1 | A bill to be entitled |
2 | An act relating to the City of Orlando Firefighter Pension |
3 | Fund, Orange County; amending chapter 23444, Laws of |
4 | Florida, 1945, as amended; providing a member with 20 |
5 | years or more of service who is involuntarily determined |
6 | to be permanently and totally disabled not in the line of |
7 | duty the right to elect a normal service retirement under |
8 | certain conditions; providing for a change in the accrual |
9 | rate for normal retirement benefit; providing for a change |
10 | of the accrual rate for line of duty death benefits if |
11 | member has completed more than 23.53 years of service; |
12 | changing the Back Deferred Retirement Option Program |
13 | (DROP) from 36 months to 60 months; revising provisions |
14 | relating to DROP accounts; providing that distributions |
15 | comply with the Internal Revenue Code; providing for |
16 | changes necessary to maintain tax qualification; |
17 | authorizing the legislative body of the City of Orlando to |
18 | adjust the pension plan to comply with the Internal |
19 | Revenue Code and to create a SHARE program or plan to |
20 | provide for certain extra benefits; providing that benefit |
21 | changes are not retroactive; specifying this act does not |
22 | provide additional benefits to certain members and |
23 | beneficiaries; providing for retroactive effect; providing |
24 | effective dates. |
25 |
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26 | Be It Enacted by the Legislature of the State of Florida: |
27 |
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28 | Section 1. Effective July 1, 2009, sections 7, 12, |
29 | 14, 21, and 27 of chapter 23444, Laws of Florida, 1945, as |
30 | amended, are amended to read: |
31 | Section 7. Permanent Disability Pension; Not in Line |
32 | of Duty. Each and every active member of the department who |
33 | shall become permanently and totally disabled, if said |
34 | disability was not directly caused by and attributable to |
35 | the performance of duty as a member of the fire department |
36 | and was not caused by the member's own imprudence, upon |
37 | establishing to the satisfaction of said board that the |
38 | member is so permanently and totally disabled, shall be |
39 | entitled to a monthly pension as follows: A member with |
40 | less than 10 full years of credited service at time of |
41 | impairment shall be entitled to receive an amount equal to |
42 | 3 percent of the member's average monthly salary for each |
43 | year of said credited service, and a member with 10 full |
44 | years or more of credited service at time of impairment |
45 | shall be entitled to 4 percent of the member's average |
46 | monthly salary for each year of said credited service. |
47 | However, the monthly pension shall not exceed 60 percent of |
48 | the member's average monthly salary as determined herein; |
49 | provided, however, that the monthly pension for a member |
50 | with more than twenty (20) full years of credited service |
51 | at time of impairment may exceed sixty (60) percent and |
52 | shall be sixty (60) percent plus four (4) per cent per year |
53 | for each year of credited service in excess of twenty (20), |
54 | based on such years of credited service, but may not exceed |
55 | eighty (80) percent, unless the member has completed 40 |
56 | years of credited service in which case the member shall |
57 | receive an additional 2 percent per year for each year in |
58 | excess of 40 years of credited service. Provided further, a |
59 | member with 20 years or more of credited service who is |
60 | determined by the board of trustees to be permanently and |
61 | totally disabled not in the line of duty, but without |
62 | application for not in the line of duty disability |
63 | benefits, may within thirty (30) days of such determination |
64 | elect in writing to receive the normal retirement benefit |
65 | that the member would be entitled to receive based on years |
66 | of credited service. Provided, however, the total monthly |
67 | benefit shall not exceed 100 percent of the member's |
68 | average monthly salary. The phrase "permanently and totally |
69 | disabled" shall be construed to mean and include the loss |
70 | of one or more limbs, loss of sight in one or both eyes, |
71 | loss of hearing in one or both ears and any other condition |
72 | which renders the member unfit to perform the required |
73 | duties of the member's rank held at the time of impairment. |
74 | The average monthly salary shall be determined by computing |
75 | the member's average monthly salary for the member's last 3 |
76 | years of credited service or for the member's total |
77 | credited service if less than 3 years, or by computing the |
78 | member's average monthly salary for the five best years of |
79 | the last ten years of credited service, whichever amount is |
80 | greater. Upon the death of the member on said disability |
