Florida Senate - 2017 SENATOR AMENDMENT Bill No. HB 7117, 1st Eng. Ì389732:Î389732 LEGISLATIVE ACTION Senate . House . . . Floor: WD/3R . 05/04/2017 08:43 PM . ————————————————————————————————————————————————————————————————— ————————————————————————————————————————————————————————————————— Senator Mayfield moved the following: 1 Senate Amendment to Amendment (655868) (with title 2 amendment) 3 4 Between lines 1003 and 1004 5 insert: 6 Section 21. Effective January 1, 2018, section 627.42394, 7 Florida Statutes, is created to read: 8 627.42394 Insurance policies; limiting changes to 9 prescription drug formularies.— 10 (1) Other than at the time of coverage renewal, an 11 individual or group insurance policy that is delivered, issued 12 for delivery, renewed, amended, or continued in this state and 13 that provides medical, major medical, or similar comprehensive 14 coverage may not: 15 (a) Remove a covered prescription drug from its list of 16 covered drugs during the policy year unless the United States 17 Food and Drug Administration has issued a statement about the 18 drug which calls into question the clinical safety of the drug, 19 or the manufacturer of the drug has notified the United States 20 Food and Drug Administration of a manufacturing discontinuance 21 or potential discontinuance of the drug as required by s. 506C 22 of the Federal Food, Drug, and Cosmetic Act, 21 U.S.C. s. 356c. 23 (b) Reclassify a drug to a more restrictive drug tier; 24 increase the amount that an insured must pay for a copayment, 25 coinsurance, or deductible for prescription drug benefits; or 26 reclassify a drug to a higher cost-sharing tier during the 27 policy year. 28 (2) This section does not prohibit the addition of 29 prescription drugs to the list of drugs covered under the policy 30 during the policy year. 31 (3) This section does not apply to a grandfathered health 32 plan as defined in s. 627.402 or to benefits set forth in s. 33 627.6513(1)-(14). 34 (4) This section does not alter or amend s. 465.025, which 35 provides conditions under which a pharmacist may substitute a 36 generically equivalent drug product for a brand name drug 37 product. 38 (5) This section does not alter or amend s. 465.0252, which 39 provides conditions under which a pharmacist may dispense a 40 substitute biological product for the prescribed biological 41 product. 42 Section 22. Effective January 1, 2018, paragraph (e) of 43 subsection (5) of section 627.6699, Florida Statutes, is amended 44 to read: 45 627.6699 Employee Health Care Access Act.— 46 (5) AVAILABILITY OF COVERAGE.— 47 (e) All health benefit plans issued under this section must 48 comply with the following conditions: 49 1. For employers who have fewer than two employees, a late 50 enrollee may be excluded from coverage for no longer than 24 51 months if he or she was not covered by creditable coverage 52 continually to a date not more than 63 days before the effective 53 date of his or her new coverage. 54 2. Any requirement used by a small employer carrier in 55 determining whether to provide coverage to a small employer 56 group, including requirements for minimum participation of 57 eligible employees and minimum employer contributions, must be 58 applied uniformly among all small employer groups having the 59 same number of eligible employees applying for coverage or 60 receiving coverage from the small employer carrier, except that 61 a small employer carrier that participates in, administers, or 62 issues health benefits pursuant to s. 381.0406 which do not 63 include a preexisting condition exclusion may require as a 64 condition of offering such benefits that the employer has had no 65 health insurance coverage for its employees for a period of at 66 least 6 months. A small employer carrier may vary application of 67 minimum participation requirements and minimum employer 68 contribution requirements only by the size of the small employer 69 group. 70 3. In applying minimum participation requirements with 71 respect to a small employer, a small employer carrier shall not 72 consider as an eligible employee employees or dependents who 73 have qualifying existing coverage in an employer-based group 74 insurance plan or an ERISA qualified self-insurance plan in 75 determining whether the applicable percentage of participation 76 is met. However, a small employer carrier may count eligible 77 employees and dependents who have coverage under another health 78 plan that is sponsored by that employer. 