ENROLLED 2016 Legislature CS for CS for SB 494 2016494er 1 2 An act relating to digital assets; providing a 3 directive to the Division of Law Revision and 4 Information; creating s. 740.001, F.S.; providing a 5 short title; creating s. 740.002, F.S.; defining 6 terms; creating s. 740.003, F.S.; authorizing a user 7 to use an online tool to allow a custodian to disclose 8 to a designated recipient or to prohibit a custodian 9 from disclosing digital assets under certain 10 circumstances; providing that a specified user’s 11 direction overrides a contrary provision in a terms 12 of-service agreement under certain circumstances; 13 creating s. 740.004, F.S.; providing construction; 14 authorizing the modification of a fiduciary’s or 15 designated recipient’s access to digital assets under 16 certain circumstances; creating s. 740.005, F.S.; 17 providing procedures for the disclosure of digital 18 assets; creating s. 740.006, F.S.; requiring a 19 custodian to disclose the content of electronic 20 communications of a deceased user under certain 21 circumstances; creating s. 740.007, F.S.; requiring a 22 custodian to disclose other digital assets of a 23 deceased user under certain circumstances; creating s. 24 740.008, F.S.; requiring a custodian to disclose the 25 content of electronic communications of a principal 26 under certain circumstances; creating s. 740.009, 27 F.S.; requiring a custodian to disclose other digital 28 assets of a principal under certain circumstances; 29 creating s. 740.01, F.S.; requiring a custodian to 30 disclose to a trustee who is the original user the 31 digital assets held in trust under certain 32 circumstances; creating s. 740.02, F.S.; requiring a 33 custodian to disclose to a trustee who is not the 34 original user the content of electronic communications 35 held in trust under certain circumstances; creating s. 36 740.03, F.S.; requiring a custodian to disclose to a 37 trustee who is not the original user other digital 38 assets under certain circumstances; creating s. 39 740.04, F.S.; authorizing the court to grant a 40 guardian the right to access a ward’s digital assets 41 under certain circumstances; requiring a custodian to 42 disclose to a guardian a specified catalog of 43 electronic communications and specified digital assets 44 of a ward under certain circumstances; creating s. 45 740.05, F.S.; imposing fiduciary duties; providing for 46 the rights and responsibilities of certain 47 fiduciaries; creating s. 740.06, F.S.; requiring 48 compliance of a custodian; providing construction; 49 providing for immunity from liability for a custodian 50 and its officers, employees, and agents acting in good 51 faith in complying with their duties; creating s. 52 740.07, F.S.; providing construction; creating s. 53 740.08, F.S.; providing applicability; creating s. 54 740.09, F.S.; providing severability; providing an 55 effective date. 56 57 Be It Enacted by the Legislature of the State of Florida: 58 59 Section 1. The Division of Law Revision and Information is 60 directed to create chapter 740, Florida Statutes, consisting of 61 ss. 740.001-740.09, Florida Statutes, to be entitled “Fiduciary 62 Access to Digital Assets.” 63 Section 2. Section 740.001, Florida Statutes, is created to 64 read: 65 740.001 Short title.—This chapter may be cited as the 66 “Florida Fiduciary Access to Digital Assets Act.” 67 Section 3. Section 740.002, Florida Statutes, is created to 68 read: 69 740.002 Definitions.—As used in this chapter, the term: 70 (1) “Account” means an arrangement under a terms-of-service 71 agreement in which the custodian carries, maintains, processes, 72 receives, or stores a digital asset of the user or provides 73 goods or services to the user. 74 (2) “Agent” means a person that is granted authority to act 75 for a principal under a durable or nondurable power of attorney, 76 whether denominated an agent, an attorney in fact, or otherwise. 77 The term includes an original agent, a co-agent, and a successor 78 agent. 79 (3) “Carries” means to engage in the transmission of 80 electronic communications. 81 (4) “Catalog of electronic communications” means 82 information that identifies each person with which a user has 83 had an electronic communication, the time and date of the 84 communication, and the electronic address of the person. 85 (5) “Content of an electronic communication” means 86 information concerning the substance or meaning of the 87 communication which: 88 (a) Has been sent or received by a user; 89 (b) Is in electronic storage by a custodian providing an 90 electronic communication service to the public or is carried or 91 maintained by a custodian providing a remote computing service 92 to the public; and 93 (c) Is not readily accessible to the public. 94 (6) “Court” means a circuit court of this state. 