Florida Senate - 2017 COMMITTEE AMENDMENT
Bill No. PCS (598160) for CS for SB 922
Ì603728:Î603728
LEGISLATIVE ACTION
Senate . House
Comm: RCS .
04/26/2017 .
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The Committee on Appropriations (Garcia) recommended the
following:
1 Senate Amendment (with title amendment)
2
3 Delete everything after the enacting clause
4 and insert:
5 Section 1. Subsection (1) of section 626.015, Florida
6 Statutes, is amended to read:
7 626.015 Definitions.—As used in this part:
8 (1) “Adjuster” means a public adjuster as defined in s.
9 626.854, a public adjuster apprentice as defined in s. 626.8541,
10 or an all-lines adjuster as defined in s. 626.8548.
11 Section 2. Present subsections (7) through (19) of section
12 626.854, Florida Statutes, are renumbered as subsections (6)
13 through (18), respectively, subsection (1) and present
14 subsections (6), (7), (11), (18), and (19) are amended, and a
15 new subsection (19) is added to that section, to read:
16 626.854 “Public adjuster” defined; prohibitions.—The
17 Legislature finds that it is necessary for the protection of the
18 public to regulate public insurance adjusters and to prevent the
19 unauthorized practice of law.
20 (1) A “public adjuster” is any person, except a duly
21 licensed attorney at law as exempted under s. 626.860, who, for
22 money, commission, or any other thing of value, directly or
23 indirectly prepares, completes, or files an insurance claim form
24 for an insured or third-party claimant or who, for money,
25 commission, or any other thing of value, acts on behalf of, or
26 aids an insured or third-party claimant in negotiating for or
27 effecting the settlement of a claim or claims for loss or damage
28 covered by an insurance contract or who advertises for
29 employment as an adjuster of such claims. The term also includes
30 any person who, for money, commission, or any other thing of
31 value, directly or indirectly solicits, investigates, or adjusts
32 such claims on behalf of a public adjuster, an insured, or a
33 third-party claimant. The term does not include a person who
34 photographs or inventories damaged personal property or business
35 personal property or a person performing duties under another
36 professional license, if such person does not otherwise solicit,
37 adjust, investigate, or negotiate for or attempt to effect the
38 settlement of a claim.
39 (6) A public adjuster may not directly or indirectly
40 through any other person or entity initiate contact or engage in
41 face-to-face or telephonic solicitation or enter into a contract
42 with any insured or claimant under an insurance policy until at
43 least 48 hours after the occurrence of an event that may be the
44 subject of a claim under the insurance policy unless contact is
45 initiated by the insured or claimant.
46 (6)(7) An insured or claimant may cancel a public
47 adjuster’s contract to adjust a claim without penalty or
48 obligation within 3 business days after the date on which the
49 contract is executed or within 3 business days after the date on
50 which the insured or claimant has notified the insurer of the
51 claim, by phone or in writing, whichever is later. The public
52 adjuster’s contract must disclose to the insured or claimant his
53 or her right to cancel the contract and advise the insured or
54 claimant that notice of cancellation must be submitted in
55 writing and sent by certified mail, return receipt requested, or
56 other form of mailing that provides proof thereof, to the public
57 adjuster at the address specified in the contract; provided,
58 during any state of emergency as declared by the Governor and
59 for 1 year after the date of loss, the insured or claimant has 5
60 business days after the date on which the contract is executed
61 to cancel a public adjuster’s contract.
62 (10)(a)(11)(a) If a public adjuster enters into a contract
63 with an insured or claimant to reopen a claim or file a
64 supplemental claim that seeks additional payments for a claim
65 that has been previously paid in part or in full or settled by
66 the insurer, the public adjuster may not charge, agree to, or
67 accept from any source compensation, payment, commission, fee,
68 or any other thing of value based on a previous settlement or
69 previous claim payments by the insurer for the same cause of
70 loss. The charge, compensation, payment, commission, fee, or any
71 other thing of value must be based only on the claim payments or
72 settlement obtained through the work of the public adjuster
73 after entering into the contract with the insured or claimant.
74 Compensation for the reopened or supplemental claim may not
75 exceed 20 percent of the reopened or supplemental claim payment.
76 In no event shall the contracts described in this paragraph
77 exceed the limitations in paragraph (b).
