Senate Bill sb0682

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    Florida Senate - 2006                                   SB 682

    By Senator Bennett





    21-570-06

  1                      A bill to be entitled

  2         An act relating to construction contracts;

  3         creating s. 627.442, F.S.; providing for the

  4         rejection of construction contracts when

  5         certain subcontractors, sub-subcontractors, or

  6         materialmen do not provide required insurance

  7         coverage; prohibiting a general contractor or

  8         subcontractor from rejecting work completed,

  9         rejecting material supplied, or withholding

10         payment due to lack of conforming insurance

11         following acceptance of a policy or certificate

12         of insurance; providing certain exceptions;

13         authorizing a general contractor or

14         subcontractor to reject a policy or certificate

15         in writing as nonconforming and withhold

16         payment for work performed or materials

17         supplied; providing an effective date.

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19  Be It Enacted by the Legislature of the State of Florida:

20  

21         Section 1.  Section 627.442, Florida Statutes, is

22  created to read:

23         627.442  Construction contract insurance provisions;

24  acceptance, rejection, application.--

25         (1)  If a written construction contract requires a

26  subcontractor, sub-subcontractor, or materialman to provide a

27  policy or certificate of insurance to the general contractor

28  or another subcontractor for work performed or material

29  provided which extends coverage rights to an additional

30  insured, the general contractor or subcontractor may accept

31  the policy or certificate or may reject it as being

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    Florida Senate - 2006                                   SB 682
    21-570-06




 1  nonconforming before the date the subcontractor or

 2  sub-subcontractor commences work or the materialman delivers

 3  material.

 4         (2)(a)  If the general contractor or subcontractor does

 5  not reject the policy or certificate in writing and state the

 6  specific reasons for the rejection within 3 business days

 7  after receiving the policy or certificate, the general

 8  contractor or subcontractor shall be deemed to have accepted

 9  the policy or certificate for work performed or materials

10  supplied until such time as the policy or certificate is

11  specifically rejected in writing. However, the general

12  contractor or subcontractor may not be deemed to have accepted

13  a policy or certificate that does not comply with the

14  insurance coverage limits specified in the construction

15  contract, that was knowingly and fraudulently altered, or that

16  reflects coverages or conditions that are not contained in the

17  underlying policy.

18         (b)  After accepting a policy or certificate, a general

19  contractor or subcontractor may not use the lack of conforming

20  insurance as a reason to reject work previously completed by a

21  subcontractor or sub-subcontractor, to reject materials

22  previously supplied by a materialman, or to withhold payment

23  for work previously completed or for material previously

24  supplied. However, the general contractor or subcontractor may

25  reject work previously completed or material previously

26  supplied or may withhold payment for such work or materials if

27  the policy or certificate provided by the subcontractor,

28  sub-subcontractor, or materialman:

29         1.  Does not comply with the insurance coverage limits

30  specified in the construction contract;

31  

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    Florida Senate - 2006                                   SB 682
    21-570-06




 1         2.  Was knowingly and fraudulently altered or reflects

 2  coverages or conditions that are not contained in the

 3  underlying policy; or

 4         3.  Is canceled, nonrenewed, or materially and

 5  adversely altered during the term of the construction

 6  contract.

 7         (3)  If the general contractor or subcontractor rejects

 8  a policy or certificate as nonconforming in writing and states

 9  the specific reasons for rejection, any provision of the

10  contract requiring such insurance is unenforceable, and

11  payment may be withheld for work performed or materials

12  supplied after the date of the rejection of the policy or

13  certificate.

14         Section 2.  This act shall take effect July 1, 2006.

15  

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17                          SENATE SUMMARY

18    Creates a right for certain contractors or subcontractors
      to reject construction contracts because a subcontractor,
19    sub-subcontractor, or materialman does not provide
      certain insurance coverage required by the contract.
20    Establishes specific grounds and procedures for such
      rejection.
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CODING: Words stricken are deletions; words underlined are additions.