1 | A bill to be entitled |
2 | An act relating to the Uniform Commercial Code; |
3 | revising and providing provisions of the Uniform |
4 | Commercial Code relating to secured transactions to |
5 | conform to the revised Article 9 of the Uniform |
6 | Commercial Code as prepared by the National Conference |
7 | of Commissioners on Uniform State Laws; amending s. |
8 | 679.1021, F.S.; revising and providing definitions; |
9 | amending s. 679.1051, F.S.; revising provisions |
10 | relating to control of electronic chattel paper; |
11 | amending s. 679.3071, F.S.; revising provisions |
12 | relating to the location of debtors; amending s. |
13 | 679.3111, F.S.; making editorial changes; amending s. |
14 | 679.3161, F.S.; providing rules that apply to certain |
15 | collateral to which a security interest attaches; |
16 | providing rules relating to certain financing |
17 | statements; amending s. 679.3171, F.S.; revising |
18 | provisions relating to interests that take priority |
19 | over or take free of a security interest or |
20 | agricultural lien; amending s. 679.326, F.S.; revising |
21 | priority of security interests created by a new |
22 | debtor; amending ss. 679.4061 and 679.4081, F.S.; |
23 | revising application; amending s. 679.5021, F.S.; |
24 | revising when a record of a mortgage satisfying the |
25 | requirements of chapter 697 is effective as a filing |
26 | statement; amending s. 679.5031, F.S.; revising when a |
27 | financing statement sufficiently provides the name of |
28 | the debtor; amending s. 679.5071, F.S.; revising the |
29 | effect of certain events on the effectiveness of a |
30 | financing statement; amending s. 679.515, F.S.; |
31 | revising the duration and effectiveness of a financing |
32 | statement; amending s. 679.516, F.S.; revising |
33 | instances when filing does not occur with respect to a |
34 | record that a filing office refuses to accept; |
35 | amending s. 679.518, F.S.; revising requirements for |
36 | claims concerning an inaccurate or wrongfully filed |
37 | record; amending s. 679.607, F.S.; revising recording |
38 | requirements for the enforcement of mortgages |
39 | nonjudicially outside this state; creating part VIII |
40 | of chapter 679, F.S., relating to transition from |
41 | prior law under the chapter to law under the chapter |
42 | as amended by this act; creating s. 679.801, F.S.; |
43 | providing scope of application and limitations; |
44 | creating s. 679.802, F.S.; providing that security |
45 | interests perfected under prior law that also satisfy |
46 | the requirements for perfection under this act remain |
47 | effective; creating s. 679.803, F.S.; providing that |
48 | security interests unperfected under prior law but |
49 | that satisfy the requirements for perfection under |
50 | this act will become effective July 1, 2013; creating |
51 | s. 679.804, F.S.; providing when financing statements |
52 | effective under prior law in a different jurisdiction |
53 | remain effective; creating s. 679.805, F.S.; requiring |
54 | the recording of a financing statement in lieu of a |
55 | continuation statement under certain conditions; |
56 | providing for the continuation of the effectiveness of |
57 | a financing statement filed before the effective date |
58 | of this act under certain conditions; creating s. |
59 | 679.806, F.S.; providing requirements for the |
60 | amendment of financing statements filed before the |
61 | effective date of this act; providing requirements for |
62 | financing statements prior to amendment; creating s. |
63 | 679.807, F.S.; providing person entitled to file |
64 | initial financing statement or continuation statement; |
65 | creating s. 679.808, F.S.; providing priority of |
66 | conflicting claims to collateral; amending s. |
67 | 680.1031, F.S.; conforming a cross-reference; |
68 | providing an effective date. |
69 |
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70 | Be It Enacted by the Legislature of the State of Florida: |
71 |
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72 | Section 1. Paragraphs (ooo) through (aaaa) of subsection |
73 | (1) of section 679.1021, Florida Statutes, are redesignated as |
74 | paragraphs (ppp) through (bbbb), respectively, a new paragraph |
75 | (ooo) is added to that subsection, and present paragraphs (g), |
76 | (j), (xx), and (qqq) of subsection (1) of that section are |
77 | amended to read: |
78 | 679.1021 Definitions and index of definitions.- |
79 | (1) In this chapter, the term: |
80 | (g) "Authenticate" means: |
81 | 1. To sign; or |
82 | 2. To execute or otherwise adopt a symbol, or encrypt or |
83 | similarly process a record in whole or in part, With the present |
84 | intent of the authenticating person to identify the person and |
85 | adopt or accept a record, to attach to or logically associate |
86 | with the record an electronic sound, symbol, or process. |
87 | (j) "Certificate of title" means a certificate of title |
88 | with respect to which a statute provides for the security |
89 | interest in question to be indicated on the certificate as a |
90 | condition or result of the security interest's obtaining |
91 | priority over the rights of a lien creditor with respect to the |
92 | collateral. The term includes another record maintained as an |
93 | alternative to a certificate of title by the governmental unit |
94 | that issues certificates of title if a statute permits the |
95 | security interest in question to be indicated on the record as a |
