| 1 | A bill to be entitled |
| 2 | An act relating to breast cancer treatment; providing a |
| 3 | popular name; amending ss. 627.64171, 627.66121, and |
| 4 | 641.31, F.S.; including lymph node dissections under |
| 5 | provisions prescribing the length of hospital stay |
| 6 | relating to a mastectomy which specified health insurers |
| 7 | and health maintenance organizations must cover; limiting |
| 8 | application; providing legislative findings; requiring the |
| 9 | Office of Program Policy Analysis and Government |
| 10 | Accountability to study certain issues relating to |
| 11 | mammography services; providing study requirements; |
| 12 | requiring a report to the Legislature; providing an |
| 13 | effective date. |
| 14 |
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| 15 | Be It Enacted by the Legislature of the State of Florida: |
| 16 |
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| 17 | Section 1. This act may be cited as the "Mary B. Hooks |
| 18 | Act." |
| 19 | Section 2. Subsections (1) and (2) and paragraph (a) of |
| 20 | subsection (4) of section 627.64171, Florida Statutes, are |
| 21 | amended to read: |
| 22 | 627.64171 Coverage for length of stay and outpatient |
| 23 | postsurgical care.-- |
| 24 | (1) Any health insurance policy that is issued, amended, |
| 25 | delivered, or renewed in this state which provides coverage for |
| 26 | breast cancer treatment may not limit inpatient hospital |
| 27 | coverage for lymph node dissections or mastectomies to any |
| 28 | period that is less than that determined by the treating |
| 29 | physician to be medically necessary in accordance with |
| 30 | prevailing medical standards and after consultation with the |
| 31 | insured patient. |
| 32 | (2) Any health insurance policy that provides coverage for |
| 33 | lymph node dissections or mastectomies under subsection (1) must |
| 34 | also provide coverage for outpatient postsurgical followup care |
| 35 | in keeping with prevailing medical standards by a licensed |
| 36 | health care professional qualified to provide postsurgical |
| 37 | mastectomy care. The treating physician, after consultation with |
| 38 | the insured patient, may choose that the outpatient care be |
| 39 | provided at the most medically appropriate setting, which may |
| 40 | include the hospital, treating physician's office, outpatient |
| 41 | center, or home of the insured patient. |
| 42 | (4)(a) This section does not require an insured patient to |
| 43 | have a lymph node dissection or the mastectomy in the hospital |
| 44 | or stay in the hospital for a fixed period of time following a |
| 45 | lymph node dissection or the mastectomy. |
| 46 | Section 3. Subsections (1) and (2) and paragraph (a) of |
| 47 | subsection (4) of section 627.66121, Florida Statutes, are |
| 48 | amended to read: |
| 49 | 627.66121 Coverage for length of stay and outpatient |
| 50 | postsurgical care.-- |
| 51 | (1) Any group, blanket, or franchise accident or health |
| 52 | insurance policy that is issued, amended, delivered, or renewed |
| 53 | in this state which provides coverage for breast cancer |
| 54 | treatment may not limit inpatient hospital coverage for lymph |
| 55 | node dissections or mastectomies to any period that is less than |
| 56 | that determined by the treating physician to be medically |
| 57 | necessary in accordance with prevailing medical standards and |
| 58 | after consultation with the insured patient. |
| 59 | (2) Any group, blanket, or franchise accident or health |
| 60 | insurance policy that provides coverage for lymph node |
| 61 | dissections or mastectomies under subsection (1) must also |
| 62 | provide coverage for outpatient postsurgical followup care in |
| 63 | keeping with prevailing medical standards by a licensed health |
| 64 | care professional qualified to provide postsurgical mastectomy |
| 65 | care. The treating physician, after consultation with the |
| 66 | insured patient, may choose that the outpatient care be provided |
| 67 | at the most medically appropriate setting, which may include the |
| 68 | hospital, treating physician's office, outpatient center, or |
| 69 | home of the insured patient. |
| 70 | (4)(a) This section does not require an insured patient to |
| 71 | have a lymph node dissection or the mastectomy in the hospital |
| 72 | or stay in the hospital for a fixed period of time following a |
| 73 | lymph node dissection or the mastectomy. |
| 74 | Section 4. Paragraphs (a) and (c) of subsection (31) of |
| 75 | section 641.31, Florida Statutes, are amended to read: |
| 76 | 641.31 Health maintenance contracts.-- |
| 77 | (31)(a) Health maintenance contracts that provide |
| 78 | coverage, benefits, or services for breast cancer treatment may |
| 79 | not limit inpatient hospital coverage for lymph node dissections |
| 80 | or mastectomies to any period that is less than that determined |
| 81 | by the treating physician under contract with the health |
| 82 | maintenance organization to be medically necessary in accordance |
| 83 | with prevailing medical standards and after consultation with |
| 84 | the covered patient. Such contract must also provide coverage |
| 85 | for outpatient postsurgical followup care in keeping with |
| 86 | prevailing medical standards by a licensed health care |
| 87 | professional under contract with the health maintenance |
| 88 | organization qualified to provide postsurgical mastectomy care. |
| 89 | The treating physician under contract with the health |
| 90 | maintenance organization, after consultation with the covered |
| 91 | patient, may choose that the outpatient care be provided at the |
| 92 | most medically appropriate setting, which may include the |
| 93 | hospital, treating physician's office, outpatient center, or |
| 94 | home of the covered patient. |
| 95 | (c)1. This subsection does not require a covered patient |
| 96 | to have a lymph node dissection or the mastectomy in the |
| 97 | hospital or stay in the hospital for a fixed period of time |
| 98 | following a lymph node dissection or the mastectomy. |
| 99 | 2. This subsection does not prevent a contract from |
| 100 | imposing deductibles, coinsurance, or other cost sharing in |
| 101 | relation to benefits pursuant to this subsection, except that |
| 102 | such cost sharing shall not exceed cost sharing with other |
| 103 | benefits. |
| 104 | Section 5. The Legislature finds that it is of the utmost |
| 105 | public importance that quality mammography services and other |
| 106 | diagnostic tools remain available to detect and treat breast |
| 107 | cancer. The Office of Program Policy Analysis and Government |
| 108 | Accountability shall study issues relating to the availability, |
| 109 | utilization, quality, and cost of mammography services in all |
| 110 | facilities performing mammography. The study shall include, but |
| 111 | not be limited to, examining the following factors which impact |
| 112 | availability, utilization, quality, and cost: reimbursement |
| 113 | fees, copayment fees paid by patients, closed claim data |
| 114 | retained by the Office of Insurance Regulation relating to the |
| 115 | failure to diagnose breast cancer, equipment and liability |
| 116 | insurance costs, equipment maintenance and calibration, staffing |
| 117 | requirements and training, type and number of facilities |
| 118 | performing mammography, facilities surveyed by the Department of |
| 119 | Health, Bureau of Radiation Control, population density of |
| 120 | females aged 40 and older in each county in this state, the |
| 121 | average wait time for diagnostic and screening mammograms, and |
| 122 | other factors which relate to the demand and availability of |
| 123 | mammography services. The Office of Program Policy Analysis and |
| 124 | Government Accountability shall complete its study and submit a |
| 125 | report to the President of the Senate and the Speaker of the |
| 126 | House of Representatives by February 15, 2006. |
| 127 | Section 6. This act shall take effect July 1, 2005. |