Senate Bill sb2114
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Florida Senate - 2007 SB 2114
By Senator Rich
34-1066B-07
1 A bill to be entitled
2 An act relating to independent living
3 transition services; amending s. 322.09, F.S.;
4 limiting liability of a caseworker who signs an
5 application for a driver's license for a minor
6 who is in foster care; requiring a caseworker
7 to provide notice of intent to sign the
8 application to specified persons; amending s.
9 409.1451, F.S.; revising eligibility criteria
10 for independent living transition services;
11 exempting foster parents and caregivers from
12 responsibility for the actions of certain
13 children engaged in activities specified in a
14 written plan; requiring certain children
15 eligible for subsidized independent living
16 services to be formally evaluated under certain
17 circumstances; revising eligibility criteria
18 for the Road-to-Independence Program; amending
19 s. 409.903, F.S.; increasing the age limit for
20 eligibility for certain persons to qualify for
21 medical assistance payments; creating s.
22 743.044, F.S.; providing for the removal of
23 disabilities of certain minors for purposes of
24 securing depository financial services;
25 providing an effective date.
26
27 Be It Enacted by the Legislature of the State of Florida:
28
29 Section 1. Section 322.09, Florida Statutes, is
30 amended to read:
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1 322.09 Application of minors; responsibility for
2 negligence or misconduct of minor.--
3 (1)(a) The application of any person under the age of
4 18 years for a driver's license must be signed and verified
5 before a person authorized to administer oaths by the father,
6 mother, or guardian; by a secondary guardian if the primary
7 guardian dies before the minor reaches 18 years of age; or, if
8 there is no parent or guardian, by another responsible adult
9 who is willing to assume the obligation imposed under this
10 chapter upon a person signing the application of a minor. This
11 section does not apply to a person under the age of 18 years
12 who is emancipated by marriage.
13 (b) There shall be submitted with each application a
14 certified copy of a United States birth certificate, a valid
15 United States passport, an alien registration receipt card
16 (green card), an employment authorization card issued by the
17 United States Department of Homeland Security, or proof of
18 nonimmigrant classification provided by the United States
19 Department of Homeland Security, for an original license.
20 (2) Any negligence or willful misconduct of a minor
21 under the age of 18 years when driving a motor vehicle upon a
22 highway shall be imputed to the person who has signed the
23 application of such minor for a permit or license, which
24 person shall be jointly and severally liable with such minor
25 for any damages caused by such negligence or willful
26 misconduct.
27 (3) The department may not issue a driver's license or
28 learner's driver's license to any applicant under the age of
29 18 years who is not in compliance with the requirements of s.
30 322.091.
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1 (4) Notwithstanding the provisions of subsections (1)
2 and (2), if a foster parent of a minor who is under the age of
3 18 years and is in foster care as defined in s. 39.01, or an
4 authorized representative of a residential group home at which
5 such a minor resides, or the caseworker at the agency at which
6 the state has placed the minor signs the minor's application
7 for a driver's license or a learner's driver's license, that
8 foster parent, or group home representative, or caseworker
9 does not assume any obligation or become liable for any
10 damages caused by the negligence or willful misconduct of the
11 minor, by reason of having signed the application. Prior to
12 signing the application, the caseworker shall notify the
13 foster parents or other responsible party of his or her intent
14 to sign and verify the application.
15 Section 2. Paragraph (b) of subsection (2), paragraph
16 (a) of subsection (3), paragraph (c) of subsection (4), and
17 subsection (5) of section 409.1451, Florida Statutes, are
18 amended to read:
19 409.1451 Independent living transition services.--
20 (2) ELIGIBILITY.--
21 (b) The department shall serve young adults who have
22 reached 18 years of age but are not yet 23 years of age and
23 who were in foster care when they turned 18 years of age or,
24 after reaching 16 years of age were adopted from foster care
25 or placed with a court-approved dependency guardian and have
26 spent a minimum of 6 months in foster care within the 12
27 months immediately preceding such placement or adoption, by
28 providing services pursuant to subsection (5). Young adults to
29 be served must meet the eligibility requirements set forth for
30 specific services in this section.
