HOUSE AMENDMENT |
Bill No. HB 1713 |
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CHAMBER ACTION |
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Representative Berfield offered the following: |
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Amendment (with title amendment) |
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Between line(s) 748 and 749, insert: |
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Section 20. Subsection (1) of section 624.155, Florida |
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Statutes, is amended to read: |
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624.155 Civil remedy.-- |
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(1) Any person may bring a civil action against an insurer |
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when such person is damaged: |
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(a) By a violation of any of the following provisions by |
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the insurer: |
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1. Section 626.9541(1)(i), (o), or (x); |
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2. Section 626.9551; |
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3. Section 626.9705; |
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4. Section 626.9706; |
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5. Section 626.9707; or |
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6. Section 627.7283. |
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(b) By the commission of any of the following acts by the |
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insurer: |
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1. Not attempting in good faith to settle claims when, |
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under all the circumstances, it could and should have done so, |
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had it acted fairly and honestly toward its insured and with due |
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regard for her or his interests; |
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2. Making claims payments to insureds or beneficiaries not |
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accompanied by a statement setting forth the coverage under |
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which payments are being made; or |
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3. Except as to liability coverages, failing to promptly |
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settle claims, when the obligation to settle a claim has become |
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reasonably clear, under one portion of the insurance policy |
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coverage in order to influence settlements under other portions |
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of the insurance policy coverage. |
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(c) In matters relating to professional liability |
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insurance coverage for medical negligence, if, after delivery of |
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the notice of intent to initiate litigation under s. 766.106, |
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the claimant has made an offer to settle the claim at or within |
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policy limits:
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1. The determination under subparagraph (b)1. as to |
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whether the insurer, under all the circumstances, could and |
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should have settled a claim shall be based on the information |
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available to the insurer as of the time of the first such offer |
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to settle, consisting of information in the actual possession of |
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the insurer as of the time of the offer and information that the |
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insurer could have obtained as of the time of the offer through |
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reasonable investigation of the allegations contained in the |
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notice of intent to initiate litigation.
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2. The insurer shall be deemed to have attempted in good |
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faith to settle the claim if it notified the claimant of its |
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acceptance of the first such offer within 30 days after receipt.
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Notwithstanding the provisions of the above to the contrary, a |
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person pursuing a remedy under this section need not prove that |
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such act was committed or performed with such frequency as to |
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indicate a general business practice. |
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================= T I T L E A M E N D M E N T ================= |
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Remove line(s) 45, and insert: |
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to conform; amending s. 624.155, F.S.; providing |
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procedures for the determination of good faith by insurers |
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in settling medical malpractice claims; amending s. |
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627.062, F.S.; prohibiting the |