| 1 | A bill to be entitled |
| 2 | An act relating to building assessment and remediation; |
| 3 | creating s. 501.935, F.S., relating to home inspection |
| 4 | services; providing definitions; providing requirements |
| 5 | for practice; providing exemptions; providing prohibited |
| 6 | acts and penalties; requiring liability insurance; |
| 7 | exempting from duty to provide repair cost estimates; |
| 8 | providing limitations; providing for enforcement of |
| 9 | violations; authorizing a person who meets certain |
| 10 | conditions to work as a home inspector for a limited time, |
| 11 | notwithstanding the act's other provisions; creating s. |
| 12 | 489.1134, F.S.; providing educational requirements and |
| 13 | procedural requirements for mold remediation |
| 14 | certification; providing for discipline; requiring review |
| 15 | of mold remediation training programs; requiring a person |
| 16 | certified under this section to be present on certain job |
| 17 | sites; assigning responsibility for workforce compliance; |
| 18 | requiring compliance; providing definitions; creating s. |
| 19 | 501.933, F.S.; providing definitions; providing |
| 20 | requirements for practice as a mold assessor; providing |
| 21 | exemptions; providing prohibited acts and penalties; |
| 22 | requiring that mold assessors maintain liability |
| 23 | insurance; providing that mold assessors do not have a |
| 24 | duty to provide repair cost estimates; providing |
| 25 | limitations; providing for enforcement of violations; |
| 26 | creating s. 501.934, F.S.; providing definitions; |
| 27 | providing requirements for practice as a noncontracting |
| 28 | mold remediator; providing exemptions; providing |
| 29 | prohibited acts and penalties; requiring that |
| 30 | noncontracting mold remediators maintain liability |
| 31 | insurance; providing limitations; providing for |
| 32 | enforcement of violations; providing legislative findings |
| 33 | and intent with respect to the objectives of the act and |
| 34 | protection of homeowners; providing effective dates. |
| 35 |
|
| 36 | Be It Enacted by the Legislature of the State of Florida: |
| 37 |
|
| 38 | Section 1. Section 501.935, Florida Statutes, is created |
| 39 | to read: |
| 40 | 501.935 Home inspection services; requirements; |
| 41 | exemptions; prohibited acts and penalties; insurance; |
| 42 | limitations and enforcement.-- |
| 43 | (1) DEFINITIONS.--As used in this section, the term: |
| 44 | (a) "Home" means any residential real property, or |
| 45 | manufactured or modular home, that is a single-family dwelling, |
| 46 | duplex, triplex, quadruplex, condominium unit, or cooperative |
| 47 | unit. The term does not include the common areas of condominiums |
| 48 | or cooperatives. |
| 49 | (b) "Home inspector" means any person who provides or |
| 50 | offers to provide a home inspection for a fee or other |
| 51 | compensation. |
| 52 | (c) "Home inspection" means a limited visual examination |
| 53 | of one or more of the readily accessible installed systems and |
| 54 | components of a home, including the structure, electrical |
| 55 | system, HVAC system, roof covering, plumbing system, interior |
| 56 | components, exterior components, and site conditions that affect |
| 57 | the structure, for the purposes of providing a written |
| 58 | professional opinion of the condition of the home. |
| 59 | (2) REQUIREMENTS FOR PRACTICE.-- |
| 60 | (a) A person shall not work as a home inspector unless he |
| 61 | or she: |
| 62 | 1. Has successfully completed a course of study, which |
| 63 | requires a passing score on a valid examination in home |
| 64 | inspections which is not less than 60 hours and which includes, |
| 65 | but is not limited to, each of the following components of a |
| 66 | home: structure, electrical system, roof covering, plumbing |
| 67 | system, interior components, exterior components, site |
| 68 | conditions that affect the structure, and heating, ventilation, |
| 69 | and cooling systems. |
| 70 | 2. Completes 8 hours of continuing education related to |
| 71 | home inspections annually. |
| 72 | 3. Discloses each of the following to the consumer in |
| 73 | writing and prior to contracting for or commencing a home |
| 74 | inspection: |
| 75 | a. The home inspector meets the education and examination |
| 76 | requirements of this subsection. |
| 77 | b. The home inspector maintains the commercial general |
| 78 | liability insurance policy required by this section. |
| 79 | c. The scope and any exclusions of the home inspection. |
| 80 | d. A statement of experience which shall include either |
| 81 | the approximate number of home inspections the home inspector |
