| HOUSE AMENDMENT |
| Bill No. HB 1881 |
|
|
|
|
|
1
|
CHAMBER ACTION |
|
2
|
|
|
3
|
. |
|
4
|
. |
|
5
|
. |
|
6
|
|
|
7
|
|
|
8
|
|
|
9
|
|
|
10
|
|
|
11
|
|
|
12
|
Representative Hogan offered the following: |
|
13
|
|
|
14
|
Amendment |
|
15
|
Remove line(s) 77-284, and insert: |
|
16
|
|
|
17
|
(f) Except as provided for in subparagraph (h)2., the |
|
18
|
percentage ofstate contribution toward the cost of any plan in |
|
19
|
the state group insurance program shall be uniform with respect |
|
20
|
to all state employees in a state collective bargaining unit |
|
21
|
units participating in the same coverage tier in the same plan |
|
22
|
or any similar plan. Nothing contained within this section |
|
23
|
prohibits the development of separate benefit plans for officers |
|
24
|
and employees exempt from the career servicecollective |
|
25
|
bargainingor the development of separate benefit plans for each |
|
26
|
collective bargaining unit. |
|
27
|
(g) Participation by individuals in the program shall be |
|
28
|
available to all state officers, full-time state employees, and |
|
29
|
part-time state employees; and such participation in the program |
|
30
|
or any plan thereof shall be voluntary. Participation in the |
|
31
|
program shall also be available to retired state officers and |
|
32
|
employees, as defined in paragraph (2)(g), who elect at the time |
|
33
|
of retirement to continue coverage under the program, but they |
|
34
|
may elect to continue all or only part of the coverage they had |
|
35
|
at the time of retirement. A surviving spouse may elect to |
|
36
|
continue coverage only under athestate group health insurance |
|
37
|
plan or a health maintenance organization plan. |
|
38
|
(h)1. A person eligible to participate in the state group |
|
39
|
insurance program may be authorized by rules adopted by the |
|
40
|
department, in lieu of participating in athestate group health |
|
41
|
insurance plan, to exercise an option to elect membership in a |
|
42
|
health maintenance organization plan which is under contract |
|
43
|
with the state in accordance with criteria established by this |
|
44
|
section and by said rules. The offer of optional membership in a |
|
45
|
health maintenance organization plan permitted by this paragraph |
|
46
|
may be limited or conditioned by rule as may be necessary to |
|
47
|
meet the requirements of state and federal laws. |
|
48
|
2. The department shall contract with health maintenance |
|
49
|
organizations seeking to participate in the state group |
|
50
|
insurance program through a request for proposal or other |
|
51
|
procurement process, as developed by the Department of |
|
52
|
Management Services and determined to be appropriate. |
|
53
|
a. The department shall establish a schedule of minimum |
|
54
|
benefits for health maintenance organization coverage, and that |
|
55
|
schedule shall include: physician services; inpatient and |
|
56
|
outpatient hospital services; emergency medical services, |
|
57
|
including out-of-area emergency coverage; diagnostic laboratory |
|
58
|
and diagnostic and therapeutic radiologic services; mental |
|
59
|
health, alcohol, and chemical dependency treatment services |
|
60
|
meeting the minimum requirements of state and federal law; |
|
61
|
skilled nursing facilities and services; prescription drugs; |
|
62
|
age-based and gender-based wellness benefitsand other benefits |
|
63
|
as may be required by the department. Additional services may be |
|
64
|
provided subject to the contract between the department and the |
|
65
|
HMO. |
|
66
|
b. The department may establish uniform deductibles, |
|
67
|
copayments, coverage tiers,or coinsurance schedules for all |
|
68
|
participating HMO plans. |
|
69
|
c. The department may require detailed information from |
|
70
|
each health maintenance organization participating in the |
|
71
|
procurement process, including information pertaining to |
|
72
|
organizational status, experience in providing prepaid health |
|
73
|
benefits, accessibility of services, financial stability of the |
|
74
|
plan, quality of management services, accreditation status, |
|
75
|
quality of medical services, network access and adequacy, |
|
76
|
performance measurement, ability to meet the department's |
|
77
|
reporting requirements, and the actuarial basis of the proposed |
|
78
|
rates and other data determined by the director to be necessary |
|
79
|
for the evaluation and selection of health maintenance |
|
80
|
organization plans and negotiation of appropriate rates for |
|
81
|
these plans. Upon receipt of proposals by health maintenance |
|
82
|
organization plans and the evaluation of those proposals, the |
|
83
|
department may enter into negotiations with all of the plans or |
|
84
|
a subset of the plans, as the department determines appropriate. |
