Florida Senate - 2006                      COMMITTEE AMENDMENT
    Bill No. SB 764
                        Barcode 254198
                            CHAMBER ACTION
              Senate                               House
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 1           Comm: FAV             .                    
       03/22/2006 11:52 AM         .                    
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11  The Committee on Banking and Insurance (Geller) recommended
12  the following amendment:
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14         Senate Amendment (with title amendment) 
15         Delete everything after the enacting clause
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17  and insert:
18         Section 1.  This act may be cited as "The Freedom To
19  Travel Act."
20         Section 2.  Paragraph (dd) is added to subsection (1)
21  of section 626.9541, Florida Statutes, to read:
22         626.9541  Unfair methods of competition and unfair or
23  deceptive acts or practices defined.--
24         (1)  UNFAIR METHODS OF COMPETITION AND UNFAIR OR
25  DECEPTIVE ACTS.--The following are defined as unfair methods
26  of competition and unfair or deceptive acts or practices:
27         (dd)  Life insurance limitations based on past foreign
28  travel experiences or future foreign travel plans.--
29         1.  An insurer may not refuse life insurance to, refuse
30  to continue life insurance of, or limit the amount, extent, or
31  kind of life insurance coverage available to an individual
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    10:05 AM   03/20/06                             s0764.bi31.00d

Florida Senate - 2006 COMMITTEE AMENDMENT Bill No. SB 764 Barcode 254198 1 based solely on the individual's past lawful foreign travel 2 experiences. 3 2. An insurer may not refuse life insurance to, refuse 4 to continue life insurance of, or limit the amount, extent, or 5 kind of life insurance coverage available to an individual 6 based solely on the individual's future lawful travel plans 7 unless the insurer can demonstrate and the Office of Insurance 8 Regulation determines that insureds who intend to travel are a 9 separate actuarially supportable class whose risk of loss is 10 different from those insureds who do not intend to travel. 11 3. The commission may adopt rules necessary to 12 implement this paragraph and may provide for limited 13 exceptions that are based upon national or international 14 emergency conditions that affect the public health, safety and 15 welfare and that are consistent with public policy. 16 Section 3. This act shall take effect July 1, 2006. 17 18 19 ================ T I T L E A M E N D M E N T =============== 20 And the title is amended as follows: 21 Delete everything before the enacting clause 22 23 and insert: 24 A bill to be entitled 25 An act relating to travel-limited life 26 insurance coverage; amending s. 626.9541, F.S.; 27 specifying prohibited activities by insurers 28 relating to lawful travel; providing 29 exceptions; authorizing the adoption of rules 30 by the Financial Services Commission to 31 implement this act and allow for limited 2 10:05 AM 03/20/06 s0764.bi31.00d
Florida Senate - 2006 COMMITTEE AMENDMENT Bill No. SB 764 Barcode 254198 1 exceptions based on emergencies and public 2 policy; providing an effective date. 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 3 10:05 AM 03/20/06 s0764.bi31.00d