| 82 | has performed for a fee or the number of years of experience as |
| 83 | a home inspector. |
| 84 | e. Home inspectors are not regulated by any state agency, |
| 85 | but any violation of this section may be an unfair and deceptive |
| 86 | trade practice under part II of this chapter. |
| 87 | (b) A business entity may not provide or offer to provide |
| 88 | home inspection services unless each of the home inspectors |
| 89 | employed by the business entity satisfies all the requirements |
| 90 | of this section. |
| 91 | (c) A business entity may not use, in connection with the |
| 92 | name or signature of the business entity, the title "home |
| 93 | inspectors" to describe the business entity's services unless |
| 94 | each of the home inspectors employed by the business entity |
| 95 | satisfies all the requirements of this section. |
| 96 | (3) EXEMPTIONS.--The following persons are not required to |
| 97 | comply with this section when acting within the scope of |
| 98 | practice authorized by such license, except when such persons |
| 99 | are conducting, producing, disseminating, or charging a fee for |
| 100 | a home inspection or otherwise operating within the scope of |
| 101 | this section: |
| 102 | (a) A construction contractor licensed under chapter 489. |
| 103 | (b) An architect licensed under chapter 481. |
| 104 | (c) An engineer licensed under chapter 471. |
| 105 | (d) A building code administrator, plans examiner, or |
| 106 | building code inspector licensed under part XII of chapter 468. |
| 107 | (e) A certified real estate appraiser, licensed real |
| 108 | estate appraiser, or registered real estate appraiser licensed |
| 109 | under part II of chapter 475. |
| 110 | (f) An inspector whose report is being provided to, and is |
| 111 | solely for the benefit of, the Federal Housing Administration or |
| 112 | the Veterans Administration. |
| 113 | (g) An inspector conducting inspections for wood- |
| 114 | destroying organisms on behalf of a licensee under chapter 482. |
| 115 | (h) A firesafety inspector certified under s. 633.081. |
| 116 | (i) An insurance adjuster licensed under part VI of |
| 117 | chapter 626. |
| 118 | (j) An officer appointed by the court. |
| 119 | (k) A master septic tank contractor licensed under part |
| 120 | III of chapter 489. |
| 121 | (l) A certified energy auditor performing an energy audit |
| 122 | of any home or building conducted under chapter 366 or rules |
| 123 | adopted by the Public Service Commission. |
| 124 | (m) A mobile home manufacturer, dealer, or installer |
| 125 | regulated or licensed pursuant to the requirements of chapter |
| 126 | 320 and any employees or agents of the manufacturer, dealer, or |
| 127 | installer. |
| 128 | (4) PROHIBITED ACTS; PENALTIES.-- |
| 129 | (a) A home inspector, a company that employs a home |
| 130 | inspector, or a company that is controlled by a company that |
| 131 | also has a financial interest in a company employing a home |
| 132 | inspector may not: |
| 133 | 1. Perform or offer to perform, prior to closing, for any |
| 134 | additional fee, any repairs to a home on which the inspector or |
| 135 | the inspector's company has prepared a home inspection report. |
| 136 | This paragraph does not apply to a home warranty company that is |
| 137 | affiliated with or retains a home inspector to perform repairs |
| 138 | pursuant to a claim made under a home warranty contract. |
| 139 | 2. Inspect for a fee any property in which the inspector |
| 140 | or the inspector's company has any financial or transfer |
| 141 | interest. |
| 142 | 3. Offer or deliver any compensation, inducement, or |
| 143 | reward to the owner of the inspected property, or any broker or |
| 144 | agent therefor, for the referral of any business to the |
| 145 | inspector or the inspection company. |
| 146 | 4. Accept an engagement to make an omission or prepare a |
| 147 | report in which the inspection itself, or the fee payable for |
| 148 | the inspection, is contingent upon either the conclusions in the |
| 149 | report, preestablished findings, or the close of escrow. |
| 150 | (b) Any person who violates any provision of this |
| 151 | subsection commits: |
| 152 | 1. A misdemeanor of the second degree for a first |
| 153 | violation, punishable as provided in s. 775.082 or s. 775.083. |
| 154 | 2. A misdemeanor of the first degree for a second |
| 155 | violation, punishable as provided in s. 775.082 or s. 775.083. |
| 156 | 3. A felony of the third degree for a third or subsequent |
| 157 | violation, punishable as provided in s. 775.082, s. 775.083, or |
| 158 | s. 775.084. |
| 159 | (5) INSURANCE.--A home inspector must maintain a |
| 160 | commercial general liability insurance policy in an amount of |