31 (3) PREPARATION FOR INDEPENDENT LIVING.--
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1 (a) It is the intent of the Legislature for the
2 Department of Children and Family Services to assist older
3 children in foster care and young adults who exit foster care
4 at age 18 in making the transition to independent living and
5 self-sufficiency as adults. The department shall provide such
6 children and young adults with opportunities to participate in
7 life skills activities in their foster families and
8 communities which are reasonable and appropriate for their
9 respective ages or for any special needs they may have and
10 shall provide them with services to build life skills and
11 increase their ability to live independently and become
12 self-sufficient. To support the provision of opportunities for
13 participation in age-appropriate life skills activities, the
14 department shall:
15 1. Develop a list of age-appropriate activities and
16 responsibilities to be offered to all children involved in
17 independent living transition services and their foster
18 parents.
19 2. Provide training for staff and foster parents to
20 address the issues of older children in foster care in
21 transitioning to adulthood, which shall include information on
22 high school completion, grant applications, vocational school
23 opportunities, supporting education and employment
24 opportunities, and opportunities to participate in appropriate
25 daily activities.
26 3. Develop procedures to maximize the authority of
27 foster parents or caregivers to approve participation in
28 age-appropriate activities of children in their care. The
29 age-appropriate activities and the authority of the foster
30 parent or caregiver shall be developed into a written plan
31 that the foster parent or caregiver, the child, and the case
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1 manager all develop together, sign, and follow. This plan must
2 include specific goals and objectives and be reviewed and
3 updated no less than quarterly. Foster parents or caregivers
4 who have developed a written plan as described in this
5 subparagraph shall not be held responsible under
6 administrative rules or laws pertaining to state licensure or
7 have their licensure status in any manner jeopardized as a
8 result of the actions of a child engaged in the approved
9 age-appropriate activities specified in the written plan.
10 4. Provide opportunities for older children in foster
11 care to interact with mentors.
12 5. Develop and implement procedures for older children
13 to directly access and manage the personal allowance they
14 receive from the department in order to learn responsibility
15 and participate in age-appropriate life skills activities to
16 the extent feasible.
17 6. Make a good faith effort to fully explain, prior to
18 execution of any signature, if required, any document, report,
19 form, or other record, whether written or electronic,
20 presented to a child or young adult pursuant to this chapter
21 and allow for the recipient to ask any appropriate questions
22 necessary to fully understand the document. It shall be the
23 responsibility of the person presenting the document to the
24 child or young adult to comply with this subparagraph.
25 (4) SERVICES FOR CHILDREN IN FOSTER CARE.--The
26 department shall provide the following transition to
27 independence services to children in foster care who meet
28 prescribed conditions and are determined eligible by the
29 department. The service categories available to children in
30 foster care which facilitate successful transition into
31 adulthood are:
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1 (c) Subsidized independent living services.--
2 1. Subsidized independent living services are living
3 arrangements that allow the child to live independently of the
4 daily care and supervision of an adult in a setting that is
5 not required to be licensed under s. 409.175.
6 2. A child who has reached 16 years of age but is not
7 yet 18 years of age is eligible for such services and shall be
8 formally evaluated for placement in a subsidized independent
9 living arrangement, if he or she:
10 a. Is adjudicated dependent under chapter 39; has been
11 placed in licensed out-of-home care for at least 6 months
12 prior to entering subsidized independent living; and has a
13 permanency goal of adoption, independent living, or long-term
14 licensed care; and
15 b. Is able to demonstrate independent living skills,
16 as determined by the department, using established procedures
17 and assessments.
18 3. Independent living arrangements established for a
19 child must be part of an overall plan leading to the total
20 independence of the child from the department's supervision.
21 The plan must include, but need not be limited to, a
22 description of the skills of the child and a plan for learning
23 additional identified skills; the behavior that the child has
24 exhibited which indicates an ability to be responsible and a
25 plan for developing additional responsibilities, as
26 appropriate; a plan for future educational, vocational, and
27 training skills; present financial and budgeting capabilities
28 and a plan for improving resources and ability; a description
29 of the proposed residence; documentation that the child
30 understands the specific consequences of his or her conduct in
31 the independent living program; documentation of proposed
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1 services to be provided by the department and other agencies,
2 including the type of service and the nature and frequency of
3 contact; and a plan for maintaining or developing
4 relationships with the family, other adults, friends, and the
5 community, as appropriate.
6 4. Subsidy payments in an amount established by the
7 department may be made directly to a child under the direct
8 supervision of a caseworker or other responsible adult
9 approved by the department.
