Florida Senate - 2017                          SENATOR AMENDMENT
       Bill No. HB 7117, 1st Eng.
       
       
       
       
       
       
                                Ì389732:Î389732                         
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
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                 Floor: WD/3R          .                                
             05/04/2017 08:43 PM       .                                
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       Senator Mayfield moved the following:
       
    1         Senate Amendment to Amendment (655868) (with title
    2  amendment)
    3  
    4         Between lines 1003 and 1004
    5  insert:
    6         Section 21. Effective January 1, 2018, section 627.42394,
    7  Florida Statutes, is created to read:
    8         627.42394Insurance policies; limiting changes to
    9  prescription drug formularies.—
   10         (1)Other than at the time of coverage renewal, an
   11  individual or group insurance policy that is delivered, issued
   12  for delivery, renewed, amended, or continued in this state and
   13  that provides medical, major medical, or similar comprehensive
   14  coverage may not:
   15         (a)Remove a covered prescription drug from its list of
   16  covered drugs during the policy year unless the United States
   17  Food and Drug Administration has issued a statement about the
   18  drug which calls into question the clinical safety of the drug,
   19  or the manufacturer of the drug has notified the United States
   20  Food and Drug Administration of a manufacturing discontinuance
   21  or potential discontinuance of the drug as required by s. 506C
   22  of the Federal Food, Drug, and Cosmetic Act, 21 U.S.C. s. 356c.
   23         (b)Reclassify a drug to a more restrictive drug tier;
   24  increase the amount that an insured must pay for a copayment,
   25  coinsurance, or deductible for prescription drug benefits; or
   26  reclassify a drug to a higher cost-sharing tier during the
   27  policy year.
   28         (2)This section does not prohibit the addition of
   29  prescription drugs to the list of drugs covered under the policy
   30  during the policy year.
   31         (3)This section does not apply to a grandfathered health
   32  plan as defined in s. 627.402 or to benefits set forth in s.
   33  627.6513(1)-(14).
   34         (4)This section does not alter or amend s. 465.025, which
   35  provides conditions under which a pharmacist may substitute a
   36  generically equivalent drug product for a brand name drug
   37  product.
   38         (5)This section does not alter or amend s. 465.0252, which
   39  provides conditions under which a pharmacist may dispense a
   40  substitute biological product for the prescribed biological
   41  product.
   42         Section 22. Effective January 1, 2018, paragraph (e) of
   43  subsection (5) of section 627.6699, Florida Statutes, is amended
   44  to read:
   45         627.6699 Employee Health Care Access Act.—
   46         (5) AVAILABILITY OF COVERAGE.—
   47         (e) All health benefit plans issued under this section must
   48  comply with the following conditions:
   49         1. For employers who have fewer than two employees, a late
   50  enrollee may be excluded from coverage for no longer than 24
   51  months if he or she was not covered by creditable coverage
   52  continually to a date not more than 63 days before the effective
   53  date of his or her new coverage.
   54         2. Any requirement used by a small employer carrier in
   55  determining whether to provide coverage to a small employer
   56  group, including requirements for minimum participation of
   57  eligible employees and minimum employer contributions, must be
   58  applied uniformly among all small employer groups having the
   59  same number of eligible employees applying for coverage or
   60  receiving coverage from the small employer carrier, except that
   61  a small employer carrier that participates in, administers, or
   62  issues health benefits pursuant to s. 381.0406 which do not
   63  include a preexisting condition exclusion may require as a
   64  condition of offering such benefits that the employer has had no
   65  health insurance coverage for its employees for a period of at
   66  least 6 months. A small employer carrier may vary application of
   67  minimum participation requirements and minimum employer
   68  contribution requirements only by the size of the small employer
   69  group.
   70         3. In applying minimum participation requirements with
   71  respect to a small employer, a small employer carrier shall not
   72  consider as an eligible employee employees or dependents who
   73  have qualifying existing coverage in an employer-based group
   74  insurance plan or an ERISA qualified self-insurance plan in
   75  determining whether the applicable percentage of participation
   76  is met. However, a small employer carrier may count eligible
   77  employees and dependents who have coverage under another health
   78  plan that is sponsored by that employer.
   79         4. A small employer carrier shall not increase any
   80  requirement for minimum employee participation or any
   81  requirement for minimum employer contribution applicable to a
   82  small employer at any time after the small employer has been
