HOUSE AMENDMENT |
Bill No. HB 1881 |
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CHAMBER ACTION |
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Representative Hogan offered the following: |
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Amendment |
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Remove line(s) 77-284, and insert: |
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(f) Except as provided for in subparagraph (h)2., the |
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percentage ofstate contribution toward the cost of any plan in |
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the state group insurance program shall be uniform with respect |
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to all state employees in a state collective bargaining unit |
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units participating in the same coverage tier in the same plan |
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or any similar plan. Nothing contained within this section |
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prohibits the development of separate benefit plans for officers |
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and employees exempt from the career servicecollective |
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bargainingor the development of separate benefit plans for each |
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collective bargaining unit. |
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(g) Participation by individuals in the program shall be |
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available to all state officers, full-time state employees, and |
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part-time state employees; and such participation in the program |
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or any plan thereof shall be voluntary. Participation in the |
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program shall also be available to retired state officers and |
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employees, as defined in paragraph (2)(g), who elect at the time |
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of retirement to continue coverage under the program, but they |
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may elect to continue all or only part of the coverage they had |
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at the time of retirement. A surviving spouse may elect to |
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continue coverage only under athestate group health insurance |
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plan or a health maintenance organization plan. |
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(h)1. A person eligible to participate in the state group |
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insurance program may be authorized by rules adopted by the |
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department, in lieu of participating in athestate group health |
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insurance plan, to exercise an option to elect membership in a |
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health maintenance organization plan which is under contract |
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with the state in accordance with criteria established by this |
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section and by said rules. The offer of optional membership in a |
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health maintenance organization plan permitted by this paragraph |
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may be limited or conditioned by rule as may be necessary to |
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meet the requirements of state and federal laws. |
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2. The department shall contract with health maintenance |
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organizations seeking to participate in the state group |
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insurance program through a request for proposal or other |
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procurement process, as developed by the Department of |
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Management Services and determined to be appropriate. |
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a. The department shall establish a schedule of minimum |
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benefits for health maintenance organization coverage, and that |
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schedule shall include: physician services; inpatient and |
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outpatient hospital services; emergency medical services, |
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including out-of-area emergency coverage; diagnostic laboratory |
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and diagnostic and therapeutic radiologic services; mental |
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health, alcohol, and chemical dependency treatment services |
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meeting the minimum requirements of state and federal law; |
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skilled nursing facilities and services; prescription drugs; |
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age-based and gender-based wellness benefitsand other benefits |
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as may be required by the department. Additional services may be |
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provided subject to the contract between the department and the |
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HMO. |
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b. The department may establish uniform deductibles, |
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copayments, coverage tiers,or coinsurance schedules for all |
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participating HMO plans. |
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c. The department may require detailed information from |
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each health maintenance organization participating in the |
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procurement process, including information pertaining to |
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organizational status, experience in providing prepaid health |
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benefits, accessibility of services, financial stability of the |
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plan, quality of management services, accreditation status, |
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quality of medical services, network access and adequacy, |
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performance measurement, ability to meet the department's |
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reporting requirements, and the actuarial basis of the proposed |
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rates and other data determined by the director to be necessary |
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for the evaluation and selection of health maintenance |
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organization plans and negotiation of appropriate rates for |
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these plans. Upon receipt of proposals by health maintenance |
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organization plans and the evaluation of those proposals, the |
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department may enter into negotiations with all of the plans or |
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a subset of the plans, as the department determines appropriate. |
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Nothing shall preclude the department from negotiating regional |
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or statewide contracts with health maintenance organization |
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plans when this is cost-effective and when the department |
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determines that the plan offers high value to enrollees. |
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d. The department may limit the number of HMOs that it |
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contracts with in each service area based on the nature of the |
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bids the department receives, the number of state employees in |
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the service area, or any unique geographical characteristics of |
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the service area. The department shall establish by rule service |
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areas throughout the state. |
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e. All persons participating in the state group insurance |
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program may bewho arerequired to contribute towards a total |
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state group health premium that may vary depending upon the plan |
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and coverage tier selected by the enrollee and the level of |
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state contribution authorized by the Legislatureshall be |
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subject to the same dollar contribution regardless of whether |
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the enrollee enrolls in the state group health insurance plan or |
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in an HMO plan. |
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3. The department is authorized to negotiate and to |
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contract with specialty psychiatric hospitals for mental health |
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benefits, on a regional basis, for alcohol, drug abuse, and |
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mental and nervous disorders. The department may establish, |
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subject to the approval of the Legislature pursuant to |
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subsection (5), any such regional plan upon completion of an |
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actuarial study to determine any impact on plan benefits and |
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premiums. |
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4. In addition to contracting pursuant to subparagraph 2., |
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the department mayshallenter into contract with any HMO to |
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participate in the state group insurance program which: |
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a. Serves greater than 5,000 recipients on a prepaid basis |
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under the Medicaid program; |
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b. Does not currently meet the 25-percent non- |
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Medicare/non-Medicaid enrollment composition requirement |
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established by the Department of Health excluding participants |
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enrolled in the state group insurance program; |
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c. Meets the minimum benefit package and copayments and |
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deductibles contained in sub-subparagraphs 2.a. and b.; |