10 (5) SERVICES FOR YOUNG ADULTS FORMERLY IN FOSTER
11 CARE.--Based on the availability of funds, the department
12 shall provide or arrange for the following services to young
13 adults formerly in foster care who meet the prescribed
14 conditions and are determined eligible by the department. The
15 department, or a community-based care lead agency when the
16 agency is under contract with the department to provide the
17 services described under this subsection, shall develop a plan
18 to implement those services. A plan shall be developed for
19 each community-based care service area in the state. Each plan
20 that is developed by a community-based care lead agency shall
21 be submitted to the department. Each plan shall include the
22 number of young adults to be served each month of the fiscal
23 year and specify the number of young adults who will reach 18
24 years of age who will be eligible for the plan and the number
25 of young adults who will reach 23 years of age and will be
26 ineligible for the plan or who are otherwise ineligible during
27 each month of the fiscal year; staffing requirements and all
28 related costs to administer the services and program;
29 expenditures to or on behalf of the eligible recipients; costs
30 of services provided to young adults through an approved plan
31 for housing, transportation, and employment; reconciliation of
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1 these expenses and any additional related costs with the funds
2 allocated for these services; and an explanation of and a plan
3 to resolve any shortages or surpluses in order to end the
4 fiscal year with a balanced budget. The categories of services
5 available to assist a young adult formerly in foster care to
6 achieve independence are:
7 (a) Aftercare support services.--
8 1. Aftercare support services are available to assist
9 young adults who were formerly in foster care in their efforts
10 to continue to develop the skills and abilities necessary for
11 independent living. The aftercare support services available
12 include, but are not limited to, the following:
13 a. Mentoring and tutoring.
14 b. Mental health services and substance abuse
15 counseling.
16 c. Life skills classes, including credit management
17 and preventive health activities.
18 d. Parenting classes.
19 e. Job and career skills training.
20 f. Counselor consultations.
21 g. Temporary financial assistance.
22 h. Financial literacy skills training.
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24 The specific services to be provided under this subparagraph
25 shall be determined by an aftercare services assessment and
26 may be provided by the department or through referrals in the
27 community.
28 2. Temporary assistance provided to prevent
29 homelessness shall be provided as expeditiously as possible
30 and within the limitations defined by the department.
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1 3. A young adult who has reached 18 years of age but
2 is not yet 23 years of age who leaves foster care at 18 years
3 of age but who requests services prior to reaching 23 years of
4 age is eligible for such services.
5 (b) Road-to-Independence Program.--
6 1. The Road-to-Independence Program is intended to
7 help eligible students who are former foster children in this
8 state to receive the educational and vocational training
9 needed to achieve independence. The amount of the award shall
10 be based on the living and educational needs of the young
11 adult and may be up to, but may not exceed, the amount of
12 earnings that the student would have been eligible to earn
13 working a 40-hour-a-week federal minimum wage job.
14 2. A young adult who has reached 18 years of age but
15 is not yet 21 years of age is eligible for the initial award,
16 and a young adult under 23 years of age is eligible for
17 renewal awards, if he or she:
18 a. Was a dependent child, under chapter 39, and was
19 living in licensed foster care or in subsidized independent
20 living at the time of his or her 18th birthday or is currently
21 living in licensed foster care or subsidized independent
22 living, or, after reaching the age of 16 was adopted from
23 foster care or placed with a court-approved dependency
24 guardian and has spent a minimum of 6 months in foster care
25 immediately preceding such placement or adoption;
26 b. Spent at least 6 months living in foster care
27 before reaching his or her 18th birthday;
28 c. Is a resident of this state as defined in s.
29 1009.40; and
30 d. Meets one of the following qualifications:
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1 (I) Has earned a standard high school diploma or its
2 equivalent as described in s. 1003.43 or s. 1003.435, or has
3 earned a special diploma or special certificate of completion
4 as described in s. 1003.438, and has been admitted for
5 full-time enrollment in an eligible postsecondary education
6 institution as defined in s. 1009.533;
7 (II) Is enrolled full time in an accredited high
8 school; or
9 (III) Is enrolled full time in an accredited adult
10 education program designed to provide the student with a high
11 school diploma or its equivalent.
12 3. A young adult applying for the Road-to-Independence
13 Program must apply for any other grants and scholarships for
14 which he or she may qualify. The department shall assist the
15 young adult in the application process and may use the federal
16 financial aid grant process to determine the funding needs of
17 the young adult.
