1 | A bill to be entitled |
2 | An act relating to the Florida Retirement System DROP |
3 | Program; amending s. 121.091, F.S.; including among |
4 | eligible participants pre-kindergarten instructional |
5 | personnel; providing an effective date. |
6 |
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7 | Be It Enacted by the Legislature of the State of Florida: |
8 |
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9 | Section 1. Subsection (13) of section 121.091, Florida |
10 | Statutes, is amended to read: |
11 | 121.091 Benefits payable under the system.--Benefits may |
12 | not be paid under this section unless the member has terminated |
13 | employment as provided in s. 121.021(39)(a) or begun |
14 | participation in the Deferred Retirement Option Program as |
15 | provided in subsection (13), and a proper application has been |
16 | filed in the manner prescribed by the department. The department |
17 | may cancel an application for retirement benefits when the |
18 | member or beneficiary fails to timely provide the information |
19 | and documents required by this chapter and the department's |
20 | rules. The department shall adopt rules establishing procedures |
21 | for application for retirement benefits and for the cancellation |
22 | of such application when the required information or documents |
23 | are not received. |
24 | (13) DEFERRED RETIREMENT OPTION PROGRAM.--In general, and |
25 | subject to the provisions of this section, the Deferred |
26 | Retirement Option Program, hereinafter referred to as the DROP, |
27 | is a program under which an eligible member of the Florida |
28 | Retirement System may elect to participate, deferring receipt of |
29 | retirement benefits while continuing employment with his or her |
30 | Florida Retirement System employer. The deferred monthly |
31 | benefits shall accrue in the System Trust Fund on behalf of the |
32 | participant, plus interest compounded monthly, for the specified |
33 | period of the DROP participation, as provided in paragraph (c). |
34 | Upon termination of employment, the participant shall receive |
35 | the total DROP benefits and begin to receive the previously |
36 | determined normal retirement benefits. Participation in the DROP |
37 | does not guarantee employment for the specified period of DROP. |
38 | Participation in the DROP by an eligible member beyond the |
39 | initial 60-month period as authorized in this subsection shall |
40 | be on an annual contractual basis for all participants. |
41 | (a) Eligibility of member to participate in the DROP.--All |
42 | active Florida Retirement System members in a regularly |
43 | established position, and all active members of either the |
44 | Teachers' Retirement System established in chapter 238 or the |
45 | State and County Officers' and Employees' Retirement System |
46 | established in chapter 122 which systems are consolidated within |
47 | the Florida Retirement System under s. 121.011, are eligible to |
48 | elect participation in the DROP provided that: |
49 | 1. The member is not a renewed member of the Florida |
50 | Retirement System under s. 121.122, or a member of the State |
51 | Community College System Optional Retirement Program under s. |
52 | 121.051, the Senior Management Service Optional Annuity Program |
53 | under s. 121.055, or the optional retirement program for the |
54 | State University System under s. 121.35. |
55 | 2. Except as provided in subparagraph 6., election to |
56 | participate is made within 12 months immediately following the |
57 | date on which the member first reaches normal retirement date, |
58 | or, for a member who reaches normal retirement date based on |
59 | service before he or she reaches age 62, or age 55 for Special |
60 | Risk Class members, election to participate may be deferred to |
61 | the 12 months immediately following the date the member attains |
62 | 57, or age 52 for Special Risk Class members. For a member who |
63 | first reached normal retirement date or the deferred eligibility |
64 | date described above prior to the effective date of this |
65 | section, election to participate shall be made within 12 months |
66 | after the effective date of this section. A member who fails to |
67 | make an election within such 12-month limitation period shall |
68 | forfeit all rights to participate in the DROP. The member shall |
69 | advise his or her employer and the division in writing of the |
70 | date on which the DROP shall begin. Such beginning date may be |
71 | subsequent to the 12-month election period, but must be within |
72 | the 60-month or, with respect to members who are instructional |
