Amendment

Bill No. 2588

Amendment No. 606941

CHAMBER ACTION
Senate		House
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1	Representative Berfield offered the following:
2
3	Amendment to Amendment (467323) (with title amendment)
4	Remove lines 185 through 298 and insert:
5	Section 25.  Paragraphs (c) and (d) of subsection (1) of
6	section 626.321, Florida Statutes, are amended, subsections (3)
7	and (4) are renumbered as subsections (4) and (5), respectively,
8	and a new subsection (3) is added to said section, and to read:
9	626.321  Limited licenses.--
10	(1)  The department shall issue to a qualified individual,
11	or a qualified individual or entity under paragraphs (c), (d),
12	(e), and (i), a license as agent authorized to transact a
13	limited class of business in any of the following categories:
14	(c)  Personal accident insurance.--License covering only
15	policies of personal accident insurance covering the risks of
16	travel, except as provided in subparagraph 2.  The license may
17	be issued only:
18	1.  To a full-time salaried employee of a common carrier or
19	a full-time salaried employee or owner of a transportation
20	ticket agency and may authorize the sale of such ticket policies
21	only in connection with the sale of transportation tickets, or
22	to the full-time salaried employee of such an agent.  No such
23	policy shall be for a duration of more than 48 hours or for the
24	duration of a specified one-way trip or round trip.
25	2.  To a full-time salaried employee of a business which
26	offers motor vehicles for rent or lease, or to a business entity
27	office of a business which offers motor vehicles for rent or
28	lease if insurance sales activities authorized by the license
29	are limited to full-time salaried employees.  A business entity
30	office licensed or a person licensed pursuant to this
31	subparagraph may, as an agent of an insurer, transact insurance
32	that provides coverage for accidental personal injury or death
33	of the lessee and any passenger who is riding or driving with
34	the covered lessee in the rental motor vehicle if the lease or
35	rental agreement is for not more than 30 days, or if the lessee
36	is not provided coverage for more than 30 consecutive days per
37	lease period; however, if the lease is extended beyond 30 days,
38	the coverage may be extended one time only for a period not to
39	exceed an additional 30 days.
40	(d)  Baggage and motor vehicle excess liability
41	insurance.--
42	1.  License covering only insurance of personal effects
43	except as provided in subparagraph 2.  The license may be issued
44	only:
45	a.  To a full-time salaried employee of a common carrier or
46	a full-time salaried employee or owner of a transportation
47	ticket agency, which person is engaged in the sale or handling
48	of transportation of baggage and personal effects of travelers,
49	and may authorize the sale of such insurance only in connection
50	with such transportation; or
51	b.  To the full-time salaried employee of a licensed
52	general lines agent, a full-time salaried employee of a business
53	which offers motor vehicles for rent or lease, or to a business
54	office of a business entity that which offers motor vehicles for
55	rent or lease if insurance sales activities authorized by the
56	license are in connection with and incidental to the rental of a
57	motor vehicle limited to full-time salaried employees.
58
59	The purchaser of baggage insurance shall be provided written
60	information disclosing that the insured's homeowner's policy may
61	provide coverage for loss of personal effects and that the
62	purchase of such insurance is not required in connection with
63	the purchase of tickets or in connection with the lease or
64	rental of a motor vehicle.
65	2.  A business entity that office licensed pursuant to
66	subparagraph 1., or a person licensed pursuant to subparagraph
67	1. who is a full-time salaried employee of a business which
68	offers motor vehicles for rent or lease, may include lessees
69	under a master contract providing coverage to the lessor or may
70	transact excess motor vehicle liability insurance providing
71	coverage in excess of the standard liability limits provided by
72	the lessor in its lease to a person renting or leasing a motor
73	vehicle from the licensee's employer for liability arising in
74	connection with the negligent operation of the leased or rented
75	motor vehicle, provided that the lease or rental agreement is
76	for not more than 30 days; that the lessee is not provided
77	coverage for more than 30 consecutive days per lease period,
78	and, if the lease is extended beyond 30 days, the coverage may
79	be extended one time only for a period not to exceed an
80	additional 30 days; that the lessee is given written notice that
81	his or her personal insurance policy providing coverage on an
82	owned motor vehicle may provide additional excess coverage; and
83	that the purchase of the insurance is not required in connection
84	with the lease or rental of a motor vehicle.  The excess
85	liability insurance may be provided to the lessee as an
86	additional insured on a policy issued to the licensee's
87	employer.
88	3.  A business entity that office licensed pursuant to
89	subparagraph 1., or a person licensed pursuant to subparagraph
90	1. who is a full-time salaried employee of a business which
91	offers motor vehicles for rent or lease, may, as an agent of an
92	insurer, transact insurance that provides coverage for the
93	liability of the lessee to the lessor for damage to the leased
94	or rented motor vehicle if:
95	a.  The lease or rental agreement is for not more than 30
96	days; or the lessee is not provided coverage for more than 30
97	consecutive days per lease period, but, if the lease is extended
98	beyond 30 days, the coverage may be extended one time only for a
99	period not to exceed an additional 30 days;
100	b.  The lessee is given written notice that his or her
101	personal insurance policy that provides coverage on an owned
102	motor vehicle may provide such coverage with or without a
103	deductible; and
104	c.  The purchase of the insurance is not required in
105	connection with the lease or rental of a motor vehicle.
106	(3)  An entity that offers vehicles for rent or lease
107	applying for a license under this section is required to:
108	(a)  Submit only one application for a license under s.
109	626.171 for itself and each office, branch office, or place of
110	business making use of the entity's business name and operating
111	under the entity's license. The requirements of s. 626.171(5)
112	shall only apply to the officers and directors of the entity
113	submitting the application.
114	(b)  Pay the applicable fees for a license as prescribed in
115	s. 624.501, including the applicable fee for each office, branch
116	office, or place of business making use of the entity's business
117	name and operating under the entity's license, be appointed
118	under s. 626.112, and pay the prescribed appointment fee under
119	s. 624.501. A licensed and appointed entity shall be directly
120	responsible and accountable for all acts of the license's
121	employees.
122	(c)  Provide to the department annually the location,
123	including street address and assigned store number, if any, of
124	each office, branch office, or place of business making use of
125	the entity's business name and operating under the entity's
126	license.
127
128	================ T I T L E  A M E N D M E N T =============
129	Remove line(s) 746-748 and insert:
130	of the act, under specified conditions; amending s. 626.321,
131	F.S.; limiting the types of business that may be transacted by
132	personal lines agents; providing requirements for an entity that
133	rents or leases vehicles; amending s. 627.0915, F.S.; providing
134	for

CODING: Words stricken are deletions; words underlined are additions.