78 (b) A public adjuster may not charge, agree to, or accept
79 from any source compensation, payment, commission, fee, or any
80 other thing of value in excess of:
81 1. Ten percent of the amount of insurance claim payments
82 made by the insurer for claims based on events that are the
83 subject of a declaration of a state of emergency by the
84 Governor. This provision applies to claims made during the year
85 after the declaration of emergency. After that year, the
86 limitations in subparagraph 2. apply.
87 2. Twenty percent of the amount of insurance claim payments
88 made by the insurer for claims that are not based on events that
89 are the subject of a declaration of a state of emergency by the
90 Governor.
91 (c) Insurance claim payments made by the insurer do not
92 include policy deductibles, and public adjuster compensation may
93 not be based on the deductible portion of a claim.
94 (d)(c) Any maneuver, shift, or device through which the
95 limits on compensation set forth in this subsection are exceeded
96 is a violation of this chapter punishable as provided under s.
97 626.8698.
98 (17)(18) A public adjuster, a public adjuster apprentice,
99 or a person acting on behalf of an adjuster or apprentice may
100 not enter into a contract or accept a power of attorney that
101 vests in the public adjuster, the public adjuster apprentice, or
102 the person acting on behalf of the adjuster or apprentice the
103 effective authority to choose the persons or entities that will
104 perform repair work in a property insurance claim or provide
105 goods or services that will require the insured or third-party
106 claimant to expend funds in excess of those payable to the
107 public adjuster under the terms of the contract for adjusting
108 services.
109 (18)(19) Subsections (5)-(17) (5)-(18) apply only to
110 residential property insurance policies and condominium unit
111 owner policies as described in s. 718.111(11).
112 (19) Except as otherwise provided in this chapter, no
113 person, except an attorney at law or a public adjuster, may for
114 money, commission, or any other thing of value, directly or
115 indirectly:
116 (a) Prepare, complete, or file an insurance claim for an
117 insured or a third-party claimant;
118 (b) Act on behalf of or aid an insured or a third-party
119 claimant in negotiating for or effecting the settlement of a
120 claim for loss or damage covered by an insurance contract;
121 (c) Advertise for employment as a public adjuster; or
122 (d) Solicit, investigate, or adjust a claim on behalf of a
123 public adjuster, an insured, or a third-party claimant.
124 Section 3. Section 626.8541, Florida Statutes, is repealed.
125 Section 4. Section 626.8548, Florida Statutes, is amended
126 to read:
127 626.8548 “All-lines adjuster” defined.—An “all-lines
128 adjuster” is a person who, for money, commission, or any other
129 thing of value, directly or indirectly is self-employed or
130 employed by an insurer, a wholly owned subsidiary of an insurer,
131 or an independent adjusting firm or other independent adjuster,
132 and who undertakes on behalf of a public adjuster or an insurer
133 or other insurers under common control or ownership to ascertain
134 and determine the amount of any claim, loss, or damage payable
135 under an insurance contract or undertakes to effect settlement
136 of such claim, loss, or damage. The term also includes any
137 person who, for money, commission, or any other thing of value,
138 directly or indirectly solicits claims on behalf of a public
139 adjuster, but does not include a paid spokesperson used as part
140 of a written or an electronic advertisement or a person who
141 photographs or inventories damaged personal property or business
142 personal property if such person does not otherwise adjust,
143 investigate, or negotiate for or attempt to effect the
144 settlement of a claim. The term does not apply to life insurance
145 or annuity contracts.
146 Section 5. Section 626.8561, Florida Statutes, is created
147 to read:
148 626.8561 “Public adjuster apprentice” defined.—The term
149 “public adjuster apprentice” means a person licensed as an all
150 lines adjuster who:
151 (1) Is appointed and employed or contracted by a public
152 adjuster or a public adjusting firm;
153 (2) Assists the public adjuster or public adjusting firm in
154 ascertaining and determining the amount of any claim, loss, or
155 damage payable under an insurance contract, or who undertakes to
156 effect settlement of such claim, loss, or damage; and
157 (3) Satisfies the requirements of s. 626.8651.
158 Section 6. Subsection (3) of section 626.8584, Florida
159 Statutes, is amended to read:
160 626.8584 “Nonresident all-lines adjuster” defined.—A
161 “nonresident all-lines adjuster” means a person who:
162 (3) Is licensed as an all-lines adjuster and self-appointed
163 or appointed and employed or contracted by an independent
164 adjusting firm or other independent adjuster, by an insurer
165 admitted to do business in this state or a wholly owned
166 subsidiary of an insurer admitted to do business in this state,
167 or by a public adjuster or a public adjusting firm other
168 insurers under the common control or ownership of such insurer.
