| 1 | Representative Brown offered the following: |
| 2 |
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| 3 | Amendment (with title amendment) |
| 4 | On page 91, after line 31, insert: |
| 5 | Section 81. Paragraphs (b) and (e) of subsection (5) of |
| 6 | section 627.736, Florida Statutes, are amended to read: |
| 7 | 627.736 Required personal injury protection benefits; |
| 8 | exclusions; priority; claims.-- |
| 9 | (5) CHARGES FOR TREATMENT OF INJURED PERSONS.-- |
| 10 | (b)1. An insurer or insured is not required to pay a claim |
| 11 | or charges: |
| 12 | a. Made by a broker or by a person making a claim on |
| 13 | behalf of a broker; |
| 14 | b. For any service or treatment that was not lawful at the |
| 15 | time rendered; |
| 16 | c. To any person who knowingly submits a false or |
| 17 | misleading statement relating to the claim or charges; |
| 18 | d. With respect to a bill or statement that does not |
| 19 | substantially meet the applicable requirements of paragraph (d); |
| 20 | e. For any treatment or service that is upcoded, or that |
| 21 | is unbundled when such treatment or services should be bundled, |
| 22 | in accordance with paragraph(d). To facilitate prompt payment of |
| 23 | lawful services, an insurer may change codes that it determines |
| 24 | to have been improperly or incorrectly upcoded or unbundled, and |
| 25 | may make payment based on the changed codes, without affecting |
| 26 | the right of the provider to dispute the change by the insurer, |
| 27 | provided that before doing so, the insurer must contact the |
| 28 | health care provider and discuss the reasons for the insurer's |
| 29 | change and the health care provider's reason for the coding, or |
| 30 | make a reasonable good faith effort to do so, as documented in |
| 31 | the insurer's file; and |
| 32 | f. For medical services or treatment billed by a physician |
| 33 | and not provided in a hospital unless such services are rendered |
| 34 | by the physician or are incident to his or her professional |
| 35 | services and are included on the physician's bill, including |
| 36 | documentation verifying that the physician is responsible for |
| 37 | the medical services that were rendered and billed. |
| 38 | 2. Charges for medically necessary cephalic thermograms, |
| 39 | peripheral thermograms, spinal ultrasounds, extremity |
| 40 | ultrasounds, video fluoroscopy, and surface electromyography |
| 41 | shall not exceed the maximum reimbursement allowance for such |
| 42 | procedures as set forth in the applicable fee schedule or other |
| 43 | payment methodology established pursuant to s. 440.13. |
| 44 | 3. Allowable amounts that may be charged to a personal |
| 45 | injury protection insurance insurer and insured for medically |
| 46 | necessary nerve conduction testing when done in conjunction with |
| 47 | a needle electromyography procedure and both are performed and |
| 48 | billed solely by a physician licensed under chapter 458, chapter |
| 49 | 459, chapter 460, or chapter 461 who is also certified by the |
| 50 | American Board of Electrodiagnostic Medicine or by a board |
| 51 | recognized by the American Board of Medical Specialties or the |
| 52 | American Osteopathic Association or who holds diplomate status |
| 53 | with the American Chiropractic Neurology Board or its |
| 54 | predecessors shall not exceed 200 percent of the allowable |
| 55 | amount under the participating physician fee schedule of |
| 56 | Medicare Part B for year 2001, for the area in which the |
| 57 | treatment was rendered, adjusted annually on August 1 to reflect |
| 58 | the prior calendar year's changes in the annual Medical Care |
| 59 | Item of the Consumer Price Index for All Urban Consumers in the |
| 60 | South Region as determined by the Bureau of Labor Statistics of |
| 61 | the United States Department of Labor. |
| 62 | 4. Allowable amounts that may be charged to a personal |
| 63 | injury protection insurance insurer and insured for medically |
| 64 | necessary nerve conduction testing that does not meet the |
| 65 | requirements of subparagraph 3. shall not exceed the applicable |
| 66 | fee schedule or other payment methodology established pursuant |
| 67 | to s. 440.13. |
| 68 | 5. Effective upon this act becoming a law and before |