81 | pension, benefits shall be paid as follows: |
82 | (1) If a member has not elected and started receipt of the |
83 | Section 34(1)(a) life with ten (10) years certain form of |
84 | payment, or the Section 34(1)(b) life only form of payment, or |
85 | the Section 34(1)(c) joint pensioner form of payment, benefits |
86 | shall be paid pursuant to Section 14, "Benefits Payable Upon |
87 | Death of Member", to the surviving spouse and issues under the |
88 | age of eighteen (18), or dependent parents, and Section 35(3), |
89 | "10 Year Certain Guarantee", if applicable. |
90 | (2) If a member has elected and started receipt of the |
91 | Section 34(1)(a) life with ten (10) years certain form of |
92 | payment and the member has not received 120 monthly payments, |
93 | then benefits otherwise payable to the member shall be paid |
94 | pursuant to Section 32, "Beneficiaries", for the remainder of |
95 | the 120 monthly payments beginning on the first day of the month |
96 | immediately following the member's death regardless of the age |
97 | of the deceased member. If the firefighter makes this election, |
98 | no benefits shall be paid pursuant to Section 14(5)(b) or |
99 | Section 14(5)(d) to the surviving spouse, issue in being under |
100 | the age of eighteen (18), or dependent parents. Provided |
101 | however, the firefighter may designate as beneficiaries the |
102 | surviving spouse, issue in being under the age of eighteen (18), |
103 | or dependent parents to receive the remainder of the 120 monthly |
104 | payments. |
105 | (3) If a member has elected and started receipt of the |
106 | Section 34(1)(b) life only form of payment, no further payments |
107 | shall be made upon the death of the member. |
108 | (4) If a member has elected and started receipt of the |
109 | Section 34(1)(c) joint pensioner form of payment, benefits shall |
110 | be paid as provided therein. |
111 |
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112 | Notwithstanding anything that may be to the contrary in |
113 | this act, at age 47 a member then receiving benefits under |
114 | this section may make the election provided in section |
115 | 12(1) or section 12(2) as the case may be and section 18, |
116 | all of this act (Laws of Fla. ch. 23444(1945), as amended) |
117 | in the manner therein specified, provided he is qualified |
118 | by length of service prior to said disability and provided |
119 | he makes the election within the 30 day period after |
120 | reaching age 47. If the election is exercised in favor of |
121 | salary deduction return, the return shall be minus |
122 | disability payments paid hereunder. If the election is |
123 | exercised, all of the member's rights and the rights of the |
124 | surviving spouse and issue and dependent parents under |
125 | Section 14 shall cease. |
126 | Section 12. Service Requirement for Voluntary Retirement. |
127 | (1) Normal Retirement Date. |
128 | A member's normal retirement date shall be the first day of |
129 | the month coincident with or next following the earlier of the |
130 | completion of twenty (20) years of credited service regardless |
131 | of age, or attainment of age forty-seven (47) and the completion |
132 | of ten (10) years of credited service. Any member may retire on |
133 | the first day of any month after the member's normal retirement |
134 | date, and each member shall become 100% vested in his accrued |
135 | benefit on the member's normal retirement date. Normal |
136 | retirement is retirement from employment as a firefighter with |
137 | the City of Orlando on or after the normal retirement date. Any |
138 | member of the Fire Department who has more than 10 years of |
139 | credited service but less than 20 years of credited service and |
140 | who is discharged or voluntarily separates from service in the |
141 | department thereafter but before attaining age forty-seven (47), |
142 | may make an election to receive a monthly pension beginning at |
143 | age 47. |
144 | (2) Normal Retirement Benefit. |
145 | (a) A member of the Fire Department who has more than 10 |
146 | or more years of credited service but less than 20 years of |
147 | credited service shall be entitled to an amount equal to the |
148 | number of the member's years of credited service multiplied by |
149 | 2.0% multiplied by the member's average monthly salary. |
150 | (b) Any member of the Fire Department who has 20 years or |
151 | more of credited service but less than 42.5 40 years of credited |
152 | service shall be entitled to a monthly pension of 68% 60% of the |
153 | member's average monthly salary plus 3.4% 4% for each year of |
154 | credited service in excess of 20 years of credited service but |
155 | not to exceed 85% 80%. |
156 | (c) Any member of the Fire Department who has completed |
157 | 42.5 40 years of credited service shall receive in addition to |
158 | the amount specified in subparagraph (b) an additional 2% per |
159 | year of credited service for each year in excess of 42.5 40 |
