the term

18  "total liabilities" does not include the capital stock,

19  paid-in capital, or retained earnings of the

20  certificateholder.

21         (28)  "Net worth" means total assets minus total

22  liabilities pursuant to generally accepted accounting

23  principles.

24         (29)  "Ossuary" means a receptacle used for the

25  communal placement of cremated human remains without benefit

26  of an urn or any other container.  It may or may not include

27  memorialization.

28         (30)(29)  "Outer burial container" means an enclosure

29  into which a casket is placed and includes, but is not limited

30  to, vaults made of concrete, steel, fiberglass, or copper;

31  sectional concrete enclosures; crypts; and wooden enclosures.

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  1         (31)(30)  "Preneed contract" means any arrangement or

  2  method, of which the provider of funeral merchandise or

  3  services has actual knowledge, whereby any person the funeral

  4  establishment, direct disposer, or certificateholder agrees to

  5  furnish funeral merchandise or service in the future.

  6         (32)(31)  "Religious institution" means an organization

  7  formed primarily for religious purposes which has qualified

  8  for exemption from federal income tax as an exempt

  9  organization under the provisions of s. 501(c)(3) of the

10  Internal Revenue Code of 1986, as amended.

11         (33)  "Scattering garden" means a location set aside,

12  within a cemetery, which is used for the spreading or

13  broadcasting of cremated remains.  It may or may not include

14  memorialization.

15         (34)(32)  "Servicing agent" means any person acting as

16  an independent contractor whose fiduciary responsibility is to

17  assist both the trustee and certificateholder hereunder in

18  administrating their responsibilities pursuant to this

19  chapter.

20         (35)(33)  "Solicitation" means any communication which

21  directly or implicitly requests an immediate oral response

22  from the recipient.

23         (36)(34)  "Statutory accounting" means generally

24  accepted accounting principles, except as modified by this

25  chapter.

26         Section 3.  Section 497.201, Florida Statutes, is

27  amended to read:

28         497.201  Cemetery companies; license; application;

29  fee.--

30

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  1         (1)  No person may operate a cemetery without first

  2  obtaining a license from the department, unless specifically

  3  exempted from this chapter.

  4         (2)  The department may require any person desiring to

  5  establish a cemetery company who applies for a license to

  6  provide any information reasonably necessary to make a

  7  determination of the applicant's eligibility for licensure.

  8  Any person desiring to establish a cemetery company shall

  9  first:

10         (a)  File an application, which states the exact

11  location of the proposed cemetery, which site shall contain

12  not less than 30 15 contiguous acres; provide a financial

13  statement signed by all officers of the company which attest

14  to a net worth of at least $50,000, which net worth must be

15  continuously maintained as a condition of licensure; and pay

16  an application fee of $5,000;

17         (b)  Create a legal entity; and

18         (c)  Demonstrate to the satisfaction of the board that

19  the applicant possesses the ability, experience, financial

20  stability, and integrity to operate a cemetery.

21         (3)  The department shall determine the need for a new

22  cemetery by considering the adequacy of existing cemetery

23  facilities, licensed and unlicensed, within the community; the

24  solvency of the trust funds of the existing facilities; and

25  the relationship between population, rate of population

26  growth, death rate, and ratio of burials to deaths to meet the

27  projected need for burial spaces for a period of 30 years.  In

28  order to promote competition, the department may waive the

29  criteria of this subsection so that each county may have at

30  least six cemeteries operated by different licensees.

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  1         (4)  Effective January 1, 2007, and henceforth, in lieu

  2  of the need determination, all applicants for a new cemetery

  3  establishment shall produce a surety bond sufficient to cover

  4  operating costs for a minimum of 5 years, to be used in the

  5  event of failure of the company.  The bond shall be good for 5

  6  years and shall be renewable each year no later than December

  7  31.  The initial amount of the bond shall be calculated on the

  8  projected operating expenses as defined in the cemetery's

  9  business plan at the time of application for licensure or an

10  appropriate amount determined by the board.  Thereafter, the

11  cemetery shall base the bond amount upon the operating

12  expenses current year and projected to cover 5 years of

13  operation.  The new bond shall be submitted with the

14  cemetery's annual license renewal application, which shall

15  also include the cemetery's most recent financial statements.