|
85
|
Nothing shall preclude the department from negotiating regional |
|
86
|
or statewide contracts with health maintenance organization |
|
87
|
plans when this is cost-effective and when the department |
|
88
|
determines that the plan offers high value to enrollees. |
|
89
|
d. The department may limit the number of HMOs that it |
|
90
|
contracts with in each service area based on the nature of the |
|
91
|
bids the department receives, the number of state employees in |
|
92
|
the service area, or any unique geographical characteristics of |
|
93
|
the service area. The department shall establish by rule service |
|
94
|
areas throughout the state. |
|
95
|
e. All persons participating in the state group insurance |
|
96
|
program may bewho arerequired to contribute towards a total |
|
97
|
state group health premium that may vary depending upon the plan |
|
98
|
and coverage tier selected by the enrollee and the level of |
|
99
|
state contribution authorized by the Legislatureshall be |
|
100
|
subject to the same dollar contribution regardless of whether |
|
101
|
the enrollee enrolls in the state group health insurance plan or |
|
102
|
in an HMO plan. |
|
103
|
3. The department is authorized to negotiate and to |
|
104
|
contract with specialty psychiatric hospitals for mental health |
|
105
|
benefits, on a regional basis, for alcohol, drug abuse, and |
|
106
|
mental and nervous disorders. The department may establish, |
|
107
|
subject to the approval of the Legislature pursuant to |
|
108
|
subsection (5), any such regional plan upon completion of an |
|
109
|
actuarial study to determine any impact on plan benefits and |
|
110
|
premiums. |
|
111
|
4. In addition to contracting pursuant to subparagraph 2., |
|
112
|
the department mayshallenter into contract with any HMO to |
|
113
|
participate in the state group insurance program which: |
|
114
|
a. Serves greater than 5,000 recipients on a prepaid basis |
|
115
|
under the Medicaid program; |
|
116
|
b. Does not currently meet the 25-percent non- |
|
117
|
Medicare/non-Medicaid enrollment composition requirement |
|
118
|
established by the Department of Health excluding participants |
|
119
|
enrolled in the state group insurance program; |
|
120
|
c. Meets the minimum benefit package and copayments and |
|
121
|
deductibles contained in sub-subparagraphs 2.a. and b.; |
|
122
|
d. Is willing to participate in the state group insurance |
|
123
|
program at a cost of premiums that is not greater than 95 |
|
124
|
percent of the cost of HMO premiums accepted by the department |
|
125
|
in each service area; and |
|
126
|
e. Meets the minimum surplus requirements of s. 641.225. |
|
127
|
|
|
128
|
The department is authorized to contract with HMOs that meet the |
|
129
|
requirements of sub-subparagraphs a.-d. prior to the open |
|
130
|
enrollment period for state employees. The department is not |
|
131
|
required to renew the contract with the HMOs as set forth in |
|
132
|
this paragraph more than twice. Thereafter, the HMOs shall be |
|
133
|
eligible to participate in the state group insurance program |
|
134
|
only through the request for proposal or invitation to negotiate |
|
135
|
process described in subparagraph 2. |
|
136
|
5. All enrollees in anythestate group health insurance |
|
137
|
plan or any health maintenance organization plan shall have the |
|
138
|
option of changing to any other health plan which is offered by |
|
139
|
the state within any open enrollment period designated by the |
|
140
|
department. Open enrollment shall be held at least once each |
|
141
|
calendar year. |
|
142
|
6. When a contract between a treating provider and the |
|
143
|
state-contracted health maintenance organization is terminated |
|
144
|
for any reason other than for cause, each party shall allow any |
|
145
|
enrollee for whom treatment was active to continue coverage and |
|
146
|
care when medically necessary, through completion of treatment |
|
147
|
of a condition for which the enrollee was receiving care at the |
|
148
|
time of the termination, until the enrollee selects another |
|
149
|
treating provider, or until the next open enrollment period |
|
150
|
offered, whichever is longer, but no longer than 6 months after |
|
151
|
termination of the contract. Each party to the terminated |
|
152
|
contract shall allow an enrollee who has initiated a course of |
|
153
|
prenatal care, regardless of the trimester in which care was |
|
154
|
initiated, to continue care and coverage until completion of |
|
155
|
postpartum care. This does not prevent a provider from refusing |
|
156
|
to continue to provide care to an enrollee who is abusive, |
|
157
|
noncompliant, or in arrears in payments for services provided. |
|
158
|
For care continued under this subparagraph, the program and the |
|
159
|