160 | years of service; provided, however, the total monthly benefit |
161 | shall not exceed 100% of the average monthly salary used in |
162 | calculating the member's pension benefit. |
163 | (3) Average Monthly Salary shall be determined by |
164 | computing the average monthly salary of the member's last three |
165 | (3) years of credited service, or by computing the member's |
166 | average monthly salary for the five (5) best years of the last |
167 | ten (10) years of credited service, whichever amount is greater. |
168 | (4) The additional actuarial cost of providing benefits to |
169 | members who retire after completing 20 years of credited service |
170 | but before attaining age 47 shall be borne by the members. |
171 | (5) If the member should die after separation or discharge |
172 | before timely electing the pension form of payment or after the |
173 | election but before receipt of the pension, no benefit will be |
174 | paid under a Section 34(1)(b) life only option or a Section |
175 | 34(1)(c) joint pensioner option, and benefits shall be paid |
176 | pursuant to Section 14, "Benefits Payable Upon Death of Member", |
177 | with the Section 35(2) "10 years certain Guarantee", unless the |
178 | member had elected the Section 34(1)(a) life with ten (10) years |
179 | certain form of payment. |
180 | (6) Upon the death of a member who had started receipt of |
181 | a Section 12 pension including a pension credited to the |
182 | member's DROP account, benefits shall be paid as follows: |
183 | (a) If a member has not elected the Section 34(1)(a) life |
184 | with ten (10) years certain form of payment, or the Section |
185 | 34(1)(b) life only form of payment, or the Section 34(1)(c) |
186 | joint pensioner form of payment, benefits shall be paid pursuant |
187 | to Section 14 to the surviving spouse and issues under the age |
188 | of eighteen (18), or dependent parents, with Section 35(3), "10 |
189 | Year Certain Guarantee", if applicable. |
190 | (b) If a member has elected the Section 34(1)(a) life with |
191 | ten (10) years certain form of payment and the member has not |
192 | received 120 monthly payments, then benefits otherwise payable |
193 | to the member shall be paid pursuant to Section 32, |
194 | "Beneficiaries", for the remainder of the 120 monthly payments |
195 | beginning on the first day of the month immediately following |
196 | the member's death regardless of the age of the deceased member. |
197 | If the firefighter makes this election, no benefits shall be |
198 | paid pursuant to Section 14(5)(b) or Section 14(5)(d) to the |
199 | surviving spouse, issue in being under the age of eighteen (18), |
200 | or dependent parents. Provided however, the firefighter may |
201 | designate as beneficiaries the surviving spouse, issue in being |
202 | under the age of eighteen (18), or dependent parents to receive |
203 | the remainder of the 120 monthly payments. |
204 | (c) If a member has elected the Section 34(1)(b) life only |
205 | form of payment, no further payments shall be made upon the |
206 | death of the member. If a member has elected the Section |
207 | 34(1)(c) joint pensioner form of payment, benefits shall be paid |
208 | as provided therein. |
209 | Section 14. Benefits Payable Upon Death of Member. |
210 | (1) Unless the member has elected a life with 10 year |
211 | certain form of payment pursuant to Section 34(1)(a); or has |
212 | elected and started receipt of or started DROP account accrual |
213 | of a life only form of payment pursuant to Section 34(1)(b); or |
214 | has elected and started receipt of or started DROP account |
215 | accrual of a joint pensioner form of payment pursuant to Section |
216 | 34(1)(c), upon the death of the member, the amounts stated in |
217 | subsection (5) shall be paid to the member's surviving spouse, |
218 | if any, for the remainder of the surviving spouse's natural |
219 | life, regardless of marital status; provided, however, if the |
220 | deceased member left surviving issue in being under the age of |
221 | eighteen (18) who are issue of said decedent and the member's |
222 | surviving spouse, twenty-five percent (25%) of the aforesaid |
223 | surviving spouse's pension shall be paid to said surviving |
224 | spouse for said issue, until said issue become eighteen (18), at |
225 | which time the full surviving spouse's pension shall be paid to |
226 | said surviving spouse for the remainder of the surviving |
227 | spouse's natural lifetime regardless of marital status; and, |
228 | provided further, if said deceased member died with issue |
229 | surviving in being under the age of eighteen (18) who are issue |
230 | of said decedent and not of the surviving spouse, twenty-five |
231 | (25%) of the aforesaid surviving spouse's pension shall be |
232 | divided and paid on a per capita basis, to: |
233 | (a) the legal guardian or guardians of said issue, or a |