96 | condition or result of the security interest's obtaining |
97 | priority over the rights of a lien creditor with respect to the |
98 | collateral. |
99 | (xx) "Jurisdiction of organization," with respect to a |
100 | registered organization, means the jurisdiction under whose law |
101 | the organization is formed or organized. |
102 | (ooo) "Public organic record" means a record that is |
103 | available to the public for inspection and that is: |
104 | 1. A record consisting of the record initially filed with |
105 | or issued by a state or the United States to form or organize an |
106 | organization and any record filed with or issued by the state or |
107 | the United States that amends or restates the initial record; |
108 | 2. An organic record of a business trust consisting of the |
109 | record initially filed with a state and any record filed with |
110 | the state that amends or restates the initial record, if a |
111 | statute of the state governing business trusts requires that the |
112 | record be filed with the state; or |
113 | 3. A record consisting of legislation enacted by the |
114 | Legislature of a state or the Congress of the United States that |
115 | forms or organizes an organization, any record amending the |
116 | legislation, and any record filed with or issued by the state or |
117 | the United States that amends or restates the name of the |
118 | organization. |
119 | (rrr)(qqq) "Registered organization" means an organization |
120 | formed or organized solely under the law of a single state or |
121 | the United States by the filing of a public organic record with, |
122 | the issuance of a public organic record by, or the enactment of |
123 | legislation by and as to which the state or the United States |
124 | must maintain a public record showing the organization to have |
125 | been organized. The term includes a business trust that is |
126 | formed or organized under the law of a single state if a statute |
127 | of the state governing business trusts requires that the |
128 | business trust's organic record be filed with the state. |
129 | Section 2. Section 679.1051, Florida Statutes, is amended |
130 | to read: |
131 | 679.1051 Control of electronic chattel paper.- |
132 | (1) A secured party has control of electronic chattel |
133 | paper if a system employed for evidencing the transfer of |
134 | interests in the chattel paper reliably establishes the secured |
135 | party as the person to which the chattel paper was assigned. |
136 | (2) A system satisfies subsection (1), and a secured party |
137 | has control of electronic chattel paper, if the record or |
138 | records comprising the chattel paper are created, stored, and |
139 | assigned in such a manner that: |
140 | (a)(1) A single authoritative copy of the record or |
141 | records exists which is unique, identifiable and, except as |
142 | otherwise provided in paragraphs (d), (e), and (f) subsections |
143 | (4), (5), and (6), unalterable; |
144 | (b)(2) The authoritative copy identifies the secured party |
145 | as the assignee of the record or records; |
146 | (c)(3) The authoritative copy is communicated to and |
147 | maintained by the secured party or its designated custodian; |
148 | (d)(4) Copies or amendments revisions that add or change |
149 | an identified assignee of the authoritative copy can be made |
150 | only with the consent participation of the secured party; |
151 | (e)(5) Each copy of the authoritative copy and any copy of |
152 | a copy is readily identifiable as a copy that is not the |
153 | authoritative copy; and |
154 | (f)(6) Any amendment revision of the authoritative copy is |
155 | readily identifiable as an authorized or unauthorized revision. |
156 | Section 3. Subsection (6) of section 679.3071, Florida |
157 | Statutes, is amended to read: |
158 | 679.3071 Location of debtor.- |
159 | (6) Except as otherwise provided in subsection (9), a |
160 | registered organization that is organized under the law of the |
161 | United States and a branch or agency of a bank that is not |
162 | organized under the law of the United States or a state are |
163 | located: |
164 | (a) In the state that the law of the United States |
165 | designates, if the law designates a state of location; |
166 | (b) In the state that the registered organization, branch, |
167 | or agency designates, if the law of the United States authorizes |
168 | the registered organization, branch, or agency to designate its |
169 | state of location, including by designating its main office, |
170 | home office, or other comparable office; or |
171 | (c) In the District of Columbia, if neither paragraph (a) |
172 | nor paragraph (b) applies. |
173 | Section 4. Paragraph (c) of subsection (1) of section |
174 | 679.3111, Florida Statutes, is amended to read: |
175 | 679.3111 Perfection of security interests in property |
176 | subject to certain statutes, regulations, and treaties.- |
177 | (1) Except as otherwise provided in subsection (4), the |
178 | filing of a financing statement is not necessary or effective to |
179 | perfect a security interest in property subject to: |
180 | (c) A certificate-of-title statute of another jurisdiction |
181 | which provides for a security interest to be indicated on a the |
182 | certificate of title as a condition or result of the security |
183 | interest's obtaining priority over the rights of a lien creditor |
184 | with respect to the property. |
185 | Section 5. Subsections (8) and (9) are added to section |