| 161 | not less that $300,000. |
| 162 | (6) REPAIR COST ESTIMATES.--Home inspectors are not |
| 163 | required to provide estimates related to the cost of repair of |
| 164 | an inspected property. |
| 165 | (7) STATUTE OF LIMITATIONS.--Chapter 95 governs when an |
| 166 | action to enforce an obligation, duty, or right arising under |
| 167 | this section must be commenced. |
| 168 | (8) ENFORCEMENT OF VIOLATIONS.--Any violation of this |
| 169 | section constitutes a deceptive and unfair trade practice, |
| 170 | punishable as provided in part II of this chapter. |
| 171 | (9) GRANDFATHERING.--Until January 1, 2007, |
| 172 | notwithstanding any other provision of this section, a person |
| 173 | who meets the following criteria may work as a home inspector: |
| 174 | (a) Has successfully completed high school or its |
| 175 | equivalent or has been in the business of home inspection |
| 176 | services for at least 5 years; |
| 177 | (b) Has been engaged in the practice of home inspection |
| 178 | for compensation for at least 3 years prior to January 1, 2006; |
| 179 | and |
| 180 | (c) Has performed not fewer than 250 home inspections for |
| 181 | compensation. |
| 182 | Section 2. Effective October 1, 2005, section 489.1134, |
| 183 | Florida Statutes, is created to read: |
| 184 | 489.1134 Mold remediation certification.-- |
| 185 | (1)(a) In addition to the certification or registration |
| 186 | required to engage in business as a contractor under this part, |
| 187 | any contractor who wishes to engage in business as a contractor |
| 188 | with a focus or emphasis on mold or mold remediation that is not |
| 189 | incidental to the scope of his or her license shall take the |
| 190 | courses or the number of course hours determined by the board. |
| 191 | Such courses or course hours may count as part of the |
| 192 | contractor's continuing education requirement and shall be given |
| 193 | by an instructional facility or teaching entity that has been |
| 194 | approved by the board. Upon successful completion of the course, |
| 195 | courses, or course hours, the instructional facility or teaching |
| 196 | entity that has been approved by the board shall report such |
| 197 | completion to the department and issue to the taker of the |
| 198 | course a certificate of completion, which shall be available for |
| 199 | inspection by any entity or person seeking to have the |
| 200 | contractor engage in business as a contractor with a focus or |
| 201 | emphasis on mold or mold remediation that is not incidental to |
| 202 | the license of the contractor. |
| 203 | (b) Any other natural person who is employed by a licensed |
| 204 | contractor to provide work on mold or mold remediation shall, as |
| 205 | a prerequisite to his or her authorization to provide such |
| 206 | service, take a course approved by the board. |
| 207 | (c) It is the responsibility of the contractor licensed |
| 208 | under this part to ensure that members of his or her workforce |
| 209 | who are engaging in business as a contractor with a focus or |
| 210 | emphasis on mold or mold remediation that is not incidental to |
| 211 | the scope of the contractor's license are in compliance with |
| 212 | this section, and such contractor is subject to discipline under |
| 213 | s. 489.129 for violation of this section. |
| 214 | (d) Training programs in mold remediation shall be |
| 215 | reviewed annually by the board to ensure that programs have been |
| 216 | provided equitably across the state. |
| 217 | (e) Periodically, the board shall review training programs |
| 218 | in mold remediation for quality in content and instruction. The |
| 219 | board shall also respond to complaints regarding approved |
| 220 | programs. |
| 221 | (2)(a) A person qualified under paragraph (1)(a) must be |
| 222 | present on any job site at which a person is engaging in |
| 223 | business as a contractor with a focus or emphasis on mold or |
| 224 | mold remediation that is not incidental to the scope of his or |
| 225 | her license. |
| 226 | (b) It is the responsibility of the licensed contractor to |
| 227 | ensure compliance with paragraph (a), and such contractor is |
| 228 | subject to discipline under s. 489.129 for violation of this |
| 229 | subsection. |
| 230 | (3) No contractor shall hold himself or herself out as |
| 231 | emphasizing in mold or mold remediation unless the contractor is |
| 232 | in compliance with this section. |
| 233 | (4) The term "mold" means an organism of the class fungi |
| 234 | that causes disintegration of organic matter and produces spores |
| 235 | and includes any spores, hyphae, and mycotoxins produced by |
| 236 | mold. The term "mold remediation" means the business as a |
