SENATE AMENDMENT
Bill No. CS for SB 2588
Amendment No. ___ Barcode 700516
CHAMBER ACTION
Senate House
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04/14/2004 10:34 AM .
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11 Senator Argenziano moved the following substitute for
12 amendment (752254):
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14 Senate Amendment (with title amendment)
15 On page 16, between lines 3 and 4,
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17 insert:
18 Section 15. Present subsections (15) through (17) of
19 section 626.015, Florida Statutes, are redesignated as
20 subsections (16) through (18), respectively, and a new
21 subsection (15) is added to that section to read:
22 626.015 Definitions.--As used in this part:
23 (15) "Personal lines agent" means a general lines
24 agent who is limited to transacting business related to
25 property and casualty insurance sold to individuals and
26 families for noncommercial purposes.
27 Section 16. Subsection (3) is added to section
28 626.022, Florida Statutes, to read:
29 626.022 Scope of part.--
30 (3) Provisions of this part that apply to general
31 lines agents and applicants also apply to personal lines
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SENATE AMENDMENT
Bill No. CS for SB 2588
Amendment No. ___ Barcode 700516
1 agents and applicants, except where otherwise provided.
2 Section 17. Subsection (8) is added to section
3 626.241, Florida Statutes, to read:
4 626.241 Scope of examination.--
5 (8) An examination for licensure as a personal lines
6 agent shall consist of 100 questions and shall be limited in
7 scope to the kinds of business transacted under such license.
8 Section 18. Subsection (1) of section 626.311, Florida
9 Statutes, is amended to read:
10 626.311 Scope of license.--
11 (1) Except as to personal lines agents and limited
12 licenses, the applicant for license as a general lines agent
13 or customer representative shall qualify for all property,
14 marine, casualty, and surety lines except bail bonds which
15 require a separate license under chapter 648. The license of
16 a general lines agent may also cover health insurance if
17 health insurance is included in the agent's appointment by an
18 insurer as to which the licensee is also appointed as agent
19 for property or casualty or surety insurance. The license of
20 a customer representative shall provide, in substance, that it
21 covers all of such classes of insurance that his or her
22 appointing general lines agent or agency is currently so
23 authorized to transact under the general lines agent's license
24 and appointments. No such license shall be issued limited to
25 particular classes of insurance except for bail bonds which
26 require a separate license under chapter 648 or for personal
27 lines agents. Personal lines agents are limited to transacting
28 business related to property and casualty insurance sold to
29 individuals and families for noncommercial purposes.
30 Section 19. Section 626.727, Florida Statutes, is
31 amended to read:
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SENATE AMENDMENT
Bill No. CS for SB 2588
Amendment No. ___ Barcode 700516
1 626.727 Scope of this part.--This part applies only to
2 general lines agents, customer representatives, service
3 representatives, and managing general agents, all as defined
4 in s. 626.015. Provisions of this part which apply to general
5 lines agents and applicants also apply to personal lines
6 agents and applicants, except where otherwise provided.
7 Section 20. Subsection (1) of section 626.732, Florida
8 Statutes, is amended to read:
9 626.732 Requirement as to knowledge, experience, or
10 instruction.--
11 (1) Except as provided in subsection (3), no applicant
12 for a license as a general lines agent or personal lines
13 agent, except for a chartered property and casualty
14 underwriter (CPCU), other than as to a limited license as to
15 baggage and motor vehicle excess liability insurance, credit
16 property insurance, credit insurance, in-transit and storage
17 personal property insurance, or communications equipment
18 property insurance or communication equipment inland marine
19 insurance, shall be qualified or licensed unless within the 4
20 years immediately preceding the date the application for
21 license is filed with the department the applicant has:
22 (a) Taught or successfully completed classroom courses
23 in insurance, 3 hours of which shall be on the subject matter
24 of ethics, satisfactory to the department at a school,
25 college, or extension division thereof, approved by the
26 department. To qualify for licensure as a personal lines
27 agent, the applicant must complete a total of 52 hours of
28 classroom courses in insurance;
29 (b) Completed a correspondence course in insurance, 3
30 hours of which shall be on the subject matter of ethics,
31 satisfactory to the department and regularly offered by
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SENATE AMENDMENT
Bill No. CS for SB 2588
Amendment No. ___ Barcode 700516
1 accredited institutions of higher learning in this state and,
2 except if he or she is applying for a limited license under s.
