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A bill to be entitled |
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An act relating to credit reports; requiring consumer |
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reporting agencies to provide a copy of a consumer report |
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to a person in their birth month under certain |
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circumstances; requiring report explanations; providing an |
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effective date. |
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Be It Enacted by the Legislature of the State of Florida: |
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Section 1. Any consumer reporting agency, as defined in s. |
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603(f) of the Fair Credit Reporting Act, shall provide to any |
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person, free of charge and without regard to any failure to |
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extend credit to that person, a consumer report in the month of |
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their birth including explanations of the codes contained in |
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such report if such agency has released that individual’s credit |
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information to any entity doing business in this state within |
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the previous calendar year. |
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Section 2. This act shall take effect upon becoming a law. |