73 | personnel employed by the Florida School for the Deaf and the |
74 | Blind and who have received authorization by the Board of |
75 | Trustees of the Florida School for the Deaf and the Blind to |
76 | participate in the DROP beyond 60 months, or who are |
77 | instructional personnel as defined in s. 1012.01(2)(a)-(d) in |
78 | grades pre-K through 12 K-12 and who have received authorization |
79 | by the district school superintendent to participate in the DROP |
80 | beyond 60 months, the 96-month limitation period as provided in |
81 | subparagraph (b)1. When establishing eligibility of the member |
82 | to participate in the DROP for the 60-month or, with respect to |
83 | members who are instructional personnel employed by the Florida |
84 | School for the Deaf and the Blind and who have received |
85 | authorization by the Board of Trustees of the Florida School for |
86 | the Deaf and the Blind to participate in the DROP beyond 60 |
87 | months, or who are instructional personnel as defined in s. |
88 | 1012.01(2)(a)-(d) in grades pre-K through 12 K-12 and who have |
89 | received authorization by the district school superintendent to |
90 | participate in the DROP beyond 60 months, the 96-month maximum |
91 | participation period, the member may elect to include or exclude |
92 | any optional service credit purchased by the member from the |
93 | total service used to establish the normal retirement date. A |
94 | member with dual normal retirement dates shall be eligible to |
95 | elect to participate in DROP within 12 months after attaining |
96 | normal retirement date in either class. |
97 | 3. The employer of a member electing to participate in the |
98 | DROP, or employers if dually employed, shall acknowledge in |
99 | writing to the division the date the member's participation in |
100 | the DROP begins and the date the member's employment and DROP |
101 | participation will terminate. |
102 | 4. Simultaneous employment of a participant by additional |
103 | Florida Retirement System employers subsequent to the |
104 | commencement of participation in the DROP shall be permissible |
105 | provided such employers acknowledge in writing a DROP |
106 | termination date no later than the participant's existing |
107 | termination date or the 60-month limitation period as provided |
108 | in subparagraph (b)1. |
109 | 5. A DROP participant may change employers while |
110 | participating in the DROP, subject to the following: |
111 | a. A change of employment must take place without a break |
112 | in service so that the member receives salary for each month of |
113 | continuous DROP participation. If a member receives no salary |
114 | during a month, DROP participation shall cease unless the |
115 | employer verifies a continuation of the employment relationship |
116 | for such participant pursuant to s. 121.021(39)(b). |
117 | b. Such participant and new employer shall notify the |
118 | division on forms required by the division as to the identity of |
119 | the new employer. |
120 | c. The new employer shall acknowledge, in writing, the |
121 | participant's DROP termination date, which may be extended but |
122 | not beyond the original 60-month or, with respect to members who |
123 | are instructional personnel employed by the Florida School for |
124 | the Deaf and the Blind and who have received authorization by |
125 | the Board of Trustees of the Florida School for the Deaf and the |
126 | Blind to participate in the DROP beyond 60 months, or who are |
127 | instructional personnel as defined in s. 1012.01(2)(a)-(d) in |
128 | grades pre-K through 12 K-12 and who have received authorization |
129 | by the district school superintendent to participate in the DROP |
130 | beyond 60 months, the 96-month period provided in subparagraph |
131 | (b)1., shall acknowledge liability for any additional retirement |
132 | contributions and interest required if the participant fails to |
133 | timely terminate employment, and shall be subject to the |
134 | adjustment required in sub-subparagraph (c)5.d. |
135 | 6. Effective July 1, 2001, for instructional personnel as |
136 | defined in s. 1012.01(2), election to participate in the DROP |
137 | shall be made at any time following the date on which the member |
138 | first reaches normal retirement date. The member shall advise |
139 | his or her employer and the division in writing of the date on |
140 | which the Deferred Retirement Option Program shall begin. When |
141 | establishing eligibility of the member to participate in the |
142 | DROP for the 60-month or, with respect to members who are |
143 | instructional personnel employed by the Florida School for the |
