| 1 | Representative Grimsley offered the following: |
| 2 |
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| 3 | Amendment to Amendment (074037) (with title amendment) |
| 4 | Remove lines 686-760 and insert: |
| 5 | (3) By the 2006-2007 fiscal year, the Department of |
| 6 | Community Affairs shall develop a low-interest loan program for |
| 7 | homeowners and mobile home owners to retrofit their homes with |
| 8 | fixtures or apply construction techniques that have been |
| 9 | demonstrated to reduce the amount of damage or loss due to a |
| 10 | hurricane. Funding for the program shall be used to subsidize or |
| 11 | guaranty private-sector loans for this purpose to qualified |
| 12 | homeowners by financial institutions chartered by the state or |
| 13 | Federal Government. The department may enter into contracts with |
| 14 | financial institutions for this purpose. The department shall |
| 15 | establish criteria for determining eligibility for the loans and |
| 16 | selecting recipients, standards for retrofitting homes or mobile |
| 17 | homes, limitations on loan subsidies and loan guaranties, and |
| 18 | other terms and conditions of the program, which must be |
| 19 | specified in the department's report to the Legislature on |
| 20 | January 1, 2006, required by subsection (8). For the 2005-2006 |
| 21 | fiscal year, the Department of Community Affairs may use up to |
| 22 | $1 million of the funds appropriated pursuant to paragraph |
| 23 | (2)(a) to begin the low-interest loan program as a pilot project |
| 24 | in one or more counties. The Department of Financial Services, |
| 25 | the Office of Financial Regulation, the Florida Housing Finance |
| 26 | Corporation, and the Office of Tourism, Trade, and Economic |
| 27 | Development shall assist the Department of Community Affairs in |
| 28 | establishing the program and pilot project. The department may |
| 29 | use up to 2.5 percent of the funds appropriated in any given |
| 30 | fiscal year for administering the loan program. The department |
| 31 | may adopt rules to implement the program. |
| 32 | (4)(a) Forty percent of the total appropriation in |
| 33 | paragraph (2)(a) shall be used to inspect and improve tie-downs |
| 34 | for mobile homes. Within 30 days after the effective date of |
| 35 | that appropriation, the department shall contract with a public |
| 36 | higher educational institution in this state which has previous |
| 37 | experience in administering the programs set forth in this |
| 38 | subsection to serve as the administrative entity and fiscal |
| 39 | agent pursuant to s. 216.346 for the purpose of administering |
| 40 | the programs set forth in this subsection in accordance with |
| 41 | established policy and procedures. The administrative entity |
| 42 | working with the advisory council set up under subsection (6) |
| 43 | shall develop a list of mobile home parks and counties that may |
| 44 | be eligible to participate in the tie-down program. |
| 45 | (b)1. There is created the Manufactured Housing and Mobile |
| 46 | Home Mitigation and Enhancement Program. The program shall |
| 47 | require the mitigation of damage to or enhancement of homes for |
| 48 | the areas of concern raised by the Department of Highway Safety |
| 49 | and Motor Vehicles in the 2004-2005 Hurricane Reports on the |
| 50 | effects of the 2004 and 2005 hurricanes on manufactured and |
| 51 | mobile homes in this state. The mitigation of damage or |
| 52 | enhancement of homes shall include, but not be limited to, |
| 53 | problems associated with weakened trusses, studs, and other |
| 54 | structural components caused by wood rot or termite damage; |
| 55 | site-built additions; or tie-down systems and may also address |
| 56 | any other issues deemed appropriate by Tallahassee Community |
| 57 | College, the Federation of Manufactured Home Owners of Florida, |
| 58 | Inc., the Florida Manufactured Housing Association, and the |
| 59 | Department of Highway Safety and Motor Vehicles. The program |
| 60 | shall include an education and outreach component to ensure that |
| 61 | owners of manufactured and mobile homes are aware of the |
| 62 | benefits of participation. |
| 63 | 2. The program shall be a grant program that ensures |
| 64 | entire manufactured home communities and mobile home parks may |
| 65 | be improved wherever practicable. The moneys appropriated for |
| 66 | this program shall be distributed directly to Tallahassee |
| 67 | Community College for the uses set forth under this act. |
| 68 | 3. Upon evidence of completion of the program, the |
| 69 | Citizens Property Insurance Corporation shall grant, on a pro |
| 70 | rata basis, actuarially reasonable discounts, credits, or other |
| 71 | rate differentials or appropriate reductions in deductibles for |
| 72 | the properties of owners of manufactured homes or mobile homes |
| 73 | on which fixtures or construction techniques that have been |
| 74 | demonstrated to reduce the amount of loss in a windstorm have |
| 75 | been installed or implemented. The discount on the premium shall |
| 76 | be applied to subsequent renewal premium amounts. Premiums of |
| 77 | the Citizens Property Insurance Corporation shall reflect the |
| 78 | location of the home and the fact that the home has been |
| 79 | installed in compliance with building codes adopted after |
| 80 | Hurricane Andrew. Rates resulting from the completion of the |
