Florida Senate - 2019                        COMMITTEE AMENDMENT
       Bill No. SB 1034
                              LEGISLATIVE ACTION                        
                    Senate             .             House              

       The Committee on Banking and Insurance (Gruters) recommended the
    1         Senate Amendment (with title amendment)
    3         Delete everything after the enacting clause
    4  and insert:
    5         Section 1. Section 559.715, Florida Statutes, is amended to
    6  read:
    7         559.715 Assignment of consumer debts.—
    8         (1) This part does not prohibit the assignment, by a
    9  creditor, of the right to bill and collect a consumer debt.
   10  However, the assignee must give the debtor written notice of
   11  such assignment as soon as practical after the assignment is
   12  made, but at least 30 days before any action to collect the
   13  debt. For the purpose of this subsection, the term “action” does
   14  not include a communication or disclosure required by law and
   15  does not include any communication or payment initiated by the
   16  debtor.
   17         (2) The assignee is a real party in interest and may bring
   18  an action to collect a debt that has been assigned to the
   19  assignee and is in default.
   20         Section 2. This act shall take effect July 1, 2019.
   22  ================= T I T L E  A M E N D M E N T ================
   23  And the title is amended as follows:
   24         Delete everything before the enacting clause
   25  and insert:
   26                        A bill to be entitled                      
   27         An act relating to assignment of consumer debts;
   28         amending s. 559.715, F.S.; specifying that certain
   29         communications, disclosures, and payments do not
   30         constitute an action; providing an effective date.