| 1 | A bill to be entitled |
| 2 | An act relating to long-term care coverage; amending s. |
| 3 | 409.905, F.S.; revising conditions for eligibility for |
| 4 | nursing and rehabilitative services; repealing s. |
| 5 | 409.905(8), F.S., as amended, to delete a conflicting |
| 6 | provision relating to eligibility for nursing and |
| 7 | rehabilitative services that was contingent upon amendment |
| 8 | to the Social Security Act; reenacting and amending s. |
| 9 | 409.9102, F.S.; directing the Agency for Health Care |
| 10 | Administration to amend the Medicaid state plan that |
| 11 | established the Florida Long-term Care Partnership Program |
| 12 | for purposes of compliance with provisions of the Social |
| 13 | Security Act; revising conditions for qualification for |
| 14 | coverage; requiring consultation with the Department of |
| 15 | Children and Family Services; amending s. 4, ch. 2005-252, |
| 16 | Laws of Florida, to delete a contingency in an effective |
| 17 | date; providing an effective date. |
| 18 |
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| 19 | Be It Enacted by the Legislature of the State of Florida: |
| 20 |
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| 21 | Section 1. Subsection (8) of section 409.905, Florida |
| 22 | Statutes, is amended to read: |
| 23 | 409.905 Mandatory Medicaid services.--The agency may make |
| 24 | payments for the following services, which are required of the |
| 25 | state by Title XIX of the Social Security Act, furnished by |
| 26 | Medicaid providers to recipients who are determined to be |
| 27 | eligible on the dates on which the services were provided. Any |
| 28 | service under this section shall be provided only when medically |
| 29 | necessary and in accordance with state and federal law. |
| 30 | Mandatory services rendered by providers in mobile units to |
| 31 | Medicaid recipients may be restricted by the agency. Nothing in |
| 32 | this section shall be construed to prevent or limit the agency |
| 33 | from adjusting fees, reimbursement rates, lengths of stay, |
| 34 | number of visits, number of services, or any other adjustments |
| 35 | necessary to comply with the availability of moneys and any |
| 36 | limitations or directions provided for in the General |
| 37 | Appropriations Act or chapter 216. |
| 38 | (8) NURSING FACILITY SERVICES.--The agency shall pay for |
| 39 | 24-hour-a-day nursing and rehabilitative services for a |
| 40 | recipient in a nursing facility licensed under part II of |
| 41 | chapter 400 or in a rural hospital, as defined in s. 395.602, or |
| 42 | in a Medicare certified skilled nursing facility operated by a |
| 43 | hospital, as defined by s. 395.002(11), that is licensed under |
| 44 | part I of chapter 395, and in accordance with provisions set |
| 45 | forth in s. 409.908(2)(a), which services are ordered by and |
| 46 | provided under the direction of a licensed physician. However, |
| 47 | if a nursing facility has been destroyed or otherwise made |
| 48 | uninhabitable by natural disaster or other emergency and another |
| 49 | nursing facility is not available, the agency must pay for |
| 50 | similar services temporarily in a hospital licensed under part I |
| 51 | of chapter 395 provided federal funding is approved and |
| 52 | available. The agency shall pay only for bed-hold days if the |
| 53 | facility has an occupancy rate of 95 percent or greater. The |
| 54 | agency is authorized to seek any federal waivers to implement |
| 55 | this policy. When determining eligibility for nursing and |
| 56 | rehabilitative services, if the individual is a beneficiary of a |
| 57 | Florida long-term care partnership program policy and has |
| 58 | exhausted the benefits of the policy, the total countable assets |
| 59 | of the individual shall be reduced by an amount equal to the |
| 60 | insurance benefit payments that are made to or on behalf of the |
| 61 | individual. |
| 62 | Section 2. Subsection (8) of section 409.905, Florida |
| 63 | Statutes, as amended by chapter 2005-252, Laws of Florida, is |
| 64 | repealed: |
| 65 | 409.905 Mandatory Medicaid services.--The agency may make |
| 66 | payments for the following services, which are required of the |
| 67 | state by Title XIX of the Social Security Act, furnished by |
| 68 | Medicaid providers to recipients who are determined to be |
| 69 | eligible on the dates on which the services were provided. Any |
| 70 | service under this section shall be provided only when medically |
| 71 | necessary and in accordance with state and federal law. |
| 72 | Mandatory services rendered by providers in mobile units to |
| 73 | Medicaid recipients may be restricted by the agency. Nothing in |
