Florida Senate - 2019                        COMMITTEE AMENDMENT
       Bill No. SB 1034
                              LEGISLATIVE ACTION                        
                    Senate             .             House              

       The Committee on Banking and Insurance (Gruters) recommended the
    1         Senate Amendment (with title amendment)
    3         Delete everything after the enacting clause
    4  and insert:
    5         Section 1. Section 559.715, Florida Statutes, is amended to
    6  read:
    7         559.715 Assignment of consumer debts.—This part does not
    8  prohibit the assignment, by a creditor, of the right to bill and
    9  collect a consumer debt. However, the assignee must give the
   10  debtor written notice of such assignment as soon as practical
   11  after the assignment is made, but at least 30 days before any
   12  action to collect the debt. The term “action” does not include a
   13  communication that is in compliance with 15 U.S.C. ss. 1692e and
   14  1692g, or any communication or payment initiated by the debtor
   15  The assignee is a real party in interest and may bring an action
   16  to collect a debt that has been assigned to the assignee and is
   17  in default.
   18         Section 2. This act shall take effect July 1, 2019.
   20  ================= T I T L E  A M E N D M E N T ================
   21  And the title is amended as follows:
   22         Delete everything before the enacting clause
   23  and insert:
   24                        A bill to be entitled                      
   25         An act relating to assignment of consumer debts;
   26         amending s. 559.715, F.S.; specifying that certain
   27         communications or payments do not constitute an
   28         action; deleting a provision authorizing assignees to
   29         bring certain actions as a real party in interest;
   30         providing an effective date.