186 | 679.3161, Florida Statutes, to read: |
187 | 679.3161 Effect Continued perfection of security interest |
188 | following change in governing law.- |
189 | (8) The following rules apply to collateral to which a |
190 | security interest attaches within 4 months after the debtor |
191 | changes its location to another jurisdiction: |
192 | (a) A financing statement filed before the change of the |
193 | debtor's location pursuant to the law of the jurisdiction |
194 | designated in s. 679.3011(1) or s. 679.3051(3) is effective to |
195 | perfect a security interest in the collateral if the financing |
196 | statement would have been effective to perfect a security |
197 | interest in the collateral if the debtor had not changed its |
198 | location. |
199 | (b) If a security interest that is perfected by a |
200 | financing statement that is effective under subsection (1) |
201 | becomes perfected under the law of the other jurisdiction before |
202 | the earlier of the time the financing statement would have |
203 | become ineffective under the law of the jurisdiction designated |
204 | in s. 679.3011(1) or s. 679.3051(3) or the expiration of the 4- |
205 | month period, it remains perfected thereafter. If the security |
206 | interest does not become perfected under the law of the other |
207 | jurisdiction before the earlier time or event, it becomes |
208 | unperfected and is deemed never to have been perfected as |
209 | against a purchaser of the collateral for value. |
210 | (9) If a financing statement naming an original debtor is |
211 | filed pursuant to the law of the jurisdiction designated in s. |
212 | 679.3011(1) or s. 679.3051(3) and the new debtor is located in |
213 | another jurisdiction, the following rules apply: |
214 | (a) The financing statement is effective to perfect a |
215 | security interest in collateral in which the new debtor has or |
216 | acquires rights before or within 4 months after the new debtor |
217 | becomes bound under s. 679.2031(4), if the financing statement |
218 | would have been effective to perfect a security interest in the |
219 | collateral if the collateral had been acquired by the original |
220 | debtor. |
221 | (b) A security interest that is perfected by the financing |
222 | statement and that becomes perfected under the law of the other |
223 | jurisdiction before the earlier of the expiration of the 4-month |
224 | period or the time the financing statement would have become |
225 | ineffective under the law of the jurisdiction designated in s. |
226 | 679.3011(1) or s. 679.3051(3) remains perfected thereafter. A |
227 | security interest that is perfected by the financing statement |
228 | but that does not become perfected under the law of the other |
229 | jurisdiction before the earlier time or event becomes |
230 | unperfected and is deemed never to have been perfected as |
231 | against a purchaser of the collateral for value. |
232 | Section 6. Subsections (2) and (4) of section 679.3171, |
233 | Florida Statutes, are amended to read: |
234 | 679.3171 Interests that take priority over or take free of |
235 | security interest or agricultural lien.- |
236 | (2) Except as otherwise provided in subsection (5), a |
237 | buyer, other than a secured party, of tangible chattel paper, |
238 | tangible documents, goods, instruments, or a certificated |
239 | security certificate takes free of a security interest or |
240 | agricultural lien if the buyer gives value and receives delivery |
241 | of the collateral without knowledge of the security interest or |
242 | agricultural lien and before it is perfected. |
243 | (4) A licensee of a general intangible or a buyer, other |
244 | than a secured party, of collateral accounts, electronic chattel |
245 | paper, electronic documents, general intangibles, or investment |
246 | property other than tangible chattel paper, tangible documents, |
247 | goods, instruments, or a certificated security takes free of a |
248 | security interest if the licensee or buyer gives value without |
249 | knowledge of the security interest and before it is perfected. |
250 | Section 7. Section 679.326, Florida Statutes, is amended |
251 | to read: |
252 | 679.326 Priority of security interests created by new |
253 | debtor.- |
254 | (1) Subject to subsection (2), a security interest that is |
255 | created by a new debtor in collateral in which the new debtor |
256 | has or acquires rights and which is perfected by a filed |
257 | financing statement that would be ineffective to perfect the |
258 | security interest but for the application of s. 679.508 or ss. |
259 | 679.508 and 679.3161(9)(a) is effective solely under s. 679.508 |
260 | in collateral in which a new debtor has or acquires rights is |
261 | subordinate to a security interest in the same collateral which |
262 | is perfected other than by such a filed financing statement that |
263 | is effective solely under s. 679.508. |
264 | (2) The other provisions of this part determine the |
265 | priority among conflicting security interests in the same |
266 | collateral perfected by filed financing statements described in |
267 | subsection (1) that are effective solely under s. 679.508. |
268 | However, if the security agreements to which a new debtor became |
269 | bound as debtor were not entered into by the same original |
270 | debtor, the conflicting security interests rank according to |
271 | priority in time of the new debtor's having become bound. |
272 | Section 8. Subsection (5) of section 679.4061, Florida |
