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Senator Justice moved the following amendment:

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     Senate Amendment (with title amendment)

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     Delete everything after the enacting clause

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and insert:

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     Section 1.  Subsection (1), paragraphs (e) and (j) of

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subsection (2), and subsections (8) and (10) of section 215.5586,

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Florida Statutes, are amended to read:

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     215.5586  My Safe Florida Home Program.--There is

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established within the Department of Financial Services the My

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Safe Florida Home Program. The department shall provide fiscal

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accountability, contract management, and strategic leadership for

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the program, consistent with this section. This section does not

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create an entitlement for property owners or obligate the state

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in any way to fund the inspection or retrofitting of residential

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property in this state. Implementation of this program is subject

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to annual legislative appropriations. It is the intent of the

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Legislature that the My Safe Florida Home Program provide

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inspections for at least 400,000 site-built, single-family,

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residential properties and provide grants to at least 35,000

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applicants before June 30, 2009. The program shall develop and

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implement a comprehensive and coordinated approach for hurricane

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damage mitigation that shall include the following:

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     (1)  HURRICANE MITIGATION INSPECTIONS.--

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     (a)  Free home-retrofit inspections of site-built, single-

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family, residential property shall be offered throughout the

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state to determine what mitigation measures are needed, what

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insurance premium discounts may be available, and what

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improvements to existing residential properties are needed to

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reduce the property's vulnerability to hurricane damage. The

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Department of Financial Services shall contract with wind

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certification entities to provide free hurricane mitigation

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inspections. The inspections provided to homeowners, at a

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minimum, must include:

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     1.  A home inspection and report that summarizes the results

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and identifies recommended improvements a homeowner may take to

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mitigate hurricane damage.

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     2.  A range of cost estimates regarding the recommended

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mitigation improvements.

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     3.  Insurer-specific information regarding premium discounts

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correlated to the current mitigation features and the recommended

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mitigation improvements identified by the inspection.

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     4.  A hurricane resistance rating scale specifying the

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home's current as well as projected wind resistance capabilities.

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As soon as practical, the rating scale must be the uniform home

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grading scale adopted by the Financial Services Commission

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pursuant to s. 215.55865.

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     (b)  To qualify for selection by the department as a wind

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certification entity to provide hurricane mitigation inspections,

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the entity shall, at a minimum, meet the following requirements:

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     1.  Use hurricane mitigation inspectors who:

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     a. Are certified as a building inspector under s. 468.607;

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     b. Are licensed as a general or residential contractor

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under s. 489.111;

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     c. Are licensed as a professional engineer under s. 471.015

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and who have passed the appropriate equivalency test of the

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Building Code Training Program as required by s. 553.841;

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     d. Are licensed as a professional architect under s.

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481.213; or

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     e.a. Have at least 2 years of prior experience in

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residential construction or residential building inspection and

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have received specialized training in hurricane mitigation

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procedures. Such training may be provided by a class offered

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online or in person.

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     2. Use hurricane mitigation inspectors who also:

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     a.b. Have undergone drug testing and level 2 background

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checks pursuant to s. 435.04. The department may is authorized to

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conduct criminal record checks of inspectors used by wind

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certification entities. Inspectors must submit a set of the

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fingerprints to the department for state and national criminal

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history checks and must pay the fingerprint processing fee set

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forth in s. 624.501. The fingerprints shall be sent by the

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department to the Department of Law Enforcement and forwarded to

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the Federal Bureau of Investigation for processing. The results

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shall be returned to the department for screening. The

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fingerprints shall be taken by a law enforcement agency,

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designated examination center, or other department-approved

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entity; and. Hurricane mitigation inspectors participating in the

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program on January 25, 2007, shall have until June 1, 2007, to

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meet the requirements for a criminal record check.

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     b.c. Have been certified, in a manner satisfactory to the

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department, to conduct the inspections.

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     3.2. Provide a quality assurance program including a

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reinspection component.

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     (c) The department shall implement a quality assurance

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program that includes a statistically valid number of

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reinspections.

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     (d)(c) An application for an inspection must contain a

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signed or electronically verified statement made under penalty of

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perjury that the applicant has submitted only a single

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application for that home.

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     (e)(d) The owner of a site-built, single-family,

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residential property may apply for and receive an inspection

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without also applying for a grant pursuant to subsection (2) and

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without meeting the requirements of paragraph (2)(a).

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     (2)  MITIGATION GRANTS.--Financial grants shall be used to

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encourage single-family, site-built, owner-occupied, residential

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property owners to retrofit their properties to make them less

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vulnerable to hurricane damage.

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     (e)  When recommended by a hurricane mitigation inspection,

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grants may be used for the following improvements only:

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     1.  Opening protection.

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     2.  Exterior doors, including garage doors.

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     3.  Brace gable ends.

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The department may require that improvements be made to all

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openings, including exterior doors and garage doors, as a

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condition of reimbursing a homeowner approved approving an

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application for a grant if the department determines that

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improvements to less than all openings would not substantially

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improve the structure's ability to withstand hurricane damage.