144 | Deaf and the Blind and who have received authorization by the |
145 | Board of Trustees of the Florida School for the Deaf and the |
146 | Blind to participate in the DROP beyond 60 months, or who are |
147 | instructional personnel as defined in s. 1012.01(2)(a)-(d) in |
148 | grades pre-K through 12 K-12 and who have received authorization |
149 | by the district school superintendent to participate in the DROP |
150 | beyond 60 months, the 96-month maximum participation period, as |
151 | provided in subparagraph (b)1., the member may elect to include |
152 | or exclude any optional service credit purchased by the member |
153 | from the total service used to establish the normal retirement |
154 | date. A member with dual normal retirement dates shall be |
155 | eligible to elect to participate in either class. |
156 | (b) Participation in the DROP.-- |
157 | 1. An eligible member may elect to participate in the DROP |
158 | for a period not to exceed a maximum of 60 calendar months or, |
159 | with respect to members who are instructional personnel employed |
160 | by the Florida School for the Deaf and the Blind and who have |
161 | received authorization by the Board of Trustees of the Florida |
162 | School for the Deaf and the Blind to participate in the DROP |
163 | beyond 60 months, or who are instructional personnel as defined |
164 | in s. 1012.01(2)(a)-(d) in grades pre-K through 12 K-12 and who |
165 | have received authorization by the district school |
166 | superintendent to participate in the DROP beyond 60 calendar |
167 | months, 96 calendar months immediately following the date on |
168 | which the member first reaches his or her normal retirement date |
169 | or the date to which he or she is eligible to defer his or her |
170 | election to participate as provided in subparagraph (a)2. |
171 | However, a member who has reached normal retirement date prior |
172 | to the effective date of the DROP shall be eligible to |
173 | participate in the DROP for a period of time not to exceed 60 |
174 | calendar months or, with respect to members who are |
175 | instructional personnel employed by the Florida School for the |
176 | Deaf and the Blind and who have received authorization by the |
177 | Board of Trustees of the Florida School for the Deaf and the |
178 | Blind to participate in the DROP beyond 60 months, or who are |
179 | instructional personnel as defined in s. 1012.01(2)(a)-(d) in |
180 | grades pre-K through 12 K-12 and who have received authorization |
181 | by the district school superintendent to participate in the DROP |
182 | beyond 60 calendar months, 96 calendar months immediately |
183 | following the effective date of the DROP, except a member of the |
184 | Special Risk Class who has reached normal retirement date prior |
185 | to the effective date of the DROP and whose total accrued value |
186 | exceeds 75 percent of average final compensation as of his or |
187 | her effective date of retirement shall be eligible to |
188 | participate in the DROP for no more than 36 calendar months |
189 | immediately following the effective date of the DROP. |
190 | 2. Upon deciding to participate in the DROP, the member |
191 | shall submit, on forms required by the division: |
192 | a. A written election to participate in the DROP; |
193 | b. Selection of the DROP participation and termination |
194 | dates, which satisfy the limitations stated in paragraph (a) and |
195 | subparagraph 1. Such termination date shall be in a binding |
196 | letter of resignation with the employer, establishing a deferred |
197 | termination date. The member may change the termination date |
198 | within the limitations of subparagraph 1., but only with the |
199 | written approval of his or her employer; |
200 | c. A properly completed DROP application for service |
201 | retirement as provided in this section; and |
202 | d. Any other information required by the division. |
203 | 3. The DROP participant shall be a retiree under the |
204 | Florida Retirement System for all purposes, except for paragraph |
205 | (5)(f) and subsection (9) and ss. 112.3173, 112.363, 121.053, |
206 | and 121.122. However, participation in the DROP does not alter |
207 | the participant's employment status and such employee shall not |
208 | be deemed retired from employment until his or her deferred |
209 | resignation is effective and termination occurs as provided in |
210 | s. 121.021(39). |
211 | 4. Elected officers shall be eligible to participate in |
212 | the DROP subject to the following: |
213 | a. An elected officer who reaches normal retirement date |
214 | during a term of office may defer the election to participate in |