273 | Statutes, is amended to read: |
274 | 679.4061 Discharge of account debtor; notification of |
275 | assignment; identification and proof of assignment; restrictions |
276 | on assignment of accounts, chattel paper, payment intangibles, |
277 | and promissory notes ineffective.- |
278 | (5) Subsection (4) does not apply to the sale of a payment |
279 | intangible or promissory note, other than a sale pursuant to a |
280 | disposition under s. 679.610 or an acceptance of collateral |
281 | under s. 679.620. |
282 | Section 9. Subsection (2) of section 679.4081, Florida |
283 | Statutes, is amended to read: |
284 | 679.4081 Restrictions on assignment of promissory notes, |
285 | health-care-insurance receivables, and certain general |
286 | intangibles ineffective.- |
287 | (2) Subsection (1) applies to a security interest in a |
288 | payment intangible or promissory note only if the security |
289 | interest arises out of a sale of the payment intangible or |
290 | promissory note, other than a sale pursuant to a disposition |
291 | under s. 679.610 or an acceptance of collateral under s. |
292 | 679.620. |
293 | Section 10. Subsection (3) of section 679.5021, Florida |
294 | Statutes, is amended to read: |
295 | 679.5021 Contents of financing statement; record of |
296 | mortgage as financing statement; time of filing financing |
297 | statement.- |
298 | (3) A record of a mortgage satisfying the requirements of |
299 | chapter 697 is effective, from the date of recording, as a |
300 | financing statement filed as a fixture filing or as a financing |
301 | statement covering as-extracted collateral or timber to be cut |
302 | only if: |
303 | (a) The record of a mortgage indicates the goods or |
304 | accounts that it covers; |
305 | (b) The goods are or are to become fixtures related to the |
306 | real property described in the record of a mortgage or the |
307 | collateral is related to the real property described in the |
308 | mortgage and is as-extracted collateral or timber to be cut; |
309 | (c) The record satisfies of a mortgage complies with the |
310 | requirements for a financing statement in this section, |
311 | although: |
312 | 1. The record need not indicate other than an indication |
313 | that it is to be filed in the real property records; and |
314 | 2. The record sufficiently provides the name of a debtor |
315 | who is an individual if it provides the individual name of the |
316 | debtor or the surname and first personal name of the debtor, |
317 | even if the debtor is an individual to whom s. 679.5031(1)(d) or |
318 | (e) applies; and |
319 | (d) The record of a mortgage is recorded as required by |
320 | chapter 697. |
321 | Section 11. Subsections (1) and (2) of section 679.5031, |
322 | Florida Statutes, are amended, and subsections (6), (7), and (8) |
323 | are added to that section, to read: |
324 | 679.5031 Name of debtor and secured party.- |
325 | (1) A financing statement sufficiently provides the name |
326 | of the debtor: |
327 | (a) Except as otherwise provided in paragraph (c), if the |
328 | debtor is a registered organization or the collateral is held in |
329 | a trust that is a registered organization, only if the financing |
330 | statement provides the name that is stated to be the registered |
331 | organization's name of the debtor indicated on the public |
332 | organic record most recently filed with or issued or enacted by |
333 | of the registered organization's debtor's jurisdiction of |
334 | organization that purports to state, amend, or restate the |
335 | registered organization's name which shows the debtor to have |
336 | been organized; |
337 | (b) Subject to subsection (6), if the collateral is being |
338 | administered by the personal representative of a decedent debtor |
339 | is a decedent's estate, only if the financing statement |
340 | provides, as the name of the debtor, the name of the decedent |
341 | and, in a separate part of the financing statement, indicates |
342 | that the collateral is being administered by a personal |
343 | representative debtor is an estate; |
344 | (c) If the collateral debtor is held in a trust that is |
345 | not a registered organization or a trustee acting with respect |
346 | to property held in trust, only if the financing statement: |
347 | 1. Provides, as the name of the debtor: |
348 | a. If the organic record of the trust specifies a name, if |
349 | any, specified for the trust, the in its organic documents or, |
350 | if no name so is specified; or |
351 | b. If the organic record of the trust does not specify a |
352 | name for the trust, provides the name of the settlor or testator |
353 | and additional information sufficient to distinguish a debtor |
354 | from other trusts having one or more of the same settlors; and |
355 | 2. In a separate part of the financing statement: |
356 | a. If the name is provided in accordance with sub- |
357 | subparagraph 1.a., indicates, in the debtor's name or otherwise, |
358 | that the collateral debtor is held in a trust or is a trustee |
359 | acting with respect to property held in trust; or |
360 | b. If the name is provided in accordance with sub- |
361 | subparagraph 1.b., provides additional information sufficient to |
362 | distinguish the trust from other trusts having one or more of |
363 | the same settlors or the same testator and indicates that the |
364 | collateral is held in a trust, unless the additional information |
365 | so indicates; |