95 (7) “Custodian” means a person that carries, maintains, 96 processes, receives, or stores a digital asset of a user. 97 (8) “Designated recipient” means a person chosen by a user 98 through an online tool to administer digital assets of the user. 99 (9) “Digital asset” means an electronic record in which an 100 individual has a right or interest. The term does not include an 101 underlying asset or liability unless the asset or liability is 102 itself an electronic record. 103 (10) “Electronic” means relating to technology having 104 electrical, digital, magnetic, wireless, optical, 105 electromagnetic, or similar capabilities. 106 (11) “Electronic communication” has the same meaning as 107 provided in 18 U.S.C. s. 2510(12). 108 (12) “Electronic communication service” means a custodian 109 that provides to a user the ability to send or receive an 110 electronic communication. 111 (13) “Fiduciary” means an original, additional, or 112 successor personal representative, guardian, agent, or trustee. 113 (14) “Guardian” means a person who is appointed by the 114 court as guardian of the property of a minor or an incapacitated 115 individual. The term includes an original guardian, a co 116 guardian, and a successor guardian, as well as a person 117 appointed by the court as an emergency temporary guardian of the 118 property. 119 (15) “Information” means data, text, images, videos, 120 sounds, codes, computer programs, software, databases, or the 121 like. 122 (16) “Online tool” means an electronic service provided by 123 a custodian which allows the user, in an agreement distinct from 124 the terms-of-service agreement between the custodian and user, 125 to provide directions for disclosure or nondisclosure of digital 126 assets to a third person. 127 (17) “Person” means an individual, estate, trust, business 128 or nonprofit entity, public corporation, government or 129 governmental subdivision, agency, or instrumentality, or other 130 legal entity. 131 (18) “Personal representative” means the fiduciary 132 appointed by the court to administer the estate of a deceased 133 individual pursuant to letters of administration or an order 134 appointing a curator or administrator ad litem for the estate. 135 The term includes an original personal representative, a 136 copersonal representative, and a successor personal 137 representative, as well as a person who is entitled to receive 138 and collect a deceased individual’s property pursuant to an 139 order of summary administration issued pursuant to chapter 735. 140 (19) “Power of attorney” means a record that grants an 141 agent authority to act in the place of a principal pursuant to 142 chapter 709. 143 (20) “Principal” means an individual who grants authority 144 to an agent in a power of attorney. 145 (21) “Record” means information that is inscribed on a 146 tangible medium or that is stored in an electronic or other 147 medium and is retrievable in perceivable form. 148 (22) “Remote computing service” means a custodian that 149 provides to a user computer processing services or the storage 150 of digital assets by means of an electronic communications 151 system as defined in 18 U.S.C. s. 2510(14). 152 (23) “Termsofservice agreement” means an agreement that 153 controls the relationship between a user and a custodian. 154 (24) “Trustee” means a fiduciary that holds legal title to 155 property under an agreement, declaration, or trust instrument 156 that creates a beneficial interest in the settlor or other 157 persons. The term includes an original trustee, a cotrustee, and 158 a successor trustee. 159 (25) “User” means a person that has an account with a 160 custodian. 161 (26) “Ward” means an individual for whom a guardian has 162 been appointed. 163 (27) “Will” means an instrument admitted to probate, 164 including a codicil, executed by an individual in the manner 165 prescribed by the Florida Probate Code, which disposes of the 166 individual’s property on or after his or her death. The term 167 includes an instrument that merely appoints a personal 168 representative or revokes or revises another will. 169 Section 4. Section 740.003, Florida Statutes, is created to 170 read: 171 740.003 User direction for disclosure of digital assets.— 172 (1) A user may use an online tool to direct the custodian 173 to disclose to a designated recipient or not to disclose some or 174 all of the user’s digital assets, including the content of 175 electronic communications. If the online tool allows the user to 176 modify or delete a direction at all times, a direction regarding 177 disclosure using an online tool overrides a contrary direction 178 by the user in a will, trust, power of attorney, or other 179 record. 180 (2) If a user has not used an online tool to give direction 181 under subsection (1) or if the custodian has not provided an 182 online tool, the user may allow or prohibit disclosure to a 183 fiduciary of some or all of the user’s digital assets, including 184 the content of electronic communications sent or received by the 185 user, in a will, trust, power of attorney, or other record. 