1 | A bill to be entitled |
2 | An act relating to hurricane damage mitigation programs; |
3 | amending s. 215.5586, F.S.; transferring the Florida |
4 | Comprehensive Hurricane Damage Mitigation Program from the |
5 | Department of Financial Services to the Department of |
6 | Community Affairs; redesignating the program as the |
7 | Florida Comprehensive Hurricane Damage Mitigation Grant |
8 | Program; providing eligibility limitations; expanding |
9 | duties of the advisory council; creating s. 215.5587, |
10 | F.S.; establishing the Florida Comprehensive Hurricane |
11 | Damage Mitigation Sales Tax Exemption or Rebate Program in |
12 | the Department of Community Affairs; providing program |
13 | requirements; providing for requirements for wind |
14 | certification and hurricane mitigation inspections; |
15 | providing for an exemption from or a rebate of sales taxes |
16 | on certain tangible personal property used for certain |
17 | purposes; providing eligibility requirements; providing |
18 | limitations; providing for public education and consumer |
19 | awareness; requiring the department to seek federal |
20 | funding; requiring the department to adopt rules; |
21 | requiring the department to coordinate with the Department |
22 | of Revenue for exemption or rebate purposes; requiring the |
23 | department to develop and maintain a list of private |
24 | hurricane damage mitigation contractors; amending s. |
25 | 212.08, F.S.; providing an additional exemption from the |
26 | sales and use tax for certain tangible personal property |
27 | used in hurricane damage mitigation retrofitting projects; |
28 | providing an exception; providing an appropriation; |
29 | providing an effective date. |
30 |
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31 | Be It Enacted by the Legislature of the State of Florida: |
32 |
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33 | Section 1. Section 215.5586, Florida Statutes, as amended |
34 | by section 4 of chapter 2007-1, Laws of Florida, is amended to |
35 | read: |
36 | 215.5586 Florida Comprehensive Hurricane Damage Mitigation |
37 | Grant Program.--There is established within the Department of |
38 | Community Affairs Financial Services the Florida Comprehensive |
39 | Hurricane Damage Mitigation Grant Program. This section does not |
40 | create an entitlement for property owners or obligate the state |
41 | in any way to fund the inspection or retrofitting of residential |
42 | property in this state. Implementation of this program is |
43 | subject to annual legislative appropriations. The program shall |
44 | be administered by an individual with prior executive experience |
45 | in the private sector in the areas of insurance, business, or |
46 | construction. The program shall develop and implement a |
47 | comprehensive and coordinated approach for hurricane damage |
48 | mitigation that shall include the following: |
49 | (1) WIND CERTIFICATION AND HURRICANE MITIGATION |
50 | INSPECTIONS.-- |
51 | (a) Free home-retrofit inspections of site-built, |
52 | residential property, including single-family, two-family, |
53 | three-family, or four-family residential units, shall be offered |
54 | to determine what mitigation measures are needed and what |
55 | improvements to existing residential properties are needed to |
56 | reduce the property's vulnerability to hurricane damage. The |
57 | department of Financial Services shall establish a request for |
58 | proposals to solicit proposals from wind certification entities |
59 | to provide at no cost to homeowners wind certification and |
60 | hurricane mitigation inspections. The inspections provided to |
61 | homeowners, at a minimum, must include: |
62 | 1. A home inspection and report that summarizes the |
63 | results and identifies corrective actions a homeowner may take |
64 | to mitigate hurricane damage. |
65 | 2. A range of cost estimates regarding the mitigation |
66 | features. |
67 | 3. Insurer-specific information regarding premium |
68 | discounts correlated to recommended mitigation features |
69 | identified by the inspection. |
70 | 4. A hurricane resistance rating scale specifying the |
71 | home's current as well as projected wind resistance |
72 | capabilities. |
73 | (b) To qualify for selection by the department as a |
74 | provider of wind certification and hurricane mitigation |
75 | inspections, the entity shall, at a minimum: |
76 | 1. Use wind certification and hurricane mitigation |
77 | inspectors who: |
78 | a. Have prior experience in residential construction or |
79 | inspection and have received specialized training in hurricane |
80 | mitigation procedures. |
81 | b. Have undergone drug testing and level 2 background |
82 | checks pursuant to s. 435.04. The department is authorized to |
83 | conduct criminal record checks of inspectors. Inspectors must |
84 | submit a set of the fingerprints to the department for state and |