366 | (d) Subject to subsection (7), if the debtor is an |
367 | individual to whom this state has issued a driver license that |
368 | has not expired or to whom the agency of this state that issues |
369 | driver licenses has issued, in lieu of a driver license, a |
370 | personal identification card that has not expired, only if the |
371 | financing statement provides the name of the individual that is |
372 | indicated on the driver license or personal identification card; |
373 | (e) If the debtor is an individual to whom paragraph (d) |
374 | does not apply, only if the financing statement provides the |
375 | individual name of the debtor or the surname and first personal |
376 | name of the debtor; and |
377 | (f)(d) In other cases: |
378 | 1. If the debtor has a name, only if it provides the |
379 | individual or organizational name of the debtor; and |
380 | 2. If the debtor does not have a name, only if it provides |
381 | the names of the partners, members, associates, or other persons |
382 | comprising the debtor, in a manner that each name provided would |
383 | be sufficient if the person named were the debtor. |
384 | (2) A financing statement that provides the name of the |
385 | debtor in accordance with subsection (1) is not rendered |
386 | ineffective by the absence of: |
387 | (a) A trade name or other name of the debtor; or |
388 | (b) Unless required under subparagraph (1)(f)2. (1)(d)2., |
389 | names of partners, members, associates, or other persons |
390 | comprising the debtor. |
391 | (6) The name of the decedent indicated on the order |
392 | appointing the personal representative of the decedent issued by |
393 | the court having jurisdiction over the collateral is sufficient |
394 | as the name of the decedent under paragraph (1)(b). |
395 | (7) If this state has issued to an individual more than |
396 | one driver license or, if none, more than one identification |
397 | card, of a kind described in paragraph (1)(d), the driver |
398 | license or identification card, as applicable, that was issued |
399 | most recently is the one to which paragraph (1)(d) refers. |
400 | (8) As used in this section, the term "name of the settlor |
401 | or testator" means: |
402 | (a) If the settlor is a registered organization, the name |
403 | of the registered organization indicated on the public organic |
404 | record filed with or issued or enacted by the registered |
405 | organization's jurisdiction of organization; or |
406 | (b) In other cases, the name of the settlor or testator |
407 | indicated in the trust's organic record. |
408 | Section 12. Subsection (3) of section 679.5071, Florida |
409 | Statutes, is amended to read: |
410 | 679.5071 Effect of certain events on effectiveness of |
411 | financing statement.- |
412 | (3) If the a debtor so changes its name that a filed |
413 | financing statement provides for a debtor becomes insufficient |
414 | as the name of the debtor under s. 679.5031(1) so that the |
415 | financing statement becomes seriously misleading under the |
416 | standard set forth in s. 679.5061: |
417 | (a) The financing statement is effective to perfect a |
418 | security interest in collateral acquired by the debtor before, |
419 | or within 4 months after, the filed financing statement becomes |
420 | seriously misleading change; and |
421 | (b) The financing statement is not effective to perfect a |
422 | security interest in collateral acquired by the debtor more than |
423 | 4 months after the filed financing statement becomes seriously |
424 | misleading change, unless an amendment to the financing |
425 | statement which renders the financing statement not seriously |
426 | misleading is filed within 4 months after that event the change. |
427 | Section 13. Subsection (6) of section 679.515, Florida |
428 | Statutes, is amended to read: |
429 | 679.515 Duration and effectiveness of financing statement; |
430 | effect of lapsed financing statement.- |
431 | (6) If a debtor is a transmitting utility and a filed |
432 | initial financing statement so indicates, the financing |
433 | statement is effective until a termination statement is filed. |
434 | Section 14. Subsection (2) of section 679.516, Florida |
435 | Statutes, is amended to read: |
436 | 679.516 What constitutes filing; effectiveness of filing.- |
437 | (2) Filing does not occur with respect to a record that a |
438 | filing office refuses to accept because: |
439 | (a) The record is not communicated by a method or medium |
440 | of communication authorized by the filing office; |
441 | (b) An amount equal to or greater than the applicable |
442 | processing fee is not tendered; |
443 | (c) The filing office is unable to index the record |
444 | because: |
445 | 1. In the case of an initial financing statement, the |
446 | record does not provide an organization's name or, if an |
447 | individual, the individual's last name and first name; |
448 | 2. In the case of an amendment or information correction |
449 | statement, the record: |
450 | a. Does not correctly identify the initial financing |
451 | statement as required by s. 679.512 or s. 679.518, as |
452 | applicable; or |
453 | b. Identifies an initial financing statement the |
454 | effectiveness of which has lapsed under s. 679.515; |
455 | 3. In the case of an initial financing statement that |
456 | provides the name of a debtor identified as an individual or an |
457 | amendment that provides a name of a debtor identified as an |
458 | individual which was not previously provided in the financing |