| 81 | Manufactured Housing and Mobile Home Mitigation and Enhancement |
| 82 | Program are not considered competitive rates for the purposes of |
| 83 | ss.627.351(6)(d)1 and 627.351(d)2. |
| 84 | 4. On or before January 1 of each year, Tallahassee |
| 85 | Community College shall provide a report of activities under |
| 86 | this section to the Governor, the President of the Senate, and |
| 87 | the Speaker of the House of Representatives. The report shall |
| 88 | set forth the number of homes that have taken advantage of the |
| 89 | program, the types of enhancements and improvements made to the |
| 90 | manufactured or mobile homes and attachments to such homes, and |
| 91 | whether there has been an increase of availability of insurance |
| 92 | products to owners of manufactured homes or mobile homes. |
| 93 |
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| 94 | Tallahassee Community College shall develop the programs set |
| 95 | forth in this subsection in consultation with the Federation of |
| 96 | Manufactured Home Owners of Florida, Inc., the Florida |
| 97 | Manufactured Housing Association, and the Department of Highway |
| 98 | Safety and Motor Vehicles. The moneys appropriated for the |
| 99 | programs set forth in this section shall be distributed directly |
| 100 | to Tallahassee Community College for the uses set forth herein. |
| 101 | (5) Of moneys provided to the Department of Community |
| 102 | Affairs in paragraph (2)(a), 10 percent shall be allocated to a |
| 103 | Type I Center within the State University System dedicated to |
| 104 | hurricane research. The Type I Center shall develop a |
| 105 | preliminary work plan approved by the advisory council set forth |
| 106 | in subsection (6) to eliminate the state and local barriers to |
| 107 | upgrading existing mobile homes and communities, research and |
| 108 | develop a program for the recycling of existing older mobile |
| 109 | homes, and support programs of research and development relating |
| 110 | to hurricane loss reduction devices and techniques for site- |
| 111 | built residences. The State University System also shall consult |
| 112 | with the Department of Community Affairs and assist the |
| 113 | department with the report required under subsection (8). |
| 114 | (6) Except for the programs set forth in subsection (4), |
| 115 | the Department of Community Affairs shall develop the programs |
| 116 | set forth in this section in consultation with an advisory |
| 117 | council consisting of a representative designated by the Chief |
| 118 | Financial Officer, a representative designated by the Florida |
| 119 | Home Builders Association, a representative designated by the |
| 120 | Florida Insurance Council, a representative designated by the |
| 121 | Federation of Manufactured Home Owners, a representative |
| 122 | designated by the Florida Association of Counties, and a |
| 123 | representative designated by the Florida Manufactured Housing |
| 124 | Association. |
| 125 | (7) Moneys provided to the Department of Community Affairs |
| 126 | under this section are intended to supplement other funding |
| 127 | sources of the Department of Community Affairs and may not |
| 128 | supplant other funding sources of the Department of Community |
| 129 | Affairs. |
| 130 | (8) On January 1st of each year, the Department of |
| 131 | Community Affairs shall provide a full report and accounting of |
| 132 | activities under this section and an evaluation of such |
| 133 | activities to the Speaker of the House of Representatives, the |
| 134 | President of the Senate, and the Majority and Minority Leaders |
| 135 | of the House of Representatives and the Senate. |
| 136 | (9) This section is repealed June 30, 2011. |
| 137 |
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| 138 | ======== T I T L E A M E N D M E N T ======== |
| 139 | Remove line 4566-4585 and insert: |
| 140 | public education and consumer awareness requirements; amending |
| 141 | s. 215.559, F.S.; creating the Manufactured Housing and Mobile |
| 142 | Home Mitigation and Enhancement Program for certain purposes; |
| 143 | requiring Tallahassee Community College to develop the program |
| 144 | in consultation with certain entities; specifying requirements |
| 145 | of the program; specifying certain requirements of the program |
| 146 | as to certain concerns of the Department of Highway Safety and |
| 147 | Motor Vehicles relating to manufactured homes and mobile homes; |
| 148 | specifying the program as a grant program for improvement of |
| 149 | mobile homes and manufactured home parks; providing for |
| 150 | distribution of the grants to Tallahassee Community College for |
| 151 | certain purposes; requiring Citizens Property Insurance |
| 152 | Corporation to grant certain insurance discounts, credits, rate |
| 153 | differentials, or deductible reductions for property insurance |
| 154 | premiums for manufactured home or mobile home owners; specifying |
| 155 | criteria for such premiums; requiring a program report each year |
| 156 | to the Governor and Legislature; providing report requirements; |
| 157 | specifying funding for tie-down enhancement systems; requiring |
| 158 | Tallahassee Community College to provide a program report each |
| 159 | year to the Governor and Legislature; providing report |
| 160 | requirements; creating s. 252.63, F.S.; |