215 | the DROP until the next succeeding term in that office. Such |
216 | elected officer who exercises this option may participate in the |
217 | DROP for up to 60 calendar months or a period of no longer than |
218 | such succeeding term of office, whichever is less. |
219 | b. An elected or a nonelected participant may run for a |
220 | term of office while participating in DROP and, if elected, |
221 | extend the DROP termination date accordingly, except, however, |
222 | if such additional term of office exceeds the 60-month |
223 | limitation established in subparagraph 1., and the officer does |
224 | not resign from office within such 60-month limitation, the |
225 | retirement and the participant's DROP shall be null and void as |
226 | provided in sub-subparagraph (c)5.d. |
227 | c. An elected officer who is dually employed and elects to |
228 | participate in DROP shall be required to satisfy the definition |
229 | of termination within the 60-month or, with respect to members |
230 | who are instructional personnel employed by the Florida School |
231 | for the Deaf and the Blind and who have received authorization |
232 | by the Board of Trustees of the Florida School for the Deaf and |
233 | the Blind to participate in the DROP beyond 60 months, or who |
234 | are instructional personnel as defined in s. 1012.01(2)(a)-(d) |
235 | in grades pre-K through 12 K-12 and who have received |
236 | authorization by the district school superintendent to |
237 | participate in the DROP beyond 60 months, the 96-month |
238 | limitation period as provided in subparagraph 1. for the |
239 | nonelected position and may continue employment as an elected |
240 | officer as provided in s. 121.053. The elected officer will be |
241 | enrolled as a renewed member in the Elected Officers' Class or |
242 | the Regular Class, as provided in ss. 121.053 and 121.122, on |
243 | the first day of the month after termination of employment in |
244 | the nonelected position and termination of DROP. Distribution of |
245 | the DROP benefits shall be made as provided in paragraph (c). |
246 | (c) Benefits payable under the DROP.-- |
247 | 1. Effective with the date of DROP participation, the |
248 | member's initial normal monthly benefit, including creditable |
249 | service, optional form of payment, and average final |
250 | compensation, and the effective date of retirement shall be |
251 | fixed. The beneficiary established under the Florida Retirement |
252 | System shall be the beneficiary eligible to receive any DROP |
253 | benefits payable if the DROP participant dies prior to the |
254 | completion of the period of DROP participation. In the event a |
255 | joint annuitant predeceases the member, the member may name a |
256 | beneficiary to receive accumulated DROP benefits payable. Such |
257 | retirement benefit, the annual cost of living adjustments |
258 | provided in s. 121.101, and interest shall accrue monthly in the |
259 | System Trust Fund. Such interest shall accrue at an effective |
260 | annual rate of 6.5 percent compounded monthly, on the prior |
261 | month's accumulated ending balance, up to the month of |
262 | termination or death. |
263 | 2. Each employee who elects to participate in the DROP |
264 | shall be allowed to elect to receive a lump-sum payment for |
265 | accrued annual leave earned in accordance with agency policy |
266 | upon beginning participation in the DROP. Such accumulated leave |
267 | payment certified to the division upon commencement of DROP |
268 | shall be included in the calculation of the member's average |
269 | final compensation. The employee electing such lump-sum payment |
270 | upon beginning participation in DROP will not be eligible to |
271 | receive a second lump-sum payment upon termination, except to |
272 | the extent the employee has earned additional annual leave which |
273 | combined with the original payment does not exceed the maximum |
274 | lump-sum payment allowed by the employing agency's policy or |
275 | rules. Such early lump-sum payment shall be based on the hourly |
276 | wage of the employee at the time he or she begins participation |
277 | in the DROP. If the member elects to wait and receive such lump- |
278 | sum payment upon termination of DROP and termination of |
279 | employment with the employer, any accumulated leave payment made |
280 | at that time cannot be included in the member's retirement |
281 | benefit, which was determined and fixed by law when the employee |
282 | elected to participate in the DROP. |
283 | 3. The effective date of DROP participation and the |
284 | effective date of retirement of a DROP participant shall be the |
285 | first day of the month selected by the member to begin |
