Florida Senate - 2010                                    SB 1710
       
       
       
       By Senator Fasano
       
       
       
       
       11-01584-10                                           20101710__
    1                        A bill to be entitled                      
    2         An act relating to public employee group health
    3         insurance; amending s. 112.0801, F.S.; providing for
    4         market determination of premium cost for health
    5         insurance for retirees; requiring cost of continued
    6         participation by retirees in insurance plans to be
    7         paid by the retiree; authorizing employers to
    8         segregate claims experience of the retiree group from
    9         claims experience of active employees; authorizing
   10         separate experience rating of retirees from active
   11         employees; providing an effective date.
   12  
   13  Be It Enacted by the Legislature of the State of Florida:
   14  
   15         Section 1. Subsection (1) of section 112.0801, Florida
   16  Statutes, is amended to read:
   17         112.0801 Group insurance; participation by retired
   18  employees.—
   19         (1) Any state agency, county, municipality, special
   20  district, community college, or district school board that which
   21  provides life, health, accident, hospitalization, or annuity
   22  insurance, or all of any kinds of such insurance, for its
   23  officers and employees and their dependents upon a group
   24  insurance plan or self-insurance plan shall allow all former
   25  personnel who have retired prior to October 1, 1987, as well as
   26  those who retire on or after such date, and their eligible
   27  dependents, the option of continuing to participate in such
   28  group insurance plan or self-insurance plan. Retirees and their
   29  eligible dependents shall be offered the same health and
   30  hospitalization insurance coverage as is offered to active
   31  employees at a premium cost determined by the market of no more
   32  than the premium cost applicable to active employees. For the
   33  retired employees and their eligible dependents, the cost of any
   34  such continued participation in any type of plan or any of the
   35  cost thereof shall may be paid by the employer or by the retired
   36  employees. To determine health and hospitalization plan costs,
   37  the employer may segregate shall commingle the claims experience
   38  of the retiree group from with the claims experience of the
   39  active employees; and, for other types of coverage, the employer
   40  may segregate commingle the claims experience of the retiree
   41  group from with the claims experience of active employees.
   42  Retirees covered under Medicare may be experience-rated
   43  separately from the retirees not covered by Medicare and may be
   44  experience-rated separately from active employees, provided that
   45  the total premium does not exceed that of the active group and
   46  coverage is basically the same as for the active group.
   47         Section 2. This act shall take effect July 1, 2010.