16  The bond shall be purchased from an established insurance

17  company licensed to do business in this state.  The board

18  shall adopt rules pursuant to ss. 120.536(1) and 120.54 for

19  the requirements of the establishment of the bond.

20         (5)(4)  If the board finds that the applicant meets the

21  criteria established in subsection (2) and the department

22  determines that a need for the new cemetery in the community

23  exists or, effective January 1, 2007, that the applicant has

24  purchased the surety bond as required in subsection (4), the

25  department shall notify the applicant that a license will be

26  issued when:

27         (a)  The establishment of a care and maintenance trust

28  fund containing not less than $50,000 has been certified by a

29  trust company, a state or national bank, or a savings and loan

30  association licensed in this state.

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  1         (b)  The applicant has filed with the department

  2  development plans which are sufficient to ensure the

  3  department that the cemetery will provide adequate service to

  4  the community and which have been approved by the appropriate

  5  local governmental agency regulating zoning in the area of the

  6  proposed cemetery.

  7         (c)  The applicant holds an unencumbered fee simple

  8  title to at least 30 15 contiguous acres of land.

  9         (d)  The applicant has designated as general manager a

10  person who has integrity, 3 years 1 year of cemetery

11  management experience, and the ability to operate a cemetery.

12         (e)  The applicant has fully developed not less than 2

13  acres for use as burial space, such development to include a

14  paved road from a public roadway to the developed section.

15         (f)  The applicant has recorded, in the public records

16  of the county in which the land is located, a notice which

17  contains the following language:

18

19                              NOTICE

20

21  The property described herein shall not be sold, conveyed,

22  leased, mortgaged, or encumbered without the prior written

23  approval of the Department of Banking and Finance, as provided

24  in the Florida Funeral and Cemetery Services Act.

25

26  Such notice shall be clearly printed in boldfaced type of not

27  less than 10 points and may be included on the face of the

28  deed of conveyance to the licensee or may be contained in a

29  separate recorded instrument which contains a description of

30  the property.

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  1         (6)(5)  The department shall issue a license to operate

  2  a cemetery company to any applicant who, within 12 months

  3  after notice that a license may be issued, meets the criteria

  4  of subsection (5) (4).  With respect to any application for

  5  which the department has given notice under subsection (5) (4)

  6  on or after January 1, 1984, the board may, for good cause

  7  shown, grant up to two extensions of the 12-month period

  8  within which the applicant must meet the criteria of

  9  subsection (5) (4).

10         Section 4.  Subsection (1) of section 497.245, Florida

11  Statutes, is amended to read:

12         497.245  Care and maintenance trust fund, percentage of

13  payments for burial rights to be deposited.--

14         (1)  Each cemetery company shall set aside and deposit

15  in its care and maintenance trust fund the following

16  percentages or amounts for all sums received from sales of

17  burial rights:

18         (a)  For burial rights graves, 10 percent of all

19  payments received; however, for sales made after September 30,

20  1993, no deposit shall be less than $25 per grave.  For each

21  burial right, grave, or space which is provided without

22  charge, the deposit to the fund shall be $25.

23         (b)  For mausoleums or columbaria, 10 percent of

24  payments received.

25         (c)  For general endowments for the care and

26  maintenance of the cemetery, the full amount of sums received

27  when received.

28         (d)  For special endowments for a specific lot or grave

29  or a family mausoleum, memorial, marker, or monument, the

30  cemetery company may set aside the full amount received for

31  this individual special care in a separate trust fund or by a

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  1  deposit to a savings account in a bank or savings and loan

  2  association located within and authorized to do business in

  3  the state; however, if the licensee does not set up a separate

  4  trust fund or savings account for the special endowment, the

  5  full amount thereof shall be deposited into the care and

  6  maintenance trust fund as required of general endowments.

  7         Section 5.  Section 497.249, Florida Statutes, is

  8  amended to read:

  9         497.249  Care and maintenance trust fund; financial

10  reports.--

11         (1)  On or before April 1 of each year, the trustee

12  shall furnish adequate financial reports with respect to the

13  care and maintenance trust fund on forms provided by the

14  department.  However, the department may require the trustee

15  to make such additional financial reports as it deems

16  necessary.  In order to ensure that the proper deposits to the

17  trust fund have been made, the department shall examine the

18  status of the trust fund of the company on a semiannual basis

19  for the first 2 years of the trust fund's existence.