234 | trustee of a trust of which said issue is a beneficiary, for |
235 | said issue; until age eighteen (18); and |
236 | (b) the surviving spouse, for issue, if any, the surviving |
237 | spouse and the deceased member may have had who survived the |
238 | member and were in being and under eighteen (18) years of age at |
239 | the time of the member's death. |
240 | (2) If said decedent leaves no surviving spouse, but does |
241 | leave issue as aforesaid, the aforesaid full surviving spouse's |
242 | pension shall be divided and paid on a per capita basis to the |
243 | legal guardian or guardians of said issue, or a trustee of a |
244 | trust of which said issue is a beneficiary, for said issue, |
245 | until age eighteen (18). Notwithstanding anything to the |
246 | contrary in this section, all payments for any issue shall cease |
247 | at age eighteen (18) or at death of said issue prior thereto or |
248 | at the times provided in Section 22 of this act and said |
249 | cancelled payments for said issue shall not serve to increase |
250 | the payments to any other issue but shall be paid to said |
251 | surviving spouse if then alive for the remainder of the |
252 | surviving spouse's natural lifetime regardless of marital |
253 | status. |
254 | (3) If a deceased member of the said fire department, |
255 | active or retired, shall leave no surviving spouse and shall not |
256 | leave a surviving child or children in being and his issue and |
257 | under the age of eighteen (18) years, but shall leave a |
258 | surviving parent who is entirely dependent upon said member for |
259 | support, the dependent parents pro rata shall receive the same |
260 | pension to which the surviving spouse would have been entitled, |
261 | unless and until such dependent parent becomes self-supporting |
262 | or dies. If both dependent parents are receiving pension and one |
263 | becomes self-supporting or dies, the one hundred percent (100%) |
264 | of the benefit shall be paid to the other dependent parent. |
265 | (4) Notwithstanding anything to the contrary in this |
266 | section, the fund, board of trustees, comptroller and the city |
267 | shall not be liable or responsible in any way for identification |
268 | or verification of the authenticity of surviving spouses, |
269 | issues, guardians, or trustees, or dependent parents or changes |
270 | in status thereof; moreover, without limiting the foregoing, to |
271 | be entitled to be considered for said payments provided herein, |
272 | proof of identification and authenticity of the surviving |
273 | spouse, issue, guardians, and trustees, or dependent parents |
274 | along with sufficient address and status information under |
275 | Section 22 of this Act, must be presented to the board in |
276 | writing within thirty (30) days of the death of said member and |
277 | proof of changes therein presented to the board in writing |
278 | within thirty (30) days after the change. Without limiting the |
279 | foregoing sentence, any surviving spouse deeming himself or |
280 | herself entitled under this section to an increase in pension on |
281 | account of change in status of issue shall present in writing to |
282 | said board proof satisfactory to the board of said change within |
283 | thirty (30) days thereafter. If the board of trustees decides, |
284 | in its discretion, that proof of any of the aforesaid changes |
285 | has been satisfactorily shown to it in writing, the change of |
286 | pension shall be made by said board effective with the next |
287 | monthly payment due after said showing; provided, however, no |
288 | change in pension payment or amount thereof shall be |
289 | retroactive. |
290 | (5)(a) If the member qualifies for benefits pursuant to |
291 | Section 7, "Permanent Disability Pension; Not in Line of Duty", |
292 | the amount of the monthly pension shall be equal to sixty-five |
293 | percent (65%) of the pension that the deceased member was |
294 | entitled to receive based on years of credited service, unless |
295 | the member had twenty (20) years of credited service at time of |
296 | retirement on disability in which case the monthly pension shall |
297 | be equal to seventy-five percent (75%) of the pension that the |
298 | deceased member was entitled to receive based on years of |
299 | credited service. |
300 | (b) If the member's death qualifies for benefits pursuant |
301 | to Section 8, "Pension for Death In Line of Duty", the monthly |
302 | pension shall be seventy-five percent (75%) of eighty percent |
303 | (80%) of the member's average monthly salary; provided however a |
304 | member who has completed 23.53 forty (40) years of credited |
305 | service shall be entitled to an additional 3.4% two percent (2%) |
306 | over the eighty percent (80%) for each year of credited service |
307 | in excess of 23.53 forty (40) years of credited service, but not |
308 | to exceed eighty-five percent (85%) unless the deceased member |