459 | statement to which the record relates, the record does not |
460 | identify the debtor's surname last name and first name; or |
461 | 4. In the case of a record filed or recorded in the filing |
462 | office described in s. 679.5011(1)(a), the record does not |
463 | provide a sufficient description of the real property to which |
464 | it relates; |
465 | (d) In the case of an initial financing statement or an |
466 | amendment that adds a secured party of record, the record does |
467 | not provide an organization's name or, if an individual, the |
468 | individual's last name and first name and mailing address for |
469 | the secured party of record; |
470 | (e) In the case of an initial financing statement or an |
471 | amendment that provides a name of a debtor which was not |
472 | previously provided in the financing statement to which the |
473 | amendment relates, the record does not: |
474 | 1. Provide a mailing address for the debtor; |
475 | 2. Indicate whether the debtor is an individual or an |
476 | organization; or |
477 | 3. If the financing statement indicates that the debtor is |
478 | an organization, provide: |
479 | a. A type of organization for the debtor; |
480 | b. A jurisdiction of organization for the debtor; or |
481 | c. An organizational identification number for the debtor |
482 | or indicate that the debtor has none; |
483 | (f) In the case of an assignment reflected in an initial |
484 | financing statement under s. 679.514(1) or an amendment filed |
485 | under s. 679.514(2), the record does not provide an |
486 | organization's name or, if an individual, the individual's last |
487 | name and first name and mailing address for the assignee; |
488 | (g) In the case of a continuation statement, the record is |
489 | not filed within the 6-month period prescribed by s. 679.515(4); |
490 | (h) In the case of an initial financing statement or an |
491 | amendment, which amendment requires the inclusion of a |
492 | collateral statement but the record does not provide any, the |
493 | record does not provide a statement of collateral; or |
494 | (i) The record does not include the notation required by |
495 | s. 201.22 indicating that the excise tax required by chapter 201 |
496 | had been paid or is not required. |
497 | Section 15. Section 679.518, Florida Statutes, is amended |
498 | to read: |
499 | 679.518 Claim concerning inaccurate or wrongfully filed |
500 | record.- |
501 | (1) A person may file in the filing office an information |
502 | a correction statement with respect to a record indexed there |
503 | under the person's name if the person believes that the record |
504 | is inaccurate or was wrongfully filed. |
505 | (2) An information A correction statement must: |
506 | (a) Identify the record to which it relates by the file |
507 | number assigned to the initial financing statement, the debtor, |
508 | and the secured party of record to which the record relates; |
509 | (b) Indicate that it is an information a correction |
510 | statement; and |
511 | (c) Provide the basis for the person's belief that the |
512 | record is inaccurate and indicate the manner in which the person |
513 | believes the record should be amended to cure any inaccuracy or |
514 | provide the basis for the person's belief that the record was |
515 | wrongfully filed. |
516 | (3) The filing of an information a correction statement |
517 | does not affect the effectiveness of an initial financing |
518 | statement or other filed record. |
519 | (4) A person may file in the filing office an information |
520 | statement with respect to a record filed there if the person is |
521 | a secured party of record with respect to the financing |
522 | statement to which the record relates and believes that the |
523 | person that filed the record was not entitled to do so under s. |
524 | 679.509(3). |
525 | (5) An information statement under subsection (4) must: |
526 | (a) Identify the record to which it relates by file number |
527 | assigned to the initial financing statement to which the record |
528 | relates; |
529 | (b) Indicate that it is an information statement; and |
530 | (c) Provide the basis for the person's belief that the |
531 | record is inaccurate and indicate the manner in which the person |
532 | believes the record should be amended to cure any inaccuracy or |
533 | provide the basis for the person's belief that the record was |
534 | wrongfully filed. |
535 | Section 16. Subsection (2) of section 679.607, Florida |
536 | Statutes, is amended to read: |
537 | 679.607 Collection and enforcement by secured party.- |
538 | (2) If necessary to enable a secured party to exercise |
539 | under paragraph (1)(c) the right of a debtor to enforce a |
540 | mortgage nonjudicially outside this state, the secured party may |
541 | record in the office in which a record of the mortgage is |
542 | recorded: |
543 | (a) A copy of the security agreement that creates or |
544 | provides for a security interest in the obligation secured by |
545 | the mortgage; and |
546 | (b) The secured party's sworn affidavit in recordable form |
547 | stating that: |
548 | 1. A default has occurred with respect to the obligation |
549 | secured by the mortgage; and |
550 | 2. The secured party is entitled to enforce the mortgage |
551 | nonjudicially outside this state. |
552 | Section 17. Part VIII of chapter 679, Florida Statutes, |
553 | consisting of sections 679.801, 679.802, 679.803, 679.804, |