20         (2)  Failure of a trustee to provide timely and

21  accurate reports may subject the trustee to disciplinary

22  action as provided under this chapter.

23         Section 6.  Section 497.253, Florida Statutes, is

24  amended to read:

25         497.253  Minimum acreage; sale or disposition of

26  cemetery lands.--

27         (1)  Each licensee shall set aside a minimum of 30 15

28  contiguous acres of land for use by the licensee as a cemetery

29  and shall not sell, mortgage, lease, or encumber that property

30  without prior written approval of the department.

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  1         (2)  Any lands owned by a licensee and dedicated for

  2  use by it as a cemetery, which are contiguous, adjoining, or

  3  adjacent to the minimum of 30 15 contiguous acres described in

  4  subsection (1), may be sold, conveyed, or disposed of by the

  5  licensee, after obtaining written approval of the department

  6  pursuant to subsection (3), for use by the new owner for other

  7  purposes than as a cemetery. All of the human remains which

  8  have been previously interred therein shall first have been

  9  removed from the lands proposed to be sold, conveyed, or

10  disposed of; however, the provisions of ss. 470.0295 and

11  497.515(7) must be complied with prior to any disinterment of

12  human remains. Any and all titles, interests, or burial rights

13  which may have been sold or contracted to be sold in lands

14  which are the subject of the sale shall be conveyed to and

15  revested in the licensee prior to consummation of any such

16  sale, conveyance, or disposition.

17         (3)(a)  If the property to be sold, conveyed, or

18  disposed of under subsection (2) has been or is being used for

19  the permanent interment of human remains, the applicant for

20  approval of such sale, conveyance, or disposition shall cause

21  to be published, at least once a week for 4 consecutive weeks,

22  a notice meeting the standards of publication set forth in s.

23  125.66(4)(b)2. The notice shall describe the property in

24  question and the proposed noncemetery use and shall advise

25  substantially affected persons that they may file a written

26  request for a hearing pursuant to chapter 120, within 14 days

27  after the date of last publication of the notice, with the

28  department if they object to granting the applicant's request

29  to sell, convey, or dispose of the subject property for

30  noncemetery uses.

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  1         (b)  If the property in question has never been used

  2  for the permanent interment of human remains, no notice or

  3  hearing is required.

  4         (c)  If the property in question has been used for the

  5  permanent interment of human remains, the department shall

  6  approve the application, in writing, if it finds that it would

  7  not be contrary to the public interest. In determining whether

  8  to approve the application, the department shall consider any

  9  evidence presented concerning the following:

10         1.  The historical significance of the subject

11  property, if any.

12         2.  The archaeological significance of the subject

13  property, if any.

14         3.  The public purpose, if any, to be served by the

15  proposed use of the subject property.

16         4.  The impact of the proposed change in use of the

17  subject property upon the inventory of remaining cemetery

18  facilities in the community and upon the other factors

19  enumerated in s. 497.201(3).

20         5.  The impact of the proposed change in use of the

21  subject property upon the reasonable expectations of the

22  families of the deceased regarding whether the cemetery

23  property was to remain as a cemetery in perpetuity.

24         6.  Whether any living relatives of the deceased

25  actively oppose the relocation of their deceased's remains and

26  the conversion of the subject property to noncemetery uses.

27         7.  The elapsed time since the last interment in the

28  subject property.

29         8.  Any other factor enumerated in this chapter that

30  the department considers relevant to the public interest.

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  1         (d)  Any deed, mortgage, or other conveyance by a

  2  cemetery company or other owner pursuant to subsections (a)

  3  and (c) above must contain a disclosure in the following or

  4  substantially similar form:

  5

  6  NOTICE:  The property described herein was formerly used and

  7  dedicated as a cemetery. Conveyance of this property and its

  8  use for noncemetery purposes was authorized by the Florida

  9  Department of Banking and Finance by Order No. ...., dated

10  .....