79 4. A small employer carrier shall not increase any 80 requirement for minimum employee participation or any 81 requirement for minimum employer contribution applicable to a 82 small employer at any time after the small employer has been 83 accepted for coverage, unless the employer size has changed, in 84 which case the small employer carrier may apply the requirements 85 that are applicable to the new group size. 86 5. If a small employer carrier offers coverage to a small 87 employer, it must offer coverage to all the small employer’s 88 eligible employees and their dependents. A small employer 89 carrier may not offer coverage limited to certain persons in a 90 group or to part of a group, except with respect to late 91 enrollees. 92 6. A small employer carrier may not modify any health 93 benefit plan issued to a small employer with respect to a small 94 employer or any eligible employee or dependent through riders, 95 endorsements, or otherwise to restrict or exclude coverage for 96 certain diseases or medical conditions otherwise covered by the 97 health benefit plan. 98 7. An initial enrollment period of at least 30 days must be 99 provided. An annual 30-day open enrollment period must be 100 offered to each small employer’s eligible employees and their 101 dependents. A small employer carrier must provide special 102 enrollment periods as required by s. 627.65615. 103 8. A small employer carrier must limit changes to 104 prescription drug formularies as required by s. 627.42394. 105 Section 23. Effective January 1, 2018, subsection (36) of 106 section 641.31, Florida Statutes, is amended to read: 107 641.31 Health maintenance contracts.— 108 (36) A health maintenance organization may increase the 109 copayment for any benefit, or delete, amend, or limit any of the 110 benefits to which a subscriber is entitled under the group 111 contract only, upon written notice to the contract holder at 112 least 45 days in advance of the time of coverage renewal. The 113 health maintenance organization may amend the contract with the 114 contract holder, with such amendment to be effective immediately 115 at the time of coverage renewal. The written notice to the 116 contract holder mustshallspecifically identify any deletions, 117 amendments, or limitations to any of the benefits provided in 118 the group contract during the current contract period which will 119 be included in the group contract upon renewal. This subsection 120 does not apply to any increases in benefits. The 45-day notice 121 requirement doesshallnot apply if benefits are amended, 122 deleted, or limited at the request of the contract holder. 123 (a) Other than at the time of coverage renewal, a health 124 maintenance organization that provides medical, major medical, 125 or similar comprehensive coverage may not: 126 1. Remove a covered prescription drug from its list of 127 covered drugs during the contract year unless the United States 128 Food and Drug Administration has issued a statement about the 129 drug which calls into question the clinical safety of the drug, 130 or the manufacturer of the drug has notified the United States 131 Food and Drug Administration of a manufacturing discontinuance 132 or potential discontinuance of the drug as required by s. 506C 133 of the Federal Food, Drug, and Cosmetic Act, 21 U.S.C. s. 356c. 134 2. Reclassify a drug to a more restrictive drug tier or 135 increase the amount that an insured must pay for a copayment, 136 coinsurance, or deductible for prescription drug benefits, or 137 reclassify a drug to a higher cost-sharing tier during the 138 contract year. 139 (b) This subsection does not: 140 1. Prohibit the addition of prescription drugs to the list 141 of drugs covered during the contract year. 142 2. Apply to a grandfathered health plan as defined in s. 143 627.402 or to benefits set forth in s. 627.6513(1)-(14). 144 3. Alter or amend s. 465.025, which provides conditions 145 under which a pharmacist may substitute a generically equivalent 146 drug product for a brand name drug product. 147 4. Alter or amend s. 465.0252, which provides conditions 148 under which a pharmacist may dispense a substitute biological 149 product for the prescribed biological product. 150 Section 24. The Legislature finds that this act fulfills an 151 important state interest. 152 153 ================= T I T L E A M E N D M E N T ================ 154 And the title is amended as follows: 155 Delete line 1147 156 and insert: 157 exception request; creating s. 627.42394, F.S.; 158 limiting, under specified circumstances, changes to a 159 health insurance policy prescription drug formulary 160 during a policy year; providing construction and 161 applicability; amending s. 627.6699, F.S.; requiring 162 small employer carriers to limit changes to 163 prescription drug formularies under certain 164 circumstances; amending s. 641.31, F.S.; limiting, 165 under specified circumstances, changes to a health 166 maintenance contract prescription drug formulary 167 during a contract year; providing construction and 168 applicability; providing a declaration of important 169 state interest; providing effective dates.