186 (3) A user’s direction under subsection (1) or subsection 187 (2) overrides a contrary provision in a terms-of-service 188 agreement that does not require the user to act affirmatively 189 and distinctly from the user’s assent to the terms of service. 190 Section 5. Section 740.004, Florida Statutes, is created to 191 read: 192 740.004 Terms-of-service agreement preserved.— 193 (1) This chapter does not change or impair a right of a 194 custodian or a user under a terms-of-service agreement to access 195 and use the digital assets of the user. 196 (2) This chapter does not give a fiduciary or a designated 197 recipient any new or expanded rights other than those held by 198 the user for whom, or for whose estate or trust, the fiduciary 199 or designated recipient acts or represents. 200 (3) A fiduciary’s or designated recipient’s access to 201 digital assets may be modified or eliminated by a user, by 202 federal law, or by a terms-of-service agreement if the user has 203 not provided direction under s. 740.003. 204 Section 6. Section 740.005, Florida Statutes, is created to 205 read: 206 740.005 Procedure for disclosing digital assets.— 207 (1) When disclosing the digital assets of a user under this 208 chapter, the custodian may, at its sole discretion: 209 (a) Grant a fiduciary or designated recipient full access 210 to the user’s account; 211 (b) Grant a fiduciary or designated recipient partial 212 access to the user’s account sufficient to perform the tasks 213 with which the fiduciary or designated recipient is charged; or 214 (c) Provide a fiduciary or designated recipient a copy in a 215 record of any digital asset that, on the date the custodian 216 received the request for disclosure, the user could have 217 accessed if the user were alive and had full capacity and access 218 to the account. 219 (2) A custodian may assess a reasonable administrative 220 charge for the cost of disclosing digital assets under this 221 chapter. 222 (3) A custodian is not required to disclose under this 223 chapter a digital asset deleted by a user. 224 (4) If a user directs or a fiduciary requests a custodian 225 to disclose under this chapter some, but not all, of the user’s 226 digital assets to the fiduciary or a designated recipient, the 227 custodian is not required to disclose the assets if segregation 228 of the assets would impose an undue burden on the custodian. If 229 the custodian believes the direction or request imposes an undue 230 burden, the custodian or the fiduciary may seek an order from 231 the court to disclose: 232 (a) A subset limited by date of the user’s digital assets; 233 (b) All of the user’s digital assets to the fiduciary or 234 designated recipient, or to the court for review in chambers; or 235 (c) None of the user’s digital assets. 236 Section 7. Section 740.006, Florida Statutes, is created to 237 read: 238 740.006 Disclosure of content of electronic communications 239 of deceased user.—If a deceased user consented to or a court 240 directs the disclosure of the content of electronic 241 communications of the user, the custodian shall disclose to the 242 personal representative of the estate of the user the content of 243 an electronic communication sent or received by the user if the 244 personal representative gives to the custodian: 245 (1) A written request for disclosure which is in physical 246 or electronic form; 247 (2) A certified copy of the death certificate of the user; 248 (3) A certified copy of the letters of administration, the 249 order authorizing a curator or administrator ad litem, the order 250 of summary administration issued pursuant to chapter 735, or 251 other court order; 252 (4) Unless the user provided direction using an online 253 tool, a copy of the user’s will, trust, power of attorney, or 254 other record evidencing the user’s consent to disclosure of the 255 content of electronic communications; and 256 (5) If requested by the custodian: 257 (a) A number, username, address, or other unique subscriber 258 or account identifier assigned by the custodian to identify the 259 user’s account; 260 (b) Evidence linking the account to the user; or 261 (c) A finding by the court that: 262 1. The user had a specific account with the custodian, 263 identifiable by information specified in paragraph (a); 264 2. Disclosure of the content of electronic communications 265 of the user would not violate 18 U.S.C. s. 2701 et seq., 47 266 U.S.C. s. 222, or other applicable law; 267 3. Unless the user provided direction using an online tool, 268 the user consented to disclosure of the content of electronic 269 communications; or 270 4. Disclosure of the content of electronic communications 271 of the user is reasonably necessary for the administration of 272 the estate. 273 Section 8. Section 740.007, Florida Statutes, is created to 274 read: 275 740.007 Disclosure of other digital assets of deceased 276 user.