169 Section 7. Subsection (1) of section 626.861, Florida
170 Statutes, is amended to read:
171 626.861 Insurer’s officers, insurer’s employees, reciprocal
172 insurer’s representatives; adjustments by.—
173 (1) Nothing in This part may not shall be construed to
174 prevent an executive officer of any insurer, an or a regularly
175 salaried employee of an insurer handling claims with respect to
176 health insurance, an employee of an insurer handling claims with
177 respect to residential property insurance in which the amount of
178 coverage for the applicable type of loss is contractually
179 limited to $500 or less, or the duly designated attorney or
180 agent authorized and acting for subscribers to reciprocal
181 insurers, from adjusting any claim loss or damage under any
182 insurance contract of such insurer.
183 Section 8. Subsection (3) of section 626.864, Florida
184 Statutes, is amended to read:
185 626.864 Adjuster license types.—
186 (3) An all-lines adjuster may be appointed as an
187 independent adjuster, public adjuster apprentice, or company
188 employee adjuster, but not more than one of these both
189 concurrently.
190 Section 9. Paragraphs (d) and (e) of subsection (1) of
191 section 626.865, Florida Statutes, are amended to read:
192 626.865 Public adjuster’s qualifications, bond.—
193 (1) The department shall issue a license to an applicant
194 for a public adjuster’s license upon determining that the
195 applicant has paid the applicable fees specified in s. 624.501
196 and possesses the following qualifications:
197 (d) Has had sufficient experience, training, or instruction
198 concerning the adjusting of damages or losses under insurance
199 contracts, other than life and annuity contracts, is
200 sufficiently informed as to the terms and effects of the
201 provisions of those types of insurance contracts, and possesses
202 adequate knowledge of the laws of this state relating to such
203 contracts as to enable and qualify him or her to engage in the
204 business of insurance adjuster fairly and without injury to the
205 public or any member thereof with whom the applicant may have
206 business as a public adjuster, or has been licensed and employed
207 as a resident insurance company adjuster or independent adjuster
208 in this state on a continual basis for the past year.
209 (e) Has been licensed in this state as an all-lines
210 adjuster, and has been appointed on a continual basis for the
211 previous 6 months Is licensed as a public adjuster apprentice
212 under s. 626.8561, as an independent adjuster under s. 626.855,
213 or as a company employee adjuster under s. 626.856 under s.
214 626.8651 and complies with the requirements of that license
215 throughout the licensure period.
216 Section 10. Section 626.8651, Florida Statutes, is amended
217 to read:
218 626.8651 Public adjuster apprentice appointment license;
219 qualifications.—
220 (1)(a) The department shall issue an appointment a license
221 as a public adjuster apprentice to a licensee an applicant who
222 is:
223 1. Is licensed as an all-lines adjuster under s. 626.866;
224 2. Has filed with the department a bond executed and issued
225 by a surety insurer that is authorized to transact such business
226 in this state in the amount of $50,000, which is conditioned
227 upon the faithful performance of his or her duties as a public
228 adjuster apprentice; and
229 3. Maintains such bond unimpaired throughout the existence
230 of the appointment and for at least 1 year after termination of
231 the appointment.
232 (b) The bond must be in favor of the department and must
233 specifically authorize recovery by the department of the damages
234 sustained in case the licensee commits fraud or unfair practices
235 in connection with his or her business as a public adjuster
236 apprentice. The aggregate liability of the surety for all such
237 damages may not exceed the amount of the bond, and the bond may
238 not be terminated by the issuing insurer unless written notice
239 of at least 30 days is given to the licensee and filed with the
240 department.
241 (a) A natural person at least 18 years of age.
242 (b) A United States citizen or legal alien who possesses
243 work authorization from the United States Bureau of Citizenship
244 and Immigration Services.
245 (c) Trustworthy and has such business reputation as would
246 reasonably ensure that the applicant will conduct business as a
247 public adjuster apprentice fairly and in good faith and without
248 detriment to the public.
249 (2) All applicable license fees, as prescribed in s.
250 624.501, must be paid in full before issuance of the license.
251 (3) An applicant must pass the required written examination
252 before a license may be issued.
