Florida Senate - 2008 COMMITTEE AMENDMENT
Bill No. CS for SB 2338
696328
Senate
Comm: RCS
4/15/2008
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House
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The Committee on Commerce (Crist) recommended the following
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amendment:
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Senate Amendment (with title amendment)
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Delete everything after the enacting clause
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and insert:
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Section 1. Paragraph (a) of subsection (5) of section
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627.736, Florida Statutes, is amended to read:
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627.736 Required personal injury protection benefits;
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exclusions; priority; claims.--
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(5) CHARGES FOR TREATMENT OF INJURED PERSONS.--
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(a)1. Any physician, hospital, clinic, or other person or
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institution lawfully rendering treatment to an injured person for
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a bodily injury covered by personal injury protection insurance
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may charge the insurer and injured party only a reasonable amount
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pursuant to this section for the services and supplies rendered,
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and the insurer providing such coverage may pay for such charges
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directly to such person or institution lawfully rendering such
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treatment, if the insured receiving such treatment or his or her
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guardian has countersigned the properly completed invoice, bill,
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or claim form approved by the office upon which such charges are
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to be paid for as having actually been rendered, to the best
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knowledge of the insured or his or her guardian. In no event,
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however, may such a charge be in excess of the amount the person
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or institution customarily charges for like services or supplies.
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With respect to a determination of whether a charge for a
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particular service, treatment, or otherwise is reasonable,
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consideration may be given to evidence of usual and customary
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charges and payments accepted by the provider involved in the
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dispute, and reimbursement levels in the community and various
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federal and state medical fee schedules applicable to automobile
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and other insurance coverages, and other information relevant to
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the reasonableness of the reimbursement for the service,
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treatment, or supply.
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2. The insurer may limit reimbursement to 80 percent of the
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following schedule of maximum charges:
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a. For emergency transport and treatment by providers
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licensed under chapter 401, 200 percent of Medicare.
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b. For emergency services and care provided by a hospital
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licensed under chapter 395, 75 percent of the hospital's usual
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and customary charges.
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c. For emergency services and care as defined by s.
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395.002(10) provided in a facility licensed under chapter 395
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rendered by a physician or dentist, and related hospital
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inpatient services rendered by a physician or dentist, the usual
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and customary charges in the community.
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d. For hospital inpatient services, other than emergency
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services and care, 200 percent of the Medicare Part A prospective
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payment applicable to the specific hospital providing the
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inpatient services.
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e. For hospital outpatient services, other than emergency
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services and care, 200 percent of the Medicare Part A Ambulatory
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Payment Classification for the specific hospital providing the
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outpatient services.
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f. For all other medical services, supplies, and care, 200
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percent of the applicable Medicare Part B fee schedule for
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participating physicians. However, if such services, supplies, or
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care is not reimbursable under Medicare Part B, the insurer may
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limit reimbursement to 80 percent of the maximum reimbursable
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allowance under workers' compensation, as determined under s.
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440.13 and rules adopted thereunder which are in effect at the
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time such services, supplies, or care is provided. Services,
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supplies, or care that is not reimbursable under Medicare or
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workers' compensation is not required to be reimbursed by the
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insurer.
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3. For purposes of subparagraph 2., the applicable fee
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schedule or payment limitation under Medicare is the fee schedule
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or payment limitation in effect at the time the services,
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supplies, or care was rendered and for the area in which such
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services were rendered, except that it may not be less than the
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applicable 2007 Medicare Part B fee schedule for participating
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physicians for medical services, supplies, and care subject to
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Medicare Part B.
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4. Subparagraph 2. does not allow the insurer to apply any
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limitation on the number of treatments or other utilization
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limits that apply under Medicare or workers' compensation. An
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insurer that applies the allowable payment limitations of
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subparagraph 2. must reimburse a provider who lawfully provided
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care or treatment under the scope of his or her license,
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regardless of whether such provider would be entitled to
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reimbursement under Medicare due to restrictions or limitations
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on the types or discipline of health care providers who may be
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reimbursed for particular procedures or procedure codes.
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5. If an insurer limits payment as authorized by
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subparagraph 2., the person providing such services, supplies, or
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care may not bill or attempt to collect from the insured any
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amount in excess of such limits, except for amounts that are not
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covered by the insured's personal injury protection coverage due
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to the coinsurance amount or maximum policy limits.
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Section 2. This act shall take effect upon becoming a law.
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================ T I T L E A M E N D M E N T ================
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And the title is amended as follows:
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Delete everything before the enacting clause
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and insert:
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A bill to be entitled
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An act relating to motor vehicle insurance; amending s.
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627.736, F.S.; revising the schedule of maximum charges on
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which an insurer may base a limited reimbursement for
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certain medical services, supplies, and care for injured
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persons covered by personal injury protection; specifying
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a minimum amount for the applicable fee schedule or
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payment limitation under Medicare for such reimbursements;
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providing an effective date.
4/14/2008 8:50:00 AM 12-07315-08
CODING: Words stricken are deletions; words underlined are additions.