—Unless a user prohibited disclosure of digital assets or 277 the court directs otherwise, a custodian shall disclose to the 278 personal representative of the estate of a deceased user a 279 catalog of electronic communications sent or received by the 280 user and digital assets of the user, except the content of 281 electronic communications, if the personal representative gives 282 to the custodian: 283 (1) A written request for disclosure which is in physical 284 or electronic form; 285 (2) A certified copy of the death certificate of the user; 286 (3) A certified copy of the letters of administration, the 287 order authorizing a curator or administrator ad litem, the order 288 of summary administration issued pursuant to chapter 735, or 289 other court order; and 290 (4) If requested by the custodian: 291 (a) A number, username, address, or other unique subscriber 292 or account identifier assigned by the custodian to identify the 293 user’s account; 294 (b) Evidence linking the account to the user; 295 (c) An affidavit stating that disclosure of the user’s 296 digital assets is reasonably necessary for the administration of 297 the estate; or 298 (d) An order of the court finding that: 299 1. The user had a specific account with the custodian, 300 identifiable by information specified in paragraph (a); or 301 2. Disclosure of the user’s digital assets is reasonably 302 necessary for the administration of the estate. 303 Section 9. Section 740.008, Florida Statutes, is created to 304 read: 305 740.008 Disclosure of content of electronic communications 306 of principal.—To the extent a power of attorney expressly grants 307 an agent authority over the content of electronic communications 308 sent or received by the principal and unless directed otherwise 309 by the principal or the court, a custodian shall disclose to the 310 agent the content if the agent gives to the custodian: 311 (1) A written request for disclosure which is in physical 312 or electronic form; 313 (2) An original or copy of the power of attorney expressly 314 granting the agent authority over the content of electronic 315 communications of the principal; 316 (3) A certification by the agent, under penalty of perjury, 317 that the power of attorney is in effect; and 318 (4) If requested by the custodian: 319 (a) A number, username, address, or other unique subscriber 320 or account identifier assigned by the custodian to identify the 321 principal’s account; or 322 (b) Evidence linking the account to the principal. 323 Section 10. Section 740.009, Florida Statutes, is created 324 to read: 325 740.009 Disclosure of other digital assets of principal. 326 Unless otherwise ordered by the court, directed by the 327 principal, or provided by a power of attorney, a custodian shall 328 disclose to an agent with specific authority over the digital 329 assets or with general authority to act on behalf of the 330 principal a catalog of electronic communications sent or 331 received by the principal, and digital assets of the principal, 332 except the content of electronic communications, if the agent 333 gives the custodian: 334 (1) A written request for disclosure which is in physical 335 or electronic form; 336 (2) An original or a copy of the power of attorney which 337 gives the agent specific authority over digital assets or 338 general authority to act on behalf of the principal; 339 (3) A certification by the agent, under penalty of perjury, 340 that the power of attorney is in effect; and 341 (4) If requested by the custodian: 342 (a) A number, username, address, or other unique subscriber 343 or account identifier assigned by the custodian to identify the 344 principal’s account; or 345 (b) Evidence linking the account to the principal. 346 Section 11. Section 740.01, Florida Statutes, is created to 347 read: 348 740.01 Disclosure of digital assets held in trust when 349 trustee is the original user.—Unless otherwise ordered by the 350 court or provided in a trust, a custodian shall disclose to a 351 trustee that is an original user of an account any digital asset 352 of the account held in trust, including a catalog of electronic 353 communications of the trustee and the content of electronic 354 communications. 355 Section 12. Section 740.02, Florida Statutes, is created to 356 read: 357 740.02 Disclosure of content of electronic communications 358 held in trust when trustee is not the original user.—Unless 359 otherwise ordered by the court, directed by the user, or 360 provided in a trust, a custodian shall disclose to a trustee 361 that is not an original user of an account the content of an 362 electronic communication sent or received by an original or 363 successor user and carried, maintained, processed, received, or 364 stored by the custodian in the account of the trust if the 365 trustee gives the custodian: 366 (1) A written request for disclosure which is in physical 367 or electronic form; 368 (2) A certified copy of the trust instrument, or a 369 certification of trust under s. 736.1017, which includes consent 370 to disclosure of the content of electronic communications to the 371 trustee; 372 (3) A certification by the trustee, under penalty of 373 perjury, that the trust exists and that the trustee is a 374 currently acting trustee of the trust; and 375 (4) If requested by the custodian: 376 (a) A number, username, address, or other unique subscriber 377 or account identifier assigned by the custodian to identify the 378 trust’s account; or 379 (b) Evidence linking the account to the trust. 