1 | A bill to be entitled |
2 | An act relating to breast cancer treatment; providing a |
3 | popular name; amending ss. 627.64171, 627.66121, and |
4 | 641.31, F.S.; including lymph node dissections under |
5 | provisions prescribing the length of hospital stay |
6 | relating to a mastectomy which specified health insurers |
7 | and health maintenance organizations must cover; limiting |
8 | application; providing legislative findings; requiring the |
9 | Office of Program Policy Analysis and Government |
10 | Accountability to study certain issues relating to |
11 | mammography services; providing study requirements; |
12 | requiring a report to the Legislature; providing an |
13 | effective date. |
14 |
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15 | Be It Enacted by the Legislature of the State of Florida: |
16 |
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17 | Section 1. This act may be cited as the "Mary B. Hooks |
18 | Act." |
19 | Section 2. Subsections (1) and (2) and paragraph (a) of |
20 | subsection (4) of section 627.64171, Florida Statutes, are |
21 | amended to read: |
22 | 627.64171 Coverage for length of stay and outpatient |
23 | postsurgical care.-- |
24 | (1) Any health insurance policy that is issued, amended, |
25 | delivered, or renewed in this state which provides coverage for |
26 | breast cancer treatment may not limit inpatient hospital |
27 | coverage for lymph node dissections or mastectomies to any |
28 | period that is less than that determined by the treating |
29 | physician to be medically necessary in accordance with |
30 | prevailing medical standards and after consultation with the |
31 | insured patient. |
32 | (2) Any health insurance policy that provides coverage for |
33 | lymph node dissections or mastectomies under subsection (1) must |
34 | also provide coverage for outpatient postsurgical followup care |
35 | in keeping with prevailing medical standards by a licensed |
36 | health care professional qualified to provide postsurgical |
37 | mastectomy care. The treating physician, after consultation with |
38 | the insured patient, may choose that the outpatient care be |
39 | provided at the most medically appropriate setting, which may |
40 | include the hospital, treating physician's office, outpatient |
41 | center, or home of the insured patient. |
42 | (4)(a) This section does not require an insured patient to |
43 | have a lymph node dissection or the mastectomy in the hospital |
44 | or stay in the hospital for a fixed period of time following a |
45 | lymph node dissection or the mastectomy. |
46 | Section 3. Subsections (1) and (2) and paragraph (a) of |
47 | subsection (4) of section 627.66121, Florida Statutes, are |
48 | amended to read: |
49 | 627.66121 Coverage for length of stay and outpatient |
50 | postsurgical care.-- |
51 | (1) Any group, blanket, or franchise accident or health |
52 | insurance policy that is issued, amended, delivered, or renewed |
53 | in this state which provides coverage for breast cancer |
54 | treatment may not limit inpatient hospital coverage for lymph |
55 | node dissections or mastectomies to any period that is less than |
56 | that determined by the treating physician to be medically |
57 | necessary in accordance with prevailing medical standards and |
58 | after consultation with the insured patient. |
59 | (2) Any group, blanket, or franchise accident or health |
60 | insurance policy that provides coverage for lymph node |
61 | dissections or mastectomies under subsection (1) must also |
62 | provide coverage for outpatient postsurgical followup care in |
63 | keeping with prevailing medical standards by a licensed health |
64 | care professional qualified to provide postsurgical mastectomy |
65 | care. The treating physician, after consultation with the |
66 | insured patient, may choose that the outpatient care be provided |
67 | at the most medically appropriate setting, which may include the |
68 | hospital, treating physician's office, outpatient center, or |
69 | home of the insured patient. |
70 | (4)(a) This section does not require an insured patient to |
71 | have a lymph node dissection or the mastectomy in the hospital |
72 | or stay in the hospital for a fixed period of time following a |
73 | lymph node dissection or the mastectomy. |
74 | Section 4. Paragraphs (a) and (c) of subsection (31) of |
75 | section 641.31, Florida Statutes, are amended to read: |
76 | 641.31 Health maintenance contracts.-- |
77 | (31)(a) Health maintenance contracts that provide |
78 | coverage, benefits, or services for breast cancer treatment may |
79 | not limit inpatient hospital coverage for lymph node dissections |
80 | or mastectomies to any period that is less than that determined |
81 | by the treating physician under contract with the health |
82 | maintenance organization to be medically necessary in accordance |
83 | with prevailing medical standards and after consultation with |
84 | the covered patient. Such contract must also provide coverage |
85 | for outpatient postsurgical followup care in keeping with |
86 | prevailing medical standards by a licensed health care |
87 | professional under contract with the health maintenance |
88 | organization qualified to provide postsurgical mastectomy care. |
89 | The treating physician under contract with the health |
90 | maintenance organization, after consultation with the covered |
91 | patient, may choose that the outpatient care be provided at the |
92 | most medically appropriate setting, which may include the |
93 | hospital, treating physician's office, outpatient center, or |
94 | home of the covered patient. |
95 | (c)1. This subsection does not require a covered patient |
96 | to have a lymph node dissection or the mastectomy in the |
97 | hospital or stay in the hospital for a fixed period of time |
98 | following a lymph node dissection or the mastectomy. |
99 | 2. This subsection does not prevent a contract from |
100 | imposing deductibles, coinsurance, or other cost sharing in |
101 | relation to benefits pursuant to this subsection, except that |
102 | such cost sharing shall not exceed cost sharing with other |
103 | benefits. |
104 | Section 5. The Legislature finds that it is of the utmost |
105 | public importance that quality mammography services and other |
106 | diagnostic tools remain available to detect and treat breast |
107 | cancer. The Office of Program Policy Analysis and Government |
108 | Accountability shall study issues relating to the availability, |
109 | utilization, quality, and cost of mammography services in all |
110 | facilities performing mammography. The study shall include, but |
111 | not be limited to, examining the following factors which impact |
112 | availability, utilization, quality, and cost: reimbursement |
113 | fees, copayment fees paid by patients, closed claim data |
114 | retained by the Office of Insurance Regulation relating to the |
115 | failure to diagnose breast cancer, equipment and liability |
116 | insurance costs, equipment maintenance and calibration, staffing |
117 | requirements and training, type and number of facilities |
118 | performing mammography, facilities surveyed by the Department of |
119 | Health, Bureau of Radiation Control, population density of |
120 | females aged 40 and older in each county in this state, the |
121 | average wait time for diagnostic and screening mammograms, and |
122 | other factors which relate to the demand and availability of |
123 | mammography services. The Office of Program Policy Analysis and |
124 | Government Accountability shall complete its study and submit a |
125 | report to the President of the Senate and the Speaker of the |
126 | House of Representatives by February 15, 2006. |
127 | Section 6. This act shall take effect July 1, 2005. |