| 237 | contractor related to mold or mold-contaminated matter. |
| 238 | Section 3. Effective October 1, 2005, section 501.933, |
| 239 | Florida Statutes, is created to read: |
| 240 | 501.933 Mold assessors; requirements; exemptions; |
| 241 | prohibited acts and penalties; bond and insurance; limitations |
| 242 | and enforcement.-- |
| 243 | (1) DEFINITIONS.--As used in this section, the term: |
| 244 | (a) "Mold" means an organism of the class fungi that |
| 245 | causes disintegration of organic matter and produces spores, and |
| 246 | includes any spores, hyphae, and mycotoxins produced by mold. |
| 247 | (b) "Mold assessment" means: |
| 248 | 1. An inspection, investigation, or survey of a dwelling |
| 249 | or other structure to provide the owner or occupant with |
| 250 | information regarding the presence, identification, or |
| 251 | evaluation of mold; |
| 252 | 2. The development of a mold-management plan or |
| 253 | remediation protocol; or |
| 254 | 3. The collection or analysis of a mold sample. |
| 255 | (c) "Mold assessor" means any person that performs or |
| 256 | directly supervises a mold assessment. |
| 257 | (2) REQUIREMENTS FOR PRACTICE.-- |
| 258 | (a) A person shall not work as a mold assessor unless he |
| 259 | or she has evidence of, or works under the direct supervision of |
| 260 | a person who has evidence of, a certification from either: |
| 261 | 1. A nonprofit organization with a focus on indoor air |
| 262 | quality or industrial hygiene that meets each of the following |
| 263 | criteria: |
| 264 | a. Requires that a person may not obtain certification |
| 265 | unless the person has at least a 2-year degree in a scientific |
| 266 | or building science field and 3 years of documented experience |
| 267 | from a qualified mold assessor, or requires a 4-year degree in a |
| 268 | scientific or building science field. |
| 269 | b. Requires the person to pass an examination testing |
| 270 | knowledge related to mold and mold assessment; or |
| 271 | 2. A community college or university that offers mold |
| 272 | assessment training or education. |
| 273 | (b) A business entity may not provide or offer to provide |
| 274 | mold assessment services unless the business entity satisfies |
| 275 | all of the requirements of this section. |
| 276 | (3) EXEMPTIONS.--The following persons are not required to |
| 277 | comply with this section with regard to any mold assessment: |
| 278 | (a) A residential property owner who performs mold |
| 279 | assessment on his or her own property. |
| 280 | (b) An owner or tenant, or a managing agent or employee of |
| 281 | an owner or tenant, who performs mold assessment on property |
| 282 | owned or leased by the owner or tenant. This exemption does not |
| 283 | apply if the managing agent or employee engages in the business |
| 284 | of performing mold assessment for the public. |
| 285 | (c) An employee of a licensee who performs mold assessment |
| 286 | while directly supervised by the mold assessor. |
| 287 | (d) Individuals or business organizations licensed under |
| 288 | chapter 471, part I of chapter 481, chapter 482, or chapter 489, |
| 289 | or acting on behalf of an insurer under part VI of chapter 626, |
| 290 | or individuals in the manufactured housing industry who are |
| 291 | licensed under chapter 320, that are not specifically engaged in |
| 292 | mold assessment, but that are acting within the scope of their |
| 293 | respective licenses. |
| 294 | (e) An authorized employee of the United States, this |
| 295 | state, or any municipality, county, or other political |
| 296 | subdivision, or public or private school, who meets the |
| 297 | requirements of subsection (2) and who is conducting mold |
| 298 | assessment within the scope of that employment, as long as the |
| 299 | employee does not hold out for hire or otherwise engage in mold |
| 300 | assessment. |
| 301 | (4) PROHIBITED ACTS; PENALTIES.-- |
| 302 | (a) A mold assessor, a company that employs a mold |
| 303 | assessor, or a company that is controlled by a company that also |
| 304 | has a financial interest in a company employing a mold assessor |
| 305 | may not: |
| 306 | 1. Perform or offer to perform any mold assessment without |
| 307 | complying with the requirements of this section. |
| 308 | 2. Perform or offer to perform any mold remediation to a |
| 309 | structure on which the mold assessor or the mold assessor's |
| 310 | company provided a mold assessment within the last 12 months. |
| 311 | 3. Inspect for a fee any property in which the assessor or |
| 312 | the assessor's company has any financial or transfer interest. |
| 313 | 4. Accept any compensation, inducement, or reward from a |