18 4. An award shall be available to a young adult who is
19 considered a full-time student or its equivalent by the
20 educational institution in which he or she is enrolled, unless
21 that young adult has a recognized disability preventing
22 full-time attendance. The amount of the award, whether it is
23 being used by a young adult working toward completion of a
24 high school diploma or its equivalent or working toward
25 completion of a postsecondary education program, shall be
26 determined based on an assessment of the funding needs of the
27 young adult. This assessment must consider the young adult's
28 living and educational costs and other grants, scholarships,
29 waivers, earnings, and other income to be received by the
30 young adult. An award shall be available only to the extent
31 that other grants and scholarships are not sufficient to meet
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1 the living and educational needs of the young adult, but an
2 award may not be less than $25 in order to maintain Medicaid
3 eligibility for the young adult as provided in s. 409.903.
4 5. The amount of the award may be disregarded for
5 purposes of determining the eligibility for, or the amount of,
6 any other federal or federally supported assistance.
7 6.a. The department must advertise the criteria,
8 application procedures, and availability of the program to:
9 (I) Children and young adults in, leaving, or formerly
10 in foster care.
11 (II) Case managers.
12 (III) Guidance and family services counselors.
13 (IV) Principals or other relevant school
14 administrators.
15 (V) Guardians ad litem.
16 (VI) Foster parents.
17 b. The department shall issue awards from the program
18 for each young adult who meets all the requirements of the
19 program to the extent funding is available.
20 c. An award shall be issued at the time the eligible
21 student reaches 18 years of age.
22 d. A young adult who is eligible for the
23 Road-to-Independence Program, transitional support services,
24 or aftercare services and who so desires shall be allowed to
25 reside with the licensed foster family or group care provider
26 with whom he or she was residing at the time of attaining his
27 or her 18th birthday or to reside in another licensed foster
28 home or with a group care provider arranged by the department.
29 e. If the award recipient transfers from one eligible
30 institution to another and continues to meet eligibility
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1 requirements, the award must be transferred with the
2 recipient.
3 f. Funds awarded to any eligible young adult under
4 this program are in addition to any other services or funds
5 provided to the young adult by the department through
6 transitional support services or aftercare services.
7 g. The department shall provide information concerning
8 young adults receiving funding through the
9 Road-to-Independence Program to the Department of Education
10 for inclusion in the student financial assistance database, as
11 provided in s. 1009.94.
12 h. Funds are intended to help eligible young adults
13 who are former foster children in this state to receive the
14 educational and vocational training needed to become
15 independent and self-supporting. The funds shall be terminated
16 when the young adult has attained one of four postsecondary
17 goals under subsection (3) or reaches 23 years of age,
18 whichever occurs earlier. In order to initiate postsecondary
19 education, to allow for a change in career goal, or to obtain
20 additional skills in the same educational or vocational area,
21 a young adult may earn no more than two diplomas,
22 certificates, or credentials. A young adult attaining an
23 associate of arts or associate of science degree shall be
24 permitted to work toward completion of a bachelor of arts or a
25 bachelor of science degree or an equivalent undergraduate
26 degree. Road-to-Independence Program funds may not be used for
27 education or training after a young adult has attained a
28 bachelor of arts or a bachelor of science degree or an
29 equivalent undergraduate degree.
30 i. The department shall evaluate and renew each award
31 annually during the 90-day period before the young adult's
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1 birthday. In order to be eligible for a renewal award for the
2 subsequent year, the young adult must:
3 (I) Complete the number of hours, or the equivalent
4 considered full time by the educational institution, unless
5 that young adult has a recognized disability preventing
6 full-time attendance, in the last academic year in which the
7 young adult earned an award, except for a young adult who
8 meets the requirements of s. 1009.41.
9 (II) Maintain appropriate progress as required by the
10 educational institution, except that, if the young adult's
11 progress is insufficient to renew the award at any time during
12 the eligibility period, the young adult may restore
13 eligibility by improving his or her progress to the required
14 level.
15 j. Funds may be terminated during the interim between
16 an award and the evaluation for a renewal award if the
17 department determines that the award recipient is no longer
18 enrolled in an educational institution as defined in
19 sub-subparagraph 2.d., or is no longer a state resident. The
20 department shall notify a recipient who is terminated and
21 inform the recipient of his or her right to appeal.