| 69 | November 1, 2001, allowable amounts that may be charged to a |
| 70 | personal injury protection insurance insurer and insured for |
| 71 | magnetic resonance imaging services shall not exceed 200 percent |
| 72 | of the allowable amount under Medicare Part B for year 2001, for |
| 73 | the area in which the treatment was rendered. Beginning November |
| 74 | 1, 2001, allowable amounts that may be charged to a personal |
| 75 | injury protection insurance insurer and insured for magnetic |
| 76 | resonance imaging services shall not exceed 175 percent of the |
| 77 | allowable amount under the participating physician fee schedule |
| 78 | of Medicare Part B for year 2001, for the area in which the |
| 79 | treatment was rendered, adjusted annually on August 1 to reflect |
| 80 | the prior calendar year's changes in the annual Medical Care |
| 81 | Item of the Consumer Price Index for All Urban Consumers in the |
| 82 | South Region as determined by the Bureau of Labor Statistics of |
| 83 | the United States Department of Labor for the 12-month period |
| 84 | ending June 30 of that year, except that allowable amounts that |
| 85 | may be charged to a personal injury protection insurance insurer |
| 86 | and insured for magnetic resonance imaging services provided in |
| 87 | facilities accredited by the Accreditation Association for |
| 88 | Ambulatory Health Care, the American College of Radiology, or |
| 89 | the Joint Commission on Accreditation of Healthcare |
| 90 | Organizations shall not exceed 200 percent of the allowable |
| 91 | amount under the participating physician fee schedule of |
| 92 | Medicare Part B for year 2001, for the area in which the |
| 93 | treatment was rendered, adjusted annually on August 1 to reflect |
| 94 | the prior calendar year's changes in the annual Medical Care |
| 95 | Item of the Consumer Price Index for All Urban Consumers in the |
| 96 | South Region as determined by the Bureau of Labor Statistics of |
| 97 | the United States Department of Labor for the 12-month period |
| 98 | ending June 30 of that year. This paragraph does not apply to |
| 99 | charges for magnetic resonance imaging services and nerve |
| 100 | conduction testing for inpatients and emergency services and |
| 101 | care as defined in chapter 395 rendered by facilities licensed |
| 102 | under chapter 395. |
| 103 | 6. The Department of Health, in consultation with the |
| 104 | appropriate professional licensing boards, shall adopt, by rule, |
| 105 | a list of diagnostic tests deemed not to be medically necessary |
| 106 | for use in the treatment of persons sustaining bodily injury |
| 107 | covered by personal injury protection benefits under this |
| 108 | section. The initial list shall be adopted by January 1, 2004, |
| 109 | and shall be revised from time to time as determined by the |
| 110 | Department of Health, in consultation with the respective |
| 111 | professional licensing boards. Inclusion of a test on the list |
| 112 | of invalid diagnostic tests shall be based on lack of |
| 113 | demonstrated medical value and a level of general acceptance by |
| 114 | the relevant provider community and shall not be dependent for |
| 115 | results entirely upon subjective patient response. |
| 116 | Notwithstanding its inclusion on a fee schedule in this |
| 117 | subsection, an insurer or insured is not required to pay any |
| 118 | charges or reimburse claims for any invalid diagnostic test as |
| 119 | determined by the Department of Health. |
| 120 | (e)1. At the initial treatment or service provided, each |
| 121 | physician, other licensed professional, clinic, or other medical |
| 122 | institution providing medical services upon which a claim for |
| 123 | personal injury protection benefits is based shall require an |
| 124 | insured person, or his or her guardian, to execute a disclosure |
| 125 | and acknowledgment form, which reflects at a minimum that: |
| 126 | a. The insured, or his or her guardian, must countersign |
| 127 | the form attesting to the fact that the services set forth |
| 128 | therein were actually rendered; |
| 129 | b. The insured, or his or her guardian, has both the right |
| 130 | and affirmative duty to confirm that the services were actually |
| 131 | rendered; |
| 132 | c. The insured, or his or her guardian, was not solicited |