85 | national criminal history checks and must pay the fingerprint |
86 | processing fee set forth in s. 624.501. The fingerprints shall |
87 | be sent by the department to the Department of Law Enforcement |
88 | and forwarded to the Federal Bureau of Investigation for |
89 | processing. The results shall be returned to the department for |
90 | screening. The fingerprints shall be taken by a law enforcement |
91 | agency, designated examination center, or other department- |
92 | approved entity. Wind certification and hurricane mitigation |
93 | inspectors participating in the program on the effective date of |
94 | this act shall have until June 1, 2007, to meet the requirements |
95 | for a criminal record check. |
96 | c. Have been certified, in a manner satisfactory to the |
97 | department, to conduct the inspections. |
98 | 2. Provide a quality assurance program including a |
99 | reinspection component. |
100 | (2) GRANTS.--Financial grants shall be used to encourage |
101 | single-family, site-built, owner-occupied, residential property |
102 | owners to retrofit their properties to make them less vulnerable |
103 | to hurricane damage. |
104 | (a) To be eligible for a grant, a residential property |
105 | must: |
106 | 1. Have been granted a homestead exemption under chapter |
107 | 196. |
108 | 2. Be a dwelling with an insured value of $500,000 or |
109 | less. Homeowners who are low-income persons, as defined in s. |
110 | 420.0004(10), are exempt from this requirement. |
111 | 3. Have undergone an acceptable wind certification and |
112 | hurricane mitigation inspection, if the property is an existing |
113 | structure. |
114 |
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115 | A residential property which is part of a multifamily |
116 | residential unit may receive a grant only if all homeowners |
117 | participate and the total number of units does not exceed four. |
118 | (b) All grants must be matched on a dollar-for-dollar |
119 | basis for a total of $10,000 for the mitigation project with the |
120 | state's contribution not to exceed $5,000. |
121 | (c) The program shall create a process in which mitigation |
122 | contractors agree to participate and seek reimbursement from the |
123 | state and homeowners select from a list of participating |
124 | contractors. All mitigation must be based upon the securing of |
125 | all required local permits and inspections. Mitigation projects |
126 | are subject to random reinspection of up to at least 10 percent |
127 | of all projects. |
128 | (d) Matching fund grants shall also be made available to |
129 | local governments and nonprofit entities for projects that will |
130 | reduce hurricane damage to single-family, site-built, owner- |
131 | occupied, residential property. |
132 | (e) Grants may be used for the following improvements: |
133 | 1. Roof deck attachment. |
134 | 2. Secondary water barrier. |
135 | 3. Roof covering. |
136 | 4. Brace gable ends. |
137 | 5. Reinforce roof-to-wall connections. |
138 | 6. Opening protection. |
139 | 7. Exterior doors, including garage doors. |
140 | (f) Grants may be used on a previously inspected existing |
141 | structure or on a rebuild. A rebuild is defined as a site-built, |
142 | single-family dwelling under construction to replace a home that |
143 | was destroyed or significantly damaged by a hurricane and deemed |
144 | unlivable by a regulatory authority. The homeowner must have had |
145 | a homestead exemption prior to the hurricane and maintained the |
146 | homestead exemption. |
147 | (g) Low-income homeowners, as defined in s. 420.0004(10), |
148 | who otherwise meet the requirements of paragraphs (a), (c), (e), |
149 | and (f) are eligible for a grant of up to $5,000 and are not |
150 | required to provide a matching amount to receive the grant. |
151 | Additionally, for low-income homeowners, grant funding may be |
152 | used for repair to existing structures leading to any of the |
153 | mitigation improvements provided in paragraph (e), limited to 20 |
154 | percent of the grant value. |
155 | (h) Any person receiving a grant under this section is not |
156 | eligible to receive a sales tax rebate under s. 215.5587. |
157 | (3) EDUCATION AND CONSUMER AWARENESS.--Multimedia public |
158 | education, awareness, and advertising efforts designed to |
159 | specifically address mitigation techniques shall be employed, as |
160 | well as a component to support ongoing consumer resources and |
161 | referral services. |
162 | (4) ADVISORY COUNCIL.--There is created an advisory |
163 | council to provide advice and assistance to the program |
164 | administrator with regard to his or her administration of the |
165 | program and the tax rebate program under s. 215.5587. The |
166 | advisory council shall consist of: |
167 | (a) A representative of lending institutions, selected by |