309 | had completed 42.5 years of credited service in which case the |
310 | benefit shall be increased by an additional 2% per year for each |
311 | year in excess of 42.5 years of credited service, but not to |
312 | exceed one-hundred percent (100%). |
313 | (c) If the member qualifies for benefits pursuant to |
314 | Section 9, "Permanent Disability Pension: In Line of Duty", the |
315 | monthly pension shall be seventy-five percent (75%) of the |
316 | pension the deceased member was entitled to receive. |
317 | (d) If the member's death qualifies pursuant to Section |
318 | 10, "Pension for Death Not In Line of Duty", the monthly pension |
319 | shall be sixty-five percent (65%) of the pension that the member |
320 | was entitled to receive; provided however that if the active |
321 | member at the time of his or her death shall have reached normal |
322 | retirement date, the monthly pension shall be equal to seventy- |
323 | five percent (75%) of the pension the deceased member was |
324 | entitled to receive based on years of credited service. |
325 | (e) If a member is entitled to a pension pursuant to |
326 | Section 12, "Service Requirement for Voluntary Retirement", the |
327 | monthly pension shall be seventy-five percent (75%) of the |
328 | pension that the member was entitled to receive. |
329 | (6) Effective for any pension paid a surviving spouse |
330 | which started on or after January 1, 2008, any pension being |
331 | paid under the terms and provisions of this act to any surviving |
332 | spouse shall not cease upon the surviving spouse's remarriage. |
333 | The surviving spouse of such deceased member killed in the line |
334 | of duty whose benefits terminated because of remarriage shall |
335 | have the benefit reinstated as of July 1, 1994, at an amount |
336 | that would have been payable had such benefit not been |
337 | terminated. No pension shall be paid under the terms and |
338 | provisions of this section to any surviving spouse unless the |
339 | surviving spouse was the lawful spouse of the deceased member of |
340 | the said fire department, at the time the member was placed on |
341 | pension or entered DROP under the terms and provisions of this |
342 | act. The pension provided for issue of the deceased member under |
343 | the age of eighteen (18) years shall not cease by virtue of the |
344 | remarriage of their surviving mother or father, but it shall |
345 | continue until the occurrence of one or more of the events |
346 | mentioned in Section 22 hereof. |
347 | (7) If the member was eligible for cost-of-living |
348 | increases pursuant to Section 19, then those eligible for |
349 | benefits payable upon the death of the member shall also be |
350 | eligible for cost-of-living increases in the same |
351 | percentage and at the same time that the member would have |
352 | been entitled to receive the Section 19 cost-of-living |
353 | increases. |
354 | Section 21. Deferred Retirement Option Program Plan. |
355 | (1) Deferred Retirement Option Program Plan--The Deferred |
356 | Retirement Option Program Plan, hereinafter referred to as the |
357 | "DROP," allows any member who has elected to participate in the |
358 | DROP, hereinafter referred to as a "DROP participant," to |
359 | receive a lump-sum payment, or other payment, in addition to a |
360 | monthly pension, upon termination of employment. No benefits |
361 | shall be paid under this section unless the DROP participant has |
362 | terminated employment. |
363 | (2) DROP Eligibility--Any member may elect to participate |
364 | in the DROP following the date upon which the member completes |
365 | 20 years of active service as a firefighter with the City of |
366 | Orlando and is eligible for a service retirement pension. A |
367 | member may participate in the DROP only once. |
368 | (3) DROP Participation-- |
369 | (a) An eligible member may participate in the Forward Drop |
370 | for a period not to exceed a maximum of 60 months or, in the |
371 | alternative, may participate in the Back DROP for a period not |
372 | to exceed 60 36 months. Notwithstanding, DROP participation may |
373 | not continue beyond the date when the member's combined years of |
374 | credited service and time in the DROP equals 360 months. |
375 | (b) A member may apply to participate in the DROP by |
376 | submitting an application to the Board of Trustees, which shall |
377 | include the following: |
378 | 1. A written election to participate in the DROP. Once |
379 | submitted to the Board of Trustees, this election will be |
380 | irrevocable. |
381 | 2. Selection of the DROP participation and termination |
382 | dates that satisfy the limitation stated in subsection (2) and |
383 | paragraph (a). Such termination date shall be in a binding |
384 | letter of resignation, establishing a deferred termination date. |
385 | 3. A properly completed DROP application for a service |
386 | retirement pension. |
387 | 4. A properly completed designation of named |