253 (4) An applicant must have received designation as an
254 Accredited Claims Adjuster (ACA), as a Certified Adjuster (CA),
255 or as a Certified Claims Adjuster (CCA) after completion of
256 training that qualifies the applicant to engage in the business
257 of a public adjuster apprentice fairly and without injury to the
258 public. Such training and instruction must address adjusting
259 damages and losses under insurance contracts, the terms and
260 effects of insurance contracts, and knowledge of the laws of
261 this state relating to insurance contracts.
262 (5) At the time of application for license as a public
263 adjuster apprentice, the applicant shall file with the
264 department a bond executed and issued by a surety insurer
265 authorized to transact such business in this state in the amount
266 of $50,000, conditioned upon the faithful performance of his or
267 her duties as a public adjuster apprentice under the license for
268 which the applicant has applied, and thereafter maintain the
269 bond unimpaired throughout the existence of the license and for
270 at least 1 year after termination of the license. The bond shall
271 be in favor of the department and shall specifically authorize
272 recovery by the department of the damages sustained in case the
273 licensee commits fraud or unfair practices in connection with
274 his or her business as a public adjuster apprentice. The
275 aggregate liability of the surety for all such damages may not
276 exceed the amount of the bond, and the bond may not be
277 terminated by the issuing insurer unless written notice of at
278 least 30 days is given to the licensee and filed with the
279 department.
280 (6) A public adjuster apprentice shall complete at a
281 minimum 100 hours of employment per month for 12 months of
282 employment under the supervision of a licensed and appointed
283 all-lines public adjuster in order to qualify for licensure as a
284 public adjuster. The department may adopt rules that establish
285 standards for such employment requirements.
286 (2)(7) An appointing public adjusting firm may not maintain
287 more than four 12 public adjuster apprentices simultaneously.
288 However, a supervising public adjuster may not be responsible
289 for more than one three public adjuster apprentice apprentices
290 simultaneously and shall be accountable for the acts of the all
291 public adjuster apprentice apprentices which are related to
292 transacting business as a public adjuster apprentice. This
293 subsection does not apply to a public adjusting firm that
294 adjusts claims primarily for commercial entities with operations
295 in more than one state and that does not directly or indirectly
296 perform adjusting services for insurers or individual
297 homeowners.
298 (8) An apprentice license is effective for 18 months unless
299 the license expires due to lack of maintaining an appointment;
300 is surrendered by the licensee; is terminated, suspended, or
301 revoked by the department; or is canceled by the department upon
302 issuance of a public adjuster license. The department may not
303 issue a public adjuster apprentice license to any individual who
304 has held such a license in this state within 2 years after
305 expiration, surrender, termination, revocation, or cancellation
306 of the license.
307 (9) After completing the requirements for employment as a
308 public adjuster apprentice, the licensee may file an application
309 for a public adjuster license. The applicant and supervising
310 public adjuster or public adjusting firm must each file a sworn
311 affidavit, on a form prescribed by the department, verifying
312 that the employment of the public adjuster apprentice meets the
313 requirements of this section.
314 (10) In no event shall A public adjuster apprentice
315 licensed under this section perform any of the functions for
316 which a public adjuster’s license is required after expiration
317 of the public adjuster apprentice license without having
318 obtained a public adjuster license.
319 (3)(11) A public adjuster apprentice has the same authority
320 as the licensed public adjuster or public adjusting firm that
321 employs the apprentice except that an apprentice may not execute
322 contracts for the services of a public adjuster or public
323 adjusting firm and may not solicit contracts for the services
324 except under the direct supervision and guidance of the
325 supervisory public adjuster. An individual may not be, act as,
326 or hold himself or herself out to be a public adjuster
327 apprentice unless the individual is licensed as an all-lines
328 adjuster and holds a current appointment by a licensed public
329 all-lines adjuster or a public adjusting firm that employs a
330 licensed all-lines public adjuster.
331 Section 11. Section 626.8695, Florida Statutes, is amended
332 to read:
333 626.8695 Primary adjuster.—
334 (1) Each business location established by an adjuster,
335 person operating an adjusting firm, a corporation, or an
336 association and each location of a multiple location adjusting
337 firm must designate with the department a primary adjuster who
338 is licensed and appointed to adjust the insurance claims
339 adjusted by the business location.
340 (2) An adjusting firm and each of its branch firms shall
341 designate a primary adjuster for each such firm or location and
342 must file with the department, at the department’s designated
343 website, the name and license number of such primary adjuster
344 and the physical address of the adjusting firm or branch firm
345 location where he or she is the primary adjuster, on a form
346 approved by the department. The designation of the primary
347 adjuster may be changed at the option of the adjusting firm. Any
348 such change is effective upon notification to the department.