168 | the Financial Services Commission from a list of at least three |
169 | persons recommended by the Florida Bankers Association. |
170 | (b) A representative of residential property insurers, |
171 | selected by the Financial Services Commission from a list of at |
172 | least three persons recommended by the Florida Insurance |
173 | Council. |
174 | (c) A representative of home builders, selected by the |
175 | Financial Services Commission from a list of at least three |
176 | persons recommended by the Florida Home Builders Association. |
177 | (d) A faculty member of a state university, selected by |
178 | the Financial Services Commission, who is an expert in |
179 | hurricane-resistant construction methodologies and materials. |
180 | (e) Two members of the House of Representatives, selected |
181 | by the Speaker of the House of Representatives. |
182 | (f) Two members of the Senate, selected by the President |
183 | of the Senate. |
184 | (g) The Chief Executive Officer of the Federal Alliance |
185 | for Safe Homes, Inc., or his or her designee. |
186 | (h) The senior officer of the Florida Hurricane |
187 | Catastrophe Fund. |
188 | (i) The executive director of Citizens Property Insurance |
189 | Corporation. |
190 | (j) The director of the Division of Emergency Management |
191 | of the department of Community Affairs. |
192 |
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193 | Members appointed under paragraphs (a)-(d) shall serve at the |
194 | pleasure of the Secretary of Community Affairs Financial |
195 | Services Commission. Members appointed under paragraphs (e) and |
196 | (f) shall serve at the pleasure of the appointing officer. All |
197 | other members shall serve voting ex officio. Members of the |
198 | advisory council shall serve without compensation but may |
199 | receive reimbursement as provided in s. 112.061 for per diem and |
200 | travel expenses incurred in the performance of their official |
201 | duties. Vacancies on the advisory council under paragraphs (a)- |
202 | (d) shall be filled by the Secretary of Community Affairs in the |
203 | same manner as original appointments to the council were made. |
204 | (5) FEDERAL FUNDING.--The department shall use its best |
205 | efforts to obtain grants or funds from the Federal Government to |
206 | supplement the financial resources of the program. |
207 | (6) RULES.--The department of Financial Services shall |
208 | adopt rules pursuant to ss. 120.536(1) and 120.54 governing the |
209 | Florida Comprehensive Hurricane Damage Mitigation Grant Program. |
210 | The department shall also adopt rules establishing priorities |
211 | for grants provided under this section based on objective |
212 | criteria that gives priority to reducing the state's probable |
213 | maximum loss from hurricanes. However, pursuant to this overall |
214 | goal, the department may further establish priorities based on |
215 | the insured value of the dwelling, whether or not the dwelling |
216 | is insured by Citizens Property Insurance Corporation and |
217 | whether or not the area under consideration has sufficient |
218 | resources and the ability to perform the retrofitting required. |
219 | (7) CONTRACTS WITH NOT-FOR-PROFIT CORPORATIONS.--The |
220 | department may of Financial Services is authorized to contract |
221 | with not-for-profit corporations to conduct all or portions of |
222 | the program and to increase the awareness of the benefits of |
223 | mitigation among homeowners in this state. The department shall |
224 | consider the not-for-profit corporation's ability to raise funds |
225 | from the private sector to provide for mitigation grants, as |
226 | well as administrative capabilities for conducting other |
227 | business related to the program. |
228 | (8) WIND CERTIFICATION AND HURRICANE MITIGATION INSPECTOR |
229 | LIST.--The department shall develop and maintain as a public |
230 | record a current list of wind certification and hurricane |
231 | mitigation inspectors authorized to conduct wind certification |
232 | and hurricane mitigation inspections pursuant to this section. |
233 | Section 2. Section 215.5587, Florida Statutes, is created |
234 | to read: |
235 | 215.5587 Florida Comprehensive Hurricane Damage Mitigation |
236 | Sales Tax Exemption or Rebate Program.--There is established |
237 | within the Department of Community Affairs the Florida |
238 | Comprehensive Hurricane Damage Mitigation Sales Tax Exemption or |
239 | Rebate Program. The program shall be implemented by private |
240 | mitigation contractors with prior experience in the private |
241 | sector in the area of insurance, business, or construction. The |
242 | program shall develop and implement a comprehensive and |
243 | coordinated approach for hurricane damage mitigation that shall |
244 | include the following: |
245 | (1) WIND CERTIFICATION AND HURRICANE MITIGATION |
246 | INSPECTIONS.-- |