388 | beneficiaries in the event the member dies while participating |
389 | in the DROP. |
390 | 5. Any other information as may be required by the Board |
391 | of Trustees. |
392 | (c) The DROP participant shall be a retiree under the |
393 | provisions of the pension plan. However, participation in the |
394 | DROP does not alter the DROP participant's employment status, |
395 | nor does it constitute a contract or guarantee of continued |
396 | employment. |
397 | (d) A DROP participant shall not accrue additional |
398 | credited service under the pension plan after the effective date |
399 | of DROP participation. |
400 | (4) Benefits Payable Under the DROP-- |
401 | (a) Effective with the date of DROP participation, the |
402 | DROP participant's initial monthly service retirement pension, |
403 | including credited service and average monthly salary, shall be |
404 | determined and fixed. Such service retirement pension and |
405 | earnings shall be credited to the DROP participant's DROP |
406 | account no less than monthly. Such earnings shall be credited as |
407 | provided in subsection (7). |
408 | (b) The effective date of DROP participation for a |
409 | participant who has elected to receive benefits under the |
410 | pension plan shall be the first day of the month selected by the |
411 | member to begin retirement under the pension plan and |
412 | participation in the DROP. |
413 | (c) The service retirement pension and earnings thereon |
414 | shall be credited to the DROP participant's DROP account |
415 | periodically, as pension benefit payments would have otherwise |
416 | been made. |
417 | (5) DROP Types--A member eligible for a service retirement |
418 | pension may elect a Forward DROP or a Back DROP, but not both. |
419 | (a) Forward DROP--Under a Forward DROP, a member may |
420 | retire, deferring receipt of the service retirement pension |
421 | while continuing employment with the city. In that case, the |
422 | deferred monthly service retirement pension shall be credited to |
423 | the DROP participant's DROP account on behalf of the DROP |
424 | participant, as provided in subsection (4), for the specified |
425 | period of the DROP participation, as provided in subsection (3). |
426 | Upon termination of employment, the DROP participant shall |
427 | receive the balance of his or her DROP account and begin to |
428 | receive the monthly service retirement pension. |
429 | 1. A DROP participant remains an employee and receives all |
430 | the benefits of being an employee during the DROP participation |
431 | period; provided, however, the DROP participant is not eligible |
432 | to participate in any other city provided pension or long term |
433 | disability plan. A DROP participant shall be subject to |
434 | termination of employment during the DROP participation period |
435 | to the same extent as he or she was prior to participating in |
436 | the DROP. |
437 | 2. Effective with the start date of a DROP participant's |
438 | Forward DROP participation, a member's contribution and the |
439 | normal cost contribution to the pension fund by the city, on |
440 | behalf of the member, shall cease. |
441 | 3. Effective with the start date of a DROP participant's |
442 | Forward DROP participation, a member shall not be entitled to |
443 | any change in pension benefits unless specifically provided |
444 | otherwise. |
445 | (b) Back DROP--Under a Back DROP, a member may retire with |
446 | a retroactive date of retirement. A member may not select a |
447 | retroactive retirement date earlier than the date upon which the |
448 | member first became eligible for a service retirement pension, |
449 | and in no event shall the retroactive date of retirement be more |
450 | than 60 36 months prior to the date of Back DROP election. The |
451 | monthly service retirement pension shall be determined as of the |
452 | retroactive retirement date. Except for years of credited |
453 | service and average monthly salary, Back DROP benefits shall be |
454 | calculated pursuant to the provisions of the pension plan in |
455 | effect on the date the member separates from employment as a |
456 | firefighter with the City of Orlando and not as of the Back DROP |
457 | participant's retroactive date of retirement. The member shall |
458 | then be credited with an account balance in his or her DROP |
459 | account that is equal to the account balance he or she would |
460 | have had if he or she had timely elected a Forward DROP under |
461 | paragraph (a) on the retroactive retirement date. Upon |
462 | termination of employment, the Back DROP participant shall |
463 | receive or transfer the balance of this DROP account, pursuant |
464 | to subsection (10), and shall begin to receive the monthly |
465 | service retirement pension adjusted to reflect the retroactive |
466 | retirement date. |
467 | (c) Eligibility exception--Notwithstanding the provisions |