| 314 | mold remediator or mold remediator's company for the referral of |
| 315 | any business to the mold remediator or the mold remediator's |
| 316 | company. |
| 317 | 5. Offer any compensation, inducement, or reward to a mold |
| 318 | remediator or mold remediator's company for the referral of any |
| 319 | business from the mold remediator or the mold remediator's |
| 320 | company. |
| 321 | 6. Accept an engagement to make an omission of the |
| 322 | assessment or conduct an assessment in which the assessment |
| 323 | itself, or the fee payable for the assessment, is contingent |
| 324 | upon the conclusions of the assessment. |
| 325 | (b) Any person who violates any provision of this |
| 326 | subsection commits: |
| 327 | 1. A misdemeanor of the second degree for a first |
| 328 | violation, punishable as provided in s. 775.082 or s. 775.083. |
| 329 | 2. A misdemeanor of the first degree for a second |
| 330 | violation, punishable as provided in s. 775.082 or s. 775.083. |
| 331 | 3. A felony of the third degree for a third or subsequent |
| 332 | violation, punishable as provided in s. 775.082, s. 775.083, or |
| 333 | s. 775.084. |
| 334 | (5) INSURANCE.--A mold assessor must maintain a mold- |
| 335 | specific insurance policy in an amount of not less than $1 |
| 336 | million. |
| 337 | (6) REPAIR COST ESTIMATES.--Mold assessors are not |
| 338 | required to provide estimates related to the cost of repair of |
| 339 | an assessed property. |
| 340 | (7) STATUTE OF LIMITATIONS.--Chapter 95 governs the time |
| 341 | at which an action to enforce an obligation, duty, or right |
| 342 | arising under this section must be commenced. |
| 343 | (8) ENFORCEMENT OF VIOLATIONS.--Subject to the exceptions |
| 344 | set forth in s. 501.212, a violation of this section may |
| 345 | constitute a deceptive and unfair trade practice, which may be |
| 346 | remedied as provided in part II of this chapter. |
| 347 | Section 4. Effective October 1, 2005, section 501.934, |
| 348 | Florida Statutes, is created to read: |
| 349 | 501.934 Noncontracting mold remediators; requirements; |
| 350 | exemptions; prohibited acts and penalties; bond and insurance; |
| 351 | limitations and enforcement.-- |
| 352 | (1) DEFINITIONS.--As used in this section, the term: |
| 353 | (a) "Mold" means an organism of the class fungi that |
| 354 | causes disintegration of organic matter and produces spores, and |
| 355 | includes any spores, hyphae, and mycotoxins produced by mold. |
| 356 | (b) "Noncontracting mold remediation" means the removal, |
| 357 | cleaning, sanitizing, demolition, or other treatment, including |
| 358 | preventive activities, of mold or mold-contaminated matter that |
| 359 | was not purposely grown at that location; however, such removal, |
| 360 | cleaning, sanitizing, demolition, or other treatment, including |
| 361 | preventive activities, may not be work that requires a license |
| 362 | under chapter 489 unless performed by a person who is licensed |
| 363 | under that chapter or the work complies with that chapter. |
| 364 | (c) "Noncontracting mold remediator" means any person that |
| 365 | performs mold remediation. A noncontracting mold remediator may |
| 366 | not perform any work that requires a license under chapter 489 |
| 367 | unless the noncontracting mold remediator is also licensed under |
| 368 | that chapter or complies with that chapter. |
| 369 | (2) REQUIREMENTS FOR PRACTICE.-- |
| 370 | (a) A person shall not work as a noncontracting mold |
| 371 | remediator unless he or she has evidence of, or works under the |
| 372 | direct supervision of a person who has evidence of, a |
| 373 | certification from either: |
| 374 | 1. A nonprofit organization with a focus on mold |
| 375 | remediation that meets each of the following criteria: |
| 376 | a. Requires that a person has at least a high school |
| 377 | diploma and at least 2 years' experience in a field related to |
| 378 | mold remediation; |
| 379 | b. Requires that a person has completed training related |
| 380 | to mold and mold remediation; and |
| 381 | c. Requires the person to pass an examination testing |
| 382 | knowledge related to mold and mold remediation; or |
| 383 | 2. A community college or university that offers mold |
| 384 | remediation training or education. |
| 385 | (b) A business entity may not provide or offer to provide |
| 386 | mold remediation services unless the business entity satisfies |
| 387 | all of the requirements of this section. |
| 388 | (3) EXEMPTIONS.--The following persons are not required to |
| 389 | comply with this section with regard to any noncontracting mold |
| 390 | remediation: |
| 391 | (a) A residential property owner who performs |