3 626.321, for licensure as a general lines agent, has had at
4 least 6 months of responsible insurance duties as a
5 substantially full-time bona fide employee in all lines of
6 property and casualty insurance set forth in the definition of
7 general lines agent under s. 626.015 or, for licensure as a
8 personal lines agent, has completed at least 3 months in
9 responsible insurance duties as a substantially full-time
10 employee in property and casualty insurance sold to
11 individuals and families for noncommercial purposes;
12 (c) For licensure as a general lines agent, completed
13 at least 1 year in responsible insurance duties as a
14 substantially full-time bona fide employee in all lines of
15 property and casualty insurance, exclusive of aviation and wet
16 marine and transportation insurances but not exclusive of
17 boats of less than 36 feet in length or aircraft not held out
18 for hire, as set forth in the definition of a general lines
19 agent under s. 626.015, without the education requirement
20 mentioned in paragraph (a) or paragraph (b) or, for licensure
21 as a personal lines agent, has completed at least 6 months in
22 responsible insurance duties as a substantially full-time
23 employee in property and casualty insurance sold to
24 individuals and families for noncommercial purposes without
25 the education requirement in paragraph (a) or paragraph (b);
26 or
27 (d)1. For licensure as a general lines agent,
28 completed at least 1 year of responsible insurance duties as a
29 licensed and appointed customer representative or limited
30 customer representative in commercial or personal lines of
31 property and casualty insurance and 40 hours of classroom
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SENATE AMENDMENT
Bill No. CS for SB 2588
Amendment No. ___ Barcode 700516
1 courses approved by the department covering the areas of
2 property, casualty, surety, health, and marine insurance; or
3 2. For licensure as a personal lines agent, completed
4 at least 6 months of responsible duties as a licensed and
5 appointed customer representative or limited customer
6 representative in property and casualty insurance sold to
7 individuals and families for noncommercial purposes and 20
8 hours of classroom courses approved by the department which
9 are related to property and casualty insurance sold to
10 individuals and families for noncommercial purposes; or
11 (e)1.2. For licensure as a general lines agent,
12 completed at least 1 year of responsible insurance duties as a
13 licensed and appointed service representative in either
14 commercial or personal lines of property and casualty
15 insurance and 80 hours of classroom courses approved by the
16 department covering the areas of property, casualty, surety,
17 health, and marine insurance; or.
18 2. For licensure as a personal lines agent, completed
19 at least 6 months of responsible insurance duties as a
20 licensed and appointed service representative in property and
21 casualty insurance sold to individuals and families for
22 noncommercial purposes and 40 hours of classroom courses
23 approved by the department related to property and casualty
24 insurance sold to individuals and families for noncommercial
25 purposes; or
26 (f) For licensure as a personal lines agent, completed
27 at least 3 years of responsible duties as a licensed and
28 appointed customer representative in property and casualty
29 insurance sold to individuals and families for noncommercial
30 purposes.
31 Section 21. The Department of Financial Services does
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Amendment No. ___ Barcode 700516
1 not have to begin issuing licenses to personal lines agents on
2 the effective date of this act if the department has not
3 completed the process of incorporating necessary procedures
4 for issuing personal lines licenses into its licensing
5 systems.
6 Section 22. Subsection (1) of section 626.747, Florida
7 Statutes, is amended to read:
8 626.747 Branch agencies.--
9 (1) Each branch place of business established by an
10 agent or agency, firm, corporation, or association shall be in
11 the active full-time charge of a licensed general lines agent
12 who is appointed to represent one or more insurers. Any agent
13 or agency, firm, corporation, or association which has
14 established one or more branch places of business shall be
15 required to have at least one licensed general lines, life, or
16 health agent who is appointed to represent one or more
17 insurers at each location of the agency including its
18 headquarters location.
19 Section 23. Paragraph (r) is added to subsection (6)
20 of section 627.351, Florida Statutes, to read:
21 627.351 Insurance risk apportionment plans.--
22 (6) CITIZENS PROPERTY INSURANCE CORPORATION.--
23 (r) A salaried employee of the corporation who
24 performs policy administration services subsequent to the
25 effectuation of a corporation policy is not required to be
26 licensed as an agent under the provisions of s. 626.112.
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28 (Redesignate subsequent sections.)
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SENATE AMENDMENT
Bill No. CS for SB 2588
Amendment No. ___ Barcode 700516
1 ================ T I T L E A M E N D M E N T ===============
2 And the title is amended as follows:
3 On page 2, line 3, after the semicolon,
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5 insert:
6 amending s. 626.015, F.S.; defining the term
7 "personal lines agent"; amending s. 626.022,
8 F.S.; providing for application; amending s.
9 626.241, F.S.; limiting the scope of personal
10 lines agent examinations; amending s. 626.311,
11 F.S.; limiting the types of business that may
12 be transacted by personal lines agents;
13 amending s. 626.727, F.S.; providing that
14 certain provisions apply to personal lines
15 agents; amending s. 626.732, F.S.; revising
16 certain education and experience requirements
17 for personal lines agents; requiring branch
18 agencies to have certain licensed agents at
19 each location; providing that certain employees
20 of the Citizens' Property Insurance Corporation
21 need not be licensed as agents; providing that
22 this act does not require the department to
23 begin issuing certain licenses by the effective
24 date of the act, under specified conditions;
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