468 | of subsection 3(a), for 60 days after the effective date of this |
469 | act, a member with more than 324 months of credited service may |
470 | elect the Back DROP option and will not be subject to the |
471 | combined years of credited service and DROP participation |
472 | limitation of 360 months. Said member is subject to the maximum |
473 | Back DROP participation period of 60 36 months. A member with |
474 | more than 324 months of credited service as of the effective |
475 | date of DROP who does not elect to participate in the DROP, as |
476 | set forth herein, during this one-time window period shall |
477 | forfeit the right to deviate from the conditions for |
478 | participation in the DROP set forth in subsection (3). |
479 | (6) DROP Accounts--Individual DROP accounts shall be |
480 | established to account for each DROP participant's accrued DROP |
481 | benefits, but there shall be no requirement that funds be |
482 | segregated for any DROP participant. In the case of a member who |
483 | selects the Back DROP option, the amount of that member's |
484 | contributions made during the Back DROP period shall not be |
485 | refunded or credited to the member. |
486 | (7) DROP Benefits Earnings and Reporting-- |
487 | (a) A DROP participant's DROP account shall accrue |
488 | earnings at 8% (eight percent) simple interest compounded |
489 | annually, unless the parties otherwise agree. |
490 | (b) A DROP account shall be adjusted to reflect earnings |
491 | until such time as the DROP account is distributed in full to |
492 | the DROP participant or his or her beneficiaries. |
493 | (c) The Board of Trustees shall report to each DROP |
494 | participant at least annually accrued DROP benefits in the |
495 | participant's DROP account. |
496 | (8) Cost-of-Living Increase--A DROP participant will not |
497 | be eligible to participate in cost-of-living increases during |
498 | the DROP period. Cost-of-living increases will be made pursuant |
499 | to section 19, starting 3 years after the DROP participant's |
500 | termination of employment. |
501 | (9) Benefits Payable upon Termination of DROP--Upon the |
502 | DROP participant's termination of employment, for any reason, |
503 | whether by resignation, discharge, disability, or death, the |
504 | monthly service retirement pension will be distributed according |
505 | to the provisions of this plan and the balance of the DROP |
506 | account shall be distributed to the DROP participant or, if |
507 | deceased, the DROP participant's beneficiaries, as provided |
508 | herein. |
509 | (10) Payment Conditions and Options--Upon the DROP |
510 | participant's termination of employment, for any reason, whether |
511 | by resignation, discharge, disability, or death, the Board of |
512 | Trustees shall distribute the balance of the DROP participant's |
513 | DROP account, subject to the following provisions: |
514 | (a) The Board of Trustees shall receive verification from |
515 | the city that such DROP participant has terminated employment. |
516 | (b) Following the termination of employment, the DROP |
517 | participant or, if deceased, such DROP participant's |
518 | beneficiaries shall elect on forms provided by the Board of |
519 | Trustees to receive payment of the balance of the DROP account |
520 | in accordance with one of the options listed below. For a DROP |
521 | participant or beneficiaries who fail to elect a method of |
522 | payment within 60 days of termination of employment, the Board |
523 | of Trustees shall pay the balance of the DROP account in one |
524 | lump sum as provided in subparagraph 1. |
525 | 1. Lump sum--The balance of the DROP account, less taxes |
526 | remitted to the Internal Revenue Service, if any, shall be paid |
527 | to the DROP participant or beneficiaries. |
528 | 2. Direct rollover--The balance of the DROP account shall |
529 | be paid directly to the custodian of an eligible retirement plan |
530 | pursuant to the then-applicable provisions as defined in § |
531 | 402(c)(8)(B) of the Internal Revenue Code. However, in the case |
532 | of an eligible rollover distribution to the widow or widower as |
533 | a beneficiary, an eligible retirement plan is an individual |
534 | retirement account or an individual retirement annuity as |
535 | described in § 402(c)(9) of the Internal Revenue Code. |
536 | 3. Partial lump sum--A portion of the balance of the DROP |
537 | account shall be paid to the DROP participant or beneficiaries, |
538 | less taxes remitted to the Internal Revenue Service, if any, and |
539 | the remaining balance of the DROP account shall be transferred |
540 | directly to the custodian of an eligible retirement plan |
541 | pursuant to the then-applicable provisions as defined in § |
542 | 402(c)(8)(B) of the Internal Revenue Code. However, in the case |
543 | of an eligible rollover distribution to the widow or widower as |
544 | a beneficiary, an eligible retirement plan is an individual |