247 | (a) Free retrofit inspections of any property shall be |
248 | offered to determine what mitigation measures are needed and |
249 | what improvements to existing properties are needed to reduce |
250 | the property's vulnerability to hurricane damage. The department |
251 | shall establish a request for proposals to solicit proposals |
252 | from wind certification entities to provide wind certification |
253 | and hurricane mitigation inspections at no cost to property |
254 | owners. The inspections provided to property owners, at a |
255 | minimum, must include: |
256 | 1. A property inspection and report that summarizes the |
257 | results and identifies corrective actions a property owner may |
258 | take to mitigate hurricane damage. |
259 | 2. A range of cost estimates regarding the mitigation |
260 | features. |
261 | 3. Insurer-specific information regarding premium |
262 | discounts correlated to recommended mitigation features |
263 | identified by the inspection. |
264 | 4. A hurricane resistance rating scale specifying the |
265 | property's current as well as projected wind resistance |
266 | capabilities. |
267 | (b) To qualify for selection by the department as a |
268 | provider of wind certification and hurricane mitigation |
269 | inspections, an entity shall, at a minimum: |
270 | 1. Use wind certification and hurricane mitigation |
271 | inspectors who: |
272 | a. Have prior experience in construction or inspection and |
273 | have received specialized training in hurricane mitigation |
274 | procedures. |
275 | b. Have undergone drug testing and level 2 background |
276 | screening pursuant to s. 435.04. The department is authorized to |
277 | conduct criminal record checks of inspectors. Inspectors must |
278 | submit a set of the fingerprints to the department for state and |
279 | national criminal history checks and must pay the fingerprint |
280 | processing fee set forth in s. 624.501. The fingerprints shall |
281 | be sent by the department to the Department of Law Enforcement |
282 | and forwarded to the Federal Bureau of Investigation for |
283 | processing. The results shall be returned to the department for |
284 | screening. The fingerprints shall be taken by a law enforcement |
285 | agency, designated examination center, or other department- |
286 | approved entity. Wind certification and hurricane mitigation |
287 | inspectors participating in the program on the effective date of |
288 | this act shall have until June 1, 2008, to meet the requirements |
289 | for a criminal record check. |
290 | c. Have been certified, in a manner satisfactory to the |
291 | department, to conduct the inspections. |
292 | 2. Provide a quality assurance program, including a |
293 | reinspection component. |
294 | (2) SALES TAX EXEMPTION OR REBATE.--Tangible personal |
295 | property purchased by a private hurricane damage mitigation |
296 | contractor for use in retrofitting property to mitigate |
297 | hurricane damage shall be exempt from the tax imposed under |
298 | chapter 212 or shall be subject to a rebate from the Department |
299 | of Revenue to the owner of such property, as provided in this |
300 | section, to encourage property owners to retrofit their |
301 | properties to make the properties less vulnerable to hurricane |
302 | damage. In order to purchase tangible personal property exempt |
303 | from the tax imposed by chapter 212, a contractor shall possess |
304 | a valid exemption certificate as provided in chapter 212. |
305 | (a)1. To be eligible for a rebate, a property that is an |
306 | existing structure must have undergone an acceptable wind |
307 | certification and hurricane mitigation inspection. |
308 | 2.a. A residential property that is part of a multifamily |
309 | residential unit may receive a rebate only if all homeowners |
310 | participate and the total number of units does not exceed four. |
311 | b. The owners of a commercial property that consists of |
312 | more than one unit may receive a rebate only if all business |
313 | owners of the property participate. |
314 | (b) The total amount of the exemption or rebate for an |
315 | individual property shall not exceed $5,000. |
316 | (c) The program shall create a process in which private |
317 | mitigation contractors agree to provide wind certification and |
318 | hurricane damage inspections and contract with property owners |
319 | to retrofit properties to mitigate damage from hurricanes. All |
320 | mitigation must be based upon the securing of all required local |
321 | permits and inspections. Mitigation projects are subject to |
322 | random reinspection of at least 10 percent of all projects. |
323 | (d) Sales tax exemptions or rebates may be claimed for the |
324 | following improvements: |
325 | 1. Roof deck attachment. |
326 | 2. Secondary water barrier. |
327 | 3. Roof covering. |
328 | 4. Brace gable ends. |
329 | 5. Reinforce roof-to-wall connections. |