349 Notice of change must be provided sent to the department within
350 30 days after such change.
351 (3)(2)(a) For purposes of this section, a “primary
352 adjuster” is the licensed adjuster who is responsible for the
353 hiring and supervision of all individuals within an adjusting
354 firm location who act deal with the public and who acts in the
355 capacity of a public adjuster as defined in s. 626.854, or an
356 independent adjuster as defined in this chapter s. 626.855. An
357 adjuster may be designated as a primary adjuster for more than
358 only one adjusting firm location provided no person engages in
359 activity requiring licensure as an adjuster at any location when
360 an adjuster is not physically present.
361 (4)(b) For purposes of this section, an “adjusting firm” is
362 a location where an independent or public adjuster is engaged in
363 the business of insurance.
364 (5)(3) The department may suspend or revoke the license of
365 the primary adjuster if the adjusting firm employs or contracts
366 any person who has had a license denied or any person whose
367 license is currently suspended or revoked. However, if a person
368 has been denied a license for failure to pass a required
369 examination, he or she may be employed or contracted to perform
370 clerical or administrative functions for which licensure is not
371 required.
372 (6)(4) The primary adjuster in an unincorporated adjusting
373 firm, or the primary adjuster in an incorporated adjusting firm
374 in which no officer, director, or stockholder is an adjuster, is
375 responsible and accountable for misconduct or violations of this
376 code committed by the primary adjuster or by any other person
377 the acts of salaried employees under his or her direct
378 supervision and control while acting on behalf of the adjusting
379 firm. This section does not render a primary adjuster Nothing in
380 this section renders any person criminally liable for an or
381 subject to any disciplinary proceedings for any act unless the
382 primary adjuster person personally committed the act or knew or
383 should have known of the act and of the facts constituting a
384 violation of this code.
385 (7)(5) The department may suspend or revoke the license of
386 any adjuster who is employed or contracted by a person whose
387 license is currently suspended or revoked.
388 (8)(6) An adjusting firm location may not conduct the
389 business of insurance unless a primary adjuster is designated
390 and provides services to the firm at all times. If the Failure
391 of the person operating the adjusting firm to designate a
392 primary adjuster designated with the department ends his or her
393 affiliation with the firm for any reason and if the firm fails
394 to designate another primary adjuster, as required in subsection
395 (2), within 90 days, the firm license automatically expires on
396 the 91st day after the date the designated primary adjuster
397 ended his or her affiliation with for the firm, or for each
398 location, as applicable, on a form prescribed by the department
399 within 30 days after inception of the firm or change of primary
400 adjuster designation, constitutes grounds for requiring the
401 adjusting firm to obtain an adjusting firm license pursuant to
402 s. 626.8696.
403 (9)(7) Any adjusting firm may determine a request, on a
404 form prescribed by the department, verification from the
405 department of any person’s current licensure status by
406 submitting an appointment request. If a request is mailed to the
407 office within 5 working days after the date an adjuster is
408 hired. If, and the department subsequently notifies the
409 adjusting firm that its appointee’s an employee’s license is
410 currently suspended, revoked, or has been denied, the license of
411 the primary adjuster may shall not be revoked or suspended if
412 the unlicensed person is immediately dismissed from employment
413 as an adjuster with the firm.
414 Section 12. Section 626.872, Florida Statutes, is repealed.
415 Section 13. Subsection (1) of section 626.874, Florida
416 Statutes, is amended to read:
417 626.874 Catastrophe or emergency adjusters.—
418 (1) In the event of a catastrophe or emergency, the
419 department may issue a license, for the purposes and under the
420 conditions and for the period of emergency as it shall
421 determine, to persons who are residents or nonresidents of this
422 state, who are at least 18 years of age, who are United States
423 citizens or legal aliens who possess work authorization from the
424 United States Bureau of Citizenship and Immigration Services,
425 and who are not licensed adjusters under this part but who have
426 been designated and certified to it as qualified to act as
427 adjusters by all-lines resident adjusters, by an authorized
428 insurer, or by a licensed general lines agent to adjust claims,
429 losses, or damages under policies or contracts of insurance
430 issued by such insurers, or by the primary adjuster of an
431 independent adjusting firm contracted with an authorized insurer
432 to adjust claims on behalf of the insurer. The fee for the
433 license is as provided in s. 624.501(12)(c).