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     (j) The department shall transfer the amount of $40 million

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from funds appropriated to the program, including up to 5 percent

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for administrative costs, to Volunteer Florida Foundation, Inc.,

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for provision of inspections and grants to low-income homeowners,

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as defined in s. 420.0004(10), consistent with this section.

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Volunteer Florida Foundation, Inc., shall be responsible for

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inspections and grants management for low-income homeowners and

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shall report its activities and account for state funds on a

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quarterly and annual basis to the Chief Financial Officer, the

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President of the Senate, and the Speaker of the House of

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Representatives.

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     (8) NO-INTEREST LOANS.--The department shall implement may

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develop a no-interest loan program by October 1, 2008, contingent

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upon the selection of a qualified vendor and execution of a

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contract acceptable to the department and the vendor. The

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department shall enter into partnerships with December 31, 2007,

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to encourage the private sector to provide loans to owners of

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site-built, single-family, residential property to pay for

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mitigation measures listed in subsection (2). A loan eligible for

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interest payments pursuant to this subsection may be for a term

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of up to 3 years and cover up to $5,000 in mitigation measures.

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The department shall pay the creditor the market rate of interest

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using funds appropriated for the My Safe Florida Home Program. In

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no case shall the department pay more than the interest rate set

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by s. 687.03. To be eligible for a loan, a loan applicant must

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first obtain a home inspection and report that specifies what

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improvements are needed to reduce the property's vulnerability to

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windstorm damage pursuant to this section and meet loan

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underwriting requirements set by the lender. The department shall

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may set aside up to $10 million from funds appropriated for the

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My Safe Florida Home Program to implement this subsection. The

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department may shall adopt rules pursuant to ss. 120.536(1) and

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120.54 to implement this subsection which may include eligibility

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criteria.

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     (10)  CONTRACT MANAGEMENT.--The department may contract with

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third parties for grants management, inspection services,

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contractor services for low-income homeowners, information

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technology, educational outreach, and auditing services. Such

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contracts shall be considered direct costs of the program and

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shall not be subject to administrative cost limits, but contracts

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valued at $500,000 or more shall be subject to review and

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approval by the Legislative Budget Commission. The department

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shall contract with providers that have a demonstrated record of

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successful business operations in areas directly related to the

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services to be provided and shall ensure the highest

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accountability for use of state funds, consistent with this

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section.

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     Section 2.  Subsection (2) of section 627.711, Florida

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Statutes, is amended to read:

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     627.711  Notice of premium discounts for hurricane loss

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mitigation; uniform mitigation verification inspection form.--

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     (2)  By July 1, 2007, the Financial Services Commission

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shall develop by rule a uniform mitigation verification

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inspection form that shall be used by all insurers when submitted

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by policyholders for the purpose of factoring discounts for wind

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insurance. In developing the form, the commission shall seek

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input from insurance, construction, and building code

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representatives. Further, the commission shall provide guidance

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as to the length of time the inspection results are valid. An

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insurer shall accept as valid a uniform mitigation verification

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form certified by the Department of Financial Services or signed

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by:

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     (a) A hurricane mitigation inspector employed by an

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approved My Safe Florida Home wind certification entity;

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     (b) A building code inspector certified under s. 468.607;

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     (c) A general or residential contractor licensed under s.

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489.111;

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     (d) A professional engineer licensed under s. 471.015 who

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has passed the appropriate equivalency test of the Building Code

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training program as required by s. 553.841; or

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     (e) A professional architect licensed under s. 481.213.

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     Section 3.  This act shall take effect July 1, 2008.

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================ T I T L E  A M E N D M E N T ================

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And the title is amended as follows:

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     Delete everything before the enacting clause

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and insert:

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A bill to be entitled

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An act relating to the My Safe Florida Home Program;

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amending s. 215.5586, F.S.; requiring that wind

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certification entities meet certain minimum criteria to

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qualify for selection by the Department of Financial

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Services; deleting a provision requiring hurricane

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mitigation inspectors participating in the program to meet

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the requirements for a criminal record check by a

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specified date; authorizing the department to require that

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improvements be made to all openings of a structure,

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including exterior doors and garage doors, as a condition

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of reimbursing a homeowner for a grant; deleting a

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provision authorizing the department to transfer certain

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funds to Volunteer Florida Foundation, Inc., for certain

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purposes; deleting a requirement that Volunteer Florida,

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Inc., undertake certain activities; requiring the

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department to implement a no-interest loan program by a

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certain date; providing program requirements; requiring

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the department to set aside certain moneys for certain

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purposes; authorizing the department to adopt rules;

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authorizing the department to contract with third parties

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for contractor services and technology; amending s.

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627.711, F.S.; requiring insurers to accept as valid

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uniform mitigation verification forms certified by the

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department or signed by certain professionals; providing

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an effective date.

4/30/2008  1:22:00 PM     16-09240-08seg1