HOUSE AMENDMENT
Bill No. HB 1881
   
1 CHAMBER ACTION
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Senate House
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12          Representative Hogan offered the following:
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14          Amendment
15          Remove line(s) 77-284, and insert:
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17          (f) Except as provided for in subparagraph (h)2., the
18    percentage ofstate contribution toward the cost of any plan in
19    the state group insurance program shall be uniform with respect
20    to all state employees in a state collective bargaining unit
21    units participating in the same coverage tier in the same plan
22    or any similar plan. Nothing contained within this section
23    prohibits the development of separate benefit plans for officers
24    and employees exempt from the career servicecollective
25    bargainingor the development of separate benefit plans for each
26    collective bargaining unit.
27          (g) Participation by individuals in the program shall be
28    available to all state officers, full-time state employees, and
29    part-time state employees; and such participation in the program
30    or any plan thereof shall be voluntary. Participation in the
31    program shall also be available to retired state officers and
32    employees, as defined in paragraph (2)(g), who elect at the time
33    of retirement to continue coverage under the program, but they
34    may elect to continue all or only part of the coverage they had
35    at the time of retirement. A surviving spouse may elect to
36    continue coverage only under athestate group health insurance
37    plan or a health maintenance organization plan.
38          (h)1. A person eligible to participate in the state group
39    insurance program may be authorized by rules adopted by the
40    department, in lieu of participating in athestate group health
41    insurance plan, to exercise an option to elect membership in a
42    health maintenance organization plan which is under contract
43    with the state in accordance with criteria established by this
44    section and by said rules. The offer of optional membership in a
45    health maintenance organization plan permitted by this paragraph
46    may be limited or conditioned by rule as may be necessary to
47    meet the requirements of state and federal laws.
48          2. The department shall contract with health maintenance
49    organizations seeking to participate in the state group
50    insurance program through a request for proposal or other
51    procurement process, as developed by the Department of
52    Management Services and determined to be appropriate.
53          a. The department shall establish a schedule of minimum
54    benefits for health maintenance organization coverage, and that
55    schedule shall include: physician services; inpatient and
56    outpatient hospital services; emergency medical services,
57    including out-of-area emergency coverage; diagnostic laboratory
58    and diagnostic and therapeutic radiologic services; mental
59    health, alcohol, and chemical dependency treatment services
60    meeting the minimum requirements of state and federal law;
61    skilled nursing facilities and services; prescription drugs;
62    age-based and gender-based wellness benefitsand other benefits
63    as may be required by the department. Additional services may be
64    provided subject to the contract between the department and the
65    HMO.
66          b. The department may establish uniform deductibles,
67    copayments, coverage tiers,or coinsurance schedules for all
68    participating HMO plans.
69          c. The department may require detailed information from
70    each health maintenance organization participating in the
71    procurement process, including information pertaining to
72    organizational status, experience in providing prepaid health
73    benefits, accessibility of services, financial stability of the
74    plan, quality of management services, accreditation status,
75    quality of medical services, network access and adequacy,
76    performance measurement, ability to meet the department's
77    reporting requirements, and the actuarial basis of the proposed
78    rates and other data determined by the director to be necessary
79    for the evaluation and selection of health maintenance
80    organization plans and negotiation of appropriate rates for
81    these plans. Upon receipt of proposals by health maintenance
82    organization plans and the evaluation of those proposals, the
83    department may enter into negotiations with all of the plans or
84    a subset of the plans, as the department determines appropriate.
85    Nothing shall preclude the department from negotiating regional
86    or statewide contracts with health maintenance organization
87    plans when this is cost-effective and when the department
88    determines that the plan offers high value to enrollees.
89          d. The department may limit the number of HMOs that it
90    contracts with in each service area based on the nature of the
91    bids the department receives, the number of state employees in
92    the service area, or any unique geographical characteristics of
93    the service area. The department shall establish by rule service
94    areas throughout the state.
95          e. All persons participating in the state group insurance
96    program may bewho arerequired to contribute towards a total
97    state group health premium that may vary depending upon the plan
98    and coverage tier selected by the enrollee and the level of
99    state contribution authorized by the Legislatureshall be
100    subject to the same dollar contribution regardless of whether
101    the enrollee enrolls in the state group health insurance plan or
102    in an HMO plan.
103          3. The department is authorized to negotiate and to
104    contract with specialty psychiatric hospitals for mental health
105    benefits, on a regional basis, for alcohol, drug abuse, and
106    mental and nervous disorders. The department may establish,
107    subject to the approval of the Legislature pursuant to
108    subsection (5), any such regional plan upon completion of an
109    actuarial study to determine any impact on plan benefits and
110    premiums.
111          4. In addition to contracting pursuant to subparagraph 2.,
112    the department mayshallenter into contract with any HMO to
113    participate in the state group insurance program which:
114          a. Serves greater than 5,000 recipients on a prepaid basis
115    under the Medicaid program;
116          b. Does not currently meet the 25-percent non-
117    Medicare/non-Medicaid enrollment composition requirement
118    established by the Department of Health excluding participants
119    enrolled in the state group insurance program;
120          c. Meets the minimum benefit package and copayments and
121    deductibles contained in sub-subparagraphs 2.a. and b.;
122          d. Is willing to participate in the state group insurance
123    program at a cost of premiums that is not greater than 95
124    percent of the cost of HMO premiums accepted by the department
125    in each service area; and
126          e. Meets the minimum surplus requirements of s. 641.225.