554 | 679.805, 679.806, 679.807, and 679.808, Florida Statutes, is |
555 | created to read: |
556 | 679.801 Saving clause.- |
557 | (1) Except as otherwise provided in this part, this part |
558 | applies to a transaction or lien within its scope, even if the |
559 | transaction or lien was entered into or created before July 1, |
560 | 2013. |
561 | (2) The amendments to this chapter by this act do not |
562 | affect an action, case, or proceeding commenced before July 1, |
563 | 2013. |
564 | 679.802 Security interest perfected before effective |
565 | date.- |
566 | (1) A security interest that is a perfected security |
567 | interest immediately before July 1, 2013, is a perfected |
568 | security interest under this chapter, as amended by this act, on |
569 | July 1, 2013, if the applicable requirements for attachment and |
570 | perfection under this chapter, as amended by this act, are |
571 | satisfied without further action. |
572 | (2) Except as otherwise provided in s. 679.804, if a |
573 | security interest is a perfected security interest immediately |
574 | before July 1, 2013, but the applicable requirements for |
575 | perfection under this chapter, as amended by this act, are not |
576 | satisfied on July 1, 2013, the security interest remains |
577 | perfected thereafter only if the applicable requirements for |
578 | perfection under this chapter, as amended by this act, are |
579 | satisfied no later than July 1, 2014. |
580 | 679.803 Security interest unperfected before effective |
581 | date.-A security interest that is an unperfected security |
582 | interest immediately before July 1, 2013, becomes a perfected |
583 | security interest: |
584 | (1) Without further action, on July 1, 2013, if the |
585 | applicable requirements for perfection under this chapter, as |
586 | amended by this act, are satisfied before or at that time; or |
587 | (2) When the applicable requirements for perfection are |
588 | satisfied if the requirements are satisfied after that time. |
589 | 679.804 Effectiveness of action taken before effective |
590 | date.- |
591 | (1) The filing of a financing statement before July 1, |
592 | 2013, is effective to perfect a security interest to the extent |
593 | the filing would satisfy the applicable requirements for |
594 | perfection under this chapter, as amended by this act. |
595 | (2) The amendments to this chapter by this act do not |
596 | render ineffective an effective financing statement that was |
597 | filed before July 1, 2013, and satisfies the applicable |
598 | requirements for perfection under the law of the jurisdiction |
599 | governing perfection as provided in this chapter as it existed |
600 | before July 1, 2013. However, except as otherwise provided in |
601 | subsections (3) and (4) and s. 679.805, the financing statement |
602 | ceases to be effective: |
603 | (a) If the financing statement is filed in this state, at |
604 | the time the financing statement would have ceased to be |
605 | effective had this act not taken effect; or |
606 | (b) If the financing statement is filed in another |
607 | jurisdiction, at the earlier of: |
608 | 1. The time the financing statement would have ceased to |
609 | be effective under the law of that jurisdiction; or |
610 | 2. By June 30, 2018. |
611 | (3) The filing of a continuation statement on or after |
612 | July 1, 2013, does not continue the effectiveness of the |
613 | financing statement filed before July 1, 2013. However, on the |
614 | timely filing of a continuation statement on or after July 1, |
615 | 2013, and in accordance with the law of the jurisdiction |
616 | governing perfection as provided in this chapter, as amended by |
617 | this act, the effectiveness of a financing statement filed in |
618 | the same office in that jurisdiction before July 1, 2013, |
619 | continues for the period provided by the law of that |
620 | jurisdiction. |
621 | (4) Subparagraph (2)(b)2., applies to a financing |
622 | statement that was filed before July 1, 2013, against a |
623 | transmitting utility and satisfies the applicable requirements |
624 | for perfection under the law of the jurisdiction governing |
625 | perfection as provided in this chapter as it existed before July |
626 | 1, 2013, only to the extent that this chapter, as amended by |
627 | this act, provides that the law of a jurisdiction other than the |
628 | jurisdiction in which the financing statement is filed governs |
629 | perfection of a security interest in collateral covered by the |
630 | financing statement. |
631 | (5) A financing statement that includes a financing |
632 | statement filed before July 1, 2013, or a continuation statement |
633 | filed on or after July 1, 2013, is effective only to the extent |
634 | that it satisfies the requirements of part V, as amended by this |
635 | act, for an initial financing statement. A financing statement |
636 | that indicates that the debtor is a decedent's estate indicates |
637 | that the collateral is being administered by a personal |
638 | representative within the meaning of s. 679.5031(1)(b), as |
639 | amended by this act. A financing statement that indicates that |
640 | the debtor is a trust or is a trustee acting with respect to |
641 | property held in trust indicates that the collateral is held in |
642 | a trust within the meaning of s. 679.5031(1)(c), as amended by |
643 | this act. |
644 | 679.805 When initial financing statement suffices to |
645 | continue effectiveness of financing statement.- |