| 74 | this section shall be construed to prevent or limit the agency |
| 75 | from adjusting fees, reimbursement rates, lengths of stay, |
| 76 | number of visits, number of services, or any other adjustments |
| 77 | necessary to comply with the availability of moneys and any |
| 78 | limitations or directions provided for in the General |
| 79 | Appropriations Act or chapter 216. |
| 80 | (8) NURSING FACILITY SERVICES.--The agency shall pay for |
| 81 | 24-hour-a-day nursing and rehabilitative services for a |
| 82 | recipient in a nursing facility licensed under part II of |
| 83 | chapter 400 or in a rural hospital, as defined in s. 395.602, or |
| 84 | in a Medicare certified skilled nursing facility operated by a |
| 85 | hospital, as defined by s. 395.002(11), that is licensed under |
| 86 | part I of chapter 395, and in accordance with provisions set |
| 87 | forth in s. 409.908(2)(a), which services are ordered by and |
| 88 | provided under the direction of a licensed physician. However, |
| 89 | if a nursing facility has been destroyed or otherwise made |
| 90 | uninhabitable by natural disaster or other emergency and another |
| 91 | nursing facility is not available, the agency must pay for |
| 92 | similar services temporarily in a hospital licensed under part I |
| 93 | of chapter 395 provided federal funding is approved and |
| 94 | available. The agency shall pay only for bed-hold days if the |
| 95 | facility has an occupancy rate of 95 percent or greater. When |
| 96 | determining eligibility for nursing and rehabilitative services, |
| 97 | if the individual is a beneficiary of an approved long-term care |
| 98 | partnership program policy and has exhausted the benefits of the |
| 99 | policy, the total countable assets of the individual shall be |
| 100 | reduced by $1 for each $1 of benefits paid out under the |
| 101 | individual's approved long-term care partnership program policy. |
| 102 | The agency is authorized to seek any federal waivers to |
| 103 | implement this policy. |
| 104 | Section 3. Section 409.9102, Florida Statutes, as created |
| 105 | by chapter 2005-252, Laws of Florida, is reenacted and amended |
| 106 | to read: |
| 107 | 409.9102 Florida Long-term Care Partnership Program.--The |
| 108 | Agency for Health Care Administration is directed to amend the |
| 109 | Medicaid state plan establishing establish the Florida Long-term |
| 110 | Care Partnership Program, in compliance with the requirements of |
| 111 | s. 1921(b) of the Social Security Act, as amended, which shall: |
| 112 | (1) Provide incentives for an individual to obtain |
| 113 | insurance to cover the costs of long-term care. |
| 114 | (2) Establish standards for long-term care insurance |
| 115 | policies for designation as approved long-term care partnership |
| 116 | program policies in consultation with the Office of Insurance |
| 117 | Regulation. |
| 118 | (3) Provide a mechanism to qualify for coverage of the |
| 119 | costs of long-term care needs under Medicaid without first being |
| 120 | required to substantially exhaust his or her resources, |
| 121 | including a provision for the disregard of any assets or |
| 122 | resources in an amount equal to the insurance benefit payments |
| 123 | that are made to or on behalf of an individual who is a |
| 124 | beneficiary under a Florida long-term care partnership program |
| 125 | policy reduction of the individual's asset valuation by $1 for |
| 126 | each $1 of benefits paid out under the individual's approved |
| 127 | long-term care partnership program policy as a determination of |
| 128 | Medicaid eligibility, in consultation with the Department of |
| 129 | Children and Family Services. |
| 130 | (4) Provide and approve long-term care partnership plan |
| 131 | information distributed to individuals through insurance |
| 132 | companies offering approved partnership policies. |
| 133 | (5) Alleviate the financial burden on the state's medical |
| 134 | assistance program by encouraging the pursuit of private |
| 135 | initiatives. |
| 136 | Section 4. Section 4 of chapter 2005-252, Laws of Florida, |
| 137 | is amended to read: |
| 138 | Section 4. This act shall take effect upon becoming a law, |
| 139 | except that the amendments to section 409.905, Florida Statutes, |
| 140 | and the newly created section 409.9102, Florida Statutes, |
| 141 | provided in this act shall take effect contingent upon amendment |
| 142 | to section 1917(b)(1)(c) of the Social Security Act by the |
| 143 | United States Congress to delete the "May 14, 1993," deadline |
| 144 | for approval by states of long-term care partnership plans. |
| 145 | Section 5. This act shall take effect July 1, 2006. |