HB 0053 2004
   
1 A bill to be entitled
2          An act relating to health insurance; prohibiting health
3    insurers from limiting health insurance coverage to
4    certain counties in the state; requiring health insurers
5    to make health insurance coverage available in each
6    county; prohibiting certain health insurers from selling
7    or offering for sale health insurance under certain
8    circumstances; requiring the Office of Insurance
9    Regulation of the Financial Services Commission to monitor
10    health insurers to determine and ensure compliance;
11    requiring the office to enforce compliance; providing an
12    effective date.
13         
14          Be It Enacted by the Legislature of the State of Florida:
15         
16          Section 1. (1) Notwithstanding any other provision of
17    law, an insurer which sells or offers for sale in this state
18    policies of health insurance shall not limit such insurance
19    coverage to eligible insureds in specific counties of this
20    state. Each such health insurer shall make such insurance
21    coverage available to eligible insureds in each county of this
22    state. Any health insurer which attempts to limit health
23    insurance coverage to eligible insureds in less than every
24    county in this state shall be prohibited from selling or
25    offering for sale health insurance in this state.
26          (2) The Office of Insurance Regulation of the Financial
27    Services Commission shall monitor each health insurer which
28    sells or offers for sale health insurance in this state to
29    determine and ensure compliance with the requirements of this
30    section. The office shall enforce the provisions of this section
31    if the office determines that a health insurer fails to comply
32    with the requirements of this section.
33          Section 2. This act shall take effect upon becoming a law.