| 1 | A bill to be entitled |
| 2 | An act relating to the repeal of health insurance |
| 3 | provisions; amending s. 627.64872, F.S.; deleting a |
| 4 | requirement that the Florida Health Insurance Plan's |
| 5 | board of directors annually report to the Governor and |
| 6 | the Legislature concerning the Florida Health |
| 7 | Insurance Plan; deleting redundant language making the |
| 8 | implementation of the plan by the board contingent |
| 9 | upon certain appropriations; amending s. 627.6699, |
| 10 | F.S.; deleting a requirement that the Office of |
| 11 | Insurance Regulation of the Department of Financial |
| 12 | Services annually report to the Governor and the |
| 13 | Legislature concerning the Small Employers Access |
| 14 | Program; providing an effective date. |
| 15 |
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| 16 | Be It Enacted by the Legislature of the State of Florida: |
| 17 |
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| 18 | Section 1. Subsections (7) through (20) of section |
| 19 | 627.64872, Florida Statutes, are renumbered as subsections (6) |
| 20 | through (19), respectively, and paragraph (b) of subsection (4), |
| 21 | present subsection (6), and paragraph (a) of present subsection |
| 22 | (20) of that section are amended to read: |
| 23 | 627.64872 Florida Health Insurance Plan.- |
| 24 | (4) PLAN OF OPERATION.-The plan of operation shall: |
| 25 | (b) Establish procedures for selecting an administrator in |
| 26 | accordance with subsection (10) (11). |
| 27 | (6) ANNUAL REPORT.-The board shall annually submit to the |
| 28 | Governor, the President of the Senate, and the Speaker of the |
| 29 | House of Representatives a report that includes an independent |
| 30 | actuarial study to determine, without limitation, the following: |
| 31 | (a) The effect the creation of the plan has on the small |
| 32 | group and individual insurance market, specifically on the |
| 33 | premiums paid by insureds, including an estimate of the total |
| 34 | anticipated aggregate savings for all small employers in the |
| 35 | state. |
| 36 | (b) The actual number of individuals covered at the |
| 37 | current funding and benefit level, the projected number of |
| 38 | individuals that may seek coverage in the forthcoming fiscal |
| 39 | year, and the projected funding needed to cover anticipated |
| 40 | increase or decrease in plan participation. |
| 41 | (c) A recommendation as to the best source of funding for |
| 42 | the anticipated deficits of the pool. |
| 43 | (d) A summary of the activities of the plan in the |
| 44 | preceding calendar year, including the net written and earned |
| 45 | premiums, plan enrollment, the expense of administration, and |
| 46 | the paid and incurred losses. |
| 47 | (e) A review of the operation of the plan as to whether |
| 48 | the plan has met the intent of this section. |
| 49 |
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| 50 | The board may not implement the Florida Health Insurance Plan |
| 51 | until funds are appropriated for startup costs and any projected |
| 52 | deficits; however, the board may complete the actuarial study |
| 53 | authorized in this subsection. |
| 54 | (19)(20) COMBINING MEMBERSHIP OF THE FLORIDA COMPREHENSIVE |
| 55 | HEALTH ASSOCIATION; ASSESSMENT.- |
| 56 | (a)1. Upon implementation of the Florida Health Insurance |
| 57 | Plan, the Florida Comprehensive Health Association, as specified |
| 58 | in s. 627.6488, is abolished as a separate nonprofit entity and |
| 59 | shall be subsumed under the board of directors of the Florida |
| 60 | Health Insurance Plan. All individuals actively enrolled in the |
| 61 | Florida Comprehensive Health Association shall be enrolled in |
| 62 | the plan subject to its rules and requirements, except as |
| 63 | otherwise specified in this section. Maximum lifetime benefits |
| 64 | paid to an individual in the plan shall not exceed the amount |
| 65 | established under subsection (15) (16), and benefits previously |
| 66 | paid for any individual by the Florida Comprehensive Health |
| 67 | Association shall be used in the determination of total lifetime |
| 68 | benefits paid under the plan. |
| 69 | 2. All persons enrolled in the Florida Comprehensive |
| 70 | Health Association upon implementation of the Florida Health |
| 71 | Insurance Plan are only eligible for the benefits authorized |
| 72 | under subsection (15) (16). Persons identified by this section |
| 73 | shall convert to the benefits authorized under subsection (15) |
| 74 | (16) no later than January 1, 2005. |
| 75 | 3. Except as otherwise provided in this section, the |
| 76 | administration of the coverage of persons actively enrolled in |
| 77 | the Florida Comprehensive Health Association shall operate under |
| 78 | the existing plan of operation without modification until the |
| 79 | adoption of the new plan of operation for the Florida Health |
| 80 | Insurance Plan. |
| 81 | Section 2. Paragraph (l) of subsection (15) of section |
| 82 | 627.6699, Florida Statutes, is amended to read: |
| 83 | 627.6699 Employee Health Care Access Act.- |
| 84 | (15) SMALL EMPLOYERS ACCESS PROGRAM.- |
| 85 | (l) Annual reporting.-The office shall make an annual |
| 86 | report to the Governor, the President of the Senate, and the |
| 87 | Speaker of the House of Representatives. The report shall |
| 88 | summarize the activities of the program in the preceding |
| 89 | calendar year, including the net written and earned premiums, |
| 90 | program enrollment, the expense of administration, and the paid |
| 91 | and incurred losses. The report shall be submitted no later than |
| 92 | March 15 following the close of the prior calendar year. |
| 93 | Section 3. This act shall take effect July 1, 2012. |