286 | participation in the DROP, provided such date is properly |
287 | established, with the written confirmation of the employer, and |
288 | the approval of the division, on forms required by the division. |
289 | 4. Normal retirement benefits and interest thereon shall |
290 | continue to accrue in the DROP until the established termination |
291 | date of the DROP, or until the participant terminates employment |
292 | or dies prior to such date. Although individual DROP accounts |
293 | shall not be established, a separate accounting of each |
294 | participant's accrued benefits under the DROP shall be |
295 | calculated and provided to participants. |
296 | 5. At the conclusion of the participant's DROP, the |
297 | division shall distribute the participant's total accumulated |
298 | DROP benefits, subject to the following provisions: |
299 | a. The division shall receive verification by the |
300 | participant's employer or employers that such participant has |
301 | terminated employment as provided in s. 121.021(39)(b). |
302 | b. The terminated DROP participant or, if deceased, such |
303 | participant's named beneficiary, shall elect on forms provided |
304 | by the division to receive payment of the DROP benefits in |
305 | accordance with one of the options listed below. For a |
306 | participant or beneficiary who fails to elect a method of |
307 | payment within 60 days of termination of the DROP, the division |
308 | will pay a lump sum as provided in sub-sub-subparagraph (I). |
309 | (I) Lump sum.--All accrued DROP benefits, plus interest, |
310 | less withholding taxes remitted to the Internal Revenue Service, |
311 | shall be paid to the DROP participant or surviving beneficiary. |
312 | (II) Direct rollover.--All accrued DROP benefits, plus |
313 | interest, shall be paid from the DROP directly to the custodian |
314 | of an eligible retirement plan as defined in s. 402(c)(8)(B) of |
315 | the Internal Revenue Code. However, in the case of an eligible |
316 | rollover distribution to the surviving spouse of a deceased |
317 | participant, an eligible retirement plan is an individual |
318 | retirement account or an individual retirement annuity as |
319 | described in s. 402(c)(9) of the Internal Revenue Code. |
320 | (III) Partial lump sum.--A portion of the accrued DROP |
321 | benefits shall be paid to the DROP participant or surviving |
322 | spouse, less withholding taxes remitted to the Internal Revenue |
323 | Service, and the remaining DROP benefits shall be transferred |
324 | directly to the custodian of an eligible retirement plan as |
325 | defined in s. 402(c)(8)(B) of the Internal Revenue Code. |
326 | However, in the case of an eligible rollover distribution to the |
327 | surviving spouse of a deceased participant, an eligible |
328 | retirement plan is an individual retirement account or an |
329 | individual retirement annuity as described in s. 402(c)(9) of |
330 | the Internal Revenue Code. The proportions shall be specified by |
331 | the DROP participant or surviving beneficiary. |
332 | c. The form of payment selected by the DROP participant or |
333 | surviving beneficiary complies with the minimum distribution |
334 | requirements of the Internal Revenue Code. |
335 | d. A DROP participant who fails to terminate employment as |
336 | defined in s. 121.021(39)(b) shall be deemed not to be retired, |
337 | and the DROP election shall be null and void. Florida Retirement |
338 | System membership shall be reestablished retroactively to the |
339 | date of the commencement of the DROP, and each employer with |
340 | whom the participant continues employment shall be required to |
341 | pay to the System Trust Fund the difference between the DROP |
342 | contributions paid in paragraph (i) and the contributions |
343 | required for the applicable Florida Retirement System class of |
344 | membership during the period the member participated in the |
345 | DROP, plus 6.5 percent interest compounded annually. |
346 | 6. The accrued benefits of any DROP participant, and any |
347 | contributions accumulated under such program, shall not be |
348 | subject to assignment, execution, attachment, or to any legal |
349 | process whatsoever, except for qualified domestic relations |
350 | orders by a court of competent jurisdiction, income deduction |
351 | orders as provided in s. 61.1301, and federal income tax levies. |
352 | 7. DROP participants shall not be eligible for disability |
353 | retirement benefits as provided in subsection (4). |
354 | (d) Death benefits under the DROP.-- |
355 | 1. Upon the death of a DROP participant, the named |
356 | beneficiary shall be entitled to apply for and receive the |