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d. Is willing to participate in the state group insurance |
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program at a cost of premiums that is not greater than 95 |
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percent of the cost of HMO premiums accepted by the department |
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in each service area; and |
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e. Meets the minimum surplus requirements of s. 641.225. |
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The department is authorized to contract with HMOs that meet the |
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requirements of sub-subparagraphs a.-d. prior to the open |
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enrollment period for state employees. The department is not |
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required to renew the contract with the HMOs as set forth in |
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this paragraph more than twice. Thereafter, the HMOs shall be |
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eligible to participate in the state group insurance program |
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only through the request for proposal or invitation to negotiate |
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process described in subparagraph 2. |
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5. All enrollees in anythestate group health insurance |
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plan or any health maintenance organization plan shall have the |
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option of changing to any other health plan which is offered by |
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the state within any open enrollment period designated by the |
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department. Open enrollment shall be held at least once each |
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calendar year. |
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6. When a contract between a treating provider and the |
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state-contracted health maintenance organization is terminated |
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for any reason other than for cause, each party shall allow any |
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enrollee for whom treatment was active to continue coverage and |
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care when medically necessary, through completion of treatment |
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of a condition for which the enrollee was receiving care at the |
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time of the termination, until the enrollee selects another |
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treating provider, or until the next open enrollment period |
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offered, whichever is longer, but no longer than 6 months after |
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termination of the contract. Each party to the terminated |
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contract shall allow an enrollee who has initiated a course of |
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prenatal care, regardless of the trimester in which care was |
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initiated, to continue care and coverage until completion of |
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postpartum care. This does not prevent a provider from refusing |
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to continue to provide care to an enrollee who is abusive, |
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noncompliant, or in arrears in payments for services provided. |
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For care continued under this subparagraph, the program and the |
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provider shall continue to be bound by the terms of the |
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terminated contract. Changes made within 30 days before |
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termination of a contract are effective only if agreed to by |
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both parties. |
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7. Any HMO participating in the state group insurance |
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program shall submit health care utilization and cost data to |
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the department, in such form and in such manner as the |
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department shall require, as a condition of participating in the |
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program. The department shall enter into negotiations with its |
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contracting HMOs to determine the nature and scope of the data |
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submission and the final requirements, format, penalties |
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associated with noncompliance, and timetables for submission. |
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These determinations shall be adopted by rule. |
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8. The department may establish and direct, with respect |
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to collective bargaining issues, a comprehensive package of |
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insurance benefits that may include supplemental health and life |
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coverage, dental care, long-term care, vision care, and other |
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benefits it determines necessary to enable state employees to |
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select from among benefit options that best suit their |
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individual and family needs. |
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a. Based upon a desired benefit package, the department |
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shall issue a request for proposal or invitation to negotiate |
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for health insurance providers interested in participating in |
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the state group insurance program, and the department shall |
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issue a request for proposal or invitation to negotiatefor |
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insurance providers interested in participating in the non- |
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health-related components of the state group insurance program. |
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Upon receipt of all proposals, the department may enter into |
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contract negotiations with insurance providers submitting bids |
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or negotiate a specially designed benefit package. Insurance |
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providers offering or providing supplemental coverage as of May |
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30, 1991, which qualify for pretax benefit treatment pursuant to |
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s. 125 of the Internal Revenue Code of 1986, with 5,500 or more |
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state employees currently enrolled may be included by the |
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department in the supplemental insurance benefit plan |
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established by the department without participating in a request |
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for proposal, submitting bids, negotiating contracts, or |
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negotiating a specially designed benefit package. These |
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contracts shall provide state employees with the most cost- |
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effective and comprehensive coverage available; however, no |
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state or agency funds shall be contributed toward the cost of |
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any part of the premium of such supplemental benefit plans. With |
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respect to dental coverage, the division shall include in any |
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solicitation or contract for any state group dental program made |
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after July 1, 2001, a comprehensive indemnity dental plan option |
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which offers enrollees a completely unrestricted choice of |
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dentists. If a dental plan is endorsed, or in some manner |
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recognized as the preferred product, such plan shall include a |
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comprehensive indemnity dental plan option which provides |
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enrollees with a completely unrestricted choice of dentists. |
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b. Pursuant to the applicable provisions of s. 110.161, |
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and s. 125 of the Internal Revenue Code of 1986, the department |
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shall enroll in the pretax benefit program those state employees |
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who voluntarily elect coverage in any of the supplemental |
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insurance benefit plans as provided by sub-subparagraph a. |
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c. Nothing herein contained shall be construed to prohibit |
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insurance providers from continuing to provide or offer |
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supplemental benefit coverage to state employees as provided |
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under existing agency plans. |
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(4) PAYMENT OF PREMIUMS; CONTRIBUTION BY STATE; LIMITATION |
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ON ACTIONS TO PAY AND COLLECT PREMIUMS.-- |
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(c) During each policy or budget year, no state agency |
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shall contribute a greater dollar amountpercentageof the |
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premium cost for its officers or employees for any plan option |
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type of coverageunder the state group insurance program than |
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any other agency for similar officers and employees, nor shall |
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any greater dollar amountpercentage contributionof premium |
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cost be made for employees in one state collective bargaining |
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unit than for those in any other state collective bargaining |
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unit. Nothing in this section prohibits the use of different |
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levels of state contributions for positions exempt from career |
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service.
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