646 | (1) The filing of an initial financing statement in the |
647 | office specified in s. 679.5011 continues the effectiveness of a |
648 | financing statement filed before July 1, 2013, if: |
649 | (a) The filing of an initial financing statement in that |
650 | office would be effective to perfect a security interest under |
651 | this chapter, as amended by this act; |
652 | (b) The financing statement filed before July 1, 2013, was |
653 | filed in an office in another state; and |
654 | (c) The initial financing statement satisfies subsection |
655 | (3). |
656 | (2) The filing of an initial financing statement under |
657 | subsection (1) continues the effectiveness of the financing |
658 | statement filed before July 1, 2013, if: |
659 | (a) The initial financing statement is filed before July |
660 | 1, 2013, for the period provided in s. 679.515, as it existed |
661 | before its amendment by this act, with respect to an initial |
662 | financing statement; and |
663 | (b) The initial financing statement is filed on or after |
664 | July 1, 2013,, for the period provided in s. 679.515, as amended |
665 | by this act, with respect to an initial financing statement. |
666 | (3) To be effective for purposes of subsection (1), an |
667 | initial financing statement must: |
668 | (a) Satisfy the requirements of part IV, as amended by |
669 | this act, for an initial financing statement; |
670 | (b) Identify the financing statement filed before July 1, |
671 | 2013, by indicating the office in which the financing statement |
672 | was filed and providing the dates of filing and file numbers, if |
673 | any, of the financing statement and of the most recent |
674 | continuation statement filed with respect to the financing |
675 | statement; and |
676 | (c) Indicate that the financing statement filed before |
677 | July 1, 2013, remains effective. |
678 | 679.806 Amendment of financing statement filed before July |
679 | 1, 2013.- |
680 | (1) After the 2013 amendments take effect, a person may |
681 | add or delete collateral covered by, continue or terminate the |
682 | effectiveness of, or otherwise amend the information provided |
683 | in, a pre-effective date financing statement only in accordance |
684 | with the law of the jurisdiction governing perfection as |
685 | provided in this chapter, as amended by this act. However, the |
686 | effectiveness of a pre-effective date financing statement also |
687 | may be terminated in accordance with the law of the jurisdiction |
688 | in which the financing statement is filed. |
689 | (2) Except as otherwise provided in subsection (3), if the |
690 | law of this state governs perfection of a security interest, the |
691 | information in a financing statement filed before July 1, 2013, |
692 | may be amended after July 1, 2013, only if: |
693 | (a) The financing statement filed before July 1, 2013, and |
694 | an amendment are filed in the office specified in s. 679.5011; |
695 | (b) An amendment is filed in the office specified in s. |
696 | 679.5011 concurrently with, or after the filing in that office |
697 | of, an initial financing statement that satisfies s. 679.805(3); |
698 | or |
699 | (c) an initial financing statement that provides the |
700 | information as amended and satisfies s. 679.805(3) is filed in |
701 | the office specified in s. 679.5011. |
702 | (3) If the law of this state governs perfection of a |
703 | security interest, the effectiveness of a pre-effective-date |
704 | financing statement may be continued only under s. 679.804(3) |
705 | and (5) or s. 679.805. |
706 | (4) Whether or not the law of this state governs |
707 | perfection of a security interest, the effectiveness of a pre- |
708 | effective date financing statement filed in this state may be |
709 | terminated after the 2013 amendments take effect by filing a |
710 | termination statement in the office in which the pre-effective |
711 | date financing statement is filed, unless an initial financing |
712 | statement that satisfies s. 679.805(3) has been filed in the |
713 | office specified by the law of the jurisdiction governing |
714 | perfection as provided in this chapter, as amended by this act, |
715 | as the office in which to file a financing statement. |
716 | 679.807 Person entitled to file initial financing |
717 | statement or continuation statement.-A person may file an |
718 | initial financing statement or a continuation statement under |
719 | this part if: |
720 | (1) The secured party of record authorizes the filing; and |
721 | (2) The filing is necessary under this part: |
722 | (a) To continue the effectiveness of a financing statement |
723 | filed before July 1, 2013; or |
724 | (b) To perfect or continue the perfection of a security |
725 | interest. |
726 | 679.808 Priority.-This part and the amendments to this |
727 | chapter by this act determine the priority of conflicting claims |
728 | to collateral. However, if the relative priorities of the claims |
729 | were established before July 1, 2013, this chapter as it existed |
730 | before July 1, 2013, determines priority. |
731 | Section 18. Paragraph (m) of subsection (3) of section |
732 | 680.1031, Florida Statutes, is amended to read: |
733 | 680.1031 Definitions and index of definitions.- |
734 | (3) The following definitions in other chapters of this |
735 | code apply to this chapter: |
736 | (m) "Pursuant to a commitment," s. 679.1021(1)(ppp) |
737 | 679.1021(1)(ooo). |
738 | Section 19. This act shall take effect July 1, 2013. |