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| 1 | A bill to be entitled | ||
| 2 | An act relating to home inspection services; creating s. | ||
| 3 | 501.935, F.S.; providing requirements relating to home | ||
| 4 | inspection services; providing legislative intent; | ||
| 5 | providing definitions; providing certain inspector | ||
| 6 | qualifications and practice standards; providing | ||
| 7 | exemptions; requiring, before inspection, provision of | ||
| 8 | inspector credentials, a caveat, a disclosure of conflicts | ||
| 9 | of interest and certain relationships, and a statement or | ||
| 10 | agreement of scope, limitations, terms, and conditions; | ||
| 11 | requiring a report to the client on the results of the | ||
| 12 | inspection and requiring provision of relevant portions | ||
| 13 | thereof to homeowners under certain circumstances; | ||
| 14 | prohibiting certain acts for which there are civil | ||
| 15 | penalties; providing that failure to comply is a deceptive | ||
| 16 | and unfair trade practice; providing for injunction | ||
| 17 | against use of the title "board-certified home inspector" | ||
| 18 | under certain circumstances and requiring notice thereof | ||
| 19 | to potential clients; providing for the filing of | ||
| 20 | complaints; requiring maintenance of records regarding | ||
| 21 | complaints and compilation of statistics regarding such | ||
| 22 | complaints; providing an effective date. | ||
| 23 | |||
| 24 | Be It Enacted by the Legislature of the State of Florida: | ||
| 25 | |||
| 26 | Section 1. Section 501.935, Florida Statutes, is created | ||
| 27 | to read: | ||
| 28 | 501.935 Home inspection services; qualifications and | ||
| 29 | standards; exemptions; required disclosures prior to inspection; | ||
| 30 | report on inspection results; prohibited acts; failure to | ||
| 31 | comply; complaints.-- | ||
| 32 | (1) INTENT.--The Legislature recognizes that the | ||
| 33 | performance of a home inspection requires certain unique skills | ||
| 34 | and that a home inspection should not be confused with an | ||
| 35 | engineering analysis, the practice of engineering, the practice | ||
| 36 | of architecture, an evaluation of compliance with construction | ||
| 37 | codes, a code enforcement inspection, contracting as defined in | ||
| 38 | chapter 489, or an appraisal as defined in chapter 475. | ||
| 39 | Therefore, it is in the public interest to require the | ||
| 40 | disclosure of information useful to assist consumers in choosing | ||
| 41 | a qualified home inspector, to inform them of the limitations of | ||
| 42 | a home inspection, and to prohibit actions that conflict with | ||
| 43 | the best interests of a home inspector's client. | ||
| 44 | (2) DEFINITIONS.--For the purposes of this section: | ||
| 45 | (a) "Conspicuous type" means type in capital letters at | ||
| 46 | least 2 points larger than the largest type, exclusive of | ||
| 47 | headings, on the page on which it appears and, in all cases, at | ||
| 48 | least 10-point type. When conspicuous type is required, it must | ||
| 49 | be separated on all sides from other type and print. Conspicuous | ||
| 50 | type may not be used in a disclosure or contract except when | ||
| 51 | required by law. | ||
| 52 | (b) "Home" means any improved residential real property | ||
| 53 | that is a single-family dwelling, duplex, triplex, quadruplex, | ||
| 54 | condominium unit, or cooperative unit. The term includes the | ||
| 55 | structure, fixtures, appliances, and mechanical systems, but | ||
| 56 | does not include offsite amenities or common areas of a | ||
| 57 | condominium or cooperative. | ||
| 58 | (c) "Home inspector" means any person who provides or | ||
| 59 | offers to provide a home inspection for a fee or other | ||
| 60 | compensation. | ||
| 61 | (d) "Home inspection" means an examination, done for | ||
| 62 | compensation, of the mechanical and physical components of a | ||
| 63 | home through visual means and operation of normal user controls, | ||
| 64 | without necessarily the use of any mathematical or engineering | ||
| 65 | science. The inspection may include, but is not limited to, | ||
| 66 | examination of the readily visible portions of the structural, | ||
| 67 | electrical, heating, central air-conditioning, roofing, | ||
| 68 | plumbing, insulation and ventilation, cladding systems, doors | ||
| 69 | and windows, interior surfaces, and chimneys and fireplaces. | ||
| 70 | (3) HOME INSPECTION SERVICES; QUALIFICATIONS; STANDARDS.-- | ||
| 71 | (a) A person may not offer home inspection services as a | ||
| 72 | board-certified home inspector, or represent himself or herself | ||
| 73 | as a board-certified home inspector, unless such person has | ||
| 74 | passed the National Home Inspector Examination offered by the | ||
| 75 | Examination Board of Professional Home Inspectors or any other | ||
| 76 | examination considered psychometrically valid by the Secretary | ||
| 77 | of Business and Professional Regulation. | ||
| 78 | (b) The minimum standard of practice for home inspection | ||
| 79 | is the version of the Standards of Practice of the American | ||
| 80 | Society of Home Inspectors effective January 1, 2000, or any | ||
| 81 | other consensus-based home inspection standard deemed equivalent | ||
| 82 | by the Secretary of Business and Professional Regulation. | ||
| 83 | (4) EXEMPTIONS.--The following persons are not required to | ||
