Florida Senate - 2015 SB 1134
By Senator Hays
11-00873C-15 20151134__
1 A bill to be entitled
2 An act relating to blanket health insurance; amending
3 s. 627.659, F.S.; expanding the types of individuals
4 and entities which are eligible for blanket health
5 insurance coverage; authorizing the Commissioner of
6 the Office of Insurance Regulation to designate other
7 risks or classes of risk which are eligible for
8 blanket health insurance; providing an effective date.
9
10 Be It Enacted by the Legislature of the State of Florida:
11
12 Section 1. Section 627.659, Florida Statutes, is amended to
13 read:
14 627.659 Blanket health insurance; eligible groups.—Blanket
15 health insurance is that form of health insurance that which
16 covers special groups of individuals under a policy or contract
17 issued as enumerated in one of the following subsections:
18 (1) Under a policy or contract issued To a any common
19 carrier, or to an operator, an owner, or a lessee of a means of
20 transportation, which is shall be deemed to be the policyholder,
21 covering a group that is defined as all persons who may become
22 passengers on such common carrier or means of transportation.
23 (2) Under a policy or contract issued To an employer, who
24 is shall be deemed to be the policyholder, covering all or any
25 grouping group of employees or insured employees’ dependents or
26 guests, who are defined by reference to an activity or operation
27 of the policyholder exceptional hazards incident to such
28 employment, or under a policy or contract issued to an employer
29 if when all of its employees are covered under the any such
30 policy or contract.
31 (3) Under a policy issued To a school, district school
32 system, college, university, or other institution of learning,
33 or to an the official or officials of the such institution,
34 insuring all or any grouping of the institution’s students, and
35 teachers, and employees. The any such policy issued may insure
36 the spouse or dependent children of the insured student,
37 teacher, or employee.
38 (4) Under a policy or contract issued In the name of a any
39 volunteer fire department, or first aid group, emergency
40 management group, or other first responder such volunteer group,
41 which is shall be deemed to be the policyholder, covering all or
42 any grouping of the members or employees of the policyholder or
43 covering all or any grouping of participants which is defined by
44 reference to an activity or operation sponsored or supervised by
45 the policyholder such department or group.
46 (5) Under a policy or contract issued To an organization,
47 or branch thereof, such as the Boy Scouts of America, the Future
48 Farmers of America, a religious, instructional, or educational,
49 charitable, recreational, or civic body bodies, or similar
50 organization organizations, or to an individual, firm, or
51 corporation, holding or operating meetings, such as summer camps
52 or other meetings for religious, instructive, educational,
53 charitable, or recreational, or civic purposes, which
54 organization, branch, or body is deemed to be the policyholder,
55 covering all or any grouping of participants which is defined by
56 reference to an activity or operation of the policyholder,
57 including those who attend the attending such camps or meetings,
58 such as including counselors, instructors, and persons in other
59 administrative positions.
60 (6) Under a policy or contract issued In the name of a
61 newspaper or other publisher, which is shall be deemed to be the
62 policyholder, covering independent contractor newspaper or
63 publication delivery persons.
64 (7) Under a policy or contract issued In the name of a
65 health care provider or coordinator of health services, which is
66 shall be deemed to be the policyholder, covering patients,
67 donors, or surrogates. This coverage may be offered to patients,
68 donors, or surrogates of the policyholder, a health care
69 provider but may not be required as made a condition of
70 receiving care. The benefits provided under the such policy or
71 contract are shall not be assignable to any health care
72 provider.
73 (8) Under a policy or contract issued To a any health
74 maintenance organization licensed pursuant to the provisions of
75 part I of chapter 641, which is shall be deemed to be the
76 policyholder, covering the subscribers of the health maintenance
77 organization. Payment may be made directly to the health
78 maintenance organization by the blanket health insurer for
79 health care services rendered by providers pursuant to the
80 health care delivery plan.
81 (9) To a sports team or camp, or a sponsor thereof, which
82 is deemed to be the policyholder, covering all or any grouping
83 of members, campers, participants, employees, officials, or
84 supervisors.
85 (10) To a travel agency or other organization that provides
86 travel-related services, which is deemed to be the policyholder,
87 covering all or any grouping of persons to whom the policyholder
88 provides travel or travel-related services.
89 (11) To an association having a constitution and bylaws,
90 having at least 25 individual members, and having been organized
91 and maintained in good faith for a period of 1 year for purposes
92 other than that of obtaining insurance, which association is
93 deemed to be the policyholder, covering all or any grouping of
94 the members of the association.
95 (12) To a bank or other financial institution, a vendor of
96 the institution, or a parent holding company of the institution,
97 or to a trustee or agent of such institution, vendor, or
98 company, which is deemed to be the policyholder, covering
99 accountholders, cardholders, debtors, guarantors, or purchasers.
100 (13) To any other risk or class of risks which, in the
101 discretion of the Commissioner of the Office of Insurance
102 Regulation, may be properly eligible for blanket health
103 insurance. The discretion of the commissioner may be exercised
104 on an individual-risk basis, a class of risks, or both.
105 Section 2. This act shall take effect July 1, 2015.
106