11

12         (e)  The department shall adopt such rules as are

13  necessary to carry out the provisions of this section.

14         (4)  A licensee may convey and transfer to a

15  municipality or county its real and personal property,

16  together with moneys deposited in trust funds pursuant to this

17  chapter, provided the municipality or county will accept

18  responsibility for maintenance thereof and prior written

19  approval of the department is obtained.

20         (5)  The provisions of subsections (1) and (2) relating

21  to a requirement for minimum acreage shall not apply to any

22  cemetery company licensed by the department on or before July

23  1, 2001 1965, which owns a total of less than 30 15 acres of

24  land; however, no cemetery company shall dispose of any land

25  without the prior written consent of the department.

26         Section 7.  Subsection (1) of section 497.257, Florida

27  Statutes, is amended to read:

28         497.257  Construction of mausoleums, columbaria, and

29  belowground crypts; preconstruction trust fund; compliance

30  requirement.--

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  1         (1)  A cemetery company shall start construction of

  2  that section of a mausoleum, columbarium, or bank of

  3  belowground crypts in which sales, contracts for sales,

  4  reservations for sales, or agreements for sales are being made

  5  within 4 years after the date of the first such sale or 50

  6  percent of the mausoleum, columbarium, or belowground crypts

  7  have been sold and the purchase price has been received,

  8  whichever occurs first. The construction shall be completed

  9  within 5 years after the date of the first sale made.

10  However, extensions for completion, not to exceed 1 year, may

11  be granted by the department for good cause shown. If the

12  units have not been completely constructed at the time of need

13  or the time specified herein, all moneys paid shall be

14  refunded upon request, plus interest earned thereon for that

15  portion of the moneys deposited in the trust fund and an

16  amount equal to the interest that would have been earned on

17  that portion of the moneys that were not in trust.  The month

18  and year in which construction is scheduled to begin must be

19  disclosed on the contract.

20         Section 8.  Section 497.309, Florida Statutes, is

21  amended to read:

22         497.309  Records.--

23         (1)  A record shall be kept of every burial in the

24  cemetery of a cemetery company, showing the date of burial and

25  the name of the person buried, together with lot, plot, and

26  space in which the burial was made.

27         (2)(a)  All financial records of the cemetery company

28  or certificateholder shall be available at its principal place

29  of business in this state and shall be readily available at

30  all reasonable times for examination by the department.

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  1         (b)(2)  Notwithstanding the provisions of paragraph (a)

  2  subsection (1), the board may, upon request, authorize a

  3  cemetery company or certificateholder to maintain its

  4  financial records at a location other than its principal place

  5  of business and may, if necessary, require the company or

  6  certificateholder to make its books, accounts, records, and

  7  documents available at a reasonable and convenient location in

  8  this state.

  9         (3)  The board may prescribe the minimum information to

10  be shown in the books, accounts, records, and documents of a

11  cemetery company or certificateholder to enable the department

12  to determine the company's or certificateholder's compliance

13  with this chapter.

14         Section 9.  Section 497.337, Florida Statutes, is

15  amended to read:

16         497.337  Prohibition on sale of personal property or

17  services.--

18         (1)  This section applies to all cemetery companies

19  licensed pursuant to this chapter that offer for sale or sell

20  personal property or services which may be used in a cemetery

21  in connection with the burial of human remains or the

22  commemoration of the memory of a deceased human being and also

23  to any person in direct written contractual relationship with

24  licensed cemetery companies.

25         (2)(a)  Except as otherwise provided in this chapter,

26  no cemetery company shall directly or indirectly enter into a

27  contract for the sale of personal property or services,

28  excluding burial or interment rights, which may be used in a

29  cemetery in connection with disposing of human remains, or

30  commemorating the memory of a deceased human being, unless if

31  delivery of the personal property or performance of the

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  1  service is delivered as provided in paragraph (b) to be made

  2  more than 120 days after receipt of final payment under the

  3  contract of sale, except as provided in s. 497.417.  This

  4  shall include, but not be limited to, the sale for future

  5  delivery of burial vaults, grave liners, urns, memorials,

  6  vases, foundations, memorial bases, and similar merchandise

  7  and related services commonly sold or used in cemeteries and

  8  interment fees but excluding burial or interment rights.