provider shall continue to be bound by the terms of the |
|
160
|
terminated contract. Changes made within 30 days before |
|
161
|
termination of a contract are effective only if agreed to by |
|
162
|
both parties. |
|
163
|
7. Any HMO participating in the state group insurance |
|
164
|
program shall submit health care utilization and cost data to |
|
165
|
the department, in such form and in such manner as the |
|
166
|
department shall require, as a condition of participating in the |
|
167
|
program. The department shall enter into negotiations with its |
|
168
|
contracting HMOs to determine the nature and scope of the data |
|
169
|
submission and the final requirements, format, penalties |
|
170
|
associated with noncompliance, and timetables for submission. |
|
171
|
These determinations shall be adopted by rule. |
|
172
|
8. The department may establish and direct, with respect |
|
173
|
to collective bargaining issues, a comprehensive package of |
|
174
|
insurance benefits that may include supplemental health and life |
|
175
|
coverage, dental care, long-term care, vision care, and other |
|
176
|
benefits it determines necessary to enable state employees to |
|
177
|
select from among benefit options that best suit their |
|
178
|
individual and family needs. |
|
179
|
a. Based upon a desired benefit package, the department |
|
180
|
shall issue a request for proposal or invitation to negotiate |
|
181
|
for health insurance providers interested in participating in |
|
182
|
the state group insurance program, and the department shall |
|
183
|
issue a request for proposal or invitation to negotiatefor |
|
184
|
insurance providers interested in participating in the non- |
|
185
|
health-related components of the state group insurance program. |
|
186
|
Upon receipt of all proposals, the department may enter into |
|
187
|
contract negotiations with insurance providers submitting bids |
|
188
|
or negotiate a specially designed benefit package. Insurance |
|
189
|
providers offering or providing supplemental coverage as of May |
|
190
|
30, 1991, which qualify for pretax benefit treatment pursuant to |
|
191
|
s. 125 of the Internal Revenue Code of 1986, with 5,500 or more |
|
192
|
state employees currently enrolled may be included by the |
|
193
|
department in the supplemental insurance benefit plan |
|
194
|
established by the department without participating in a request |
|
195
|
for proposal, submitting bids, negotiating contracts, or |
|
196
|
negotiating a specially designed benefit package. These |
|
197
|
contracts shall provide state employees with the most cost- |
|
198
|
effective and comprehensive coverage available; however, no |
|
199
|
state or agency funds shall be contributed toward the cost of |
|
200
|
any part of the premium of such supplemental benefit plans. With |
|
201
|
respect to dental coverage, the division shall include in any |
|
202
|
solicitation or contract for any state group dental program made |
|
203
|
after July 1, 2001, a comprehensive indemnity dental plan option |
|
204
|
which offers enrollees a completely unrestricted choice of |
|
205
|
dentists. If a dental plan is endorsed, or in some manner |
|
206
|
recognized as the preferred product, such plan shall include a |
|
207
|
comprehensive indemnity dental plan option which provides |
|
208
|
enrollees with a completely unrestricted choice of dentists. |
|
209
|
b. Pursuant to the applicable provisions of s. 110.161, |
|
210
|
and s. 125 of the Internal Revenue Code of 1986, the department |
|
211
|
shall enroll in the pretax benefit program those state employees |
|
212
|
who voluntarily elect coverage in any of the supplemental |
|
213
|
insurance benefit plans as provided by sub-subparagraph a. |
|
214
|
c. Nothing herein contained shall be construed to prohibit |
|
215
|
insurance providers from continuing to provide or offer |
|
216
|
supplemental benefit coverage to state employees as provided |
|
217
|
under existing agency plans. |
|
218
|
(4) PAYMENT OF PREMIUMS; CONTRIBUTION BY STATE; LIMITATION |
|
219
|
ON ACTIONS TO PAY AND COLLECT PREMIUMS.-- |
|
220
|
(c) During each policy or budget year, no state agency |
|
221
|
shall contribute a greater dollar amountpercentageof the |
|
222
|
premium cost for its officers or employees for any plan option |
|
223
|
type of coverageunder the state group insurance program than |
|
224
|
any other agency for similar officers and employees, nor shall |
|
225
|
any greater dollar amountpercentage contributionof premium |
|
226
|
cost be made for employees in one state collective bargaining |
|
227
|
unit than for those in any other state collective bargaining |
|
228
|
unit. Nothing in this section prohibits the use of different |
|
229
|
levels of state contributions for positions exempt from career |
|
230
|
service.
|
|
231
|
|