22 k. An award recipient who does not qualify for a
23 renewal award or who chooses not to renew the award may
24 subsequently apply for reinstatement. An application for
25 reinstatement must be made before the young adult reaches 23
26 years of age, and a student may not apply for reinstatement
27 more than once. In order to be eligible for reinstatement, the
28 young adult must meet the eligibility criteria and the
29 criteria for award renewal for the program.
30 (c) Transitional support services.--
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1 1. In addition to any services provided through
2 aftercare support or the Road-to-Independence Program, a young
3 adult formerly in foster care may receive other appropriate
4 short-term funding and services, which may include financial,
5 housing, counseling, employment, education, mental health,
6 disability, and other services, if the young adult
7 demonstrates that the services are critical to the young
8 adult's own efforts to achieve self-sufficiency and to develop
9 a personal support system. The department or community-based
10 care provider shall work with the young adult in developing a
11 joint transition plan that is consistent with a needs
12 assessment identifying the specific need for transitional
13 services to support the young adult's own efforts. The young
14 adult must have specific tasks to complete or maintain
15 included in the plan and be accountable for the completion of
16 or making progress towards the completion of these tasks. If
17 the young adult and the department or community-based care
18 provider cannot come to agreement regarding any part of the
19 plan, the young adult may access a grievance process to its
20 full extent in an effort to resolve the disagreement.
21 2. A young adult formerly in foster care is eligible
22 to apply for transitional support services if he or she has
23 reached 18 years of age but is not yet 23 years of age, was a
24 dependent child pursuant to chapter 39, was living in licensed
25 foster care or in subsidized independent living at the time of
26 his or her 18th birthday, and had spent at least 6 months
27 living in foster care before that date.
28 3. If at any time the services are no longer critical
29 to the young adult's own efforts to achieve self-sufficiency
30 and to develop a personal support system, they shall be
31 terminated.
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1 (d) Payment of aftercare, Road-to-Independence
2 Program, or transitional support funds.--
3 1. Payment of aftercare, Road-to-Independence Program,
4 or transitional support funds shall be made directly to the
5 recipient unless the recipient requests in writing to the
6 community-based care lead agency, or the department, that the
7 payments or a portion of the payments be made directly on the
8 recipient's behalf in order to secure services such as
9 housing, counseling, education, or employment training as part
10 of the young adult's own efforts to achieve self-sufficiency.
11 2. After the completion of aftercare support services
12 that satisfy the requirements of sub-subparagraph (a)1.h.,
13 payment of awards under the Road-to-Independence Program shall
14 be made by direct deposit to the recipient, unless the
15 recipient requests in writing to the community-based care lead
16 agency or the department that:
17 a. The payments be made directly to the recipient by
18 check or warrant;
19 b. The payments or a portion of the payments be made
20 directly on the recipient's behalf to institutions the
21 recipient is attending to maintain eligibility under this
22 section; or
23 c. The payments be made on a two-party check to a
24 business or landlord for a legitimate expense, whether
25 reimbursed or not. A legitimate expense for the purposes of
26 this sub-subparagraph shall include automobile repair or
27 maintenance expenses; educational, job, or training expenses;
28 and costs incurred, except legal costs, fines, or penalties,
29 when applying for or executing a rental agreement for the
30 purposes of securing a home or residence.
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1 3. The community-based care lead agency may purchase
2 housing, transportation, or employment services to ensure the
3 availability and affordability of specific transitional
4 services thereby allowing an eligible young adult to utilize
5 these services in lieu of receiving a direct payment. Prior to
6 purchasing such services, the community-based care lead agency
7 must have a plan approved by the department describing the
8 services to be purchased, the rationale for purchasing the
9 services, and a specific range of expenses for each service
10 that is less than the cost of purchasing the service by an
11 individual young adult. The plan must include a description of
12 the transition of a young adult using these services into
13 independence and a timeframe for achievement of independence.
14 An eligible young adult who prefers a direct payment shall
15 receive such payment. The plan must be reviewed annually and
16 evaluated for cost-efficiency and for effectiveness in
17 assisting young adults in achieving independence, preventing
18 homelessness among young adults, and enabling young adults to
19 earn a livable wage in a permanent employment situation.
20 4. The young adult who resides with a foster family
21 may not be included as a child in calculating any licensing
22 restriction on the number of children in the foster home.