380 Section 13. Section 740.03, Florida Statutes, is created to 381 read: 382 740.03 Disclosure of other digital assets held in trust 383 when trustee is not the original user.—Unless otherwise ordered 384 by the court, directed by the user, or provided in a trust, a 385 custodian shall disclose to a trustee that is not an original 386 user of an account, a catalog of electronic communications sent 387 or received by an original or successor user and stored, 388 carried, or maintained by the custodian in an account of the 389 trust and any digital assets in which the trust has a right or 390 interest, other than the content of electronic communications, 391 if the trustee gives the custodian: 392 (1) A written request for disclosure which is in physical 393 or electronic form; 394 (2) A certified copy of the trust instrument, or a 395 certification of trust under s. 736.1017; 396 (3) A certification by the trustee, under penalty of 397 perjury, that the trust exists and that the trustee is a 398 currently acting trustee of the trust; and 399 (4) If requested by the custodian: 400 (a) A number, username, address, or other unique subscriber 401 or account identifier assigned by the custodian to identify the 402 trust’s account; or 403 (b) Evidence linking the account to the trust. 404 Section 14. Section 740.04, Florida Statutes, is created to 405 read: 406 740.04 Disclosure of digital assets to guardian of ward.— 407 (1) After an opportunity for a hearing under chapter 744, 408 the court may grant a guardian access to the digital assets of a 409 ward. 410 (2) Unless otherwise ordered by the court or directed by 411 the user, a custodian shall disclose to a guardian the catalog 412 of electronic communications sent or received by the ward and 413 any digital assets in which the ward has a right or interest, 414 other than the content of electronic communications, if the 415 guardian gives the custodian: 416 (a) A written request for disclosure which is in physical 417 or electronic form; 418 (b) A certified copy of letters of plenary guardianship of 419 the property or the court order that gives the guardian 420 authority over the digital assets of the ward; and 421 (c) If requested by the custodian: 422 1. A number, username, address, or other unique subscriber 423 or account identifier assigned by the custodian to identify the 424 ward’s account; or 425 2. Evidence linking the account to the ward. 426 (3) A guardian with general authority to manage the 427 property of a ward may request a custodian of the digital assets 428 of the ward to suspend or terminate an account of the ward for 429 good cause. A request made under this section must be 430 accompanied by a certified copy of the court order giving the 431 guardian authority over the ward’s property. 432 Section 15. Section 740.05, Florida Statutes, is created to 433 read: 434 740.05 Fiduciary duty and authority.— 435 (1) The legal duties imposed on a fiduciary charged with 436 managing tangible property apply to the management of digital 437 assets, including: 438 (a) The duty of care; 439 (b) The duty of loyalty; and 440 (c) The duty of confidentiality. 441 (2) A fiduciary’s or designated recipient’s authority with 442 respect to a digital asset of a user: 443 (a) Except as otherwise provided in s. 740.003, is subject 444 to the applicable termsofservice agreement; 445 (b) Is subject to other applicable law, including copyright 446 law; 447 (c) In the case of a fiduciary, is limited by the scope of 448 the fiduciary’s duties; and 449 (d) May not be used to impersonate the user. 450 (3) A fiduciary with authority over the tangible personal 451 property of a decedent, ward, principal, or settlor has the 452 right to access any digital asset in which the decedent, ward, 453 principal, or settlor had or has a right or interest and that is 454 not held by a custodian or subject to a terms-of-service 455 agreement. 456 (4) A fiduciary acting within the scope of the fiduciary’s 457 duties is an authorized user of the property of the decedent, 458 ward, principal, or settlor for the purpose of applicable 459 computer fraud and unauthorized computer access laws, including 460 under chapter 815. 461 (5) A fiduciary with authority over the tangible personal 462 property of a decedent, ward, principal, or settlor: 463 (a) Has the right to access the property and any digital 464 asset stored in it; and 465 (b) Is an authorized user for the purpose of computer fraud 466 and unauthorized computer access laws, including under chapter 467 815. 