   83  accepted for coverage, unless the employer size has changed, in
   84  which case the small employer carrier may apply the requirements
   85  that are applicable to the new group size.
   86         5. If a small employer carrier offers coverage to a small
   87  employer, it must offer coverage to all the small employer’s
   88  eligible employees and their dependents. A small employer
   89  carrier may not offer coverage limited to certain persons in a
   90  group or to part of a group, except with respect to late
   91  enrollees.
   92         6. A small employer carrier may not modify any health
   93  benefit plan issued to a small employer with respect to a small
   94  employer or any eligible employee or dependent through riders,
   95  endorsements, or otherwise to restrict or exclude coverage for
   96  certain diseases or medical conditions otherwise covered by the
   97  health benefit plan.
   98         7. An initial enrollment period of at least 30 days must be
   99  provided. An annual 30-day open enrollment period must be
  100  offered to each small employer’s eligible employees and their
  101  dependents. A small employer carrier must provide special
  102  enrollment periods as required by s. 627.65615.
  103         8. A small employer carrier must limit changes to
  104  prescription drug formularies as required by s. 627.42394.
  105         Section 23. Effective January 1, 2018, subsection (36) of
  106  section 641.31, Florida Statutes, is amended to read:
  107         641.31 Health maintenance contracts.—
  108         (36) A health maintenance organization may increase the
  109  copayment for any benefit, or delete, amend, or limit any of the
  110  benefits to which a subscriber is entitled under the group
  111  contract only, upon written notice to the contract holder at
  112  least 45 days in advance of the time of coverage renewal. The
  113  health maintenance organization may amend the contract with the
  114  contract holder, with such amendment to be effective immediately
  115  at the time of coverage renewal. The written notice to the
  116  contract holder must shall specifically identify any deletions,
  117  amendments, or limitations to any of the benefits provided in
  118  the group contract during the current contract period which will
  119  be included in the group contract upon renewal. This subsection
  120  does not apply to any increases in benefits. The 45-day notice
  121  requirement does shall not apply if benefits are amended,
  122  deleted, or limited at the request of the contract holder.
  123         (a) Other than at the time of coverage renewal, a health
  124  maintenance organization that provides medical, major medical,
  125  or similar comprehensive coverage may not:
  126         1. Remove a covered prescription drug from its list of
  127  covered drugs during the contract year unless the United States
  128  Food and Drug Administration has issued a statement about the
  129  drug which calls into question the clinical safety of the drug,
  130  or the manufacturer of the drug has notified the United States
  131  Food and Drug Administration of a manufacturing discontinuance
  132  or potential discontinuance of the drug as required by s. 506C
  133  of the Federal Food, Drug, and Cosmetic Act, 21 U.S.C. s. 356c.
  134         2. Reclassify a drug to a more restrictive drug tier or
  135  increase the amount that an insured must pay for a copayment,
  136  coinsurance, or deductible for prescription drug benefits, or
  137  reclassify a drug to a higher cost-sharing tier during the
  138  contract year.
  139         (b) This subsection does not:
  140         1. Prohibit the addition of prescription drugs to the list
  141  of drugs covered during the contract year.
  142         2. Apply to a grandfathered health plan as defined in s.
  143  627.402 or to benefits set forth in s. 627.6513(1)-(14).
  144         3. Alter or amend s. 465.025, which provides conditions
  145  under which a pharmacist may substitute a generically equivalent
  146  drug product for a brand name drug product.
  147         4. Alter or amend s. 465.0252, which provides conditions
  148  under which a pharmacist may dispense a substitute biological
  149  product for the prescribed biological product.
  150         Section 24. The Legislature finds that this act fulfills an
  151  important state interest.
  152  
  153  ================= T I T L E  A M E N D M E N T ================
  154  And the title is amended as follows:
  155         Delete line 1147
  156  and insert:
  157         exception request; creating s. 627.42394, F.S.;
  158         limiting, under specified circumstances, changes to a
  159         health insurance policy prescription drug formulary
  160         during a policy year; providing construction and
  161         applicability; amending s. 627.6699, F.S.; requiring
  162         small employer carriers to limit changes to
  163         prescription drug formularies under certain
  164         circumstances; amending s. 641.31, F.S.; limiting,
  165         under specified circumstances, changes to a health
  166         maintenance contract prescription drug formulary
  167         during a contract year; providing construction and
  168         applicability; providing a declaration of important
  169         state interest; providing effective dates.