23 (e) Appeals process.--
24 1. The Department of Children and Family Services
25 shall adopt by rule a procedure by which a young adult may
26 appeal an eligibility determination or the department's
27 failure to provide aftercare, Road-to-Independence Program, or
28 transitional support services, or the termination of such
29 services, if such funds are available.
30 2. The procedure developed by the department must be
31 readily available to young adults, must provide timely
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1 decisions, and must provide for an appeal to the Secretary of
2 Children and Family Services. The decision of the secretary
3 constitutes final agency action and is reviewable by the court
4 as provided in s. 120.68.
5 Section 3. Subsection (4) of section 409.903, Florida
6 Statutes, is amended to read:
7 409.903 Mandatory payments for eligible persons.--The
8 agency shall make payments for medical assistance and related
9 services on behalf of the following persons who the
10 department, or the Social Security Administration by contract
11 with the Department of Children and Family Services,
12 determines to be eligible, subject to the income, assets, and
13 categorical eligibility tests set forth in federal and state
14 law. Payment on behalf of these Medicaid eligible persons is
15 subject to the availability of moneys and any limitations
16 established by the General Appropriations Act or chapter 216.
17 (4) A child who is eligible under Title IV-E of the
18 Social Security Act for subsidized board payments, foster
19 care, or adoption subsidies, and a child for whom the state
20 has assumed temporary or permanent responsibility and who does
21 not qualify for Title IV-E assistance but is in foster care,
22 shelter or emergency shelter care, or subsidized adoption.
23 This category includes a young adult who is eligible to
24 receive services under s. 409.1451(5), until the young adult
25 reaches 21 20 years of age, without regard to any income,
26 resource, or categorical eligibility test that is otherwise
27 required. This category also includes a person who as a child
28 was eligible under Title IV-E of the Social Security Act for
29 foster care or the state-provided foster care and who is a
30 participant in the Road-to-Independence Program.
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1 Section 4. Section 743.044, Florida Statutes, is
2 created to read:
3 743.044 Removal of disabilities of minors; executing
4 agreements for depository financial services.--For the purpose
5 of ensuring that a youth in foster care will be able to secure
6 depository financial services, such as checking and savings
7 accounts, the disability of nonage of minors shall be removed
8 provided that the youth has reached 16 years of age, has been
9 adjudicated dependent, is residing in an out-of-home placement
10 as defined in s. 39.01, and has completed a financial literacy
11 class. Upon issuance of an order by a court of competent
12 jurisdiction, such a youth is authorized to make and execute
13 all documents, contracts, or agreements necessary for
14 obtaining the rights, privileges, and benefits of depository
15 financial services as if the youth is otherwise competent to
16 make and execute contracts. Execution of any such contract or
17 agreement for depository financial services shall have the
18 same effect as if it were the act of a person who is not a
19 minor. A youth seeking to enter into such contracts or
20 agreements or execute other necessary instruments incidental
21 to obtaining depository financial services must present an
22 order from a court of competent jurisdiction removing the
23 disabilities of nonage of the minor under this section.
24 Section 5. This act shall take effect July 1, 2007.
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1 *****************************************
2 SENATE SUMMARY
3 Provides that a caseworker at an agency that has placed a
minor in foster care may sign the minor's application for
4 a driver's license or learner's driver's license without
obligation or liability for damages caused by the minor.
5 Requires that the caseworker notify the foster parents or
other responsible party of his or her intent to sign and
6 verify the application. Provides for eligibility for
independent living transition services for young adults
7 who were adopted from foster care after reaching 16 years
of age and have spent a minimum of 6 months in foster
8 care within the 12 months preceding placement or
adoption. Provides that a foster parent or caregiver who
9 has developed a written plan of goals for the child may
not be held responsible under administrative rules or
10 laws pertaining to state licensure or have their
licensure status jeopardized as a result of the actions
11 of the child engaged in approved activities specified
under the written plan. Provides for a formal evaluation
12 for subsidized independent living services in certain
circumstances for a child between the ages of 16 and 18
13 years. Provides new age requirements for the
Road-to-Independence Program. Authorizes certain youths
14 to secure financial services. Provides that a youth
seeking to enter into contracts or other agreements for
15 depository financial services must present an order from
a court of competent jurisdiction removing the
16 disabilities of nonage of the minor.
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
19
CODING: Words stricken are deletions; words underlined are additions.