468 (6) A custodian may disclose information in an account to a 469 fiduciary of the user when the information is required to 470 terminate an account used to access digital assets licensed to 471 the user. 472 (7) A fiduciary of a user may request a custodian to 473 terminate the user’s account. A request for termination must be 474 in writing, in paper or electronic form, and accompanied by: 475 (a) If the user is deceased, a certified copy of the death 476 certificate of the user; 477 (b) A certified copy of the letters of administration; the 478 order authorizing a curator or administrator ad litem; the order 479 of summary administration issued pursuant to chapter 735; or the 480 court order, power of attorney, or trust giving the fiduciary 481 authority over the account; and 482 (c) If requested by the custodian: 483 1. A number, username, address, or other unique subscriber 484 or account identifier assigned by the custodian to identify the 485 user’s account; 486 2. Evidence linking the account to the user; or 487 3. A finding by the court that the user had a specific 488 account with the custodian, identifiable by the information 489 specified in subparagraph 1. 490 Section 16. Section 740.06, Florida Statutes, is created to 491 read: 492 740.06 Custodian compliance and immunity.— 493 (1) Not later than 60 days after receipt of the information 494 required under ss. 740.006-740.04, a custodian shall comply with 495 a request under this chapter from a fiduciary or designated 496 recipient to disclose digital assets or terminate an account. If 497 the custodian fails to comply, the fiduciary or designated 498 recipient may apply to the court for an order directing 499 compliance. 500 (2) An order under subsection (1) directing compliance must 501 contain a finding that compliance is not in violation of 18 502 U.S.C. s. 2702. 503 (3) A custodian may notify a user that a request for 504 disclosure or to terminate an account was made under this 505 chapter. 506 (4) A custodian may deny a request under this chapter from 507 a fiduciary or designated recipient for disclosure of digital 508 assets or to terminate an account if the custodian is aware of 509 any lawful access to the account following the receipt of the 510 fiduciary’s request. 511 (5) This chapter does not limit a custodian’s ability to 512 obtain or require a fiduciary or designated recipient requesting 513 disclosure or termination under this chapter to obtain a court 514 order that: 515 (a) Specifies that an account belongs to the ward or 516 principal; 517 (b) Specifies that there is sufficient consent from the 518 ward or principal to support the requested disclosure; and 519 (c) Contains a finding required by a law other than this 520 chapter. 521 (6) A custodian and its officers, employees, and agents are 522 immune from liability for an act or omission done in good faith 523 in compliance with this chapter. 524 Section 17. Section 740.07, Florida Statutes, is created to 525 read: 526 740.07 Relation to Electronic Signatures in Global and 527 National Commerce Act.—This chapter modifies, limits, and 528 supersedes the Electronic Signatures in Global and National 529 Commerce Act, 15 U.S.C. ss. 7001 et seq., but does not modify, 530 limit, or supersede s. 101(c) of that act, 15 U.S.C. s. 7001(c), 531 or authorize electronic delivery of any of the notices described 532 in s. 103(b) of that act, 15 U.S.C. s. 7003(b). 533 Section 18. Section 740.08, Florida Statutes, is created to 534 read: 535 740.08 Applicability.— 536 (1) Subject to subsection (3), this chapter applies to: 537 (a) A fiduciary acting under a will, trust, or power of 538 attorney executed before, on, or after July 1, 2016; 539 (b) A personal representative acting for a decedent who 540 died before, on, or after July 1, 2016; 541 (c) A guardian appointed through a guardianship proceeding, 542 whether pending in a court or commenced before, on, or after 543 July 1, 2016; and 544 (d) A trustee acting under a trust created before, on, or 545 after July 1, 2016. 546 (2) This chapter applies to a custodian if the user resides 547 in this state or resided in this state at the time of the user’s 548 death. 549 (3) This chapter does not apply to a digital asset of an 550 employer used by an employee in the ordinary course of the 551 employer’s business. 552 Section 19. Section 740.09, Florida Statutes, is created to 553 read: 554 740.09 Severability.—If any provision of this chapter or 555 its application to any person or circumstance is held invalid, 556 the invalidity does not affect other provisions or applications 557 of this chapter which can be given effect without the invalid 558 provision or application, and to this end the provisions of this 559 chapter are severable. 560 Section 20. This act shall take effect July 1, 2016.