| 133 | by any person to seek any services from the medical provider; |
| 134 | d. That the physician, other licensed professional, |
| 135 | clinic, or other medical institution rendering services for |
| 136 | which payment is being claimed explained the services to the |
| 137 | insured or his or her guardian; and |
| 138 | e. If the insured notifies the insurer in writing of a |
| 139 | billing error, the insured may be entitled to a certain |
| 140 | percentage of a reduction in the amounts paid by the insured's |
| 141 | motor vehicle insurer. |
| 142 | 2. The physician, other licensed professional, clinic, or |
| 143 | other medical institution rendering services for which payment |
| 144 | is being claimed has the affirmative duty to explain the |
| 145 | services rendered to the insured, or his or her guardian, so |
| 146 | that the insured, or his or her guardian, countersigns the form |
| 147 | with informed consent. |
| 148 | 3. Countersignature by the insured, or his or her |
| 149 | guardian, is not required for the reading of diagnostic tests or |
| 150 | other services that are of such a nature that they are not |
| 151 | required to be performed in the presence of the insured. |
| 152 | 4. The licensed medical professional rendering treatment |
| 153 | for which payment is being claimed must sign, by his or her own |
| 154 | hand, the form complying with this paragraph. |
| 155 | 5. The original completed disclosure and acknowledgment |
| 156 | form shall be furnished to the insurer pursuant to paragraph |
| 157 | (4)(b) and may not be electronically furnished. |
| 158 | 6. This disclosure and acknowledgment form is not required |
| 159 | for services billed by a provider for emergency services as |
| 160 | defined in s. 395.002, for emergency services and care as |
| 161 | defined in s. 395.002 rendered in a hospital emergency |
| 162 | department, for services rendered in an ambulatory surgical |
| 163 | center as defined in s. 395.002, or for transport and treatment |
| 164 | rendered by an ambulance provider licensed pursuant to part III |
| 165 | of chapter 401. |
| 166 | 7. The Financial Services Commission shall adopt, by rule, |
| 167 | a standard disclosure and acknowledgment form that shall be used |
| 168 | to fulfill the requirements of this paragraph, effective 90 days |
| 169 | after such form is adopted and becomes final. The commission |
| 170 | shall adopt a proposed rule by October 1, 2003. Until the rule |
| 171 | is final, the provider may use a form of its own which otherwise |
| 172 | complies with the requirements of this paragraph. |
| 173 | 8. As used in this paragraph, "countersigned" means a |
| 174 | second or verifying signature, as on a previously signed |
| 175 | document, and is not satisfied by the statement "signature on |
| 176 | file" or any similar statement. |
| 177 | 9. The requirements of this paragraph apply only with |
| 178 | respect to the initial treatment or service of the insured by a |
| 179 | provider. For subsequent treatments or service, the provider |
| 180 | must maintain a patient log signed by the patient, in |
| 181 | chronological order by date of service, that is consistent with |
| 182 | the services being rendered to the patient as claimed. The |
| 183 | requirements of this subparagraph for maintaining a patient log |
| 184 | signed by the patient may be met by a hospital or ambulatory |
| 185 | surgical center that maintains medical records as required by s. |
| 186 | 395.3025 and applicable rules and makes such records available |
| 187 | to the insurer upon request. |
| 188 |
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| 189 |
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| 190 | ================= T I T L E A M E N D M E N T ================= |
| 191 | On page 4, remove line(s) 24 and insert: |
| 192 | Program; amending s. 627.736, F.S.; deleting the period of |
| 193 | time relating to adjustments in the Medical Care Item of |
| 194 | the Consumer Price Index which applies to allowable |
| 195 | amounts that may be charged to a personal injury |
| 196 | protection insurance insurer and insured for magnetic |
| 197 | resonance imaging services; exempting services rendered by |
| 198 | an ambulatory surgical center from certain disclosure |
| 199 | requirements; providing that the transfer of the |