SENATE AMENDMENT
    Bill No. CS for CS for SB 2264
    Amendment No. ___   Barcode 225832
                            CHAMBER ACTION
              Senate                               House
                                   .                    
                                   .                    
 1                  3/AD/2R        .                    
       05/01/2003 04:49 PM         .                    
 2                                 .                    
                                   .                    
 3                                 .                    
                                   .                    
 4  ______________________________________________________________
 5  
 6  
 7  
 8  
 9  
10  ______________________________________________________________
11  Senator Atwater moved the following amendment:
12  
13         Senate Amendment (with title amendment) 
14         On page 8, between lines 17 and 18,
15  
16  insert:  
17         Section 3.  Subsection (2) and paragraph (d) of
18  subsection (3) of section 641.31, Florida Statutes, are
19  amended to read:
20         641.31  Health maintenance contracts.--
21         (2)  The rates charged by any health maintenance
22  organization to its subscribers shall not be excessive,
23  inadequate, or unfairly discriminatory or follow a rating
24  methodology that is inconsistent, indeterminate, or ambiguous
25  or encourages misrepresentation or misunderstanding. A law
26  restricting or limiting deductibles, coinsurance, copayments,
27  or annual or lifetime maximum payments shall not apply to any
28  health maintenance organization contract that provides
29  coverage as described in s. 641.31071(5)(a)2., offered or
30  delivered to an individual or a group of 51 or more persons.
31  The department, in accordance with generally accepted
                                  1
    7:32 PM   04/30/03                              s2264c2c-25c3e

SENATE AMENDMENT Bill No. CS for CS for SB 2264 Amendment No. ___ Barcode 225832 1 actuarial practice as applied to health maintenance 2 organizations, may define by rule what constitutes excessive, 3 inadequate, or unfairly discriminatory rates and may require 4 whatever information it deems necessary to determine that a 5 rate or proposed rate meets the requirements of this 6 subsection. 7 (3) 8 (d) Any change in rates charged for the contract must 9 be filed with the department not less than 30 days in advance 10 of the effective date. At the expiration of such 30 days, the 11 rate filing shall be deemed approved unless prior to such time 12 the filing has been affirmatively approved or disapproved by 13 order of the department. The approval of the filing by the 14 department constitutes a waiver of any unexpired portion of 15 such waiting period. The department may extend by not more 16 than an additional 15 days the period within which it may so 17 affirmatively approve or disapprove any such filing, by giving 18 notice of such extension before expiration of the initial 19 30-day period. At the expiration of any such period as so 20 extended, and in the absence of such prior affirmative 21 approval or disapproval, any such filing shall be deemed 22 approved. This paragraph does not apply to group health 23 contracts effectuated and delivered in this state, insuring 24 groups of 51 or more persons, except for Medicare supplement 25 insurance, long-term care insurance, and any coverage under 26 which the increase in claims costs over the lifetime of the 27 contract due to advancing age or duration is refunded in the 28 premium. 29 30 (Redesignate subsequent sections.) 31 2 7:32 PM 04/30/03 s2264c2c-25c3e
SENATE AMENDMENT Bill No. CS for CS for SB 2264 Amendment No. ___ Barcode 225832 1 ================ T I T L E A M E N D M E N T =============== 2 And the title is amended as follows: 3 On page 1, line 15, after the semicolon, 4 5 insert: 6 amending s. 641.31, F.S.; specifying 7 nonapplication of certain health maintenance 8 contract filing requirements to certain group 9 health insurance policies; providing 10 exceptions; 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 3 7:32 PM 04/30/03 s2264c2c-25c3e