Florida Senate - 2018                          SENATOR AMENDMENT
       Bill No. CS for HB 533
       
       
       
       
       
       
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                              LEGISLATIVE ACTION                        
                    Senate             .             House              
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                Floor: 1/AD/2R         .            Floor: C            
             03/08/2018 03:47 PM       .      03/09/2018 09:56 PM       
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       Senator Grimsley moved the following:
       
    1         Senate Amendment (with title amendment)
    2  
    3         Delete everything after the enacting clause
    4  and insert:
    5         Section 1. Paragraph (x) of subsection (1) of section
    6  626.9541, Florida Statutes, is amended to read:
    7         626.9541 Unfair methods of competition and unfair or
    8  deceptive acts or practices defined.—
    9         (1) UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE
   10  ACTS.—The following are defined as unfair methods of competition
   11  and unfair or deceptive acts or practices:
   12         (x) Refusal to insure.—In addition to other provisions of
   13  this code, the refusal to insure, or continue to insure, any
   14  individual or risk solely because of:
   15         1. Race, color, creed, marital status, sex, or national
   16  origin;
   17         2. The residence, age, or lawful occupation of the
   18  individual or the location of the risk, unless there is a
   19  reasonable relationship between the residence, age, or lawful
   20  occupation of the individual or the location of the risk and the
   21  coverage issued or to be issued;
   22         3. The insured’s or applicant’s failure to agree to place
   23  collateral business with any insurer, unless the coverage
   24  applied for would provide liability coverage which is excess
   25  over that provided in policies maintained on property or motor
   26  vehicles;
   27         4. The insured’s or applicant’s failure to purchase
   28  noninsurance services or commodities, including motor vehicle
   29  automobile services as defined in s. 624.124 except for motor
   30  vehicle services purchased from a membership organization that,
   31  as of January 1, 2018, is affiliated with an admitted property
   32  and casualty insurer;
   33         5. The fact that the insured or applicant is a public
   34  official; or
   35         6. The fact that the insured or applicant had been
   36  previously refused insurance coverage by any insurer, when such
   37  refusal to insure or continue to insure for this reason occurs
   38  with such frequency as to indicate a general business practice.
   39         Section 2. This act shall take effect July 1, 2018.
   40  
   41  ================= T I T L E  A M E N D M E N T ================
   42  And the title is amended as follows:
   43         Delete everything before the enacting clause
   44  and insert:
   45                        A bill to be entitled                      
   46         An act relating to unfair insurance trade practices;
   47         amending s. 626.9541, F.S.; authorizing insurers to
   48         refuse to insure or refuse to continue to insure an
   49         applicant or insured for failing to purchase certain
   50         noninsurance motor vehicle services; providing an
   51         effective date.