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128          The department is authorized to contract with HMOs that meet the
129    requirements of sub-subparagraphs a.-d. prior to the open
130    enrollment period for state employees. The department is not
131    required to renew the contract with the HMOs as set forth in
132    this paragraph more than twice. Thereafter, the HMOs shall be
133    eligible to participate in the state group insurance program
134    only through the request for proposal or invitation to negotiate
135    process described in subparagraph 2.
136          5. All enrollees in anythestate group health insurance
137    plan or any health maintenance organization plan shall have the
138    option of changing to any other health plan which is offered by
139    the state within any open enrollment period designated by the
140    department. Open enrollment shall be held at least once each
141    calendar year.
142          6. When a contract between a treating provider and the
143    state-contracted health maintenance organization is terminated
144    for any reason other than for cause, each party shall allow any
145    enrollee for whom treatment was active to continue coverage and
146    care when medically necessary, through completion of treatment
147    of a condition for which the enrollee was receiving care at the
148    time of the termination, until the enrollee selects another
149    treating provider, or until the next open enrollment period
150    offered, whichever is longer, but no longer than 6 months after
151    termination of the contract. Each party to the terminated
152    contract shall allow an enrollee who has initiated a course of
153    prenatal care, regardless of the trimester in which care was
154    initiated, to continue care and coverage until completion of
155    postpartum care. This does not prevent a provider from refusing
156    to continue to provide care to an enrollee who is abusive,
157    noncompliant, or in arrears in payments for services provided.
158    For care continued under this subparagraph, the program and the
159    provider shall continue to be bound by the terms of the
160    terminated contract. Changes made within 30 days before
161    termination of a contract are effective only if agreed to by
162    both parties.
163          7. Any HMO participating in the state group insurance
164    program shall submit health care utilization and cost data to
165    the department, in such form and in such manner as the
166    department shall require, as a condition of participating in the
167    program. The department shall enter into negotiations with its
168    contracting HMOs to determine the nature and scope of the data
169    submission and the final requirements, format, penalties
170    associated with noncompliance, and timetables for submission.
171    These determinations shall be adopted by rule.
172          8. The department may establish and direct, with respect
173    to collective bargaining issues, a comprehensive package of
174    insurance benefits that may include supplemental health and life
175    coverage, dental care, long-term care, vision care, and other
176    benefits it determines necessary to enable state employees to
177    select from among benefit options that best suit their
178    individual and family needs.
179          a. Based upon a desired benefit package, the department
180    shall issue a request for proposal or invitation to negotiate
181    for health insurance providers interested in participating in
182    the state group insurance program, and the department shall
183    issue a request for proposal or invitation to negotiatefor
184    insurance providers interested in participating in the non-
185    health-related components of the state group insurance program.
186    Upon receipt of all proposals, the department may enter into
187    contract negotiations with insurance providers submitting bids
188    or negotiate a specially designed benefit package. Insurance
189    providers offering or providing supplemental coverage as of May
190    30, 1991, which qualify for pretax benefit treatment pursuant to
191    s. 125 of the Internal Revenue Code of 1986, with 5,500 or more
192    state employees currently enrolled may be included by the
193    department in the supplemental insurance benefit plan
194    established by the department without participating in a request
195    for proposal, submitting bids, negotiating contracts, or
196    negotiating a specially designed benefit package. These
197    contracts shall provide state employees with the most cost-
198    effective and comprehensive coverage available; however, no
199    state or agency funds shall be contributed toward the cost of
200    any part of the premium of such supplemental benefit plans. With
201    respect to dental coverage, the division shall include in any
202    solicitation or contract for any state group dental program made
203    after July 1, 2001, a comprehensive indemnity dental plan option
204    which offers enrollees a completely unrestricted choice of
205    dentists. If a dental plan is endorsed, or in some manner
206    recognized as the preferred product, such plan shall include a
207    comprehensive indemnity dental plan option which provides
208    enrollees with a completely unrestricted choice of dentists.
209          b. Pursuant to the applicable provisions of s. 110.161,
210    and s. 125 of the Internal Revenue Code of 1986, the department
211    shall enroll in the pretax benefit program those state employees
212    who voluntarily elect coverage in any of the supplemental
213    insurance benefit plans as provided by sub-subparagraph a.
214          c. Nothing herein contained shall be construed to prohibit
215    insurance providers from continuing to provide or offer
216    supplemental benefit coverage to state employees as provided
217    under existing agency plans.
218          (4) PAYMENT OF PREMIUMS; CONTRIBUTION BY STATE; LIMITATION
219    ON ACTIONS TO PAY AND COLLECT PREMIUMS.--
220          (c) During each policy or budget year, no state agency
221    shall contribute a greater dollar amountpercentageof the
222    premium cost for its officers or employees for any plan option
223    type of coverageunder the state group insurance program than
224    any other agency for similar officers and employees, nor shall
225    any greater dollar amountpercentage contributionof premium
226    cost be made for employees in one state collective bargaining
227    unit than for those in any other state collective bargaining
228    unit. Nothing in this section prohibits the use of different
229    levels of state contributions for positions exempt from career
230    service.
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