434 Section 14. Subsection (2) of section 626.875, Florida
435 Statutes, is amended to read:
436 626.875 Office and records.—
437 (2) The records of the adjuster relating to a particular
438 claim or loss shall be so retained in the adjuster’s place of
439 business for a period of not less than 5 3 years after
440 completion of the adjustment. This provision shall not be deemed
441 to prohibit return or delivery to the insurer or insured of
442 documents furnished to or prepared by the adjuster and required
443 by the insurer or insured to be returned or delivered thereto.
444 Section 15. Section 626.876, Florida Statutes, is amended
445 to read:
446 626.876 Exclusive employment; public adjusters, all-lines
447 independent adjusters.—
448 (1) An individual licensed and appointed as a public
449 adjuster may not be simultaneously licensed as an all-lines
450 adjuster employed during the same period by more than one public
451 adjuster or public adjuster firm or corporation.
452 (2) An individual licensed as an all-lines adjuster and
453 appointed as an independent adjuster, a company employee
454 adjuster, or a public adjuster apprentice may not be
455 simultaneously appointed, contracted, or employed as an adjuster
456 that requires a different appointment type during the same
457 period by more than one independent adjuster or independent
458 adjuster firm or corporation.
459 Section 16. Section 626.879, Florida Statutes, is repealed.
460 Section 17. This act shall take effect January 1, 2018.
461
462 ================= T I T L E A M E N D M E N T ================
463 And the title is amended as follows:
464 Delete everything before the enacting clause
465 and insert:
466 A bill to be entitled
467 An act relating to insurance adjusters; amending s.
468 626.015, F.S.; conforming a cross-reference; amending
469 s. 626.854, F.S.; redefining the term “public
470 adjuster”; deleting a certain prohibited act of a
471 public adjuster; deleting a provision specifying the
472 methods for an insured or claimant to provide certain
473 notice to an insurer; providing construction relating
474 to certain limitations on insurance claim payments and
475 public adjuster compensation; revising a prohibition
476 against certain entities relating to a contract or
477 power of attorney that vests certain authority in a
478 property insurance claim; conforming a cross
479 reference; prohibiting persons from conducting certain
480 activities relating to insurance claims; providing an
481 exception for attorneys and public adjusters;
482 repealing s. 626.8541, F.S., relating to public
483 adjuster apprentices; amending s. 626.8548, F.S.;
484 redefining the term “all-lines adjuster”; creating s.
485 626.8561, F.S.; defining the term “public adjuster
486 apprentice”; amending s. 626.8584, F.S.; redefining
487 the term “nonresident all-lines adjuster”; amending s.
488 626.861, F.S.; revising construction relating to
489 employees of an insurer; amending s. 626.864, F.S.;
490 revising the permissible appointments of all-lines
491 adjusters; amending s. 626.865, F.S.; revising the
492 qualifications for licensure for public adjusters;
493 amending s. 626.8651, F.S.; requiring public adjuster
494 apprentices to be appointed, rather than licensed, by
495 the Department of Financial Services; specifying
496 qualifications for such appointments; revising
497 requirements and limitations for public adjusting
498 firms and public adjusters who supervise public
499 adjuster apprentices; revising certain prohibited acts
500 and exceptions to such acts of public adjuster
501 apprentices; conforming provisions to changes made by
502 the act; amending s. 626.8695, F.S.; revising
503 requirements for designating primary adjusters;
504 redefining the term “primary adjuster”; revising the
505 accountability of a primary adjuster for persons under
506 his or her supervision; revising a prohibition against
507 an adjusting firm location conducting insurance
508 business under certain circumstances; revising
509 procedures for an adjusting firm to determine a
510 person’s current licensure status; repealing s.
511 626.872, F.S., relating to all-lines adjuster
512 temporary licenses; amending s. 626.874, F.S.;
513 revising conditions for the department to issue
514 adjuster licenses in the event of catastrophes or
515 emergencies; amending s. 626.875, F.S.; revising the
516 minimum time period for a records retention
517 requirement for adjusters; amending s. 626.876, F.S.;
518 revising certain prohibitions relating to exclusive
519 employment of public adjusters and specified all-lines
520 adjusters; repealing s. 626.879, F.S., relating to
521 pools of insurance adjusters; providing an effective
522 date.