Florida Senate - 2014 SB 1384 By Senator Garcia 38-00821-14 20141384__ 1 A bill to be entitled 2 An act relating to pharmaceutical services; creating 3 s. 627.6442, F.S., relating to health insurers, and 4 amending s. 641.31, F.S., relating to health 5 maintenance organizations, to provide that an insured 6 or subscriber may not be required to obtain 7 pharmaceutical services from a mail order pharmacy; 8 providing that a pharmacy that is not a mail order 9 pharmacy is subject to the same terms and conditions 10 as a mail order pharmacy; providing an effective date. 11 12 Be It Enacted by the Legislature of the State of Florida: 13 14 Section 1. Section 627.6442, Florida Statutes, is created 15 to read: 16 627.6442 Provision of pharmaceutical services.—A health 17 insurance policy, plan, or other contract for health care 18 services issued, delivered, or renewed by a health insurer in 19 this state may not require the insured to obtain pharmaceutical 20 services, including prescription drugs, exclusively from a mail 21 order pharmacy. 22 (1) An insured who elects to not use a mail order pharmacy 23 may not be required to pay a copayment or have any condition 24 imposed for the receipt of pharmaceutical services that is not 25 imposed on an insured who uses a mail order pharmacy if the 26 pharmacy used by the insured agrees to the same terms and 27 conditions applicable to the mail order pharmacy and to accept 28 payment or reimbursement from the health insurer at no more than 29 the amount that would have been paid to the mail order pharmacy 30 for the same services. 31 (2) A health insurer that issues a policy, plan, or other 32 contract that provides coverage for pharmaceutical services, 33 including prescription drugs, from a mail order pharmacy must 34 provide each insured under such policy, plan, or contract an 35 explanation of the payment or reimbursement method applicable to 36 the mail order pharmacy as compared to other providers of 37 pharmaceutical services. For health insurers that provide a 38 benefit booklet to the insured, the inclusion of such an 39 explanation in such booklet constitutes compliance with this 40 subsection. 41 (3) A health insurer that contracts with a mail order 42 pharmacy to provide pharmaceutical services, including 43 prescription drugs, under a group or blanket accident and 44 sickness policy, plan, or other contract shall include a 45 contract provision requiring the mail order pharmacy to disclose 46 in its initial written correspondence with an insured that the 47 insured may obtain pharmaceutical services from other 48 pharmaceutical providers and that the exclusive use of a mail 49 order pharmacy is not required. 50 (4) Upon written request to the health insurer, a pharmacy 51 that desires to provide services to insureds in its service area 52 shall be provided information pertaining to the terms and 53 conditions applicable to mail order pharmacies available in that 54 service area. If the pharmacy agrees to the same terms and 55 conditions in writing and agrees to be paid at no more than the 56 amount that would be paid to a mail order pharmacy for the same 57 services, the insurer may not pay the pharmacy more than the 58 amount paid to the mail order pharmacy for the same 59 pharmaceutical services. 60 Section 2. Subsection (44) is added to section 641.31, 61 Florida Statutes, to read: 62 641.31 Health maintenance contracts.— 63 (44) A health maintenance contract that provides 64 pharmaceutical services, including prescription drugs, in this 65 state may not require subscribers to obtain pharmaceutical 66 services exclusively from a mail order pharmacy. 67 (a) A subscriber who elects not to use a mail order 68 pharmacy may not be required to pay a copayment or have any 69 condition imposed for the receipt of pharmaceutical services 70 that is not imposed on a subscriber who uses a mail order 71 pharmacy if the pharmacy used by a subscriber agrees to the same 72 terms and conditions applicable to the mail order pharmacy and 73 to accept payment or reimbursement from the health maintenance 74 organization at no more than the amount that would have been 75 paid to the mail order pharmacy for the same services. 76 (b) A health maintenance organization that issues a 77 contract that provides coverage for pharmaceutical services, 78 including prescription drugs, from a mail order pharmacy must 79 provide each subscriber under such contract an explanation of 80 the payment or reimbursement method applicable to the mail order 81 pharmacy as compared to other providers of pharmaceutical 82 services. For health maintenance organizations which provide a 83 benefit booklet to their subscribers, the inclusion of such an 84 explanation in such benefit booklet constitutes compliance with 85 this subsection. 86 (c) A health maintenance organization that contracts with a 87 mail order pharmacy to provide pharmaceutical services, 88 including prescription drugs, under a health maintenance 89 contract shall include a contract provision requiring the mail 90 order pharmacy to disclose in its initial written correspondence 91 with a subscriber that the subscriber may obtain pharmaceutical 92 services, including prescription drugs, from other providers of 93 pharmaceutical services and that the exclusive use of a mail 94 order pharmacy is not required. 95 (d) Upon written request to the health maintenance 96 organization, a pharmacy that desires to provide pharmaceutical 97 services, including prescription drugs, to subscribers in the 98 pharmacy’s service area shall be provided information pertaining 99 to the terms and conditions applicable to mail order pharmacies 100 available in that service area. If the pharmacy agrees to the 101 same terms and conditions in writing and agrees to be paid at no 102 more than the amount that would be paid to a mail order pharmacy 103 for the same services, the organization shall pay or reimburse 104 the pharmacy at no more than the amount paid to the mail order 105 pharmacy for the same pharmaceutical services. 106 Section 3. This act shall take effect July 1, 2014.