357 | accrued benefits in the DROP as provided in sub-subparagraph |
358 | (c)5.b. |
359 | 2. The normal retirement benefit accrued to the DROP |
360 | during the month of a participant's death shall be the final |
361 | monthly benefit credited for such DROP participant. |
362 | 3. Eligibility to participate in the DROP terminates upon |
363 | death of the participant. If the participant dies on or after |
364 | the effective date of enrollment in the DROP, but prior to the |
365 | first monthly benefit being credited to the DROP, Florida |
366 | Retirement System benefits shall be paid in accordance with |
367 | subparagraph (7)(c)1. or subparagraph 2. |
368 | 4. A DROP participants' survivors shall not be eligible to |
369 | receive Florida Retirement System death benefits as provided in |
370 | paragraph (7)(d). |
371 | (e) Cost-of-living adjustment.--On each July 1, the |
372 | participants' normal retirement benefit shall be increased as |
373 | provided in s. 121.101. |
374 | (f) Retiree health insurance subsidy.--DROP participants |
375 | are not eligible to apply for the retiree health insurance |
376 | subsidy payments as provided in s. 112.363 until such |
377 | participants have terminated employment and participation in the |
378 | DROP. |
379 | (g) Renewed membership.--DROP participants shall not be |
380 | eligible for renewed membership in the Florida Retirement System |
381 | under ss. 121.053 and 121.122 until termination of employment is |
382 | effectuated as provided in s. 121.021(39)(b). |
383 | (h) Employment limitation after DROP participation.--Upon |
384 | satisfying the definition of termination of employment as |
385 | provided in s. 121.021(39)(b), DROP participants shall be |
386 | subject to such reemployment limitations as other retirees. |
387 | Reemployment restrictions applicable to retirees as provided in |
388 | subsection (9) shall not apply to DROP participants until their |
389 | employment and participation in the DROP are terminated. |
390 | (i) Contributions.-- |
391 | 1. All employers paying the salary of a DROP participant |
392 | filling a regularly established position shall contribute 8.0 |
393 | percent of such participant's gross compensation for the period |
394 | of July 1, 2002, through June 30, 2003, and 11.56 percent of |
395 | such compensation thereafter, which shall constitute the entire |
396 | employer DROP contribution with respect to such participant. |
397 | Such contributions, payable to the System Trust Fund in the same |
398 | manner as required in s. 121.071, shall be made as appropriate |
399 | for each pay period and are in addition to contributions |
400 | required for social security and the Retiree Health Insurance |
401 | Subsidy Trust Fund. Such employer, social security, and health |
402 | insurance subsidy contributions are not included in the DROP. |
403 | 2. The employer shall, in addition to subparagraph 1., |
404 | also withhold one-half of the entire social security |
405 | contribution required for the participant. Contributions for |
406 | social security by each participant and each employer, in the |
407 | amount required for social security coverage as now or hereafter |
408 | provided by the federal Social Security Act, shall be in |
409 | addition to contributions specified in subparagraph 1. |
410 | 3. All employers paying the salary of a DROP participant |
411 | filling a regularly established position shall contribute the |
412 | percent of such participant's gross compensation required in s. |
413 | 121.071(4), which shall constitute the employer's health |
414 | insurance subsidy contribution with respect to such participant. |
415 | Such contributions shall be deposited by the administrator in |
416 | the Retiree Health Insurance Subsidy Trust Fund. |
417 | (j) Forfeiture of retirement benefits.--Nothing in this |
418 | section shall be construed to remove DROP participants from the |
419 | scope of s. 8(d), Art. II of the State Constitution, s. |
420 | 112.3173, and paragraph (5)(f). DROP participants who commit a |
421 | specified felony offense while employed will be subject to |
422 | forfeiture of all retirement benefits, including DROP benefits, |
423 | pursuant to those provisions of law. |
424 | (k) Administration of program.--The division shall make |
425 | such rules as are necessary for the effective and efficient |
426 | administration of this subsection. The division shall not be |
427 | required to advise members of the federal tax consequences of an |
428 | election related to the DROP but may advise members to seek |
429 | independent advice. |
430 | Section 2. This act shall take effect July 1, 2008. |