| 392 | noncontracting mold remediation on his or her own property. |
| 393 | (b) An owner or tenant, or a managing agent or employee of |
| 394 | an owner or tenant, who performs noncontracting mold remediation |
| 395 | on property owned or leased by the owner or tenant so long as |
| 396 | such remediation is within the routine maintenance of a building |
| 397 | structure. This exemption does not apply if the managing agent |
| 398 | or employee engages in the business of performing noncontracting |
| 399 | mold remediation for the public. |
| 400 | (c) An employee of a licensee who performs noncontracting |
| 401 | mold remediation while directly supervised by the noncontracting |
| 402 | mold remediator. |
| 403 | (d) Individuals or business organizations licensed under |
| 404 | chapter 471, part I of chapter 481, chapter 482, or chapter 489, |
| 405 | or acting on behalf of an insurer under part VI of chapter 626, |
| 406 | or individuals in the manufactured housing industry who are |
| 407 | licensed under chapter 320, that are not specifically engaged in |
| 408 | mold remediation, but that are acting within the scope of their |
| 409 | respective licenses. |
| 410 | (e) An authorized employee of the United States, this |
| 411 | state, or any municipality, county, or other political |
| 412 | subdivision, or public or private school, who meets the |
| 413 | requirements of subsection (2) and who is conducting mold |
| 414 | remediation within the scope of that employment, as long as the |
| 415 | employee does not hold out for hire or otherwise engage in mold |
| 416 | remediation. |
| 417 | (4) PROHIBITED ACTS; PENALTIES.-- |
| 418 | (a) A noncontracting mold remediator, a company that |
| 419 | employs a noncontracting mold remediator, or a company that is |
| 420 | controlled by a company that also has a financial interest in a |
| 421 | company employing a noncontracting mold remediator may not: |
| 422 | 1. Perform or offer to perform any mold remediation |
| 423 | without complying with the requirements of this section. |
| 424 | 2. Perform or offer to perform any mold assessment as |
| 425 | defined in s. 501.933. |
| 426 | 3. Remediate for a fee any property in which the |
| 427 | noncontracting mold remediator or the noncontracting mold |
| 428 | remediator's company has any financial or transfer interest. |
| 429 | 4. Accept any compensation, inducement, or reward from a |
| 430 | mold assessor or mold assessor's company for the referral of any |
| 431 | business from the mold assessor or the mold assessor's company. |
| 432 | 5. Offer any compensation, inducement, or reward to a mold |
| 433 | assessor or mold assessor's company for the referral of any |
| 434 | business from the mold assessor or the mold assessor's company. |
| 435 | (b) Any person who violates any provision of this |
| 436 | subsection commits: |
| 437 | 1. A misdemeanor of the second degree for a first |
| 438 | violation, punishable as provided in s. 775.082 or s. 775.083. |
| 439 | 2. A misdemeanor of the first degree for a second |
| 440 | violation, punishable as provided in s. 775.082 or s. 775.083. |
| 441 | 3. A felony of the third degree for a third or subsequent |
| 442 | violation, punishable as provided in s. 775.082, s. 775.083, or |
| 443 | s. 775.084. |
| 444 | (5) INSURANCE.--A noncontracting mold remediator shall |
| 445 | maintain a general liability insurance policy with a mold |
| 446 | insurance pollution rider in an amount of not less than $1 |
| 447 | million. |
| 448 | (6) STATUTE OF LIMITATIONS.--Chapter 95 governs the time |
| 449 | at which an action to enforce an obligation, duty, or right |
| 450 | arising under this section must be commenced. |
| 451 | (7) ENFORCEMENT OF VIOLATIONS.--Subject to the exceptions |
| 452 | set forth in s. 501.212, a violation of this section may |
| 453 | constitute a deceptive and unfair trade practice, which may be |
| 454 | remedied as provided in part II of this chapter. |
| 455 | Section 5. It is the intent of the Legislature pursuant to |
| 456 | section 11.62, Florida Statutes, that the professions and |
| 457 | occupations covered by the act be regulated in a manner that |
| 458 | does not unnecessarily restrict entry into the profession or |
| 459 | occupation pursuant to this act. The Legislature finds that this |
| 460 | act provides a measure of protection for homeowners by providing |
| 461 | education and experience requirements and testing necessary to |
| 462 | protect homeowners' investment in their homes. |
| 463 | Section 6. Except as otherwise expressly provided in this |
| 464 | act and except for this section, which shall take effect July 1, |
| 465 | 2005, this act shall take effect January 1, 2006. |