  9         (b)  For the purposes of this section, the term

10  "delivery" or "delivered" means actual delivery and

11  installation at the time of need or at the request of the

12  owner or the owner's agent. Merchandise is not considered

13  delivered under paragraph (a) if it is stored on the grounds

14  of the cemetery or at a storage facility except for monuments,

15  markers, and permanent outer burial receptacles that are

16  stored in a protected environment and are comprised of

17  materials designed to withstand prolonged, protected storage

18  without adversely affecting the structural integrity or

19  aesthetic characteristics of such permanent outer burial

20  receptacles.

21         (c)  In lieu of delivery as required by paragraphs (a)

22  and paragraph (b), for sales to cemetery companies and funeral

23  establishments, and only for such sales, the manufacturer of a

24  permanent outer burial receptacle which meets standards

25  adopted by the board may elect, at its discretion, to comply

26  with the delivery requirements of this section by annually

27  submitting, in writing, evidence of the manufacturer's

28  financial responsibility with the board for its review and

29  approval.  The standards and procedures to establish evidence

30  of financial responsibility shall be those in s. 497.423 or s.

31  497.425, with the manufacturer of permanent outer burial

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  1  receptacles which meet national industry standards assuming

  2  the same rights and responsibilities as those of a

  3  certificateholder under s. 497.423 or s. 497.425.

  4         (3)  No nonprofit cemetery corporation which has been

  5  incorporated and engaged in the cemetery business prior to and

  6  continuously since 1915 and which has current care and

  7  maintenance trust assets exceeding $2 million shall be

  8  required to designate a corporate trustee for its preneed

  9  trust fund.

10         Section 10.  Subsection (12) of section 497.353,

11  Florida Statutes, is amended to read:

12         497.353  Owners to provide addresses; presumption of

13  abandonment; abandonment procedures; sale of abandoned unused

14  burial rights.--

15         (12)  No burial rights reacquired pursuant to this

16  section by a cemetery may be included in determining available

17  inventory of burial spaces or lots in the evaluation of need

18  for new cemeteries pursuant to s. 497.201. This subsection

19  expires January 1, 2007.

20         Section 11.  Paragraph (a) of subsection (1) of section

21  497.405, Florida Statutes, is amended to read:

22         497.405  Certificate of authority required.--

23         (1)(a)  No person, including any cemetery exempt under

24  s. 497.003, may guarantee funeral merchandise or services in

25  the future or offer sell a preneed contract without first

26  having a valid certificate of authority.

27         Section 12.  Paragraph (a) of subsection (1) of section

28  497.425, Florida Statutes, is amended to read:

29         497.425  Alternatives to deposits under s. 497.417.--

30         (1)(a)  As an alternative to the requirements of s.

31  497.417 that relate to trust funds, a certificateholder may

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  1  purchase a surety bond in an amount not less than the

  2  aggregate value of outstanding liabilities on undelivered

  3  preneed contracts for merchandise and services.  For the

  4  purpose of this section, the term "outstanding liabilities"

  5  means the gross replacement or wholesale value of the preneed

  6  merchandise and services.  The bond shall be made payable to

  7  the State of Florida for the benefit of the board and all

  8  purchasers of preneed cemetery merchandise or services.  The

  9  bond must be approved by the board.

10         Section 13.  Subsection (7) of section 497.429, Florida

11  Statutes, is amended to read:

12         497.429  Alternative preneed contracts.--

13         (7)  Disbursement of funds discharging any preneed

14  contract shall be made by the trustee to the person issuing or

15  writing such contract upon receipt of a certified copy of the

16  death certificate of the contract beneficiary or and evidence

17  satisfactory to the trustee that the preneed contract has been

18  fully performed. In the event of any contract default or

19  cancellation by the contract purchaser, or in the event that

20  the funeral merchandise or service contracted for is not

21  provided or is not desired by the purchaser or the heirs or

22  personal representative of the contract beneficiary, the

23  trustee shall return, within 30 days after its receipt of a

24  written request therefor, funds paid on the contract to the

25  contract purchaser or to her or his assigns, heirs, or

26  personal representative, subject to the lawful liquidation

27  damage provision in the contract.

