Florida Senate - 2014                                    SB 1384
       
       
        
       By Senator Garcia
       
       
       
       
       
       38-00821-14                                           20141384__
    1                        A bill to be entitled                      
    2         An act relating to pharmaceutical services; creating
    3         s. 627.6442, F.S., relating to health insurers, and
    4         amending s. 641.31, F.S., relating to health
    5         maintenance organizations, to provide that an insured
    6         or subscriber may not be required to obtain
    7         pharmaceutical services from a mail order pharmacy;
    8         providing that a pharmacy that is not a mail order
    9         pharmacy is subject to the same terms and conditions
   10         as a mail order pharmacy; providing an effective date.
   11          
   12  Be It Enacted by the Legislature of the State of Florida:
   13  
   14         Section 1. Section 627.6442, Florida Statutes, is created
   15  to read:
   16         627.6442 Provision of pharmaceutical services.—A health
   17  insurance policy, plan, or other contract for health care
   18  services issued, delivered, or renewed by a health insurer in
   19  this state may not require the insured to obtain pharmaceutical
   20  services, including prescription drugs, exclusively from a mail
   21  order pharmacy.
   22         (1) An insured who elects to not use a mail order pharmacy
   23  may not be required to pay a copayment or have any condition
   24  imposed for the receipt of pharmaceutical services that is not
   25  imposed on an insured who uses a mail order pharmacy if the
   26  pharmacy used by the insured agrees to the same terms and
   27  conditions applicable to the mail order pharmacy and to accept
   28  payment or reimbursement from the health insurer at no more than
   29  the amount that would have been paid to the mail order pharmacy
   30  for the same services.
   31         (2) A health insurer that issues a policy, plan, or other
   32  contract that provides coverage for pharmaceutical services,
   33  including prescription drugs, from a mail order pharmacy must
   34  provide each insured under such policy, plan, or contract an
   35  explanation of the payment or reimbursement method applicable to
   36  the mail order pharmacy as compared to other providers of
   37  pharmaceutical services. For health insurers that provide a
   38  benefit booklet to the insured, the inclusion of such an
   39  explanation in such booklet constitutes compliance with this
   40  subsection.
   41         (3) A health insurer that contracts with a mail order
   42  pharmacy to provide pharmaceutical services, including
   43  prescription drugs, under a group or blanket accident and
   44  sickness policy, plan, or other contract shall include a
   45  contract provision requiring the mail order pharmacy to disclose
   46  in its initial written correspondence with an insured that the
   47  insured may obtain pharmaceutical services from other
   48  pharmaceutical providers and that the exclusive use of a mail
   49  order pharmacy is not required.
   50         (4) Upon written request to the health insurer, a pharmacy
   51  that desires to provide services to insureds in its service area
   52  shall be provided information pertaining to the terms and
   53  conditions applicable to mail order pharmacies available in that
   54  service area. If the pharmacy agrees to the same terms and
   55  conditions in writing and agrees to be paid at no more than the
   56  amount that would be paid to a mail order pharmacy for the same
   57  services, the insurer may not pay the pharmacy more than the
   58  amount paid to the mail order pharmacy for the same
   59  pharmaceutical services.
   60         Section 2. Subsection (44) is added to section 641.31,
   61  Florida Statutes, to read:
   62         641.31 Health maintenance contracts.—
   63         (44) A health maintenance contract that provides
   64  pharmaceutical services, including prescription drugs, in this
   65  state may not require subscribers to obtain pharmaceutical
   66  services exclusively from a mail order pharmacy.
   67         (a) A subscriber who elects not to use a mail order
   68  pharmacy may not be required to pay a copayment or have any
   69  condition imposed for the receipt of pharmaceutical services
   70  that is not imposed on a subscriber who uses a mail order
   71  pharmacy if the pharmacy used by a subscriber agrees to the same
   72  terms and conditions applicable to the mail order pharmacy and
   73  to accept payment or reimbursement from the health maintenance
   74  organization at no more than the amount that would have been
   75  paid to the mail order pharmacy for the same services.
   76         (b) A health maintenance organization that issues a
   77  contract that provides coverage for pharmaceutical services,
   78  including prescription drugs, from a mail order pharmacy must
   79  provide each subscriber under such contract an explanation of
   80  the payment or reimbursement method applicable to the mail order
   81  pharmacy as compared to other providers of pharmaceutical
   82  services. For health maintenance organizations which provide a
   83  benefit booklet to their subscribers, the inclusion of such an
   84  explanation in such benefit booklet constitutes compliance with
   85  this subsection.
   86         (c) A health maintenance organization that contracts with a
   87  mail order pharmacy to provide pharmaceutical services,
   88  including prescription drugs, under a health maintenance
   89  contract shall include a contract provision requiring the mail
   90  order pharmacy to disclose in its initial written correspondence
   91  with a subscriber that the subscriber may obtain pharmaceutical
   92  services, including prescription drugs, from other providers of
   93  pharmaceutical services and that the exclusive use of a mail
   94  order pharmacy is not required.
   95         (dUpon written request to the health maintenance
   96  organization, a pharmacy that desires to provide pharmaceutical
   97  services, including prescription drugs, to subscribers in the
   98  pharmacy’s service area shall be provided information pertaining
   99  to the terms and conditions applicable to mail order pharmacies
  100  available in that service area. If the pharmacy agrees to the
  101  same terms and conditions in writing and agrees to be paid at no
  102  more than the amount that would be paid to a mail order pharmacy
  103  for the same services, the organization shall pay or reimburse
  104  the pharmacy at no more than the amount paid to the mail order
  105  pharmacy for the same pharmaceutical services.
  106         Section 3. This act shall take effect July 1, 2014.