| 84 | comply with this section with regard to any valuation condition, | ||
| 85 | report, survey, evaluation, or estimate rendered within the | ||
| 86 | scope of practice authorized by such license: | ||
| 87 | (a) A construction contractor licensed under chapter 489. | ||
| 88 | (b) An architect licensed under chapter 481. | ||
| 89 | (c) An engineer licensed under chapter 471. | ||
| 90 | (d) A building code administrator, plans examiner, or | ||
| 91 | building code inspector licensed under part XII of chapter 468. | ||
| 92 | (e) A certified real estate appraiser, licensed real | ||
| 93 | estate appraiser, or registered assistant real estate appraiser | ||
| 94 | licensed under part II of chapter 475. | ||
| 95 | (f) An inspector whose report is being provided to, and is | ||
| 96 | solely for the benefit of, the Federal Housing Administration or | ||
| 97 | the Veterans Administration. | ||
| 98 | (5) DISCLOSURE.--Before entering into a contract for home | ||
| 99 | inspection and before performing any home inspection, a home | ||
| 100 | inspector must provide the following to any person who will | ||
| 101 | enter into a contract to have a home inspection and who, as a | ||
| 102 | client of the inspector, has requested the inspection: | ||
| 103 | (a) A written list of the home inspector's credentials, | ||
| 104 | including whether or not the inspector is board certified. | ||
| 105 | (b) A caveat in conspicuous type that states: | ||
| 106 | "AN INSPECTION IS INTENDED TO ASSIST IN EVALUATION OF THE | ||
| 107 | OVERALL CONDITION OF A HOME. THE INSPECTION IS BASED ON | ||
| 108 | OBSERVATION OF THE VISIBLE AND APPARENT CONDITION OF THE | ||
| 109 | BUILDING AND ITS MECHANICAL AND PHYSICAL COMPONENTS ON THE DATE | ||
| 110 | OF THE INSPECTION. THE RESULTS OF THIS HOME INSPECTION ARE NOT | ||
| 111 | INTENDED TO MAKE ANY REPRESENTATION REGARDING LATENT OR | ||
| 112 | CONCEALED DEFECTS THAT MAY EXIST, AND NO WARRANTY OR GUARANTEE | ||
| 113 | IS EXPRESSED OR IMPLIED. IT SHOULD BE UNDERSTOOD THAT A HOME | ||
| 114 | INSPECTION IS A GENERAL OVERVIEW OF THE CONDITION OF THE | ||
| 115 | BUILDING AND COMPONENTS. THE HOME INSPECTOR IS NOT NECESSARILY A | ||
| 116 | PROFESSIONAL WITH LICENSES AUTHORIZING THE RENDERING OF DETAILED | ||
| 117 | OPINIONS REGARDING ANY OR ALL OF THE ITEMS OR SYSTEMS INCLUDED | ||
| 118 | IN THE INSPECTION. YOU MAY WISH TO SEEK AN OPINION FROM AN | ||
| 119 | APPROPRIATELY LICENSED PROFESSIONAL AS TO ANY DEFECTS OR | ||
| 120 | CONCERNS MENTIONED IN THE REPORT." | ||
| 121 | (c) A written disclosure to the client of any conflict of | ||
| 122 | interest or relationship of the home inspector which may affect | ||
| 123 | the client. | ||
| 124 | (d) A written statement or agreement declaring the home | ||
| 125 | inspector's scope of services, limitations, terms, and | ||
| 126 | conditions regarding the home inspection. | ||
| 127 | (6) REPORT.--A home inspector must provide to the client, | ||
| 128 | within 3 working days after the date of the home inspection or | ||
| 129 | at any other time agreed upon by both parties, a written report | ||
| 130 | of the results of the home inspection. The relevant part of the | ||
| 131 | report shall be provided by the buyer to the owner of the home | ||
| 132 | upon request if a home inspection report is used by the buyer as | ||
| 133 | a reason to void, modify, or refuse to close on a contract for | ||
| 134 | sale and purchase of the home. | ||
| 135 | (7) PROHIBITIONS.--A home inspector may not: | ||
| 136 | (a) Accept any commission, allowance, gift, or other thing | ||
| 137 | of value from another party dealing with a client of the | ||
| 138 | inspector which relates to the inspection or conditions reported | ||
| 139 | by the home inspector. | ||
| 140 | (b) Offer any commission, allowance, gift, or other thing | ||
| 141 | of value to another party dealing with a client of the inspector | ||
| 142 | which offer relates to the inspection. | ||
| 143 | (c) Perform or offer to perform, for a fee, remedial work | ||
| 144 | on a property which the inspector has inspected in the preceding | ||
| 145 | 12 months. | ||
| 146 | (d) Disclose, without the client's written consent, a home | ||
| 147 | inspection report to a person other than the client. | ||
| 148 | (8) FAILURE TO COMPLY.--The failure of a home inspector to | ||
| 149 | comply with any provision of this section constitutes a | ||
| 150 | deceptive and unfair trade practice for which a cause of action | ||
| 151 | under part II of this chapter may be prosecuted, in addition to | ||
| 152 | any other remedy provided by law. A court may enjoin any person | ||
| 153 | who has substantially failed to comply with this section from | ||
| 154 | using the title "board-certified home inspector" for a | ||
| 155 | reasonable period of time and may require such person to inform | ||
| 156 | any potential client of the existence of such injunction. | ||
| 157 | (9) COMPLAINTS.--Complaints concerning a home inspector | ||
| 158 | subject to the provisions of this section may be referred to the | ||
| 159 | Division of Consumer Services of the Department of Agriculture | ||
| 160 | and Consumer Services. The division shall maintain records | ||
| 161 | regarding complaints and shall compile statistics regarding such | ||
| 162 | complaints. | ||
| 163 | Section 2. This act shall take effect July 1, 2003. | ||