545 | retirement account or an individual retirement annuity as |
546 | described in § 402(c)(9) of the Internal Revenue Code. The |
547 | proportions shall be specified by the DROP participant or |
548 | beneficiaries. |
549 | 4. Other methods--The balance of the DROP account shall be |
550 | paid by a method that is in compliance with the Internal Revenue |
551 | Code and as adopted by the Board of Trustees. |
552 | (c) The form of distribution payment selected by the DROP |
553 | participant or beneficiaries complies with the minimum |
554 | distribution requirements of the Internal Revenue Code. |
555 | (d) Distributions shall comply with the then-applicable |
556 | requirements of the Internal Revenue Code. |
557 | (11) Disability--A DROP participant is not eligible to |
558 | apply for a disability pension under this pension plan. |
559 | (12) Death of a DROP Participant-- |
560 | (a) Upon the death of a DROP participant, the named DROP |
561 | beneficiaries shall be entitled to apply for and receive the |
562 | balance of the DROP participant's DROP account as provided in |
563 | subsections (9) and (10). DROP payments to a beneficiary shall |
564 | be in addition to any other retirement benefits payable to the |
565 | beneficiary. |
566 | (b) The monthly service retirement pension accrued to the |
567 | DROP account during the month of the DROP participant's death |
568 | shall be the final monthly service retirement pension benefit |
569 | credited for such DROP participant. |
570 | (c) Eligibility to participate in the DROP terminates upon |
571 | the death of the DROP participant. If the DROP participant dies |
572 | on or after the effective date of enrollment in the DROP, but |
573 | prior to the first monthly service retirement pension benefit |
574 | being credited to the DROP, pension plan benefits shall be paid |
575 | in accordance with applicable provisions of this pension plan. |
576 | (d) A DROP participant's beneficiaries shall not be |
577 | eligible to receive survivor benefits as provided in sections 8 |
578 | and 10. |
579 | (13) A DROP participant shall not be deemed to have been |
580 | reemployed after retirement as that term is used elsewhere in |
581 | the plan. |
582 | (14) Any actuarially-determined additional cost resulting |
583 | from the benefits in this section shall be borne by the members |
584 | of the pension plan. |
585 | Section 27. Tax Qualification, and Statutory Minimums, and |
586 | SHARE Program. |
587 | (a) The legislative body of the City of Orlando is |
588 | authorized to amend the pension plan to the limited extent |
589 | necessary to obtain and maintain tax qualification of the plan |
590 | under the Internal Revenue Code and to comply with mandatory and |
591 | optional provisions of the Internal Revenue Code applicable to |
592 | governmental pension plans for firefighters, but must obtain |
593 | prior agreement of the members and their collective bargaining |
594 | agent, if any, should such required amendments change any plan |
595 | benefits. |
596 | (b) The legislative body of the City of Orlando is |
597 | authorized to amend the pension plan to the limited extent |
598 | necessary to comply with the minimum standards and benefits |
599 | levels required by Chapter 175, Florida Statutes, in order to |
600 | allow the plan to receive funds from the Police and |
601 | Firefighters' Premium Tax Trust Fund, but must obtain prior |
602 | agreement of the members and their collective bargaining agent, |
603 | if any, should such required amendments change any plan |
604 | benefits. |
605 | (c) The legislative body of the City of Orlando is |
606 | authorized to amend the pension plan to the limited extent |
607 | necessary to create a SHARE program or plan to provide for extra |
608 | benefits as required by section 175.351(1), Florida Statutes, |
609 | funded by additional premium tax revenues, but must obtain prior |
610 | agreement of the collective bargaining agent of the members. |
611 | Section 2. Unless otherwise specified, this act shall not |
612 | entitle a member or beneficiary of a firefighter who separated |
613 | from employment as a firefighter or entered Forward DROP, |
614 | whichever came first, prior to July 1, 2009, to any additional |
615 | benefits to those in effect at the time of the firefighter's |
616 | separation from employment as a firefighter or entry into |
617 | Forward DROP, whichever came first, or change in the calculation |
618 | of normal retirement benefit. This section shall take effect |
619 | July 1, 2009. |
620 | Section 3. This act is only an enabling act and is |
621 | contingent upon contractual agreement through the collective |
622 | bargaining process between the City of Orlando and the |
623 | respective certified bargaining agent. |
624 | Section 4. Except as otherwise provided in this act, this |
625 | act shall take effect upon becoming a law and section 3 shall be |
626 | effective retroactive to January 1, 2009. |