| 1 | A bill to be entitled |
| 2 | An act relating to Medicare supplement policies; amending |
| 3 | s. 627.6741, F.S.; expanding eligibility to enroll in a |
| 4 | Medicare supplement policy to certain additional |
| 5 | individuals; expanding a prohibition against exclusions |
| 6 | based on preexisting conditions; providing an effective |
| 7 | date. |
| 8 |
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| 9 | Be It Enacted by the Legislature of the State of Florida: |
| 10 |
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| 11 | Section 1. Subsection (1) of section 627.6741, Florida |
| 12 | Statutes, is amended to read: |
| 13 | 627.6741 Issuance, cancellation, nonrenewal, and |
| 14 | replacement.-- |
| 15 | (1) An insurer issuing Medicare supplement policies in |
| 16 | this state shall offer the opportunity of enrolling in a |
| 17 | Medicare supplement policy, without conditioning the issuance or |
| 18 | effectiveness of the policy on, and without discriminating in |
| 19 | the price of the policy based on, the medical or health status |
| 20 | or receipt of health care by the individual: |
| 21 | (a) To any individual who is 65 years of age or older and |
| 22 | who resides in this state, upon the request of the individual |
| 23 | during the 6-month period beginning with the first month in |
| 24 | which the individual has attained 65 years of age and is |
| 25 | enrolled in Medicare part B; or |
| 26 | (b) To any individual who is 65 years of age or older and |
| 27 | is enrolled in Medicare part B, who resides in this state, upon |
| 28 | the request of the individual during the 2-month period |
| 29 | following termination of coverage under a group health insurance |
| 30 | policy; or |
| 31 | (c) To any individual who resides in this state, is under |
| 32 | 65 years of age, is eligible for Medicare due to having an end- |
| 33 | stage renal disease, and is enrolled in Medicare part B, upon |
| 34 | the request of the individual within 6 months after becoming |
| 35 | eligible for Medicare or by January, 2010, whichever is later. |
| 36 |
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| 37 | A Medicare supplement policy issued to an individual under |
| 38 | paragraph (a), or paragraph (b), or paragraph (c) may not |
| 39 | exclude benefits based on a preexisting condition if the |
| 40 | individual has a continuous period of creditable coverage, as |
| 41 | defined in s. 627.6561(5), of at least 6 months as of the date |
| 42 | of application for coverage. |
| 43 | Section 2. This act shall take effect July 1, 2009. |