1 | A bill to be entitled |
2 | An act relating to health insurance coverage for autism |
3 | spectrum disorder; requiring a health insurer or health |
4 | maintenance organization that offers major medical |
5 | coverage to include coverage for treating autism spectrum |
6 | disorder; defining the term "autism spectrum disorder"; |
7 | authorizing an insurer or health maintenance organization |
8 | to confirm a diagnosis or review the appropriateness of a |
9 | treatment plan; limiting the amount of annual coverage; |
10 | providing that the act does not affect the licensure of a |
11 | health care professional or impair the right to |
12 | reimbursement of a health care provider; making a |
13 | legislative finding that the act fulfills an important |
14 | state interest; providing an effective date. |
15 |
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16 | Be It Enacted by the Legislature of the State of Florida: |
17 |
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18 | Section 1. Health insurance coverage for autism spectrum |
19 | disorder.-- |
20 | (1)(a) As used in this section, the term "autism spectrum |
21 | disorder" means a neurobiological condition that includes |
22 | autism, Asperger syndrome, and Rett's syndrome. |
23 | (b) Any health insurer or health maintenance organization |
24 | that issues major medical expense coverage in this state may not |
25 | exclude coverage prescribed by the referring physician for the |
26 | treatment of autism spectrum disorder, including, but not |
27 | limited to, coverage for therapeutic evaluations and |
28 | interventions, speech therapy, occupational therapy, physical |
29 | therapy, intensive early intervention, applied behavioral |
30 | analysis, and Lovaas behavioral therapy. |
31 | (2) Coverage for autism spectrum disorder is subject to |
32 | the same terms and conditions that the insurer or health |
33 | maintenance organization applies to the treatment of other |
34 | disorders. However, an insurer or health maintenance |
35 | organization may confirm a diagnosis or review the |
36 | appropriateness of a specific treatment plan in order to ensure |
37 | that coverage under this section is limited to diagnostic and |
38 | treatment services. |
39 | (3) The total annual payments by a health insurer or |
40 | health maintenance organization for coverage under this section |
41 | may not exceed $6,000. |
42 | (4) This section does not affect the scope of licensure of |
43 | any health care professional and does not impair any right to |
44 | reimbursement which is otherwise guaranteed to a health care |
45 | provider. |
46 | Section 2. The Legislature finds that the provisions of |
47 | this act fulfill an important state interest. |
48 | Section 3. This act shall take effect July 1, 2005. |