28         Section 14.  Section 497.431, Florida Statutes, is

29  amended to read:

30         497.431  Examinations and investigations.--The

31  department shall, as often as it may deem necessary but at

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  1  least once every 3 years, examine the business of any licensed

  2  cemetery company or other certificateholder person writing

  3  preneed contracts and any guaranteeing organization existing

  4  under this chapter to the extent applicable. The examination

  5  shall be made by designated representatives or examiners of

  6  the department. The written report of each such examination,

  7  when completed, shall be filed in the office of the board and,

  8  when so filed, shall constitute a public record. Any such

  9  company person or organization being examined shall produce,

10  upon request, all records of the company or organization. The

11  designated representative of the board may at any time examine

12  the records and affairs of any such company person or

13  organization, whether in connection with a formal examination

14  or not. The board may waive the examination requirements of

15  this section if the company certificateholder or guaranteeing

16  organization submits audited financial statements. The company

17  person or organization examined shall pay the travel expense

18  and per diem subsistence allowance provided for state

19  employees under s. 112.061 for out-of-state travel incurred by

20  department representatives or examiners in connection with an

21  examination. The department shall be entitled to recover the

22  reasonable and justifiable costs of investigation if the

23  investigation results in judicial or administrative

24  disciplinary action.

25         Section 15.  Subsection (4) of section 497.445, Florida

26  Statutes, is amended to read:

27         497.445  Unfair methods of competition and unfair or

28  deceptive acts or practices defined.--Unfair methods of

29  competition and unfair or deceptive acts or practices are

30  defined as the following:

31         (4)  FALSE STATEMENTS AND ENTRIES.--Knowingly:

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  1         (a)  Filing any false statement with any supervisory or

  2  other public official;

  3         (b)  Making, publishing, disseminating, or circulating

  4  any false statement;

  5         (c)  Delivering any false statement to any person;

  6         (d)  Placing any false statement before the public;

  7         (e)  Causing, directly or indirectly, any false

  8  statement to be made, published, disseminated, circulated,

  9  delivered to any person, or placed before the public; or

10         (f)  Making any false entry of a material fact in any

11  book, report, or statement of any person; or.

12         (g)  Making any misleading representation or incomplete

13  or fraudulent comparisons or fraudulent material omissions of

14  or with respect to any preneed contract or certificateholder

15  for the purpose of inducing, or tending to induce, any person

16  to lapse, forfeit, surrender, cancel, or convert any preneed

17  contract to purchase another preneed contract in another

18  certificateholder.

19         Section 16.  This act shall take effect July 1, 2001.

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  1            *****************************************

  2                          HOUSE SUMMARY

  3
      Revises various provisions of ch. 497, F.S., relating to
  4    funeral and cemetery services.  Provides and revises
      definitions.  Increases minimum acreage requirements to
  5    establish a cemetery company.  Replaces need
      determinations with surety bond requirements after a
  6    specified date.  Revises experience requirements for the
      general manager of a cemetery company.  Revises
  7    provisions establishing the percentage of payments for
      burial rights to be deposited in care and maintenance
  8    trust funds.  Provides that trustees who fail to provide
      timely and accurate reports may be subject to
  9    disciplinary action.  Requires contracts for construction
      of mausoleums, columbaria, and belowground crypts to
10    disclose the month and year construction is scheduled to
      begin.  Applies recordkeeping requirements to
11    certificateholders.  Revises provisions relating to
      prohibition on the sale of personal property and
12    services.  Requires a certificate of authority to
      guarantee funeral merchandise or services in the future
13    or offer a preneed contract.  Revises the definition of
      the term "outstanding liabilities" for purposes of the
14    purchase of a surety bond sufficient to cover undelivered
      preneed contracts for merchandise and services.  Revises
15    requirements for disbursement of trust funds discharging
      or refunding a preneed contract.  Requires the Department
16    of Banking and Finance to examine the business of any
      licensed cemetery company writing preneed contracts.
17    Declares certain activity relating to inducement to
      purchase a preneed contract from another
18    certificateholder an unfair method of competition or an
      unfair or deceptive act or practice.  See bill for
19    details.

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