Florida Senate - 2015 COMMITTEE AMENDMENT Bill No. CS for SB 1064 Ì142260qÎ142260 LEGISLATIVE ACTION Senate . House . . . . . ————————————————————————————————————————————————————————————————— ————————————————————————————————————————————————————————————————— The Committee on Judiciary (Simmons) recommended the following: 1 Senate Amendment (with title amendment) 2 3 Delete everything after the enacting clause 4 and insert: 5 Section 1. Paragraph (r) is added to subsection (1) of 6 section 489.129, Florida Statutes, to read: 7 489.129 Disciplinary proceedings.— 8 (1) The board may take any of the following actions against 9 any certificateholder or registrant: place on probation or 10 reprimand the licensee, revoke, suspend, or deny the issuance or 11 renewal of the certificate or registration, require financial 12 restitution to a consumer for financial harm directly related to 13 a violation of a provision of this part, impose an 14 administrative fine not to exceed $10,000 per violation, require 15 continuing education, or assess costs associated with 16 investigation and prosecution, if the contractor, financially 17 responsible officer, or business organization for which the 18 contractor is a primary qualifying agent, a financially 19 responsible officer, or a secondary qualifying agent responsible 20 under s. 489.1195 is found guilty of any of the following acts: 21 (r) Directly or indirectly receiving or accepting any 22 compensation, inducement, or reward from a person for the 23 referral of any business by the contractor. 24 25 For the purposes of this subsection, construction is considered 26 to be commenced when the contract is executed and the contractor 27 has accepted funds from the customer or lender. A contractor 28 does not commit a violation of this subsection when the 29 contractor relies on a building code interpretation rendered by 30 a building official or person authorized by s. 553.80 to enforce 31 the building code, absent a finding of fraud or deceit in the 32 practice of contracting, or gross negligence, repeated 33 negligence, or negligence resulting in a significant danger to 34 life or property on the part of the building official, in a 35 proceeding under chapter 120. 36 Section 2. Section 627.422, Florida Statutes, is amended to 37 read: 38 627.422 Assignment of policies; restrictions on post-loss 39 assignments of policy benefits.— 40 (1) A policy may be assignable, or not assignable, as 41 provided by the policyitsterms. Subject to its terms relating 42 to assignability, any life or health insurance policy under the 43 terms of which the beneficiary may be changed upon the sole 44 request of the policyowner may be assigned either by pledge or 45 transfer of title, by an assignment executed by the policyowner 46 alone and delivered to the insurer, regardless of whetheror not47 the pledgee or assignee is the insurer. Any such assignment 48 entitlesshall entitlethe insurer to deal with the assignee as 49 the owner or pledgee of the policy in accordance with the terms 50 of the assignment, until the insurer has received at its home 51 office written notice of termination of the assignment or pledge 52 or written notice by or on behalf of some other person claiming 53 some interest in the policy in conflict with the assignment. 54 (2) If a policyowner of a property insurance policy acts 55 under urgent or emergency circumstances to protect his or her 56 property and enters into an agreement with another person to 57 provide services or materials to protect such property, the 58 provider of such services or materials may only receive at that 59 time, and for a period of 10 days after the conclusion of the 60 urgent or emergency circumstances, an assignment of the right to 61 receive an amount of benefits under the policy which is actually 62 necessary to alleviate the urgent or emergency circumstances and 63 to prevent additional damage from occurring to property covered 64 by the policy. A post-loss assignment of rights, benefits, 65 causes of action, or other contractual rights in violation of 66 this subsection is void. 67 Section 3. This act shall take effect July 1, 2015. 68 69 ================= T I T L E A M E N D M E N T ================ 70 And the title is amended as follows: 71 Delete everything before the enacting clause 72 and insert: 73 A bill to be entitled 74 An act relating to insurance claims; amending s. 75 489.129, F.S.; providing that the Construction 76 Industry Licensing Board may take specified 77 disciplinary action against contractors that receive 78 or accept any compensation, inducement, or reward for 79 the referral of business; amending s. 627.422, F.S.; 80 specifying restrictions for an assignment of benefits 81 by a policyowner of a property insurance policy under 82 certain urgent or emergency circumstances; providing 83 that a post-loss assignment in violation of the act is 84 void; providing an effective date.