Florida Senate - 2015                        COMMITTEE AMENDMENT
       Bill No. CS for SB 1064
       
       
       
       
       
       
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                              LEGISLATIVE ACTION                        
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       The Committee on Judiciary (Simmons) recommended the following:
       
    1         Senate Amendment (with title amendment)
    2  
    3         Delete everything after the enacting clause
    4  and insert:
    5         Section 1. Paragraph (r) is added to subsection (1) of
    6  section 489.129, Florida Statutes, to read:
    7         489.129 Disciplinary proceedings.—
    8         (1) The board may take any of the following actions against
    9  any certificateholder or registrant: place on probation or
   10  reprimand the licensee, revoke, suspend, or deny the issuance or
   11  renewal of the certificate or registration, require financial
   12  restitution to a consumer for financial harm directly related to
   13  a violation of a provision of this part, impose an
   14  administrative fine not to exceed $10,000 per violation, require
   15  continuing education, or assess costs associated with
   16  investigation and prosecution, if the contractor, financially
   17  responsible officer, or business organization for which the
   18  contractor is a primary qualifying agent, a financially
   19  responsible officer, or a secondary qualifying agent responsible
   20  under s. 489.1195 is found guilty of any of the following acts:
   21         (r) Directly or indirectly receiving or accepting any
   22  compensation, inducement, or reward from a person for the
   23  referral of any business by the contractor.
   24  
   25  For the purposes of this subsection, construction is considered
   26  to be commenced when the contract is executed and the contractor
   27  has accepted funds from the customer or lender. A contractor
   28  does not commit a violation of this subsection when the
   29  contractor relies on a building code interpretation rendered by
   30  a building official or person authorized by s. 553.80 to enforce
   31  the building code, absent a finding of fraud or deceit in the
   32  practice of contracting, or gross negligence, repeated
   33  negligence, or negligence resulting in a significant danger to
   34  life or property on the part of the building official, in a
   35  proceeding under chapter 120.
   36         Section 2. Section 627.422, Florida Statutes, is amended to
   37  read:
   38         627.422 Assignment of policies; restrictions on post-loss
   39  assignments of policy benefits.—
   40         (1) A policy may be assignable, or not assignable, as
   41  provided by the policy its terms. Subject to its terms relating
   42  to assignability, any life or health insurance policy under the
   43  terms of which the beneficiary may be changed upon the sole
   44  request of the policyowner may be assigned either by pledge or
   45  transfer of title, by an assignment executed by the policyowner
   46  alone and delivered to the insurer, regardless of whether or not
   47  the pledgee or assignee is the insurer. Any such assignment
   48  entitles shall entitle the insurer to deal with the assignee as
   49  the owner or pledgee of the policy in accordance with the terms
   50  of the assignment, until the insurer has received at its home
   51  office written notice of termination of the assignment or pledge
   52  or written notice by or on behalf of some other person claiming
   53  some interest in the policy in conflict with the assignment.
   54         (2) If a policyowner of a property insurance policy acts
   55  under urgent or emergency circumstances to protect his or her
   56  property and enters into an agreement with another person to
   57  provide services or materials to protect such property, the
   58  provider of such services or materials may only receive at that
   59  time, and for a period of 10 days after the conclusion of the
   60  urgent or emergency circumstances, an assignment of the right to
   61  receive an amount of benefits under the policy which is actually
   62  necessary to alleviate the urgent or emergency circumstances and
   63  to prevent additional damage from occurring to property covered
   64  by the policy. A post-loss assignment of rights, benefits,
   65  causes of action, or other contractual rights in violation of
   66  this subsection is void.
   67         Section 3. This act shall take effect July 1, 2015.
   68  
   69  ================= T I T L E  A M E N D M E N T ================
   70  And the title is amended as follows:
   71         Delete everything before the enacting clause
   72  and insert:
   73                        A bill to be entitled                      
   74         An act relating to insurance claims; amending s.
   75         489.129, F.S.; providing that the Construction
   76         Industry Licensing Board may take specified
   77         disciplinary action against contractors that receive
   78         or accept any compensation, inducement, or reward for
   79         the referral of business; amending s. 627.422, F.S.;
   80         specifying restrictions for an assignment of benefits
   81         by a policyowner of a property insurance policy under
   82         certain urgent or emergency circumstances; providing
   83         that a post-loss assignment in violation of the act is
   84         void; providing an effective date.