Florida Senate - 2019                        COMMITTEE AMENDMENT
       Bill No. SB 1034
       
       
       
       
       
       
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       The Committee on Banking and Insurance (Gruters) recommended the
       following:
       
    1         Senate Substitute for Amendment (671276) (with title
    2  amendment)
    3  
    4         Delete everything after the enacting clause
    5  and insert:
    6         Section 1. Section 559.715, Florida Statutes, is amended to
    7  read:
    8         559.715 Assignment of consumer debts.—This part does not
    9  prohibit the assignment, by a creditor, of the right to bill and
   10  collect a consumer debt. However, the assignee must give the
   11  debtor written notice of such assignment as soon as practical
   12  after the assignment is made, but at least 30 days before any
   13  action to collect the debt. The term “action” does not include a
   14  communication required by 15 U.S.C. s. 1692e(11) or 15 U.S.C. s.
   15  1692g, or any communication or payment initiated by the debtor.
   16  The assignee is a real party in interest and may bring an action
   17  to collect a debt that has been assigned to the assignee and is
   18  in default.
   19         Section 2. This act shall take effect July 1, 2019.
   20  
   21  ================= T I T L E  A M E N D M E N T ================
   22  And the title is amended as follows:
   23         Delete everything before the enacting clause
   24  and insert:
   25                        A bill to be entitled                      
   26         An act relating to assignment of consumer debts;
   27         amending s. 559.715, F.S.; specifying that certain
   28         communications or payments do not constitute an
   29         action; deleting a provision authorizing assignees to
   30         bring certain actions as a real party in interest;
   31         providing an effective date.