330 | 6. Opening protection. |
331 | 7. Exterior doors, including garage doors. |
332 | (e) Sales tax exemptions or rebates may be claimed on a |
333 | previously inspected existing structure or on a rebuild. The |
334 | term "rebuild" means a site-built facility under construction to |
335 | replace a structure that was destroyed or significantly damaged |
336 | by a hurricane and deemed unlivable or unusable by a regulatory |
337 | authority. |
338 | (f)1. A person who receives a rebate of sales taxes under |
339 | this section is not eligible to receive a grant under s. |
340 | 215.5586. |
341 | 2. A person who receives a grant under s. 215.5586 is not |
342 | eligible to receive a rebate under this section. |
343 | 3. Tangible personal property purchased by a contractor |
344 | under contract with a property owner who has received a grant |
345 | under s. 215.5586 is not exempt from the tax imposed by chapter |
346 | 212. |
347 | 4. The provisions governing refunds under s. 212.095 shall |
348 | apply to rebates under this section. |
349 | (3) EDUCATION AND CONSUMER AWARENESS.--Multimedia public |
350 | education, awareness, and advertising efforts designed to |
351 | specifically address mitigation techniques shall be employed, as |
352 | well as a component to support ongoing consumer resources and |
353 | referral services. |
354 | (4) FEDERAL FUNDING.--The department shall use its best |
355 | efforts to obtain grants or funds from the Federal Government to |
356 | supplement the financial resources of the program. |
357 | (5) RULES.--The department shall adopt rules pursuant to |
358 | ss. 120.536(1) and 120.54 governing the Florida Comprehensive |
359 | Hurricane Damage Mitigation Sales Tax Exemption or Rebate |
360 | Program. The department shall coordinate with the Department of |
361 | Revenue in administering sales tax exemptions or rebates under |
362 | the program. |
363 | (6) PRIVATE HURRICANE MITIGATION CONTRACTOR LIST.--In |
364 | addition to the requirements of s. 215.5586(8), the department |
365 | shall develop and maintain as a public record a current list of |
366 | private hurricane damage mitigation contractors authorized by |
367 | the department to retrofit properties to make them less |
368 | vulnerable to hurricane damage in accordance with this section. |
369 | Section 3. Paragraph (eee) is added to subsection (7) of |
370 | section 212.08, Florida Statutes, to read: |
371 | 212.08 Sales, rental, use, consumption, distribution, and |
372 | storage tax; specified exemptions.--The sale at retail, the |
373 | rental, the use, the consumption, the distribution, and the |
374 | storage to be used or consumed in this state of the following |
375 | are hereby specifically exempt from the tax imposed by this |
376 | chapter. |
377 | (7) MISCELLANEOUS EXEMPTIONS.--Exemptions provided to any |
378 | entity by this chapter do not inure to any transaction that is |
379 | otherwise taxable under this chapter when payment is made by a |
380 | representative or employee of the entity by any means, |
381 | including, but not limited to, cash, check, or credit card, even |
382 | when that representative or employee is subsequently reimbursed |
383 | by the entity. In addition, exemptions provided to any entity by |
384 | this subsection do not inure to any transaction that is |
385 | otherwise taxable under this chapter unless the entity has |
386 | obtained a sales tax exemption certificate from the department |
387 | or the entity obtains or provides other documentation as |
388 | required by the department. Eligible purchases or leases made |
389 | with such a certificate must be in strict compliance with this |
390 | subsection and departmental rules, and any person who makes an |
391 | exempt purchase with a certificate that is not in strict |
392 | compliance with this subsection and the rules is liable for and |
393 | shall pay the tax. The department may adopt rules to administer |
394 | this subsection. |
395 | (eee) Tangible personal property purchased for hurricane |
396 | damage mitigation retrofitting projects.--Also exempt from the |
397 | tax imposed by this chapter is tangible personal property |
398 | purchased by a private hurricane damage mitigation contractor |
399 | for purposes of retrofitting property to make the property less |
400 | vulnerable to damage from a hurricane, as provided in s. |
401 | 215.5587, unless the owner of the property being retrofitted as |
402 | provided in s. 215.5587 has received a grant under s. 215.5586. |
403 | Section 4. The sum of $3 million is appropriated from the |
404 | General Revenue Fund to the Department of Community Affairs for |
405 | purposes of administering the Florida Comprehensive Hurricane |
406 | Damage Mitigation Sales Tax Exemption or Rebate Program as |
407 | provided in s. 215.5587, Florida Statutes. |
408 | Section 5. This act shall take effect July 1, 2007. |