| 1 | A bill to be entitled |
| 2 | An act relating to breast cancer treatment; providing a |
| 3 | popular name; amending ss. 627.64171, 627.66121, and |
| 4 | 641.31, F.S.; including lymph node dissections under |
| 5 | provisions prescribing the length of hospital stay |
| 6 | relating to a mastectomy which specified health insurers |
| 7 | and health maintenance organizations must cover; limiting |
| 8 | application; providing an effective date. |
| 9 |
|
| 10 | Be It Enacted by the Legislature of the State of Florida: |
| 11 |
|
| 12 | Section 1. This act may be cited as the "Mary B. Hooks |
| 13 | Act." |
| 14 | Section 2. Subsections (1) and (2) and paragraph (a) of |
| 15 | subsection (4) of section 627.64171, Florida Statutes, are |
| 16 | amended to read: |
| 17 | 627.64171 Coverage for length of stay and outpatient |
| 18 | postsurgical care.-- |
| 19 | (1) Any health insurance policy that is issued, amended, |
| 20 | delivered, or renewed in this state which provides coverage for |
| 21 | breast cancer treatment may not limit inpatient hospital |
| 22 | coverage for lymph node dissections or mastectomies to any |
| 23 | period that is less than that determined by the treating |
| 24 | physician to be medically necessary in accordance with |
| 25 | prevailing medical standards and after consultation with the |
| 26 | insured patient. |
| 27 | (2) Any health insurance policy that provides coverage for |
| 28 | lymph node dissections or mastectomies under subsection (1) must |
| 29 | also provide coverage for outpatient postsurgical followup care |
| 30 | in keeping with prevailing medical standards by a licensed |
| 31 | health care professional qualified to provide postsurgical |
| 32 | mastectomy care. The treating physician, after consultation with |
| 33 | the insured patient, may choose that the outpatient care be |
| 34 | provided at the most medically appropriate setting, which may |
| 35 | include the hospital, treating physician's office, outpatient |
| 36 | center, or home of the insured patient. |
| 37 | (4)(a) This section does not require an insured patient to |
| 38 | have a lymph node dissection or the mastectomy in the hospital |
| 39 | or stay in the hospital for a fixed period of time following a |
| 40 | lymph node dissection or the mastectomy. |
| 41 | Section 3. Subsections (1) and (2) and paragraph (a) of |
| 42 | subsection (4) of section 627.66121, Florida Statutes, are |
| 43 | amended to read: |
| 44 | 627.66121 Coverage for length of stay and outpatient |
| 45 | postsurgical care.-- |
| 46 | (1) Any group, blanket, or franchise accident or health |
| 47 | insurance policy that is issued, amended, delivered, or renewed |
| 48 | in this state which provides coverage for breast cancer |
| 49 | treatment may not limit inpatient hospital coverage for lymph |
| 50 | node dissections or mastectomies to any period that is less than |
| 51 | that determined by the treating physician to be medically |
| 52 | necessary in accordance with prevailing medical standards and |
| 53 | after consultation with the insured patient. |
| 54 | (2) Any group, blanket, or franchise accident or health |
| 55 | insurance policy that provides coverage for lymph node |
| 56 | dissections or mastectomies under subsection (1) must also |
| 57 | provide coverage for outpatient postsurgical followup care in |
| 58 | keeping with prevailing medical standards by a licensed health |
| 59 | care professional qualified to provide postsurgical mastectomy |
| 60 | care. The treating physician, after consultation with the |
| 61 | insured patient, may choose that the outpatient care be provided |
| 62 | at the most medically appropriate setting, which may include the |
| 63 | hospital, treating physician's office, outpatient center, or |
| 64 | home of the insured patient. |
| 65 | (4)(a) This section does not require an insured patient to |
| 66 | have a lymph node dissection or the mastectomy in the hospital |
| 67 | or stay in the hospital for a fixed period of time following a |
| 68 | lymph node dissection or the mastectomy. |
| 69 | Section 4. Paragraphs (a) and (c) of subsection (31) of |
| 70 | section 641.31, Florida Statutes, are amended to read: |
| 71 | 641.31 Health maintenance contracts.-- |
| 72 | (31)(a) Health maintenance contracts that provide |
| 73 | coverage, benefits, or services for breast cancer treatment may |
| 74 | not limit inpatient hospital coverage for lymph node dissections |
| 75 | or mastectomies to any period that is less than that determined |
| 76 | by the treating physician under contract with the health |
| 77 | maintenance organization to be medically necessary in accordance |
| 78 | with prevailing medical standards and after consultation with |
| 79 | the covered patient. Such contract must also provide coverage |
| 80 | for outpatient postsurgical followup care in keeping with |
| 81 | prevailing medical standards by a licensed health care |
| 82 | professional under contract with the health maintenance |
| 83 | organization qualified to provide postsurgical mastectomy care. |
| 84 | The treating physician under contract with the health |
| 85 | maintenance organization, after consultation with the covered |
| 86 | patient, may choose that the outpatient care be provided at the |
| 87 | most medically appropriate setting, which may include the |
| 88 | hospital, treating physician's office, outpatient center, or |
| 89 | home of the covered patient. |
| 90 | (c)1. This subsection does not require a covered patient |
| 91 | to have a lymph node dissection or the mastectomy in the |
| 92 | hospital or stay in the hospital for a fixed period of time |
| 93 | following a lymph node dissection or the mastectomy. |
| 94 | 2. This subsection does not prevent a contract from |
| 95 | imposing deductibles, coinsurance, or other cost sharing in |
| 96 | relation to benefits pursuant to this subsection, except that |
| 97 | such cost sharing shall not exceed cost sharing with other |
| 98 | benefits. |
| 99 | Section 5. This act shall take effect July 1, 2005. |